{ "article": { "LEGIARTI000052185217": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "87", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000052185217", "URL": "article/LEGI/ARTI/00/00/52/18/52/LEGIARTI000052185217.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000052191387", "@num": "L511-7", "#text": "Code monétaire et financier - art. L511-7 (MMN)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "MODIFICATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052990094", "@num": "L511-7", "#text": "Code monétaire et financier - art. L511-7 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000052185193", "@fin": "2999-01-01", "#text": "Chapitre II : Prêteurs à titre accessoire", "@debut": "2025-09-05" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000052185202", "@fin": "2999-01-01", "#text": "Titre II : DISPOSITIONS MODIFIANT LES LIVRES III ET V DU CODE MONÉTAIRE ET FINANCIER", "@debut": "2025-09-05" } ] }, "@cid": "JORFTEXT000052184230", "@nor": "ECOT2515537R", "@num": "2025-880", "@nature": "ORDONNANCE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Ordonnance n° 2025-880 du 3 septembre 2025 relative au crédit à la consommation", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000052184230", "@c_titre_court": "Ordonnance n°2025-880 du 3 septembre 2025" }, { "@fin": "2999-01-01", "#text": "Ordonnance n° 2025-880 du 3 septembre 2025 relative au crédit à la consommation", "@debut": "2025-09-05", "@id_txt": "LEGITEXT000052185161", "@c_titre_court": "Ordonnance n°2025-880 du 3 septembre 2025" } ], "@ministere": "Ministère de l'économie, des finances et de la souveraineté industrielle et numérique", "@date_publi": "2025-09-04", "@date_signature": "2025-09-03", "@num_parution_jo": "0205" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000052185217", "@fin": "2999-01-01", "@num": "87", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000052184397", "@fin": "2999-01-01", "@num": "87", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A modifié les dispositions suivantes :

-Code monétaire et financier
\nArt. L511-7\n
\n

\n
" } }, "LEGIARTI000052191387": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L511-7", "ETAT": "MODIFIE_MORT_NE", "TYPE": "AUTONOME", "DATE_FIN": "2025-12-04", "DATE_DEBUT": "2026-11-20" } }, "META_COMMUN": { "ID": "LEGIARTI000052191387", "URL": "article/LEGI/ARTI/00/00/52/19/13/LEGIARTI000052191387.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au I de l’article 99 de l’ordonnance n° 2025-880 du 3 septembre 2025, ces dispositions, dans leur rédaction résultant de l’ordonnance précitée, entrent en vigueur le 20 novembre 2026.
\n
\nConformément au II de l’article 99 de l’ordonnance n° 2025-880 du 3 septembre 2025, les contrats de crédit en cours au 20 novembre 2026 restent régis par les dispositions du code de la consommation et du code monétaire et financier dans leur rédaction antérieure à l'entrée en vigueur de l’ordonnance précitée.

