{ "article": { "LEGIARTI000038707760": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "4", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038707760", "URL": "article/LEGI/ARTI/00/00/38/70/77/LEGIARTI000038707760.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038709566", "@num": "A932-8", "#text": "Code de la sécurité sociale. - art. A932-8 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793125", "@num": "L132-22", "#text": "Code des assurances - art. L132-22", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793141", "@num": "L132-23", "#text": "Code des assurances - art. L132-23", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "@cid": "JORFTEXT000038704633", "@nor": "ECOT1834391A", "@nature": "ARRETE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Arrêté du 27 juin 2019 relatif aux activités et à la surveillance des institutions de retraite professionnelle", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000038704633", "@c_titre_court": "Arrêté du 27 juin 2019" }, { "@fin": "2999-01-01", "#text": "Arrêté du 27 juin 2019 relatif aux activités et à la surveillance des institutions de retraite professionnelle", "@debut": "2019-07-01", "@id_txt": "LEGITEXT000038707749", "@c_titre_court": "Arrêté du 27 juin 2019" } ], "@ministere": "Ministère de l'économie et des finances", "@date_publi": "2019-06-30", "@date_signature": "2019-06-27", "@num_parution_jo": "0150" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000038707760", "@fin": "2999-01-01", "@num": "4", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000038704685", "@fin": "2999-01-01", "@num": "4", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A modifié les dispositions suivantes :

- Code de la sécurité sociale.
Art. A932-8, Art. A932-6\n
\n

\n
" } }, "LEGIARTI000006793125": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-22", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1981-01-08", "DATE_DEBUT": "1976-07-21" } }, "META_COMMUN": { "ID": "LEGIARTI000006793125", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793125.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L22AXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839069", "@num": "17", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006746072", "@num": "57", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 57 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGITEXT000049740556", "#text": "Décret n°2024-551 du 18 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049738840", "@nortexte": "ECOT2407580D", "@numtexte": "2024-551", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-06-18" }, { "@id": "LEGITEXT000049859863", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000049859870", "@num": "1", "#text": "Arrêté du 20 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGITEXT000049873138", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049870528", "@nortexte": "ECOT2414176A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027894158", "@num": "Annexe à l'article A931-11-15", "#text": "Code de la sécurité sociale. - art. Annexe à l'article A931-11-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038707821", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006802842", "@num": "L433-3", "#text": "Code des assurances - art. L433-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768798", "@num": "R132-5-4", "#text": "Code des assurances - art. R132-5-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783339", "@num": "L2223-34-1", "#text": "Code général des collectivités territoriales - art. L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174008", "@fin": "1992-07-17", "#text": "Section I : Dispositions générales.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157280", "@fin": "1992-07-17", "#text": "Chapitre II : Les assurances sur la vie", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142709", "@fin": "1992-07-17", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Sauf dans le cas de force majeure constaté par décret rendu sur le rapport du ministre de l'économie et des finances, le rachat, sur la demande de l'assuré, est obligatoire.
\n
Des avances peuvent être faites par l'assureur à l'assuré.
\n
Le prix du rachat, le nombre de primes à payer avant que le rachat ou les avances puissent être demandés, doivent être déterminés par un règlement général de l'assureur, pris sur avis du ministre de l'économie et des finances.
\n
Les dispositions du règlement général ne peuvent être modifiées par une convention particulière.
\n
Les conditions de rachat doivent être indiquées dans la police, de manière que l'assuré puisse à toute époque connaître la somme à laquelle il a droit.
