{ "article": { "LEGIARTI000044071946": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "2434", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2022-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000044071946", "URL": "article/LEGI/ARTI/00/00/44/07/19/LEGIARTI000044071946.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément à l’article 37 de l’ordonnance n° 2021-1192 du 15 septembre 2021, ces dispositions entrent en vigueur le 1^er janvier 2022.

" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006285613", "@num": "22", "#text": "Décret du 18 novembre 1924 - art. 22 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000848306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1924-11-18" }, { "@id": "LEGIARTI000022336500", "@num": "4", "#text": "Décret n°55-22 du 4 janvier 1955 - art. 4 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000850274", "@numtexte": "55-22", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1955-01-04" }, { "@id": "LEGIARTI000044073494", "@num": "51", "#text": "Décret n°55-22 du 4 janvier 1955 - art. 51 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000850274", "@numtexte": "55-22", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1955-01-04" }, { "@id": "LEGIARTI000044929566", "@num": "54-1", "#text": "Décret n°55-1350 du 14 octobre 1955 - art. 54-1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000491272", "@numtexte": "55-1350", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1955-10-14" }, { "@id": "LEGIARTI000039726134", "@num": "67", "#text": "Décret n°55-1350 du 14 octobre 1955 - art. 67 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000491272", "@numtexte": "55-1350", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1955-10-14" }, { "@id": "LEGIARTI000006302138", "@num": "9", "#text": "Loi n°96-609 du 5 juillet 1996 - art. 9 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000377215", "@nortexte": "DOMX9400139L", "@numtexte": "96-609", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1996-07-05" }, { "@id": "LEGIARTI000019683214", "@num": "102", "#text": "Décret n°2008-1086\n du 23 octobre 2008 - art. 102 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000019681916", "@nortexte": "IOCM0810106D", "@numtexte": "2008-1086", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-10-23" }, { "@id": "LEGIARTI000019683140", "@num": "97", "#text": "Décret n°2008-1086\n du 23 octobre 2008 - art. 97 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000019681916", "@nortexte": "IOCM0810106D", "@numtexte": "2008-1086", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-10-23" }, { "@id": "LEGIARTI000044929373", "@num": "47", "#text": "Décret n°2009-1193\n du 7 octobre 2009 - art. 47 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000021125212", "@nortexte": "JUSC0909237D", "@numtexte": "2009-1193", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2009-10-07" }, { "@id": "LEGIARTI000044045526", "@num": "15", "#text": "Ordonnance n°2021-1192 du 15 septembre 2021 - art. 15", "@sens": "cible", "@cidtexte": "JORFTEXT000044044441", "@nortexte": "JUSC2113814R", "@numtexte": "2021-1192", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2021-09-15" }, { "@id": "LEGIARTI000044045526", "@num": "15", "#text": "Ordonnance n°2021-1192 du 15 septembre 2021 - art. 15", "@sens": "cible", "@cidtexte": "JORFTEXT000044044441", "@nortexte": "JUSC2113814R", "@numtexte": "2021-1192", "@typelien": "TRANSFERE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2021-09-15" }, { "@id": "LEGIARTI000006292534", "@num": "L314-1", "#text": "Code de la consommation - art. L314-1", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006446461", "@num": "2154", "#text": "Code civil - art. 2154 (T)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006446461", "@num": "2154", "#text": "Code civil - art. 2154 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006449433", "@num": "2407", "#text": "Code civil - art. 2407 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039367418", "@num": "2411", "#text": "Code civil - art. 2411 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044072026", "@num": "2422", "#text": "Code civil - art. 2422 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006449851", "@num": "2435", "#text": "Code civil - art. 2435 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071927", "@num": "2436", "#text": "Code civil - art. 2436 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071918", "@num": "2437", "#text": "Code civil - art. 2437 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044929670", "@num": "R*322-21", "#text": "Code de l'urbanisme - art. R*322-21 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074075", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1804-03-19", "@sens": "source", "@typelien": "CODIFICATION" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000044062564", "@fin": "2999-01-01", "#text": "Sous-section 1 : Du mode d'inscription des hypothèques", "@debut": "2022-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000044062562", "@fin": "2999-01-01", "#text": "Section 6 : De l'inscription des hypothèques", "@debut": "2022-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006150396", "@fin": "2999-01-01", "#text": "Chapitre III : Des hypothèques", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006136444", "@fin": "2999-01-01", "#text": "Sous-titre III : Des sûretés sur les immeubles", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006118201", "@fin": "2999-01-01", "#text": "Titre II : Des sûretés réelles", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006091495", "@fin": "2999-01-01", "#text": "Livre IV : Des sûretés", "@debut": "2006-03-24" } ] }, "@cid": "LEGITEXT000006070721", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code civil", "@debut": "1804-03-21", "@id_txt": "LEGITEXT000006070721", "@c_titre_court": "Code civil" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006449839", "@fin": "2022-01-01", "@num": "2434", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000044071946", "@fin": "2999-01-01", "@num": "2434", "@etat": "VIGUEUR", "@debut": "2022-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les actions auxquelles les inscriptions peuvent donner lieu contre les créanciers seront intentées devant le tribunal compétent, par exploits faits à leur personne, ou au dernier des domiciles par eux élus sur les bordereaux d'inscription, et ce, nonobstant le décès, soit des créanciers, soit de ceux chez lesquels ils auront fait élection de domicile.