" }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n° 2000-1223 du 14 décembre 2000 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000574489", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000006703672", "@num": "12", "#text": "Loi n°84-46 du 24 janvier 1984 - art. 12 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000504724", "@numtexte": "84-46", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1984-01-24" }, { "@id": "LEGIARTI000020871460", "@num": "12", "#text": "Ordonnance n°2004-823 du 19 août 2004 - art. 12 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000627859", "@nortexte": "ECOX0400157R", "@numtexte": "2004-823", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2004-08-19" }, { "@id": "LEGIARTI000006530927", "@num": "9", "#text": "Ordonnance n°2004-823 du 19 août 2004 - art. 9 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000627859", "@nortexte": "ECOX0400157R", "@numtexte": "2004-823", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2004-08-19" }, { "@id": "LEGIARTI000027824113", "@num": "31", "#text": "LOI n°2013-100 du 28 janvier 2013 - art. 31 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000026998473", "@nortexte": "EFIX1221489L", "@numtexte": "2013-100", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-01-28" }, { "@id": "LEGIARTI000048164216", "#text": "DÉCRET n°2014-1281 du 23 octobre 2014 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000029675795", "@nortexte": "FCPM1418264D", "@numtexte": "2014-1281", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2014-10-23" }, { "@id": "LEGIARTI000049386915", "@num": "6", "#text": "LOI n°2024-317 du 8 avril 2024 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049385823", "@nortexte": "TSSX2310018L", "@numtexte": "2024-317", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2024-04-08" }, { "@id": "LEGIARTI000049419313", "@num": "9", "#text": "LOI n°2024-344 du 15 avril 2024 - art. 9", "@sens": "cible", "@cidtexte": "JORFTEXT000049418388", "@nortexte": "PRMX2331111L", "@numtexte": "2024-344", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2024-04-15" }, { "@id": "LEGITEXT000052061397", "#text": "Décret n°2025-780 du 7 août 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000052059738", "@nortexte": "ECOT2522224D", "@numtexte": "2025-780", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2025-08-07" }, { "@id": "LEGIARTI000052185217", "@num": "87", "#text": "Ordonnance n°2025-880 du 3 septembre 2025 - art. 87", "@sens": "source", "@cidtexte": "JORFTEXT000052184230", "@nortexte": "ECOT2515537R", "@numtexte": "2025-880", "@typelien": "MODIFICATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2025-09-03" }, { "@id": "LEGIARTI000048521035", "@num": "L230-1", "#text": "Code de commerce - art. L230-1", "@sens": "source", "@cidtexte": "LEGITEXT000005634379", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052190595", "@num": "L312-16", "#text": "Code de la consommation - art. L312-16 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038838816", "@num": "L6132-5-1", "#text": "Code de la santé publique - art. L6132-5-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072665", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000020087526", "#text": "Code monétaire et financier", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252278", "@num": "L141-6", "#text": "Code monétaire et financier - art. L141-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000020087540", "@num": "L211-34", "#text": "Code monétaire et financier - art. L211-34", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000020087630", "@num": "L211-36", "#text": "Code monétaire et financier - art. L211-36", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006652080", "@num": "L313-1", "#text": "Code monétaire et financier - art. L313-1", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006654299", "@num": "L511-5", "#text": "Code monétaire et financier - art. L511-5", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000026086968", "@num": "L561-2", "#text": "Code monétaire et financier - art. L561-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006658393", "@num": "L562-1", "#text": "Code monétaire et financier - art. L562-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035043935", "@num": "L712-5", "#text": "Code monétaire et financier - art. L712-5 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000050367200", "@num": "L721-24", "#text": "Code monétaire et financier - art. L721-24 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042735829", "@num": "L745-1-1", "#text": "Code monétaire et financier - art. L745-1-1 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042735800", "@num": "L755-1-1", "#text": "Code monétaire et financier - art. L755-1-1 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048538366", "@num": "L773-2", "#text": "Code monétaire et financier - art. L773-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048538339", "@num": "L774-2", "#text": "Code monétaire et financier - art. L774-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052192079", "@num": "L775-2", "#text": "Code monétaire et financier - art. L775-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000037776115", "@num": "R511-2-1-1", "#text": "Code monétaire et financier - art. R511-2-1-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006825293", "@num": "L423-1-1", "#text": "Code de la construction et de l'habitation. - art. L423-1-1", "@sens": "source", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024028864", "@num": "L423-15", "#text": "Code de la construction et de l'habitation. - art. L423-15", "@sens": "source", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006170507", "@fin": "2999-01-01", "#text": "Section 2 : Interdictions", "@debut": "2001-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006154608", "@fin": "2014-01-01", "#text": "Chapitre Ier : Règles générales applicables aux établissements de crédit", "@debut": "2001-01-01" }, { "@id": "LEGISCTA000027643755", "@fin": "2999-01-01", "#text": "Chapitre Ier : Dispositions générales", "@debut": "2014-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006140044", "@fin": "2014-01-01", "#text": "Titre Ier : Etablissements du secteur bancaire", "@debut": "2001-01-01" }, { "@id": "LEGISCTA000027643757", "@fin": "2014-02-22", "#text": "Titre Ier : Prestataires de services bancaire", "@debut": "2014-01-01" }, { "@id": "LEGISCTA000028635775", "@fin": "2999-01-01", "#text": "Titre Ier : Prestataires de services bancaires", "@debut": "2014-02-22" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006123943", "@fin": "2999-01-01", "#text": "Livre V : Les prestataires de services", "@debut": "2001-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006101336", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "2001-01-01" } ] }, "@cid": "LEGITEXT000006072026", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code monétaire et financier", "@debut": "2001-01-01", "@id_txt": "LEGITEXT000006072026", "@c_titre_court": "Code monétaire et financier" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006654305", "@fin": "2001-05-16", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2001-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006654306", "@fin": "2003-08-02", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2001-05-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006654307", "@fin": "2009-01-10", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2003-08-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000020096502", "@fin": "2009-11-01", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2009-01-10", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000020868630", "@fin": "2010-01-23", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2009-11-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000021760461", "@fin": "2013-01-30", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2010-01-23", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027007714", "@fin": "2013-07-28", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2013-01-30", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027824303", "@fin": "2014-01-01", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027643699", "@fin": "2014-03-27", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2014-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029412965", "@fin": "2016-10-01", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2014-03-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000032469988", "@fin": "2016-10-22", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2016-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033282893", "@fin": "2018-11-25", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2016-10-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000037668186", "@fin": "2024-04-17", "@num": "L511-7", "@etat": "MODIFIE", "@debut": "2018-11-25", "@origine": "LEGI" } }, { "@etat": "ABROGE_DIFF", "LIEN_ART": { "@id": "LEGIARTI000049423718", "@fin": "2026-11-20", "@num": "L511-7", "@etat": "ABROGE_DIFF", "@debut": "2024-04-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE_MORT_NE", "LIEN_ART": { "@id": "LEGIARTI000052191387", "@fin": "2025-12-04", "@num": "L511-7", "@etat": "MODIFIE_MORT_NE", "@debut": "2026-11-20", "@origine": "LEGI" } }, { "@etat": "VIGUEUR_DIFF", "LIEN_ART": { "@id": "LEGIARTI000052990094", "@fin": "2999-01-01", "@num": "L511-7", "@etat": "VIGUEUR_DIFF", "@debut": "2026-11-20", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

