{ "article": { "LEGIARTI000049729001": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "1", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000049729001", "URL": "article/LEGI/ARTI/00/00/49/72/90/LEGIARTI000049729001.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGITEXT000006072026", "#text": "Code monétaire et financier", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGITEXT000006073984", "#text": "Code des assurances", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000049729016", "#text": "Code des assurances - Chapitre II : Règles de conduites relatives au ... (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049729141", "@num": "A522-2", "#text": "Code des assurances - art. A522-2 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793141", "@num": "L132-23", "#text": "Code des assurances - art. L132-23", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "@cid": "JORFTEXT000049723785", "@nor": "ECOT2404712A", "@nature": "ARRETE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Arrêté du 12 juin 2024 améliorant l'exercice du devoir de conseil en ce qui concerne les contrats de capitalisation et certains contrats d'assurance vie", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000049723785", "@c_titre_court": "Arrêté du 12 juin 2024" }, { "@fin": "2999-01-01", "#text": "Arrêté du 12 juin 2024 améliorant l'exercice du devoir de conseil en ce qui concerne les contrats de capitalisation et certains contrats d'assurance vie", "@debut": "2024-06-17", "@id_txt": "LEGITEXT000049728989", "@c_titre_court": "Arrêté du 12 juin 2024" } ], "@ministere": "Ministère de l'économie, des finances et de la souveraineté industrielle et numérique", "@date_publi": "2024-06-16", "@date_signature": "2024-06-12", "@num_parution_jo": "0140" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000049729001", "@fin": "2999-01-01", "@num": "1", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000049723797", "@fin": "2999-01-01", "@num": "1", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A créé les dispositions suivantes :

- Code des assurances
\n Sct. Chapitre II : Règles de conduites relatives au devoir de conseil dans la durée en ce qui concerne les contrats de capitalisation et certains contrats d'assurance vie, Art. A522-2\n
\n