\n
" } }, "LEGIARTI000006292534": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L314-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2008-08-06", "DATE_DEBUT": "2006-03-24" } }, "META_COMMUN": { "ID": "LEGIARTI000006292534", "URL": "article/LEGI/ARTI/00/00/06/29/25/LEGIARTI000006292534.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AZAXXXXXXXX1X314L01AXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000529228", "#text": "Loi 93-949 1993-07-26", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000006532800", "@num": "41", "#text": "Ordonnance n°2006-346 du 23 mars 2006 - art. 41 () JORF 24 mars 2006", "@sens": "source", "@cidtexte": "JORFTEXT000000639090", "@nortexte": "JUSX0600032R", "@numtexte": "2006-346", "@typelien": "CREATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2006-03-23" }, { "@id": "LEGIARTI000031063870", "@num": "2432", "#text": "Code civil - art. 2432 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071946", "@num": "2434", "#text": "Code civil - art. 2434 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022441302", "@num": "L121-20-12", "#text": "Code de la consommation - art. L121-20-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028747592", "@num": "L121-29", "#text": "Code de la consommation - art. L121-29 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292536", "@num": "L314-3", "#text": "Code de la consommation - art. L314-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029723524", "@num": "R519-2", "#text": "Code monétaire et financier - art. R519-2 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161880", "@fin": "2016-07-01", "#text": "Section 1 : Définition et champ d'application", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146582", "@fin": "2016-07-01", "#text": "Chapitre IV : Prêt viager hypothécaire", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292534", "@fin": "2008-08-06", "@num": "L314-1", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000019292410", "@fin": "2015-08-19", "@num": "L314-1", "@etat": "MODIFIE", "@debut": "2008-08-06", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000031063866", "@fin": "2016-07-01", "@num": "L314-1", "@etat": "ABROGE", "@debut": "2015-08-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Le prêt viager hypothécaire est un contrat par lequel un établissement de crédit ou un établissement financier consent à une personne physique un prêt sous forme d'un capital ou de versements périodiques, garanti par une hypothèque constituée sur un bien immobilier de l'emprunteur à usage exclusif d'habitation et dont le remboursement - principal et intérêts - ne peut être exigé qu'au décès de l'emprunteur ou lors de l'aliénation ou du démembrement de la propriété de l'immeuble hypothéqué s'ils surviennent avant le décès.
\n
Son régime est déterminé par les dispositions du présent chapitre.
" } }, "LEGIARTI000019292410": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L314-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2015-08-19", "DATE_DEBUT": "2008-08-06" } }, "META_COMMUN": { "ID": "LEGIARTI000019292410", "URL": "article/LEGI/ARTI/00/00/19/29/24/LEGIARTI000019292410.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000019285079", "@num": "68", "#text": "LOI n°2008-776\n du 4 août 2008 - art. 68", "@sens": "cible", "@cidtexte": "JORFTEXT000019283050", "@nortexte": "ECEX0808477L", "@numtexte": "2008-776", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2008-08-04" }, { "@id": "LEGIARTI000031063870", "@num": "2432", "#text": "Code civil - art. 2432 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071946", "@num": "2434", "#text": "Code civil - art. 2434 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022441302", "@num": "L121-20-12", "#text": "Code de la consommation - art. L121-20-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028747592", "@num": "L121-29", "#text": "Code de la consommation - art. L121-29 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292536", "@num": "L314-3", "#text": "Code de la consommation - art. L314-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029723524", "@num": "R519-2", "#text": "Code monétaire et financier - art. R519-2 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161880", "@fin": "2016-07-01", "#text": "Section 1 : Définition et champ d'application", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146582", "@fin": "2016-07-01", "#text": "Chapitre IV : Prêt viager hypothécaire", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292534", "@fin": "2008-08-06", "@num": "L314-1", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000019292410", "@fin": "2015-08-19", "@num": "L314-1", "@etat": "MODIFIE", "@debut": "2008-08-06", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000031063866", "@fin": "2016-07-01", "@num": "L314-1", "@etat": "ABROGE", "@debut": "2015-08-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le prêt viager hypothécaire est un contrat par lequel un établissement de crédit ou un établissement financier consent à une personne physique un prêt sous forme d'un capital ou de versements périodiques, garanti par une hypothèque constituée sur un bien immobilier de l'emprunteur à usage exclusif d'habitation et dont le remboursement-principal et intérêts capitalisés annuellement ne peut être exigé qu'au décès de l'emprunteur ou lors de l'aliénation ou du démembrement de la propriété de l'immeuble hypothéqué s'ils surviennent avant le décès.

