{ "article": { "LEGIARTI000050653168": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "1", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000050653168", "URL": "article/LEGI/ARTI/00/00/50/65/31/LEGIARTI000050653168.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000050653543", "@num": "A111-5", "#text": "Code des assurances - art. A111-5 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000050653202", "@num": "A132-18-1", "#text": "Code des assurances - art. A132-18-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000050653521", "@num": "A441-4", "#text": "Code des assurances - art. A441-4 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "@cid": "JORFTEXT000050651850", "@nor": "ECOT2426307A", "@nature": "ARRETE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Arrêté du 18 novembre 2024 relatif à l'établissement des tarifs des contrats d'assurance conclus dans les conditions prévues à l'article L. 911-1 du code de la sécurité sociale", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000050651850", "@c_titre_court": "Arrêté du 18 novembre 2024" }, { "@fin": "2999-01-01", "#text": "Arrêté du 18 novembre 2024 relatif à l'établissement des tarifs des contrats d'assurance conclus dans les conditions prévues à l'article L. 911-1 du code de la sécurité sociale", "@debut": "2024-11-23", "@id_txt": "LEGITEXT000050653143", "@c_titre_court": "Arrêté du 18 novembre 2024" } ], "@ministere": "Ministère de l'économie, des finances et de l'industrie", "@date_publi": "2024-11-22", "@date_signature": "2024-11-18", "@num_parution_jo": "0276" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000050653168", "@fin": "2999-01-01", "@num": "1", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000050651874", "@fin": "2999-01-01", "@num": "1", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A créé les dispositions suivantes :

- Code des assurances
\n Art. A132-18-1\n
\n

\n
\n
A modifié les dispositions suivantes :

- Code des assurances
\n Art. A111-5, Art. A441-4\n
\n

\n
" } }, "LEGIARTI000050653202": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-18-1", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2024-11-23" } }, "META_COMMUN": { "ID": "LEGIARTI000050653202", "URL": "article/LEGI/ARTI/00/00/50/65/32/LEGIARTI000050653202.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000050653168", "@num": "1", "#text": "Arrêté du 18 novembre 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000050651850", "@nortexte": "ECOT2426307A", "@typelien": "CREE", "@naturetexte": "ARRETE", "@datesignatexte": "2024-11-18" }, { "@id": "LEGIARTI000006745462", "@num": "L911-1", "#text": "Code de la sécurité sociale. - art. L911-1", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031757241", "@num": "A132-18", "#text": "Code des assurances - art. A132-18", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000050653521", "@num": "A441-4", "#text": "Code des assurances - art. A441-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000050653208", "@num": "Annexe à l'article A132-18-1", "#text": "Code des assurances - art. Annexe à l'article A132-18-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000031757239", "@fin": "2999-01-01", "#text": "Section VI : Tarifs", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000050653202", "@fin": "2999-01-01", "@num": "A132-18-1", "@etat": "VIGUEUR", "@debut": "2024-11-23", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Par dérogation au quatrième alinéa de l'article A. 132-18, les tarifs des contrats conclus dans les conditions prévues à l'article L. 911-1 du code de la sécurité sociale peuvent être établis d'après une table unique pour tous les assurés ci-annexée.

" } }, "LEGIARTI000050653521": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A441-4", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2024-11-23" } }, "META_COMMUN": { "ID": "LEGIARTI000050653521", "URL": "article/LEGI/ARTI/00/00/50/65/35/LEGIARTI000050653521.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1968-08-21 art. 4", "@sens": "source", "@typelien": "CONCORDANCE" }, { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000044620626", "@num": "3", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000044620617", "@num": "7", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000031833402", "@num": "1", "#text": "Décret n°2015-1780 du 28 décembre 2015 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000031701689", "@nortexte": "FCPT1527802D", "@numtexte": "2015-1780", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2015-12-28" }, { "@id": "LEGITEXT000050653143", "#text": "Arrêté du 18 novembre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050651850", "@nortexte": "ECOT2426307A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-11-18" }, { "@id": "LEGIARTI000050653168", "@num": "1", "#text": "Arrêté du 18 novembre 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000050651850", "@nortexte": "ECOT2426307A", "@typelien": "MODIFIE", "@naturetexte": "ARRETE", "@datesignatexte": "2024-11-18" }, { "@id": "LEGIARTI000006786107", "@num": "A132-1", "#text": "Code des assurances - art. A132-1", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031757241", "@num": "A132-18", "#text": "Code des assurances - art. A132-18", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000050653202", "@num": "A132-18-1", "#text": "Code des assurances - art. A132-18-1", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006789794", "@num": "A441-3", "#text": "Code des assurances - art. A441-3 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006789815", "@num": "A441-4-1", "#text": "Code des assurances - art. A441-4-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006823395", "@num": "R*441-19", "#text": "Code des assurances - art. R*441-19", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006823399", "@num": "R*441-21", "#text": "Code des assurances - art. R*441-21", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006823463", "@num": "R*441-27", "#text": "Code des assurances - art. R*441-27", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006820448", "@num": "R351-2", "#text": "Code des assurances - art. R351-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006820460", "@num": "R351-6", "#text": "Code des assurances - art. R351-6", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173946", "@fin": "2999-01-01", "#text": "Section II : Règles techniques et comptables.", "@debut": "1995-06-13" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157070", "@fin": "2999-01-01", "#text": "Chapitre Ier : Dispositions relatives à certaines opérations de prévoyance collective et d'assurance.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142606", "@fin": "2999-01-01", "#text": "Titre IV : Régimes particuliers d'assurance", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128297", "@fin": "2999-01-01", "#text": "Livre IV : Organisations et régimes particuliers d'assurance", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006789804", "@fin": "2004-06-20", "@num": "A441-4", "@etat": "MODIFIE", "@debut": "1995-06-13", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006789805", "@fin": "2013-12-29", "@num": "A441-4", "@etat": "MODIFIE", "@debut": "2004-06-20", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000028428526", "@fin": "2016-01-01", "@num": "A441-4", "@etat": "MODIFIE", "@debut": "2013-12-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031773315", "@fin": "2017-09-07", "@num": "A441-4", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000035514785", "@fin": "2024-11-23", "@num": "A441-4", "@etat": "MODIFIE", "@debut": "2017-09-07", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000050653521", "@fin": "2999-01-01", "@num": "A441-4", "@etat": "VIGUEUR", "@debut": "2024-11-23", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