\n
" } }, "LEGIARTI000006793141": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1981-01-08", "DATE_DEBUT": "1976-07-21" } }, "META_COMMUN": { "ID": "LEGIARTI000006793141", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793141.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. L222-1-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046317928", "@num": "D242-1", "#text": "Code de la sécurité sociale. - art. D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. 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D441-22 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042656705", "@num": "L142-4", "#text": "Code des assurances - art. L142-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793629", "@num": "L142-5", "#text": "Code des assurances - art. L142-5 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252409", "@num": "L142-7", "#text": "Code des assurances - art. 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R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174008", "@fin": "1992-07-17", "#text": "Section I : Dispositions générales.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157280", "@fin": "1992-07-17", "#text": "Chapitre II : Les assurances sur la vie", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142709", "@fin": "1992-07-17", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ne donnent lieu ni à la réduction ni au rachat. Ne comportent pas le rachat les assurances de capitaux de survie, les assurances en cas de vie sans contre-assurance, et les rentes viagères différées sans contre-assurance.
\n
" } }, "LEGIARTI000006793142": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1986-01-01", "DATE_DEBUT": "1981-01-08" } }, "META_COMMUN": { "ID": "LEGIARTI000006793142", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793142.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAB" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V) JORF 8 janvier 1981 rectificatif JORF 8 février 1981", "@sens": "source", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. 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L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174008", "@fin": "1992-07-17", "#text": "Section I : Dispositions générales.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157280", "@fin": "1992-07-17", "#text": "Chapitre II : Les assurances sur la vie", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142709", "@fin": "1992-07-17", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsqu'au moins deux primes annuelles ont été payées.
" } }, "LEGIARTI000006793143": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1992-07-17", "DATE_DEBUT": "1986-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006793143", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793143.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAC" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000878408", "#text": "Loi 85-608 1985-06-11 art. 6 I JORF 20 juin 1985 en vigueur le 1er janvier 1986", "@sens": "source", "@cidtexte": "JORFTEXT000000878408", "@numtexte": "85-608", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1985-06-11" }, { "@id": "JORFTEXT000000878408", "#text": "Loi 85-608 1985-06-11 art. 6 II *Les dispositions du présent article sont applicables aux contrats souscrits ou transformés à compter du 1er janvier 1986*", "@sens": "source", "@cidtexte": "JORFTEXT000000878408", "@numtexte": "85-608", "@typelien": "SPEC_APPLI", "@naturetexte": "LOI", "@datesignatexte": "1985-06-11" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. L222-1-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046317928", "@num": "D242-1", "#text": "Code de la sécurité sociale. - art. D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. A143-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049729141", "@num": "A522-2", "#text": "Code des assurances - art. A522-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824912", "@num": "Annexe art. A132-4", "#text": "Code des assurances - art. Annexe art. A132-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035224873", "@num": "D132-6", "#text": "Code des assurances - art. D132-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038895098", "@num": "D441-22", "#text": "Code des assurances - art. D441-22 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042656705", "@num": "L142-4", "#text": "Code des assurances - art. L142-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793629", "@num": "L142-5", "#text": "Code des assurances - art. L142-5 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252409", "@num": "L142-7", "#text": "Code des assurances - art. L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174008", "@fin": "1992-07-17", "#text": "Section I : Dispositions générales.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157280", "@fin": "1992-07-17", "#text": "Chapitre II : Les assurances sur la vie", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142709", "@fin": "1992-07-17", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. En tout état de cause le droit à rachat ou à réduction est acquis lorsque au moins deux primes annuelles ont été payées.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat du contrat est inférieure à un montant fixé par décret.
" } }, "LEGIARTI000006793144": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2005-12-16", "DATE_DEBUT": "1992-07-17" } }, "META_COMMUN": { "ID": "LEGIARTI000006793144", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793144.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAD" } }, "NOTA": { "CONTENU": "
(1) : La loi n° 85-98 a été abrogée par l'ordonnance n° 2000-912 du 18 septembre 2000 et codifiée dans le code de commerce aux articles L620-1 et suivants.
\n
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000693911", "#text": "Loi 85-98 1985-01-25", "@sens": "source", "@cidtexte": "JORFTEXT000000693911", "@numtexte": "85-98", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1985-01-25" }, { "@id": "JORFTEXT000000175680", "#text": "Loi 92-665 1992-07-16 art. 31 *application du chapitre III de la loi à la collectivité territorial de Mayotte*", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "SPEC_APPLI", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006840795", "@num": "21", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 21 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841156", "@num": "24", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 24 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841225", "@num": "29", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 29 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841240", "@num": "30", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 30 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. 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A132-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035224873", "@num": "D132-6", "#text": "Code des assurances - art. D132-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038895098", "@num": "D441-22", "#text": "Code des assurances - art. D441-22 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042656705", "@num": "L142-4", "#text": "Code des assurances - art. 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L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle ne comportent pas de possibilité de rachat. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :
\n
- expiration des droits de l'assuré aux allocations d'assurance chômage prévues par le code du travail en cas de licenciement ;
\n
- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions de la loi n° 85-98 du 25 janvier 1985 relative au redressement et à la liquidation judiciaires des entreprises ;(1)
\n
- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.
\n
Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle doivent comporter une clause de transférabilité.
\n
Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. Le droit à rachat ou à réduction est acquis lorsque au moins deux primes annuelles ont été payées.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat du contrat est inférieure à un montant fixé par décret.
\n
Pour les opérations de capitalisation, l'assureur ne peut refuser le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. En tout état de cause, le droit à rachat est acquis lorsqu'au moins deux primes annuelles ont été payées.