Son régime est déterminé par les dispositions du présent chapitre.

" } }, "LEGIARTI000031063866": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L314-1", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2015-08-19" } }, "META_COMMUN": { "ID": "LEGIARTI000031063866", "URL": "article/LEGI/ARTI/00/00/31/06/38/LEGIARTI000031063866.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000031047901", "@num": "25", "#text": "LOI n° 2015-992 du 17 août 2015 - art. 25", "@sens": "cible", "@cidtexte": "JORFTEXT000031044385", "@nortexte": "DEVX1413992L", "@numtexte": "2015-992", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2015-08-17" }, { "@id": "LEGIARTI000031047899", "@num": "24", "#text": "LOI n°2015-992 du 17 août 2015 - art. 24", "@sens": "cible", "@cidtexte": "JORFTEXT000031044385", "@nortexte": "DEVX1413992L", "@numtexte": "2015-992", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2015-08-17" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000031063870", "@num": "2432", "#text": "Code civil - art. 2432 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071946", "@num": "2434", "#text": "Code civil - art. 2434 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022441302", "@num": "L121-20-12", "#text": "Code de la consommation - art. 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I. - Le prêt viager hypothécaire est un contrat par lequel un établissement de crédit ou un établissement financier consent à une personne physique un prêt sous forme d'un capital ou de versements périodiques, garanti par une hypothèque constituée sur un bien immobilier de l'emprunteur à usage exclusif d'habitation et dont le remboursement-principal et intérêts capitalisés annuellement ne peut être exigé qu'au décès de l'emprunteur ou lors de l'aliénation ou du démembrement de la propriété de l'immeuble hypothéqué s'ils surviennent avant le décès.

Son régime est déterminé par les dispositions du présent chapitre.

Ce contrat peut également prévoir le même dispositif avec un remboursement périodique des seuls intérêts.

II.-Un établissement de crédit, un établissement financier ou une société de tiers-financement mentionnée au 8 de l'article L. 511-6 du code monétaire et financier peuvent procéder au financement de travaux de rénovation au moyen d'un prêt avance mutation garanti par une hypothèque constituée à hauteur du montant initial du prêt augmenté des intérêts capitalisés annuellement et dont le remboursement ne peut être exigé que lors de la mutation du bien. Le remboursement des intérêts peut faire l'objet d'un remboursement progressif, selon une périodicité convenue.