I. – Les interdictions définies à l'article L. 511-5 ne font pas obstacle à ce qu'une entreprise, quelle que soit sa nature, puisse :

1. Dans l'exercice de son activité professionnelle consentir à ses contractants des délais ou avances de paiement sans intérêts ni autres frais et avec des frais limités dus par le consommateur en cas de retard de paiement, sauf si elle est une grande entreprise au sens du 4° de l'article L. 230-1 du code de commerce qui consent des paiements différés relevant du chapitre II du livre III du code de la consommation ;

2. Conclure des contrats de location de logements assortis d'une option d'achat ;

3. Procéder à des opérations de trésorerie avec des sociétés ayant avec elle, directement ou indirectement, des liens de capital conférant à l'une des entreprises liées un pouvoir de contrôle effectif sur les autres ;

4. Emettre des titres financiers et des bons de caisse mentionnés au chapitre III du titre II du livre II si elle n'effectue pas, à titre de profession habituelle, d'opération de crédit mentionnée à l'article L. 313-1 ;

5. Emettre des instruments de paiement délivrés pour l'achat auprès d'elle ou auprès d'entreprises liées avec elle par un accord de franchise commerciale, d'un bien ou d'un service déterminé ;

6. Remettre des espèces en garantie d'une opération sur instruments financiers ou d'une opération de prêt de titres régies par les dispositions des articles L. 211-36 et L. 211-36-1 ; \n

7. Prendre ou mettre en pension des instruments financiers et effets publics mentionnés aux articles L. 211-27 et L. 211-34.

I bis.-Les interdictions définies à l'article L. 511-5 ne font pas obstacle à ce que les organismes et sociétés qui constituent un groupe d'organismes de logement social mentionné à l'article L. 423-1-1 du code de la construction et de l'habitation procèdent à des opérations de trésorerie entre eux dans les conditions prévues à l'article L. 423-15 du même code.

I ter. – Les interdictions définies à l'article L. 511-5 ne font pas obstacle à ce que les organismes sans but lucratif constituant un groupement prévu par la loi ou entretenant des relations croisées, fréquentes et régulières sur le plan financier ou économique procèdent à des opérations de trésorerie entre eux.

Les conditions d'application du présent I ter, notamment les organismes concernés, sont fixées par décret.

II. – L'Autorité de contrôle prudentiel et de résolution peut exempter d'agrément une entreprise fournissant des services bancaires de paiement, pour l'acquisition de biens ou de services dans les locaux de cette entreprise ou dans le cadre d'un accord commercial avec elle, s'appliquant à un réseau limité de personnes acceptant ces services bancaires de paiement ou pour un éventail limité de biens ou de services.

Pour accorder l'exemption, l'Autorité de contrôle prudentiel et de résolution doit notamment prendre en compte la sécurité des moyens de paiement, les modalités retenues pour assurer la protection des utilisateurs, le montant unitaire et les modalités de chaque transaction.

" } }, "LEGIARTI000052990094": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L511-7", "ETAT": "VIGUEUR_DIFF", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2026-11-20" } }, "META_COMMUN": { "ID": "LEGIARTI000052990094", "URL": "article/LEGI/ARTI/00/00/52/99/00/LEGIARTI000052990094.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au I de l’article 7 de l’ordonnance n° 2025-1154 du 2 décembre 2025, ces dispositions, dans leur rédaction issue de ladite ordonnance, entrent en vigueur le 20 novembre 2026.