I. – Les calculs de la provision mathématique théorique mentionnée à l'article R. 441-21 et la répartition des droits prévue à l'article R. 441-27 sont effectués à l'aide des tables de mortalité et de la courbe des taux sans risque pertinente utilisées pour le calcul de la meilleure estimation prévue à l'article R. 351-2.

Les entreprises d'assurance peuvent appliquer une correction pour volatilité à la courbe des taux d'intérêt sans risque pertinente mentionnée à l'article R. 351-6.

II. – La provision mathématique théorique mentionnée à l'article R. 441-19 est calculée conformément au premier alinéa de l'article R. 441-21, en utilisant la courbe des taux sans risque en vigueur au 31 décembre de l'année précédente.

III. – Lors de la conversion de la convention prévue à l'article R. 441-27, l'opération de rentes viagères résultante est tarifée à l'aide du taux maximum prévu par l'article A. 132-1 et de la table de mortalité appropriée, qui est mentionnée au a du 2° de l'article A. 132-18 ou à l'article A. 132-18-1.

\n
" } }, "LEGIARTI000050653543": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A111-5", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2024-11-23" } }, "META_COMMUN": { "ID": "LEGIARTI000050653543", "URL": "article/LEGI/ARTI/00/00/50/65/35/LEGIARTI000050653543.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGITEXT000050653143", "#text": "Arrêté du 18 novembre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050651850", "@nortexte": "ECOT2426307A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-11-18" }, { "@id": "LEGIARTI000050653168", "@num": "1", "#text": "Arrêté du 18 novembre 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000050651850", "@nortexte": "ECOT2426307A", "@typelien": "MODIFIE", "@naturetexte": "ARRETE", "@datesignatexte": "2024-11-18" }, { "@id": "LEGIARTI000006745462", "@num": "L911-1", "#text": "Code de la sécurité sociale. - art. L911-1", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031757241", "@num": "A132-18", "#text": "Code des assurances - art. A132-18", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000017726377", "@num": "L111-7", "#text": "Code des assurances - art. L111-7", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812450", "@num": "R*321-1", "#text": "Code des assurances - art. R*321-1", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000017726060", "@fin": "2999-01-01", "#text": "Chapitre Ier : Dispositions générales.", "@debut": "2007-12-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142537", "@fin": "2999-01-01", "#text": "Titre Ier : Règles communes aux assurances de dommages non maritimes et aux assurances de personnes", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017749630", "@fin": "2016-01-01", "@num": "A111-5", "@etat": "MODIFIE", "@debut": "2007-12-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031773740", "@fin": "2024-11-23", "@num": "A111-5", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000050653543", "@fin": "2999-01-01", "@num": "A111-5", "@etat": "VIGUEUR", "@debut": "2024-11-23", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Tant que les données mentionnées à l'article L. 111-7 le justifient, la prise en compte du sexe peut entraîner en matière de primes et de prestations des différences proportionnées aux risques au titre des opérations d'assurance classées, par référence à l'article R. 321-1, dans les branches suivantes :

20 Vie-décès ;

22 Assurances liées à des fonds d'investissement ;

23 Opérations tontinières ;

26 Toute opération à caractère collectif définie à la section I du chapitre Ier du titre IV du livre IV.

Les données mentionnées à l'article L. 111-7 sont, pour les branches 20,22,23 et 26, les tables de mortalité homologuées annexées à l'article A. 132-18 du code des assurances.

Le présent article ne s'applique pas aux contrats conclus dans les conditions prévues à l'article L. 911-1 du code de la sécurité sociale.

" } } }, "article_lien": [ { "article_id": "LEGIARTI000050653543", "cible": true, "cidtexte": "JORFTEXT000050651850", "id": "LEGIARTI000050653168", "typelien": "MODIFIE" }, { "article_id": "LEGIARTI000050653202", "cible": true, "cidtexte": "JORFTEXT000050651850", "id": "LEGIARTI000050653168", "typelien": "CREE" }, { "article_id": "LEGIARTI000050653521", "cible": true, "cidtexte": "JORFTEXT000050651850", "id": "LEGIARTI000050653168", "typelien": "MODIFIE" } ], "follow": [ "LIENS.LIEN[@sens=cible,@typelien=CREATION].@id" ], "id": "LEGIARTI000050653168", "liens_entrants": true }

Article 1 ENTIEREMENT_MODIF (Arrêté du 18 novembre 2024 relatif à l'établissement des tarifs des contrats d'assurance conclus dans les conditions prévues à l'article L. 911-1 du code de la sécurité sociale)