" } }, "LEGIARTI000006793126": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-22", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1986-01-01", "DATE_DEBUT": "1981-01-08" } }, "META_COMMUN": { "ID": "LEGIARTI000006793126", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793126.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L22AXXAB" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839059", "@num": "16", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 16 () JORF 8 janvier 1981 rectificatif JORF 8 février 1981", "@sens": "source", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006839069", "@num": "17", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006746072", "@num": "57", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 57 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGITEXT000049740556", "#text": "Décret n°2024-551 du 18 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049738840", "@nortexte": "ECOT2407580D", "@numtexte": "2024-551", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-06-18" }, { "@id": "LEGITEXT000049859863", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000049859870", "@num": "1", "#text": "Arrêté du 20 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGITEXT000049873138", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049870528", "@nortexte": "ECOT2414176A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027894158", "@num": "Annexe à l'article A931-11-15", "#text": "Code de la sécurité sociale. - art. Annexe à l'article A931-11-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038707821", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006802842", "@num": "L433-3", "#text": "Code des assurances - art. L433-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768798", "@num": "R132-5-4", "#text": "Code des assurances - art. R132-5-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783339", "@num": "L2223-34-1", "#text": "Code général des collectivités territoriales - art. L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174008", "@fin": "1992-07-17", "#text": "Section I : Dispositions générales.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157280", "@fin": "1992-07-17", "#text": "Chapitre II : Les assurances sur la vie", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142709", "@fin": "1992-07-17", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les modalités de calcul de la valeur de rachat sont déterminées par un règlement général mentionné dans la police et établi par l'assureur après avis de l'autorité administrative.
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Dès la signature du contrat, l'assureur informe le contractant que ce règlement général est tenu à sa disposition sur sa demande. L'assureur doit communiquer au contractant, sur la demande de celui-ci, le texte du règlement général.
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L'assureur doit, en outre, communiquer au contractant le montant de la valeur de rachat à l'échéance annuelle de la prime et préciser en termes intelligibles dans cette communication ce que signifie l'opération de rachat et quelles sont ses conséquences légales et contractuelles.
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Dans la limite de cette valeur, l'assureur peut consentir des avances au contractant.
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Sauf dans le cas de circonstances exceptionnelles constaté par décret, l'assureur doit, à la demande du contractant, verser à celui-ci la valeur de rachat du contrat, dans un délai qui ne peut excéder deux mois. les intérêts de retard au taux légal courent de plein droit à compter de l'expiration de ce délai.
" } }, "LEGIARTI000006793127": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-22", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1992-07-17", "DATE_DEBUT": "1986-01-06" } }, "META_COMMUN": { "ID": "LEGIARTI000006793127", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793127.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L22AXXAC" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839069", "@num": "17", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000878408", "#text": "Loi 85-608 1985-06-11 art. 4 I JORF 20 juin 1985 en vigueur le 1er janvier 1986", "@sens": "source", "@cidtexte": "JORFTEXT000000878408", "@numtexte": "85-608", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1985-06-11" }, { "@id": "LEGIARTI000006746072", "@num": "57", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 57 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGITEXT000049740556", "#text": "Décret n°2024-551 du 18 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049738840", "@nortexte": "ECOT2407580D", "@numtexte": "2024-551", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-06-18" }, { "@id": "LEGITEXT000049859863", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000049859870", "@num": "1", "#text": "Arrêté du 20 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGITEXT000049873138", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049870528", "@nortexte": "ECOT2414176A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027894158", "@num": "Annexe à l'article A931-11-15", "#text": "Code de la sécurité sociale. - art. Annexe à l'article A931-11-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038707821", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006802842", "@num": "L433-3", "#text": "Code des assurances - art. L433-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768798", "@num": "R132-5-4", "#text": "Code des assurances - art. R132-5-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783339", "@num": "L2223-34-1", "#text": "Code général des collectivités territoriales - art. L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174008", "@fin": "1992-07-17", "#text": "Section I : Dispositions générales.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157280", "@fin": "1992-07-17", "#text": "Chapitre II : Les assurances sur la vie", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142709", "@fin": "1992-07-17", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Pour les contrats souscrits ou transformés depuis le 1er janvier 1982, et aussi longtemps qu'ils donnent lieu à paiement de prime, l'assureur doit communiquer chaque année au contractant les montants respectifs de la valeur de rachat, de la valeur de réduction, des capitaux garantis et de la prime du contrat.
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Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.
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L'assureur doit préciser em termes précis et clairs dans cette communication ce que signifient les opérations de rachat et de réduction et quelles sont leurs conséquences légales et contractuelles.
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Pour les contrats ne donnant plus lieu à paiement de prime et pour les contrats souscrits ou transformés avant le 1er janvier 1982, les informations visées ci-dessus ne sont communiquées pour une année donnée qu'au contractant qui en fait la demande.