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art. 2394 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044072185", "@num": "2395", "#text": "Code civil - art. 2395 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044072177", "@num": "2396", "#text": "Code civil - art. 2396 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044072172", "@num": "2397", "#text": "Code civil - art. 2397 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044072167", "@num": "2398", "#text": "Code civil - art. 2398 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044072163", "@num": "2399", "#text": "Code civil - art. 2399 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044072155", "@num": "2400", "#text": "Code civil - art. 2400 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044072146", "@num": "2401", "#text": "Code civil - art. 2401 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006449421", "@num": "2402", "#text": "Code civil - art. 2402 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044072139", "@num": "2402", "#text": "Code civil - art. 2402 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044072129", "@num": "2403", "#text": "Code civil - 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art. 2446 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071839", "@num": "2447", "#text": "Code civil - art. 2447 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071839", "@num": "2447", "#text": "Code civil - art. 2447 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071832", "@num": "2448", "#text": "Code civil - art. 2448 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071832", "@num": "2448", "#text": "Code civil - art. 2448 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071827", "@num": "2449", "#text": "Code civil - art. 2449 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071827", "@num": "2449", "#text": "Code civil - art. 2449 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071823", "@num": "2450", "#text": "Code civil - art. 2450 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071823", "@num": "2450", "#text": "Code civil - art. 2450 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071817", "@num": "2451", "#text": "Code civil - art. 2451 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071817", "@num": "2451", "#text": "Code civil - art. 2451 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071785", "@num": "2452", "#text": "Code civil - art. 2452 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071785", "@num": "2452", "#text": "Code civil - art. 2452 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071782", "@num": "2453", "#text": "Code civil - art. 2453 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071782", "@num": "2453", "#text": "Code civil - art. 2453 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071812", "@num": "2454", "#text": "Code civil - art. 2454 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071812", "@num": "2454", "#text": "Code civil - art. 2454 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071807", "@num": "2455", "#text": "Code civil - art. 2455 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071800", "@num": "2456", "#text": "Code civil - art. 2456 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071794", "@num": "2457", "#text": "Code civil - art. 2457 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071794", "@num": "2457", "#text": "Code civil - art. 2457 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071788", "@num": "2458", "#text": "Code civil - art. 2458 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "DEPLACE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071775", "@num": "2459", "#text": "Code civil - art. 2459 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071775", "@num": "2459", "#text": "Code civil - art. 2459 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071768", "@num": "2460", "#text": "Code civil - art. 2460 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071768", "@num": "2460", "#text": "Code civil - art. 2460 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071762", "@num": "2461", "#text": "Code civil - art. 2461 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071756", "@num": "2462", "#text": "Code civil - art. 2462 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071750", "@num": "2463", "#text": "Code civil - art. 2463 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071744", "@num": "2464", "#text": "Code civil - art. 2464 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071738", "@num": "2465", "#text": "Code civil - art. 2465 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071732", "@num": "2466", "#text": "Code civil - art. 2466 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071726", "@num": "2467", "#text": "Code civil - art. 2467 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071720", "@num": "2468", "#text": "Code civil - art. 2468 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071714", "@num": "2469", "#text": "Code civil - art. 2469 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071711", "@num": "2470", "#text": "Code civil - art. 2470 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071705", "@num": "2471", "#text": "Code civil - art. 2471 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071699", "@num": "2472", "#text": "Code civil - art. 2472 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071693", "@num": "2473", "#text": "Code civil - art. 2473 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044071687", "@num": "2474", "#text": "Code civil - art. 2474 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006450401", "@num": "2475", "#text": "Code civil - art. 2475 (T)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022336304", "@num": "2477", "#text": "Code civil - art. 2477 (T)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022336310", "@num": "2488", "#text": "Code civil - art. 2488 (T)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000044045476", "@fin": "2999-01-01", "#text": "Sous-section 3 : Dispositions relatives aux hypothèques", "@debut": "2021-09-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000044045469", "@fin": "2999-01-01", "#text": "Section 3 : Dispositions relatives aux sûretés sur les immeubles", "@debut": "2021-09-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000044045463", "@fin": "2999-01-01", "#text": "Chapitre II : Dispositions relatives aux sûretés réelles", "@debut": "2021-09-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000044045478", "@fin": "2999-01-01", "#text": "Titre Ier : DISPOSITIONS MODIFIANT LE CODE CIVIL", "@debut": "2021-09-17" } ] }, "@cid": "JORFTEXT000044044441", "@nor": "JUSC2113814R", "@num": "2021-1192", "@nature": "ORDONNANCE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Ordonnance n° 2021-1192 du 15 septembre 2021 portant réforme du droit des sûretés", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000044044441", "@c_titre_court": "Ordonnance n°2021-1192 du 15 septembre 2021" }, { "@fin": "2999-01-01", "#text": "Ordonnance n° 2021-1192 du 15 septembre 2021 portant réforme du droit des sûretés", "@debut": "2021-09-17", "@id_txt": "LEGITEXT000044045461", "@c_titre_court": "Ordonnance n°2021-1192 du 15 septembre 2021" } ], "@ministere": "Ministère de la justice", "@date_publi": "2021-09-16", "@date_signature": "2021-09-15", "@num_parution_jo": "0216" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000044045526", "@fin": "2999-01-01", "@num": "15", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000044044493", "@fin": "2999-01-01", "@num": "15", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A modifié les dispositions suivantes :

- Code civil
Art. 2402, Art. 2394, Art. 2405, Art. 2395, Art. 2407, Art. 2396, Art. 2408, Art. 2397
\n

\n
\n
A créé les dispositions suivantes :

- Code civil
\n Sct. Paragraphe 1 : Des règles particulières à l'hypothèque légale des époux , Sct. Paragraphe 2 : Des règles particulières à l'hypothèque légale des mineurs ou des majeurs en tutelle , Sct. Paragraphe 3 : Des règles particulières à l'hypothèque légale attachée aux jugements de condamnation\n
\n

Article 2434 AUTONOME VIGUEUR, en vigueur depuis le 01/01/2022 (Code civil)