" } }, "LEGIARTI000006793145": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2006-03-24", "DATE_DEBUT": "2005-12-16" } }, "META_COMMUN": { "ID": "LEGIARTI000006793145", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793145.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAE" } }, "NOTA": { "CONTENU": "
(1) : La loi n° 85-98 a été abrogée par l'ordonnance n° 2000-912 du 18 septembre 2000 et codifiée dans le code de commerce aux articles L620-1 et suivants.
\n
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000693911", "#text": "Loi 85-98 1985-01-25", "@sens": "source", "@cidtexte": "JORFTEXT000000693911", "@numtexte": "85-98", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1985-01-25" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000006842394", "@num": "11", "#text": "Loi n°2005-1564 du 15 décembre 2005 - art. 11 () JORF 16 décembre 2005", "@sens": "source", "@cidtexte": "JORFTEXT000000634104", "@nortexte": "ECOX0500009L", "@numtexte": "2005-1564", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2005-12-15" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. L222-1-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046317928", "@num": "D242-1", "#text": "Code de la sécurité sociale. - art. D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. A143-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049729141", "@num": "A522-2", "#text": "Code des assurances - art. A522-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824912", "@num": "Annexe art. A132-4", "#text": "Code des assurances - art. Annexe art. A132-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035224873", "@num": "D132-6", "#text": "Code des assurances - art. D132-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038895098", "@num": "D441-22", "#text": "Code des assurances - art. D441-22 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042656705", "@num": "L142-4", "#text": "Code des assurances - art. L142-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793629", "@num": "L142-5", "#text": "Code des assurances - art. L142-5 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252409", "@num": "L142-7", "#text": "Code des assurances - art. L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
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Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle ne comportent pas de possibilité de rachat. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :
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- expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;
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- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions de la loi n° 85-98 du 25 janvier 1985 relative au redressement et à la liquidation judiciaires des entreprises ;(1)
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- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.
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Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle doivent comporter une clause de transférabilité.
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Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. Le droit à rachat ou à réduction est acquis lorsque au moins deux primes annuelles ont été payées.
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L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat du contrat est inférieure à un montant fixé par décret.
\n
Pour les opérations de capitalisation, l'assureur ne peut refuser le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. En tout état de cause, le droit à rachat est acquis lorsqu'au moins deux primes annuelles ont été payées.
" } }, "LEGIARTI000006793146": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2007-12-19", "DATE_DEBUT": "2006-03-24" } }, "META_COMMUN": { "ID": "LEGIARTI000006793146", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793146.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAF" } }, "NOTA": { "CONTENU": "
(1) : La loi n° 85-98 a été abrogée par l'ordonnance n° 2000-912 du 18 septembre 2000 et codifiée dans le code de commerce aux articles L620-1 et suivants.
\n
La présente version de cet article est en vigueur jusqu'au 31 décembre 2009.
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000693911", "#text": "Loi 85-98 1985-01-25", "@sens": "source", "@cidtexte": "JORFTEXT000000693911", "@numtexte": "85-98", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1985-01-25" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000006250148", "@num": "1", "#text": "Ordonnance n°2006-344 du 23 mars 2006 - art. 1 () JORF 24 mars 2006", "@sens": "source", "@cidtexte": "JORFTEXT000000456741", "@nortexte": "ECOX0600006R", "@numtexte": "2006-344", "@typelien": "MODIFICATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2006-03-23" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. L222-1-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046317928", "@num": "D242-1", "#text": "Code de la sécurité sociale. - art. D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. A143-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049729141", "@num": "A522-2", "#text": "Code des assurances - art. A522-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824912", "@num": "Annexe art. A132-4", "#text": "Code des assurances - art. Annexe art. A132-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035224873", "@num": "D132-6", "#text": "Code des assurances - art. D132-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038895098", "@num": "D441-22", "#text": "Code des assurances - art. D441-22 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042656705", "@num": "L142-4", "#text": "Code des assurances - art. L142-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793629", "@num": "L142-5", "#text": "Code des assurances - art. L142-5 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252409", "@num": "L142-7", "#text": "Code des assurances - art. L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle ne comportent pas de possibilité de rachat. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :
\n
- expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;
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- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions de la loi n° 85-98 du 25 janvier 1985 relative au redressement et à la liquidation judiciaires des entreprises ;(1)
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- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.
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Les droits individuels résultant des contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle sont transférables, dans des conditions fixées par décret.
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Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. Le droit à rachat ou à réduction est acquis lorsque au moins deux primes annuelles ont été payées.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat du contrat est inférieure à un montant fixé par décret.
\n
Pour les opérations de capitalisation, l'assureur ne peut refuser le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. En tout état de cause, le droit à rachat est acquis lorsqu'au moins deux primes annuelles ont été payées.
" } }, "LEGIARTI000006793147": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2010-11-11", "DATE_DEBUT": "2009-12-31" } }, "META_COMMUN": { "ID": "LEGIARTI000006793147", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793147.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAG" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000693911", "#text": "Loi 85-98 1985-01-25", "@sens": "source", "@cidtexte": "JORFTEXT000000693911", "@numtexte": "85-98", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1985-01-25" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000006659222", "@num": "21", "#text": "Loi n°2006-1770 du 30 décembre 2006 - art. 21 () JORF 31 décembre 2006 en vigueur le 31 décembre 2009", "@sens": "source", "@cidtexte": "JORFTEXT000000458333", "@nortexte": "SOCX0600085L", "@numtexte": "2006-1770", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2006-12-30" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. 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Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.

- expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ;

- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.

Les droits individuels résultant des contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle, y compris les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique, sont transférables, dans des conditions fixées par décret.

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000017729935": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2007-12-19", "DATE_DEBUT": "2007-12-19" } }, "META_COMMUN": { "ID": "LEGIARTI000017729935", "URL": "article/LEGI/ARTI/00/00/17/72/99/LEGIARTI000017729935.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "
(1) : La loi n° 85-98 a été abrogée par l'ordonnance n° 2000-912 du 18 septembre 2000 et codifiée dans le code de commerce aux articles L620-1 et suivants.
\n
La présente version de cet article est en vigueur jusqu'au 31 décembre 2009.
" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000693911", "#text": "Loi 85-98 1985-01-25", "@sens": "source", "@cidtexte": "JORFTEXT000000693911", "@numtexte": "85-98", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1985-01-25" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. L222-1-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046317928", "@num": "D242-1", "#text": "Code de la sécurité sociale. - art. D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. A143-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049729141", "@num": "A522-2", "#text": "Code des assurances - art. A522-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824912", "@num": "Annexe art. A132-4", "#text": "Code des assurances - art. Annexe art. A132-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035224873", "@num": "D132-6", "#text": "Code des assurances - art. D132-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038895098", "@num": "D441-22", "#text": "Code des assurances - art. D441-22 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042656705", "@num": "L142-4", "#text": "Code des assurances - art. L142-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793629", "@num": "L142-5", "#text": "Code des assurances - art. L142-5 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252409", "@num": "L142-7", "#text": "Code des assurances - art. L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle ne comportent pas de possibilité de rachat. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :
\n
- expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;
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- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions de la loi n° 85-98 du 25 janvier 1985 relative au redressement et à la liquidation judiciaires des entreprises ;(1)
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- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.
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Les droits individuels résultant des contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle sont transférables, dans des conditions fixées par décret.
\n
Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. Le droit à rachat ou à réduction est acquis lorsque au moins deux primes annuelles ont été payées.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat du contrat est inférieure à un montant fixé par décret.
\n
Pour les opérations de capitalisation, l'assureur ne peut refuser le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. En tout état de cause, le droit à rachat est acquis lorsqu'au moins deux primes annuelles ont été payées.
" } }, "LEGIARTI000017841439": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2009-12-31", "DATE_DEBUT": "2007-12-19" } }, "META_COMMUN": { "ID": "LEGIARTI000017841439", "URL": "article/LEGI/ARTI/00/00/17/84/14/LEGIARTI000017841439.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Loi n° 2007-1775 du 17 décembre 2007 art £ 10 III : cette disposition entrera en vigueur le 19 décembre 2008.

\n
" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000017720430", "@num": "10", "#text": "LOI n°2007-1775\n du 17 décembre 2007 - art. 10", "@sens": "cible", "@cidtexte": "JORFTEXT000017661980", "@nortexte": "ECEX0710947L", "@numtexte": "2007-1775", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2007-12-17" }, { "@id": "LEGIARTI000017720422", "@num": "2", "#text": "LOI n°2007-1775\n du 17 décembre 2007 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000017661980", "@nortexte": "ECEX0710947L", "@numtexte": "2007-1775", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2007-12-17" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. 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D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. 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R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle ne comportent pas de possibilité de rachat. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :

-expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce (1) ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.\n

Les droits individuels résultant des contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle sont transférables, dans des conditions fixées par décret.

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000023035036": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2010-11-11", "DATE_DEBUT": "2010-11-11" } }, "META_COMMUN": { "ID": "LEGIARTI000023035036", "URL": "article/LEGI/ARTI/00/00/23/03/50/LEGIARTI000023035036.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023024195", "@num": "114", "#text": "LOI n°2010-1330\n du 9 novembre 2010 - art. 114", "@sens": "cible", "@cidtexte": "JORFTEXT000023022127", "@nortexte": "MTSX1016256L", "@numtexte": "2010-1330", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2010-11-09" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. 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- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

- décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

- situation de surendettement de l'assuré définie à l'article L. 330-1 du code de la consommation, sur demande adressée à l'assureur, soit par le président de la commission de surendettement des particuliers, soit par le juge lorsque le déblocage des droits individuels résultant de ces contrats paraît nécessaire à l'apurement du passif de l'intéressé.

