{ "article": { "LEGIARTI000049398723": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L751-3", "ETAT": "ABROGE_DIFF", "TYPE": "AUTONOME", "DATE_FIN": "2026-11-20", "DATE_DEBUT": "2024-04-11" } }, "META_COMMUN": { "ID": "LEGIARTI000049398723", "URL": "article/LEGI/ARTI/00/00/49/39/87/LEGIARTI000049398723.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000049394333", "@num": "4", "#text": "LOI n°2024-322 du 9 avril 2024 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000049392425", "@nortexte": "TREL2329162L", "@numtexte": "2024-322", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2024-04-09" }, { "@id": "LEGIARTI000032236416", "@num": "L333-4", "#text": "Code de la consommation - art. L333-4, IV, alinéa 1 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032223841", "@num": "L751-2", "#text": "Code de la consommation - art. L751-2", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032224308", "@fin": "2999-01-01", "#text": "Chapitre Ier : Objet du fichier", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224310", "@fin": "2999-01-01", "#text": "Titre V : FICHIER NATIONAL RECENSANT LES INFORMATIONS SUR LES INCIDENTS DE PAIEMENT CARACTÉRISÉS", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224616", "@fin": "2999-01-01", "#text": "Livre VII : TRAITEMENT DES SITUATIONS DE SURENDETTEMENT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000032224302", "@fin": "2024-04-11", "@num": "L751-3", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "ABROGE_DIFF", "LIEN_ART": { "@id": "LEGIARTI000049398723", "@fin": "2026-11-20", "@num": "L751-3", "@etat": "ABROGE_DIFF", "@debut": "2024-04-11", "@origine": "LEGI" } }, { "@etat": "VIGUEUR_DIFF", "LIEN_ART": { "@id": "LEGIARTI000052191356", "@fin": "2999-01-01", "@num": "L751-3", "@etat": "VIGUEUR_DIFF", "@debut": "2026-11-20", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

La Banque de France est déliée du secret professionnel pour la diffusion, aux entreprises mentionnées à l'article L. 751-2, des informations nominatives contenues dans le fichier.

" } }, "LEGIARTI000032224304": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L751-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2024-04-11", "DATE_DEBUT": "2016-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000032224304", "URL": "article/LEGI/ARTI/00/00/32/22/43/LEGIARTI000032224304.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000025558834", "@num": "26-4", "#text": "LOI n° 65-557 du 10 juillet 1965 - art. 26-4 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000025558840", "@num": "26-7", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-7 (M)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000032216177", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "CODIFICATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000032216177", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "CREE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000038497563", "@num": "99", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 99 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000041611080", "@num": "1", "#text": "Arrêté du 17 février 2020 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000041606162", "@nortexte": "ECOT2002230A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2020-02-17" }, { "@id": "LEGIARTI000032236416", "@num": "L333-4", "#text": "Code de la consommation - art. L333-4, I, alinéas 2 à 5 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049398723", "@num": "L751-3", "#text": "Code de la consommation - art. L751-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032224300", "@num": "L751-4", "#text": "Code de la consommation - art. L751-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049398716", "@num": "L751-5", "#text": "Code de la consommation - art. L751-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032224296", "@num": "L751-6", "#text": "Code de la consommation - art. L751-6 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052191370", "@num": "L752-1", "#text": "Code de la consommation - art. L752-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032224275", "@num": "L762-1", "#text": "Code de la consommation - art. L762-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032224273", "@num": "L762-2", "#text": "Code de la consommation - art. L762-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000052190891", "@num": "L771-5", "#text": "Code de la consommation - art. L771-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034130228", "@num": "L771-6", "#text": "Code de la consommation - art. L771-6 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006654300", "@num": "L511-6", "#text": "Code monétaire et financier - art. L511-6 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032224308", "@fin": "2999-01-01", "#text": "Chapitre Ier : Objet du fichier", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224310", "@fin": "2999-01-01", "#text": "Titre V : FICHIER NATIONAL RECENSANT LES INFORMATIONS SUR LES INCIDENTS DE PAIEMENT CARACTÉRISÉS", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224616", "@fin": "2999-01-01", "#text": "Livre VII : TRAITEMENT DES SITUATIONS DE SURENDETTEMENT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000032224304", "@fin": "2024-04-11", "@num": "L751-2", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000049398728", "@fin": "2999-01-01", "@num": "L751-2", "@etat": "VIGUEUR", "@debut": "2024-04-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