Conformément au II du même article, les contrats de crédit en cours au 20 novembre 2026 restent régis par les dispositions du code de la consommation et du code monétaire et financier dans leur rédaction antérieure à l'entrée en vigueur de ladite ordonnance.

" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006703672", "@num": "12", "#text": "Loi n°84-46 du 24 janvier 1984 - art. 12 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000504724", "@numtexte": "84-46", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1984-01-24" }, { "@id": "LEGIARTI000020871460", "@num": "12", "#text": "Ordonnance n°2004-823 du 19 août 2004 - art. 12 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000627859", "@nortexte": "ECOX0400157R", "@numtexte": "2004-823", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2004-08-19" }, { "@id": "LEGIARTI000006530927", "@num": "9", "#text": "Ordonnance n°2004-823 du 19 août 2004 - art. 9 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000627859", "@nortexte": "ECOX0400157R", "@numtexte": "2004-823", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2004-08-19" }, { "@id": "LEGIARTI000027824113", "@num": "31", "#text": "LOI n°2013-100 du 28 janvier 2013 - art. 31 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000026998473", "@nortexte": "EFIX1221489L", "@numtexte": "2013-100", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-01-28" }, { "@id": "LEGIARTI000048164216", "#text": "DÉCRET n°2014-1281 du 23 octobre 2014 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000029675795", "@nortexte": "FCPM1418264D", "@numtexte": "2014-1281", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2014-10-23" }, { "@id": "LEGIARTI000049386915", "@num": "6", "#text": "LOI n°2024-317 du 8 avril 2024 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049385823", "@nortexte": "TSSX2310018L", "@numtexte": "2024-317", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2024-04-08" }, { "@id": "LEGIARTI000049419313", "@num": "9", "#text": "LOI n°2024-344 du 15 avril 2024 - art. 9", "@sens": "cible", "@cidtexte": "JORFTEXT000049418388", "@nortexte": "PRMX2331111L", "@numtexte": "2024-344", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2024-04-15" }, { "@id": "LEGITEXT000052061397", "#text": "Décret n°2025-780 du 7 août 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000052059738", "@nortexte": "ECOT2522224D", "@numtexte": "2025-780", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2025-08-07" }, { "@id": "LEGIARTI000052185217", "@num": "87", "#text": "Ordonnance n°2025-880 du 3 septembre 2025 - art. 87", "@sens": "cible", "@cidtexte": "JORFTEXT000052184230", "@nortexte": "ECOT2515537R", "@numtexte": "2025-880", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2025-09-03" }, { "@id": "LEGIARTI000052984123", "@num": "4", "#text": "Ordonnance n°2025-1154 du 2 décembre 2025 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000052982995", "@nortexte": "ECOT2532302R", "@numtexte": "2025-1154", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2025-12-02" }, { "@id": "LEGIARTI000032226168", "@num": "L312-16", "#text": "Code de la consommation - art. 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I. – Les interdictions définies à l'article L. 511-5 ne font pas obstacle à ce qu'une entreprise, quelle que soit sa nature, puisse :

1. Dans l'exercice de son activité professionnelle consentir à ses contractants des délais ou avances de paiement, sous réserve des dispositions du 9 de l'article L. 511-6 ;

2. Conclure des contrats de location de logements assortis d'une option d'achat ;

5. Emettre des instruments de paiement délivrés pour l'achat auprès d'elle ou auprès d'entreprises liées avec elle par un accord de franchise commerciale, d'un bien ou d'un service déterminé ;

6. Remettre des espèces en garantie d'une opération sur instruments financiers ou d'une opération de prêt de titres régies par les dispositions des articles L. 211-36 et L. 211-36-1 ; \n

7. Prendre ou mettre en pension des instruments financiers et effets publics mentionnés aux articles L. 211-27 et L. 211-34.

Les conditions d'application du présent I ter, notamment les organismes concernés, sont fixées par décret.

" } } }, "article_lien": [ { "article_id": "LEGIARTI000052191387", "cible": false, "cidtexte": "JORFTEXT000052184230", "id": "LEGIARTI000052185217", "typelien": "MODIFICATION" }, { "article_id": "LEGIARTI000052990094", "cible": true, "cidtexte": "JORFTEXT000052184230", "id": "LEGIARTI000052185217", "typelien": "MODIFIE" } ], "follow": [ "LIENS.LIEN[@sens=cible,@typelien=CREATION].@id" ], "id": "LEGIARTI000052185217", "liens_entrants": true }

Article 87 ENTIEREMENT_MODIF (Ordonnance n° 2025-880 du 3 septembre 2025 relative au crédit à la consommation)