\n
Le contrat doit faire référence à l'obligation d'information prévue aux alinéas précédents.
" } }, "LEGIARTI000006793128": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-22", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2004-01-01", "DATE_DEBUT": "1992-07-17" } }, "META_COMMUN": { "ID": "LEGIARTI000006793128", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793128.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L22AXXAD" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839069", "@num": "17", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000175680", "#text": "Loi 92-665 1992-07-16 art. 21, art. 24, art. 28, art. 30 I, II JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006840795", "@num": "21", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 21 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841156", "@num": "24", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 24 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841211", "@num": "28", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 28 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841240", "@num": "30", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 30 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006746072", "@num": "57", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 57 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGITEXT000049740556", "#text": "Décret n°2024-551 du 18 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049738840", "@nortexte": "ECOT2407580D", "@numtexte": "2024-551", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-06-18" }, { "@id": "LEGITEXT000049859863", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000049859870", "@num": "1", "#text": "Arrêté du 20 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGITEXT000049873138", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049870528", "@nortexte": "ECOT2414176A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027894158", "@num": "Annexe à l'article A931-11-15", "#text": "Code de la sécurité sociale. - art. Annexe à l'article A931-11-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038707821", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006802842", "@num": "L433-3", "#text": "Code des assurances - art. L433-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768798", "@num": "R132-5-4", "#text": "Code des assurances - art. R132-5-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783339", "@num": "L2223-34-1", "#text": "Code général des collectivités territoriales - art. L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Pour les contrats souscrits ou transformés depuis le 1er janvier 1982, et aussi longtemps qu'ils donnent lieu à paiement de prime, l'entreprise d'assurance ou de capitalisation doit communiquer chaque année au contractant les montants respectifs de la valeur de rachat, le cas échéant de la valeur de réduction, des capitaux garantis et de la prime du contrat ainsi que, pour les contrats souscrits ou transformés depuis le 1er janvier 1992 dont les garanties sont exprimées en unités de compte, les valeurs de ces unités de compte et leur évolution annuelle à compter de la souscription du contrat.
\n
Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.
\n
L'entreprise d'assurance ou de capitalisation doit préciser em termes précis et clairs dans cette communication ce que signifient les opérations de rachat et de réduction et quelles sont leurs conséquences légales et contractuelles.
\n
Pour les contrats ne donnant plus lieu à paiement de prime et pour les contrats souscrits ou transformés avant le 1er janvier 1982, les informations visées ci-dessus ne sont communiquées pour une année donnée qu'au contractant qui en fait la demande.
\n
Le contrat doit faire référence à l'obligation d'information prévue aux alinéas précédents.
" } }, "LEGIARTI000006793129": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-22", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2004-07-01", "DATE_DEBUT": "2004-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006793129", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793129.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L22AXXAE" } }, "NOTA": { "CONTENU": "
Décision du Conseil Constitutionnel n° 2004-196 L du 12 février 2004 : dans l'article L132-22 du présent code, les mots \" plan d'épargne individuelle pour la retraite \" sont déclassés et ont dorénavant un caractère réglementaire.
\n
Décret 2004-346 2004-04-21 art. 2 : les mots \" plan d'épargne individuelle pour la retraite \" sont remplacés par les mots \" plan d'épargne retraite populaire \".