\n
Ce fichier a pour finalité de fournir aux établissements de crédit et aux sociétés de financement mentionnés au titre Ier du livre V du code monétaire et financier, aux établissements de monnaie électronique et aux établissements de paiement mentionnés au titre II du même livre V et aux organismes mentionnés aux 5 et 8 de l'article L. 511-6 du même code un élément d'appréciation de la solvabilité des personnes qui sollicitent un crédit. Toutefois, l'inscription d'une personne physique au sein du fichier n'emporte pas interdiction de délivrer un crédit.
Le fichier peut fournir un élément d'appréciation à l'usage des établissements de crédit, des établissements de monnaie électronique et des établissements de paiement dans leurs décisions d'attribution des moyens de paiement.
Les informations qu'il contient peuvent également être prises en compte par les entreprises mentionnées au premier alinéa pour la gestion des risques liés aux crédits souscrits par leurs clients.
L'organisme de caution mentionné à l'article 26-7 de la loi n° 65-557 du 10 juillet 1965 fixant le statut de la copropriété des immeubles bâtis peut consulter le fichier mentionné au présent article, pour les copropriétaires participant à l'emprunt mentionné à l'article 26-4 de cette même loi.

" } }, "LEGIARTI000049394333": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "4", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000049394333", "URL": "article/LEGI/ARTI/00/00/49/39/43/LEGIARTI000049394333.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000880200", "#text": "LOI n° 65-557 du 10 juillet 1965", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000006471584", "@num": "14", "#text": "LOI n° 65-557 du 10 juillet 1965 - art. 14", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000025558834", "@num": "26-4", "#text": "LOI n° 65-557 du 10 juillet 1965 - art. 26-4", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000025558844", "@num": "26-8", "#text": "LOI n° 65-557 du 10 juillet 1965 - art. 26-8", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000049394609", "@num": "26-10", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-10 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000049394611", "@num": "26-11", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-11 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000049394613", "@num": "26-12", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-12 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000049394615", "@num": "26-13", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-13 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000049394617", "@num": "26-14", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-14 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000049398702", "@num": "26-4", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-4 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000049398699", "@num": "26-6", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-6 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000049398695", "@num": "26-7", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-7 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000049398691", "@num": "26-8", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-8 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000049394607", "@num": "26-9", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-9 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGISCTA000032223837", "#text": "Code de la consommation", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032223839", "@num": "L751-1", "#text": "Code de la consommation - art. L751-1", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049398728", "@num": "L751-2", "#text": "Code de la consommation - art. L751-2 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049398723", "@num": "L751-3", "#text": "Code de la consommation - art. L751-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049398716", "@num": "L751-5", "#text": "Code de la consommation - art. L751-5 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049398709", "@num": "L751-6", "#text": "Code de la consommation - art. L751-6 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000020025258", "@num": "244 quater U", "#text": "Code général des impôts, CGI. - art. 244 quater U", "@sens": "source", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006449421", "@num": "2402", "#text": "Code civil - art. 2402", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006656969", "@num": "L518-25", "#text": "Code monétaire et financier - art. L518-25", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000028779354", "#text": "Code de la construction et de l'habitation.", "@sens": "source", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000049394627", "#text": "Code de la construction et de l'habitation. - Chapitre II : Prêt pour travaux consenti aux sy... (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000049398738", "#text": "Code de la construction et de l'habitation. - Chapitre Ier : Diagnostic technique global des ... (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006074096", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049394629", "@num": "L732-1", "#text": "Code de la construction et de l'habitation. - art. L732-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049394631", "@num": "L732-2", "#text": "Code de la construction et de l'habitation. - art. L732-2 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049394633", "@num": "L732-3", "#text": "Code de la construction et de l'habitation. - art. L732-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000049394246", "@fin": "2999-01-01", "#text": "Chapitre Ier : Intervention en amont d'une dégradation définitive", "@debut": "2024-04-11" } ] }, "@cid": "JORFTEXT000049392425", "@nor": "TREL2329162L", "@num": "2024-322", "@nature": "LOI", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "LOI n° 2024-322 du 9 avril 2024 visant à l'accélération et à la simplification de la rénovation de l'habitat dégradé et des grandes opérations d'aménagement (1)", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000049392425", "@c_titre_court": "LOI n°2024-322 du 9 avril 2024" }, { "@fin": "2999-01-01", "#text": "LOI n° 2024-322 du 9 avril 2024 visant à l'accélération et à la simplification de la rénovation de l'habitat dégradé et des grandes opérations d'aménagement (1)", "@debut": "2024-04-11", "@id_txt": "LEGITEXT000049394245", "@c_titre_court": "LOI n°2024-322 du 9 avril 2024" } ], "@date_publi": "2024-04-10", "@date_signature": "2024-04-09", "@num_parution_jo": "0084" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000049394333", "@fin": "2999-01-01", "@num": "4", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000049392437", "@fin": "2999-01-01", "@num": "4", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A créé les dispositions suivantes :

