{ "article": { "LEGIARTI000052185243": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "55", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000052185243", "URL": "article/LEGI/ARTI/00/00/52/18/52/LEGIARTI000052185243.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGISCTA000052188791", "#text": "Code de la consommation - Sous-section 1 : Publicité et informations géné... (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052188797", "@num": "L340-2", "#text": "Code de la consommation - art. L340-2 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052188799", "@num": "L340-3", "#text": "Code de la consommation - art. L340-3 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000052185198", "@fin": "2999-01-01", "#text": "Section 1 : Crédit à la consommation", "@debut": "2025-09-05" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000052185190", "@fin": "2999-01-01", "#text": "Chapitre XIX : Sanctions", "@debut": "2025-09-05" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000052185201", "@fin": "2999-01-01", "#text": "Titre Ier : DISPOSITIONS MODIFIANT LE LIVRE II, LE LIVRE III ET LE LIVRE VII DU CODE DE LA CONSOMMATION", "@debut": "2025-09-05" } ] }, "@cid": "JORFTEXT000052184230", "@nor": "ECOT2515537R", "@num": "2025-880", "@nature": "ORDONNANCE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Ordonnance n° 2025-880 du 3 septembre 2025 relative au crédit à la consommation", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000052184230", "@c_titre_court": "Ordonnance n°2025-880 du 3 septembre 2025" }, { "@fin": "2999-01-01", "#text": "Ordonnance n° 2025-880 du 3 septembre 2025 relative au crédit à la consommation", "@debut": "2025-09-05", "@id_txt": "LEGITEXT000052185161", "@c_titre_court": "Ordonnance n°2025-880 du 3 septembre 2025" } ], "@ministere": "Ministère de l'économie, des finances et de la souveraineté industrielle et numérique", "@date_publi": "2025-09-04", "@date_signature": "2025-09-03", "@num_parution_jo": "0205" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000052185243", "@fin": "2999-01-01", "@num": "55", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000052184514", "@fin": "2999-01-01", "@num": "55", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A créé les dispositions suivantes :

- Code de la consommation
\n Sct. Sous-section 1 : Publicité et informations générales, Art. L340-2, Art. L340-3\n
\n

\n
" } }, "LEGIARTI000052188797": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L340-2", "ETAT": "VIGUEUR_DIFF", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2026-11-20" } }, "META_COMMUN": { "ID": "LEGIARTI000052188797", "URL": "article/LEGI/ARTI/00/00/52/18/87/LEGIARTI000052188797.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au I de l’article 99 de l’ordonnance n° 2025-880 du 3 septembre 2025, ces dispositions, dans leur rédaction résultant de l’ordonnance précitée, entrent en vigueur le 20 novembre 2026.

Conformément au II de l’article 99 de l’ordonnance n° 2025-880 du 3 septembre 2025, les contrats de crédit en cours au 20 novembre 2026 restent régis par les dispositions du code de la consommation et du code monétaire et financier dans leur rédaction antérieure à l'entrée en vigueur de l’ordonnance précitée.

" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000052185243", "@num": "55", "#text": "Ordonnance n°2025-880 du 3 septembre 2025 - art. 55", "@sens": "cible", "@cidtexte": "JORFTEXT000052184230", "@nortexte": "ECOT2515537R", "@numtexte": "2025-880", "@typelien": "CREE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2025-09-03" }, { "@id": "LEGIARTI000032222077", "@num": "L312-41", "#text": "Code de la consommation - art. L312-41", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032221983", "@num": "L312-5", "#text": "Code de la consommation - art. L312-5", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032222115", "@num": "L312-58", "#text": "Code de la consommation - art. L312-58", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052189044", "@num": "L340-1", "#text": "Code de la consommation - art. L340-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000052188791", "@fin": "2999-01-01", "#text": "Sous-section 1 : Publicité et informations générales", "@debut": "2026-11-20" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225673", "@fin": "2999-01-01", "#text": "Section 1 : Crédit à la consommation", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225675", "@fin": "2999-01-01", "#text": "Chapitre Ier : Opérations de crédit", "@debut": "2016-03-25" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225677", "@fin": "2999-01-01", "#text": "Titre IV : SANCTIONS", "@debut": "2016-03-25" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226222", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR_DIFF", "LIEN_ART": { "@id": "LEGIARTI000052188797", "@fin": "2999-01-01", "@num": "L340-2", "@etat": "VIGUEUR_DIFF", "@debut": "2026-11-20", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Tout manquement aux obligations relatives à la publicité et à la mention \" crédit renouvelable \" mentionnées aux articles L. 312-5 à L. 312-11, L. 312-41 et L. 312-58 à L. 312-61 est passible d'une amende administrative dont le montant ne peut excéder 1 500 euros pour une personne physique et 7 500 euros pour une personne morale.
\n
L'autorité administrative compétente peut également prévoir la rectification de la publicité aux frais du professionnel.

" } }, "LEGIARTI000052188799": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L340-3", "ETAT": "VIGUEUR_DIFF", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2026-11-20" } }, "META_COMMUN": { "ID": "LEGIARTI000052188799", "URL": "article/LEGI/ARTI/00/00/52/18/87/LEGIARTI000052188799.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000052185243", "@num": "55", "#text": "Ordonnance n°2025-880 du 3 septembre 2025 - art. 55", "@sens": "cible", "@cidtexte": "JORFTEXT000052184230", "@nortexte": "ECOT2515537R", "@numtexte": "2025-880", "@typelien": "CREE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2025-09-03" }, { "@id": "LEGIARTI000052185943", "@num": "L312-11-1", "#text": "Code de la consommation - art. L312-11-1", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052189044", "@num": "L340-1", "#text": "Code de la consommation - art. L340-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000052188791", "@fin": "2999-01-01", "#text": "Sous-section 1 : Publicité et informations générales", "@debut": "2026-11-20" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225673", "@fin": "2999-01-01", "#text": "Section 1 : Crédit à la consommation", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225675", "@fin": "2999-01-01", "#text": "Chapitre Ier : Opérations de crédit", "@debut": "2016-03-25" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225677", "@fin": "2999-01-01", "#text": "Titre IV : SANCTIONS", "@debut": "2016-03-25" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226222", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR_DIFF", "LIEN_ART": { "@id": "LEGIARTI000052188799", "@fin": "2999-01-01", "@num": "L340-3", "@etat": "VIGUEUR_DIFF", "@debut": "2026-11-20", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Tout manquement aux obligations prévues à l'article L. 312-11-1 relatif aux informations générales est passible d'une amende administrative dont le montant ne peut excéder 1 500 euros pour une personne physique et 7 500 euros pour une personne morale.

" } } }, "article_lien": [ { "article_id": "LEGIARTI000052188797", "cible": true, "cidtexte": "JORFTEXT000052184230", "id": "LEGIARTI000052185243", "typelien": "CREE" }, { "article_id": "LEGIARTI000052188799", "cible": true, "cidtexte": "JORFTEXT000052184230", "id": "LEGIARTI000052185243", "typelien": "CREE" } ], "follow": [ "LIENS.LIEN[@sens=cible,@typelien=CREATION].@id" ], "id": "LEGIARTI000052185243", "liens_entrants": true }

Article 55 ENTIEREMENT_MODIF (Ordonnance n° 2025-880 du 3 septembre 2025 relative au crédit à la consommation)