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" }, { "@id": "LEGIARTI000006839069", "@num": "17", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000781627", "#text": "Loi 2003-775 2003-08-21 art. 108", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "JORFTEXT000000781627", "#text": "Loi 2003-775 2003-08-21 art. 108 XIV 1 JORF 22 août 2003 en vigueur le 1er janvier 2004", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000006230234", "@num": "2", "#text": "Décret n°2004-346 du 21 avril 2004 - art. 2 () JORF 22 avril 2004", "@sens": "source", "@cidtexte": "JORFTEXT000000232918", "@nortexte": "SANX0400022D", "@numtexte": "2004-346", "@typelien": "MODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006746072", "@num": "57", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 57 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGITEXT000049740556", "#text": "Décret n°2024-551 du 18 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049738840", "@nortexte": "ECOT2407580D", "@numtexte": "2024-551", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-06-18" }, { "@id": "LEGITEXT000049859863", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000049859870", "@num": "1", "#text": "Arrêté du 20 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGITEXT000049873138", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049870528", "@nortexte": "ECOT2414176A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. 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A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006802842", "@num": "L433-3", "#text": "Code des assurances - art. L433-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768798", "@num": "R132-5-4", "#text": "Code des assurances - art. R132-5-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783339", "@num": "L2223-34-1", "#text": "Code général des collectivités territoriales - art. L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006187777", "@fin": "2004-07-01", "#text": "opérations de capitalisation", "@debut": "2004-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142709", "@fin": "1992-07-17", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Pour les contrats souscrits ou transformés depuis le 1er janvier 1982, et aussi longtemps qu'ils donnent lieu à paiement de prime, l'entreprise d'assurance ou de capitalisation doit communiquer chaque année au contractant les montants respectifs de la valeur de rachat, ou la valeur de transfert de son plan d'épargne retraite populaire tel que défini à l'article 108 de la loi n° 2003-775 du 21 août 2003 précitée le cas échéant de la valeur de réduction, des capitaux garantis et de la prime du contrat ainsi que, pour les contrats souscrits ou transformés depuis le 1er janvier 1992 dont les garanties sont exprimées en unités de compte, les valeurs de ces unités de compte et leur évolution annuelle à compter de la souscription du contrat.
\n
Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.
\n
L'entreprise d'assurance ou de capitalisation doit préciser em termes précis et clairs dans cette communication ce que signifient les opérations de rachat, de transfert et de réduction et quelles sont leurs conséquences légales et contractuelles.
\n
Pour les contrats ne donnant plus lieu à paiement de prime et pour les contrats souscrits ou transformés avant le 1er janvier 1982, les informations visées ci-dessus ne sont communiquées pour une année donnée qu'au contractant qui en fait la demande.
\n
Le contrat doit faire référence à l'obligation d'information prévue aux alinéas précédents.
" } }, "LEGIARTI000006793130": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-22", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2006-03-24", "DATE_DEBUT": "2004-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006793130", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793130.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L22AXXAF" } }, "NOTA": { "CONTENU": "
Décision du Conseil Constitutionnel n° 2004-196 L du 12 février 2004 : dans l'article L132-22 du présent code, les mots \" plan d'épargne individuelle pour la retraite \" sont déclassés et ont dorénavant un caractère réglementaire.
\n
Décret 2004-346 2004-04-21 art. 2 : les mots \" plan d'épargne individuelle pour la retraite \" sont remplacés par les mots \" plan d'épargne retraite populaire \".
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839069", "@num": "17", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006713848", "@num": "85", "#text": "Loi n°2003-706 du 1 août 2003 - art. 85 (V) JORF 2 août 2003 en vigueur le 1er juillet 2004", "@sens": "source", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "JORFTEXT000000781627", "#text": "Loi 2003-775 2003-08-21 art. 108", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "JORFTEXT000000781627", "#text": "Loi 2003-775 2003-08-21 art. 108 XIV 1 JORF 22 août 2003 en vigueur le 1er janvier 2004", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000006230234", "@num": "2", "#text": "Décret n°2004-346 du 21 avril 2004 - art. 2 () JORF 22 avril 2004", "@sens": "source", "@cidtexte": "JORFTEXT000000232918", "@nortexte": "SANX0400022D", "@numtexte": "2004-346", "@typelien": "MODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006746072", "@num": "57", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 57 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGITEXT000049740556", "#text": "Décret n°2024-551 du 18 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049738840", "@nortexte": "ECOT2407580D", "@numtexte": "2024-551", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-06-18" }, { "@id": "LEGITEXT000049859863", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000049859870", "@num": "1", "#text": "Arrêté du 20 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGITEXT000049873138", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049870528", "@nortexte": "ECOT2414176A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027894158", "@num": "Annexe à l'article A931-11-15", "#text": "Code de la sécurité sociale. - art. Annexe à l'article A931-11-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038707821", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006802842", "@num": "L433-3", "#text": "Code des assurances - art. L433-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768798", "@num": "R132-5-4", "#text": "Code des assurances - art. R132-5-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783339", "@num": "L2223-34-1", "#text": "Code général des collectivités territoriales - art. L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Pour les contrats dont la provision mathématique est égale ou supérieure à un montant fixé par arrêté du ministre chargé de l'économie, l'entreprise d'assurance ou de capitalisation communique chaque année au contractant :
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- le montant de la valeur de rachat de son contrat ou la valeur de transfert de son plan d'épargne retraite populaire tel que défini à l'article 108 de la loi n° 2003-775 du 21 août 2003 précitée ;
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- le cas échéant, le montant de la valeur de réduction de son contrat ;
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- le montant des capitaux garantis ;
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- la prime du contrat.
