{ "article": { "LEGIARTI000052190245": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L354-2-1", "ETAT": "VIGUEUR_DIFF", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2026-11-20" } }, "META_COMMUN": { "ID": "LEGIARTI000052190245", "URL": "article/LEGI/ARTI/00/00/52/19/02/LEGIARTI000052190245.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au I de l’article 99 de l’ordonnance n° 2025-880 du 3 septembre 2025, ces dispositions, dans leur rédaction résultant de l’ordonnance précitée, entrent en vigueur le 20 novembre 2026.
\n
\nConformément au II de l’article 99 de l’ordonnance n° 2025-880 du 3 septembre 2025, les contrats de crédit en cours au 20 novembre 2026 restent régis par les dispositions du code de la consommation et du code monétaire et financier dans leur rédaction antérieure à l'entrée en vigueur de l’ordonnance précitée.

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Pour l'application de l'article L. 354-2 :

1° Aux articles L. 340-2, L. 340-3, L. 341-1-1, L. 341-12 à L. 341-20 et L. 341-52-2, les montants en euros sont convertis en francs Pacifique selon la parité mentionnée à l'article D. 721-2 du code monétaire et financier ;

2° A l'article L. 341-15, la référence à l'article L. 314-11-1 est supprimée.

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\n
La parité du franc CFP exprimée en millier d'unités est fixée à 8,38 euros.

" } }, "LEGIARTI000052185235": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "96", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000052185235", "URL": "article/LEGI/ARTI/00/00/52/18/52/LEGIARTI000052185235.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000052190881", "@num": "L351-5", "#text": "Code de la consommation - art. L351-5 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052190876", "@num": "L351-6", "#text": "Code de la consommation - art. L351-6 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052190852", "@num": "L351-7", "#text": "Code de la consommation - art. L351-7 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052190845", "@num": "L351-8", "#text": "Code de la consommation - art. L351-8 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052190832", "@num": "L354-2", "#text": "Code de la consommation - art. L354-2 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052190245", "@num": "L354-2-1", "#text": "Code de la consommation - art. L354-2-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052190822", "@num": "L354-3", "#text": "Code de la consommation - art. L354-3 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052190263", "@num": "L354-3-1", "#text": "Code de la consommation - art. L354-3-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000052185196", "@fin": "2999-01-01", "#text": "Chapitre Ier : Modification du code de la consommation", "@debut": "2025-09-05" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000052185203", "@fin": "2999-01-01", "#text": "Titre III : DISPOSITIONS RELATIVES AUX OUTRE-MER", "@debut": "2025-09-05" } ] }, "@cid": "JORFTEXT000052184230", "@nor": "ECOT2515537R", "@num": "2025-880", "@nature": "ORDONNANCE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Ordonnance n° 2025-880 du 3 septembre 2025 relative au crédit à la consommation", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000052184230", "@c_titre_court": "Ordonnance n°2025-880 du 3 septembre 2025" }, { "@fin": "2999-01-01", "#text": "Ordonnance n° 2025-880 du 3 septembre 2025 relative au crédit à la consommation", "@debut": "2025-09-05", "@id_txt": "LEGITEXT000052185161", "@c_titre_court": "Ordonnance n°2025-880 du 3 septembre 2025" } ], "@ministere": "Ministère de l'économie, des finances et de la souveraineté industrielle et numérique", "@date_publi": "2025-09-04", "@date_signature": "2025-09-03", "@num_parution_jo": "0205" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000052185235", "@fin": "2999-01-01", "@num": "96", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000052184463", "@fin": "2999-01-01", "@num": "96", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A modifié les dispositions suivantes :

- Code de la consommation
\n Art. L351-5, Art. L351-6, Art. L351-7, Art. L351-8, Art. L354-2, Art. L354-3\n
\n

\n
\n
A créé les dispositions suivantes :

- Code de la consommation
\n Art. L354-2-1\n
\n

\n
\n
A créé les dispositions suivantes :

- Code de la consommation
\n Art. L354-3-1\n
\n

\n
" } } }, "article_lien": [ { "article_id": "LEGIARTI000052185235", "cible": false, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000052190245", "typelien": "CREE" }, { "article_id": "LEGIARTI000046632238", "cible": true, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000052190245", "typelien": "CITATION" } ], "follow": [ "LIENS.LIEN[@sens=cible,@typelien=CREATION].@id" ], "id": "LEGIARTI000052190245", "liens_entrants": true }

Article L354-2-1 AUTONOME VIGUEUR_DIFF, en vigueur depuis le 20/11/2026 (Code de la consommation)