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000023035495": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2013-07-28", "DATE_DEBUT": "2010-11-11" } }, "META_COMMUN": { "ID": "LEGIARTI000023035495", "URL": "article/LEGI/ARTI/00/00/23/03/54/LEGIARTI000023035495.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023024199", "@num": "115", "#text": "LOI n°2010-1330\n du 9 novembre 2010 - art. 115", "@sens": "cible", "@cidtexte": "JORFTEXT000023022127", "@nortexte": "MTSX1016256L", "@numtexte": "2010-1330", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2010-11-09" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. 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D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

- décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000027783053": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2014-06-28", "DATE_DEBUT": "2013-07-28" } }, "META_COMMUN": { "ID": "LEGIARTI000027783053", "URL": "article/LEGI/ARTI/00/00/27/78/30/LEGIARTI000027783053.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000027757595", "@num": "50", "#text": "LOI n°2013-672\n du 26 juillet 2013 - art. 50", "@sens": "cible", "@cidtexte": "JORFTEXT000027754539", "@nortexte": "EFIX1239994L", "@numtexte": "2013-672", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2013-07-26" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. L611-4", "@sens": "source", "@cidtexte": "LEGITEXT000005634379", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292571", "@num": "L330-1", "#text": "Code de la consommation - art. L330-1", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. L341-4", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. 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D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. 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L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. 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R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle, y compris les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique, ne comportent pas de possibilité de rachat. Les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique peuvent prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels résultant de ces contrats. La convention d'assurance de groupe dénommée \"complémentaire retraite des hospitaliers\" peut également prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels garantis par la convention à la date de liquidation. Si une possibilité de rachat lui est ouverte, l'affilié reçoit, lorsqu'il demande la liquidation de ses droits, une information détaillant les options soumises à son choix, dont le contenu est fixé par arrêté du ministre chargé de l'économie. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :

-expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

-situation de surendettement de l'assuré définie à l'article L. 330-1 du code de la consommation, sur demande adressée à l'assureur, soit par le président de la commission de surendettement des particuliers, soit par le juge lorsque le déblocage des droits individuels résultant de ces contrats paraît nécessaire à l'apurement du passif de l'intéressé.

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000029144647": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-06-28" } }, "META_COMMUN": { "ID": "LEGIARTI000029144647", "URL": "article/LEGI/ARTI/00/00/29/14/46/LEGIARTI000029144647.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000029141200", "@num": "1", "#text": "ORDONNANCE n°2014-696 du 26 juin 2014 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000029140170", "@nortexte": "FCPT1411027R", "@numtexte": "2014-696", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2014-06-26" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. L611-4", "@sens": "source", "@cidtexte": "LEGITEXT000005634379", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292571", "@num": "L330-1", "#text": "Code de la consommation - art. L330-1", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. L341-4", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. L222-1-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046317928", "@num": "D242-1", "#text": "Code de la sécurité sociale. - art. D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. 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R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

-expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

-situation de surendettement de l'assuré définie à l'article L. 330-1 du code de la consommation, sur demande adressée à l'assureur, soit par le président de la commission de surendettement des particuliers, soit par le juge lorsque le déblocage des droits individuels résultant de ces contrats paraît nécessaire à l'apurement du passif de l'intéressé.

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat. Toutefois, le contrat peut stipuler que les engagements relevant du chapitre IV ne sont pas rachetables durant une période qui ne peut excéder une durée fixée par décret en Conseil d'Etat, sauf lorsque se produisent l'un ou plusieurs des événements mentionnés aux troisième à septième alinéas.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000033612938": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2019-10-01", "DATE_DEBUT": "2016-12-11" } }, "META_COMMUN": { "ID": "LEGIARTI000033612938", "URL": "article/LEGI/ARTI/00/00/33/61/29/LEGIARTI000033612938.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au III de l'article 116 de la loi n° 2016-1691 du 9 décembre 2016, ces dispositions s'appliquent aux contrats en cours à la date de publication de ladite loi.

" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000033562211", "@num": "116", "#text": "LOI n°2016-1691 du 9 décembre 2016 - art. 116 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033558528", "@nortexte": "ECFM1605542L", "@numtexte": "2016-1691", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2016-12-09" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. L611-4", "@sens": "source", "@cidtexte": "LEGITEXT000005634379", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032223543", "@num": "L711-1", "#text": "Code de la consommation - art. L711-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. L341-4", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. L222-1-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046317928", "@num": "D242-1", "#text": "Code de la sécurité sociale. - art. D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. 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D441-22 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042656705", "@num": "L142-4", "#text": "Code des assurances - art. L142-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793629", "@num": "L142-5", "#text": "Code des assurances - art. L142-5 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252409", "@num": "L142-7", "#text": "Code des assurances - art. L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle, y compris les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique, ne comportent pas de possibilité de rachat. Les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique peuvent prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels résultant de ces contrats. La convention d'assurance de groupe dénommée \" complémentaire retraite des hospitaliers \" peut également prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels garantis par la convention à la date de liquidation. Si une possibilité de rachat lui est ouverte, l'affilié reçoit, lorsqu'il demande la liquidation de ses droits, une information détaillant les options soumises à son choix, dont le contenu est fixé par arrêté du ministre chargé de l'économie. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :

-expiration des droits de l'assuré aux allocations chômage accordées consécutivement à une perte involontaire d'emploi, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

-situation de surendettement de l'assuré définie à l'article L. 711-1 du code de la consommation, sur demande adressée à l'assureur, soit par le président de la commission de surendettement des particuliers, soit par le juge lorsque le déblocage des droits individuels résultant de ces contrats paraît nécessaire à l'apurement du passif de l'intéressé.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000038837141": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2023-03-11", "DATE_DEBUT": "2019-10-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038837141", "URL": "article/LEGI/ARTI/00/00/38/83/71/LEGIARTI000038837141.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au I de l’article 9 de l’ordonnance n° 2019-766 du 24 juillet 2019, ces dispositions s'appliquent à compter d'une date fixée par décret et au plus tard le 1er janvier 2020.

Aux termes du II de l'article 9 du décret n° 2019-807 du 30 juillet 2019, la date d'entrée en vigueur mentionnée au I de l'article 9 de l'ordonnance n° 2019-766 du 24 juillet 2019 portant réforme de l'épargne retraite est fixée au 1er octobre 2019.

" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038816843", "@num": "7", "#text": "Ordonnance n°2019-766 du 24 juillet 2019 - art. 7", "@sens": "cible", "@cidtexte": "JORFTEXT000038811832", "@nortexte": "ECOT1917453R", "@numtexte": "2019-766", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2019-07-24" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. 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R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. 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Les contrats d'assurance en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle, y compris les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique, ne comportent pas de possibilité de rachat. Les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique peuvent prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels résultant de ces contrats. La convention d'assurance de groupe dénommée \" complémentaire retraite des hospitaliers \" peut également prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels garantis par la convention à la date de liquidation. Si une possibilité de rachat lui est ouverte, l'affilié reçoit, lorsqu'il demande la liquidation de ses droits, une information détaillant les options soumises à son choix, dont le contenu est fixé par arrêté du ministre chargé de l'économie. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

Lorsque le contrat d'assurance de groupe en cas de vie est ouvert sous la forme d'un plan d'épargne retraite mentionné à l'article L. 224-1 du code monétaire et financier, les dispositions du présent article s'appliquent sous réserve de celles du chapitre IV du titre II du livre II du code monétaire et financier.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

\n
" } }, "LEGIARTI000047288640": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2023-03-11" } }, "META_COMMUN": { "ID": "LEGIARTI000047288640", "URL": "article/LEGI/ARTI/00/00/47/28/86/LEGIARTI000047288640.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGIARTI000047282777", "@num": "3", "#text": "LOI n°2023-171 du 9 mars 2023 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000047281777", "@nortexte": "ECOX2229741L", "@numtexte": "2023-171", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2023-03-09" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. 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-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

Lorsque le contrat d'assurance de groupe en cas de vie est ouvert sous la forme d'un sous-compte français du produit paneuropéen d'épargne-retraite individuelle mentionné à l'article L. 225-1 du même code, le présent article s'applique sous réserve du chapitre V du titre II du livre II du code monétaire et financier.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