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Pour ces mêmes contrats, elle communique également chaque année au contractant dans des conditions précisées par arrêté du ministre chargé de l'économie :
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- le rendement garanti et la participation aux bénéfices techniques et financiers de son contrat ;
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- le taux moyen de rendement des actifs détenus en représentation des engagements au titre des contrats de même catégorie ;
\n
- et, pour les contrats dont les garanties sont exprimées en unités de compte, les valeurs de ces unités de compte, leur évolution annuelle à compter de la souscription du contrat et les modifications significatives affectant chaque unité de compte.
\n
Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.
\n
L'entreprise d'assurance ou de capitalisation indique en termes précis et clairs dans cette communication ce que signifient les opérations de rachat, de transfert et de réduction et quelles sont leurs conséquences légales et contractuelles.
\n
Pour les contrats dont la provision mathématique est inférieure au montant défini au premier alinéa et pour les contrats ou bons de capitalisation au porteur, les informations définies au présent article sont communiquées pour une année donnée au contractant qui en fait la demande.
\n
Le contrat fait référence à l'obligation d'information prévue aux alinéas précédents.
" } }, "LEGIARTI000006793131": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-22", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2010-11-11", "DATE_DEBUT": "2006-03-24" } }, "META_COMMUN": { "ID": "LEGIARTI000006793131", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793131.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L22AXXAG" } }, "NOTA": { "CONTENU": "
Décision du Conseil Constitutionnel n° 2004-196 L du 12 février 2004 : dans l'article L132-22 du présent code, les mots \" plan d'épargne individuelle pour la retraite \" sont déclassés et ont dorénavant un caractère réglementaire.
\n
Décret 2004-346 2004-04-21 art. 2 : les mots \" plan d'épargne individuelle pour la retraite \" sont remplacés par les mots \" plan d'épargne retraite populaire \".
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839069", "@num": "17", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000781627", "#text": "Loi 2003-775 2003-08-21 art. 108", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000006746072", "@num": "57", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 57 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006250148", "@num": "1", "#text": "Ordonnance n°2006-344 du 23 mars 2006 - art. 1 () JORF 24 mars 2006", "@sens": "source", "@cidtexte": "JORFTEXT000000456741", "@nortexte": "ECOX0600006R", "@numtexte": "2006-344", "@typelien": "MODIFICATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2006-03-23" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGITEXT000049740556", "#text": "Décret n°2024-551 du 18 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049738840", "@nortexte": "ECOT2407580D", "@numtexte": "2024-551", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-06-18" }, { "@id": "LEGITEXT000049859863", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000049859870", "@num": "1", "#text": "Arrêté du 20 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGITEXT000049873138", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049870528", "@nortexte": "ECOT2414176A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027894158", "@num": "Annexe à l'article A931-11-15", "#text": "Code de la sécurité sociale. - art. Annexe à l'article A931-11-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038707821", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006802842", "@num": "L433-3", "#text": "Code des assurances - art. L433-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768798", "@num": "R132-5-4", "#text": "Code des assurances - art. R132-5-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783339", "@num": "L2223-34-1", "#text": "Code général des collectivités territoriales - art. L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Pour les contrats dont la provision mathématique est égale ou supérieure à un montant fixé par arrêté du ministre chargé de l'économie, l'entreprise d'assurance ou de capitalisation communique chaque année au contractant :
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- le montant de la valeur de rachat ou, pour les contrats liés à la cessation d'activité professionnelle, de transfert ;
\n
- le cas échéant, le montant de la valeur de réduction de son contrat ;
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- le montant des capitaux garantis ;
\n
- la prime du contrat.