- LOI n° 65-557 du 10 juillet 1965
\n Art. 26-9, Art. 26-10, Art. 26-11, Art. 26-12, Art. 26-13, Art. 26-14\n
\n

\n
\n
A créé les dispositions suivantes :

- Code de la construction et de l'habitation.
\n Sct. Chapitre II : Prêt pour travaux consenti aux syndicats de copropriétaires, Art. L732-1, Art. L732-2, Art. L732-3\n
\n

\n
\n
A modifié les dispositions suivantes :

- Code de la construction et de l'habitation.
\n Sct. Chapitre Ier : Diagnostic technique global des immeubles relevant du statut de la copropriété.\n
\n

- Code de la consommation
\n Art. L751-2, Art. L751-3, Art. L751-5, Art. L751-6\n
\n

\n
\n
A modifié les dispositions suivantes :

- LOI n° 65-557 du 10 juillet 1965
\n Art. 26-4, Art. 26-6, Art. 26-7, Art. 26-8\n
\n

\n
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Ce fichier a pour finalité de fournir aux établissements de crédit et aux sociétés de financement mentionnés au titre Ier du livre V du code monétaire et financier, aux établissements de monnaie électronique et aux établissements de paiement mentionnés au titre II du même livre V et aux organismes mentionnés aux 5 et 8 de l'article L. 511-6 du même code un élément d'appréciation de la solvabilité des personnes qui sollicitent un crédit. Toutefois, l'inscription d'une personne physique au sein du fichier n'emporte pas interdiction de délivrer un crédit.

Le fichier peut fournir un élément d'appréciation à l'usage des établissements de crédit, des établissements de monnaie électronique et des établissements de paiement dans leurs décisions d'attribution des moyens de paiement.

Les informations qu'il contient peuvent également être prises en compte par les entreprises mentionnées au premier alinéa pour la gestion des risques liés aux crédits souscrits par leurs clients.

L'organisme de caution mentionné aux articles 26-7 et 26-12 de la loi n° 65-557 du 10 juillet 1965 fixant le statut de la copropriété des immeubles bâtis peut consulter le fichier mentionné au présent article, pour les copropriétaires participant aux emprunts mentionnés à l'article 26-4 de cette même loi.

" } } }, "article_lien": [ { "article_id": "LEGIARTI000049394333", "cible": false, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000049398723", "typelien": "MODIFIE" }, { "article_id": "LEGIARTI000032224304", "cible": true, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000049398723", "typelien": "CITATION" }, { "article_id": "LEGIARTI000049398728", "cible": true, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000049398723", "typelien": "CITATION" } ], "follow": [ "LIENS.LIEN[@sens=cible,@typelien=CREATION].@id" ], "id": "LEGIARTI000049398723", "liens_entrants": true }

Article L751-3 AUTONOME ABROGE_DIFF, en vigueur du 11/04/2024 au 20/11/2026 (Code de la consommation)