\n
" } }, "LEGIARTI000049066223": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2016-12-11", "DATE_DEBUT": "2016-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000049066223", "URL": "article/LEGI/ARTI/00/00/49/06/62/LEGIARTI000049066223.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000032216785", "@num": "2", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 2 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "MODIFICATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. L611-4", "@sens": "source", "@cidtexte": "LEGITEXT000005634379", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032223543", "@num": "L711-1", "#text": "Code de la consommation - art. L711-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. L341-4", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. 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L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle, y compris les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique, ne comportent pas de possibilité de rachat. Les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique peuvent prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels résultant de ces contrats. La convention d'assurance de groupe dénommée \" complémentaire retraite des hospitaliers \" peut également prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels garantis par la convention à la date de liquidation. Si une possibilité de rachat lui est ouverte, l'affilié reçoit, lorsqu'il demande la liquidation de ses droits, une information détaillant les options soumises à son choix, dont le contenu est fixé par arrêté du ministre chargé de l'économie. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :

-expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000049729141": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A522-2", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2024-06-17" } }, "META_COMMUN": { "ID": "LEGIARTI000049729141", "URL": "article/LEGI/ARTI/00/00/49/72/91/LEGIARTI000049729141.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément à l'article 2 de l'arrêté du 12 juin 2024 (NOR : ECOT2404712A), la durée mentionnée à l'article 1er dudit arrêté commence à être appliquée à compter de l'entrée en vigueur de ce dernier, à savoir le 17 juin 2024.

Conformément à l'article 3 de l'arrêté du 12 juin 2024 (NOR : ECOT2404712A), ces dispositions entrent en vigueur dans les conditions prévues à l'article 35 de loi n° 2023-973 du 23 octobre 2023 relative à l'industrie verte.

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I.-1° La durée mentionnée au 2° du III de l'article L. 522-5 est de 4 ans ou, lorsqu'un service de recommandation personnalisée est fourni, de 2 ans ;

2° Les opérations programmées mentionnées au 2° du III de l'article L. 522-5 sont les suivantes :

a) Les versements programmés ;

b) Les rachats programmés ;

c) Les arbitrages programmés ;

3° L'intermédiaire ou l'entreprise d'assurance ou de capitalisation n'est pas tenu de procéder à l'actualisation des informations du souscripteur ou de l'adhérent comme mentionné au 2° du III de l'article L. 522-5 si le souscripteur ou l'adhérent oppose un refus ou n'a pas donné suite à la demande d'actualisation adressée sur tout support durable par l'intermédiaire ou l'entreprise d'assurance ou de capitalisation, après une relance effectuée sur tout support durable au sens de l'article L. 111-9 du présent code.

Dans le cas où le souscripteur ou l'adhérent oppose un refus ou ne donne pas suite à la demande d'actualisation, la durée de 4 ans ou de 2 ans mentionnée au 1° est appliquée de nouveau à compter de ce refus ou de la relance mentionnée à l'alinéa précédent.

II.-Les opérations susceptibles d'affecter le contrat de façon significative mentionnées au 3° du III de l'article L. 522-5 sont les suivantes :

1° Un versement, un rachat ou un arbitrage :

a) Supérieur ou égal à 2 500 euros et à 20 % de l'encours du contrat pour les contrats dont l'encours est strictement inférieur à 100 000 euros ;

b) Supérieur ou égal à 30 000 euros et à 25 % de l'encours du contrat pour les contrats dont l'encours est supérieur ou égal à 100 000 euros ;

2° Le rachat, le versement ou arbitrage d'une unité de compte mentionnée à la dernière phrase du deuxième alinéa de l'article L. 132-5-4.

Les dispositions mentionnées au 1° ne s'appliquent pas :

-aux opérations programmées ;

-pour les rachats effectués au prorata des supports investis ;

-aux cas énumérés au L. 224-4 du code monétaire et financier et à l'article L. 132-23 du code des assurances.

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Article 1 ENTIEREMENT_MODIF (Arrêté du 12 juin 2024 améliorant l'exercice du devoir de conseil en ce qui concerne les contrats de capitalisation et certains contrats d'assurance vie)