\n
Pour ces mêmes contrats, elle communique également chaque année au contractant dans des conditions précisées par arrêté du ministre chargé de l'économie :
\n
- le rendement garanti et la participation aux bénéfices techniques et financiers de son contrat ;
\n
- le taux moyen de rendement des actifs détenus en représentation des engagements au titre des contrats de même catégorie ;
\n
- et, pour les contrats dont les garanties sont exprimées en unités de compte, les valeurs de ces unités de compte, leur évolution annuelle à compter de la souscription du contrat et les modifications significatives affectant chaque unité de compte.
\n
Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.
\n
L'entreprise d'assurance ou de capitalisation indique en termes précis et clairs dans cette communication ce que signifient les opérations de rachat, de transfert et de réduction et quelles sont leurs conséquences légales et contractuelles.
\n
Pour les contrats dont la provision mathématique est inférieure au montant défini au premier alinéa et pour les contrats ou bons de capitalisation au porteur, les informations définies au présent article sont communiquées pour une année donnée au contractant qui en fait la demande.
\n
Le contrat fait référence à l'obligation d'information prévue aux alinéas précédents.
" } }, "LEGIARTI000006793141": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1981-01-08", "DATE_DEBUT": "1976-07-21" } }, "META_COMMUN": { "ID": "LEGIARTI000006793141", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793141.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. L222-1-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046317928", "@num": "D242-1", "#text": "Code de la sécurité sociale. - art. D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. A143-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049729141", "@num": "A522-2", "#text": "Code des assurances - art. A522-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824912", "@num": "Annexe art. A132-4", "#text": "Code des assurances - art. Annexe art. A132-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035224873", "@num": "D132-6", "#text": "Code des assurances - art. D132-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038895098", "@num": "D441-22", "#text": "Code des assurances - art. 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Les assurances temporaires en cas de décès ne donnent lieu ni à la réduction ni au rachat. Ne comportent pas le rachat les assurances de capitaux de survie, les assurances en cas de vie sans contre-assurance, et les rentes viagères différées sans contre-assurance.
\n
" } }, "LEGIARTI000006793142": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1986-01-01", "DATE_DEBUT": "1981-01-08" } }, "META_COMMUN": { "ID": "LEGIARTI000006793142", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793142.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAB" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V) JORF 8 janvier 1981 rectificatif JORF 8 février 1981", "@sens": "source", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. 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Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsqu'au moins deux primes annuelles ont été payées.
" } }, "LEGIARTI000006793143": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1992-07-17", "DATE_DEBUT": "1986-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006793143", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793143.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAC" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000878408", "#text": "Loi 85-608 1985-06-11 art. 6 I JORF 20 juin 1985 en vigueur le 1er janvier 1986", "@sens": "source", "@cidtexte": "JORFTEXT000000878408", "@numtexte": "85-608", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1985-06-11" }, { "@id": "JORFTEXT000000878408", "#text": "Loi 85-608 1985-06-11 art. 6 II *Les dispositions du présent article sont applicables aux contrats souscrits ou transformés à compter du 1er janvier 1986*", "@sens": "source", "@cidtexte": "JORFTEXT000000878408", "@numtexte": "85-608", "@typelien": "SPEC_APPLI", "@naturetexte": "LOI", "@datesignatexte": "1985-06-11" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. 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R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174008", "@fin": "1992-07-17", "#text": "Section I : Dispositions générales.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157280", "@fin": "1992-07-17", "#text": "Chapitre II : Les assurances sur la vie", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142709", "@fin": "1992-07-17", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. En tout état de cause le droit à rachat ou à réduction est acquis lorsque au moins deux primes annuelles ont été payées.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat du contrat est inférieure à un montant fixé par décret.
" } }, "LEGIARTI000006793144": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2005-12-16", "DATE_DEBUT": "1992-07-17" } }, "META_COMMUN": { "ID": "LEGIARTI000006793144", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793144.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAD" } }, "NOTA": { "CONTENU": "
(1) : La loi n° 85-98 a été abrogée par l'ordonnance n° 2000-912 du 18 septembre 2000 et codifiée dans le code de commerce aux articles L620-1 et suivants.
\n
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000693911", "#text": "Loi 85-98 1985-01-25", "@sens": "source", "@cidtexte": "JORFTEXT000000693911", "@numtexte": "85-98", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1985-01-25" }, { "@id": "JORFTEXT000000175680", "#text": "Loi 92-665 1992-07-16 art. 31 *application du chapitre III de la loi à la collectivité territorial de Mayotte*", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "SPEC_APPLI", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006840795", "@num": "21", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 21 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841156", "@num": "24", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 24 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841225", "@num": "29", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 29 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841240", "@num": "30", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 30 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - 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art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. 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L142-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793629", "@num": "L142-5", "#text": "Code des assurances - art. L142-5 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252409", "@num": "L142-7", "#text": "Code des assurances - art. L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle ne comportent pas de possibilité de rachat. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :
\n
- expiration des droits de l'assuré aux allocations d'assurance chômage prévues par le code du travail en cas de licenciement ;
\n
- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions de la loi n° 85-98 du 25 janvier 1985 relative au redressement et à la liquidation judiciaires des entreprises ;(1)
\n
- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.
\n
Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle doivent comporter une clause de transférabilité.
\n
Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. Le droit à rachat ou à réduction est acquis lorsque au moins deux primes annuelles ont été payées.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat du contrat est inférieure à un montant fixé par décret.
\n
Pour les opérations de capitalisation, l'assureur ne peut refuser le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. En tout état de cause, le droit à rachat est acquis lorsqu'au moins deux primes annuelles ont été payées.
" } }, "LEGIARTI000006793145": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2006-03-24", "DATE_DEBUT": "2005-12-16" } }, "META_COMMUN": { "ID": "LEGIARTI000006793145", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793145.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAE" } }, "NOTA": { "CONTENU": "
(1) : La loi n° 85-98 a été abrogée par l'ordonnance n° 2000-912 du 18 septembre 2000 et codifiée dans le code de commerce aux articles L620-1 et suivants.
\n
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000693911", "#text": "Loi 85-98 1985-01-25", "@sens": "source", "@cidtexte": "JORFTEXT000000693911", "@numtexte": "85-98", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1985-01-25" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000006842394", "@num": "11", "#text": "Loi n°2005-1564 du 15 décembre 2005 - art. 11 () JORF 16 décembre 2005", "@sens": "source", "@cidtexte": "JORFTEXT000000634104", "@nortexte": "ECOX0500009L", "@numtexte": "2005-1564", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2005-12-15" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. 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D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. 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D441-22 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042656705", "@num": "L142-4", "#text": "Code des assurances - art. L142-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793629", "@num": "L142-5", "#text": "Code des assurances - art. L142-5 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252409", "@num": "L142-7", "#text": "Code des assurances - art. L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle ne comportent pas de possibilité de rachat. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :
\n
- expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;
\n
- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions de la loi n° 85-98 du 25 janvier 1985 relative au redressement et à la liquidation judiciaires des entreprises ;(1)
\n
- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.
\n
Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle doivent comporter une clause de transférabilité.
\n
Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. Le droit à rachat ou à réduction est acquis lorsque au moins deux primes annuelles ont été payées.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat du contrat est inférieure à un montant fixé par décret.
\n
Pour les opérations de capitalisation, l'assureur ne peut refuser le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. En tout état de cause, le droit à rachat est acquis lorsqu'au moins deux primes annuelles ont été payées.
" } }, "LEGIARTI000006793146": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2007-12-19", "DATE_DEBUT": "2006-03-24" } }, "META_COMMUN": { "ID": "LEGIARTI000006793146", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793146.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAF" } }, "NOTA": { "CONTENU": "
(1) : La loi n° 85-98 a été abrogée par l'ordonnance n° 2000-912 du 18 septembre 2000 et codifiée dans le code de commerce aux articles L620-1 et suivants.
\n
La présente version de cet article est en vigueur jusqu'au 31 décembre 2009.
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000693911", "#text": "Loi 85-98 1985-01-25", "@sens": "source", "@cidtexte": "JORFTEXT000000693911", "@numtexte": "85-98", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1985-01-25" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000006250148", "@num": "1", "#text": "Ordonnance n°2006-344 du 23 mars 2006 - art. 1 () JORF 24 mars 2006", "@sens": "source", "@cidtexte": "JORFTEXT000000456741", "@nortexte": "ECOX0600006R", "@numtexte": "2006-344", "@typelien": "MODIFICATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2006-03-23" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. 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R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. 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Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle ne comportent pas de possibilité de rachat. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :
\n
- expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;
\n
- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions de la loi n° 85-98 du 25 janvier 1985 relative au redressement et à la liquidation judiciaires des entreprises ;(1)
\n
- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.
\n
Les droits individuels résultant des contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle sont transférables, dans des conditions fixées par décret.
\n
Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. Le droit à rachat ou à réduction est acquis lorsque au moins deux primes annuelles ont été payées.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat du contrat est inférieure à un montant fixé par décret.
\n
Pour les opérations de capitalisation, l'assureur ne peut refuser le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. En tout état de cause, le droit à rachat est acquis lorsqu'au moins deux primes annuelles ont été payées.
" } }, "LEGIARTI000006793147": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2010-11-11", "DATE_DEBUT": "2009-12-31" } }, "META_COMMUN": { "ID": "LEGIARTI000006793147", "URL": "article/LEGI/ARTI/00/00/06/79/31/LEGIARTI000006793147.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L23AXXAG" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000693911", "#text": "Loi 85-98 1985-01-25", "@sens": "source", "@cidtexte": "JORFTEXT000000693911", "@numtexte": "85-98", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1985-01-25" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000006659222", "@num": "21", "#text": "Loi n°2006-1770 du 30 décembre 2006 - art. 21 () JORF 31 décembre 2006 en vigueur le 31 décembre 2009", "@sens": "source", "@cidtexte": "JORFTEXT000000458333", "@nortexte": "SOCX0600085L", "@numtexte": "2006-1770", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2006-12-30" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. 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Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.

- expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ;

- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.

Les droits individuels résultant des contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle, y compris les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique, sont transférables, dans des conditions fixées par décret.

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000017729935": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2007-12-19", "DATE_DEBUT": "2007-12-19" } }, "META_COMMUN": { "ID": "LEGIARTI000017729935", "URL": "article/LEGI/ARTI/00/00/17/72/99/LEGIARTI000017729935.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "
(1) : La loi n° 85-98 a été abrogée par l'ordonnance n° 2000-912 du 18 septembre 2000 et codifiée dans le code de commerce aux articles L620-1 et suivants.
\n
La présente version de cet article est en vigueur jusqu'au 31 décembre 2009.
" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000693911", "#text": "Loi 85-98 1985-01-25", "@sens": "source", "@cidtexte": "JORFTEXT000000693911", "@numtexte": "85-98", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1985-01-25" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. L222-1-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046317928", "@num": "D242-1", "#text": "Code de la sécurité sociale. - art. D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. A143-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049729141", "@num": "A522-2", "#text": "Code des assurances - art. A522-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824912", "@num": "Annexe art. A132-4", "#text": "Code des assurances - art. Annexe art. A132-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035224873", "@num": "D132-6", "#text": "Code des assurances - art. D132-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038895098", "@num": "D441-22", "#text": "Code des assurances - art. D441-22 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042656705", "@num": "L142-4", "#text": "Code des assurances - art. L142-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793629", "@num": "L142-5", "#text": "Code des assurances - art. L142-5 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252409", "@num": "L142-7", "#text": "Code des assurances - art. L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les assurances temporaires en cas de décès ainsi que les rentes viagères immédiates ou en cours de service ne peuvent comporter ni réduction ni rachat. Les assurances de capitaux de survie et de rente de survie, les assurances en cas de vie sans contre-assurance et les rentes viagères différées sans contre-assurance ne peuvent comporter de rachat.
\n
Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle ne comportent pas de possibilité de rachat. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :
\n
- expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;
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- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions de la loi n° 85-98 du 25 janvier 1985 relative au redressement et à la liquidation judiciaires des entreprises ;(1)
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- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.
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Les droits individuels résultant des contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle sont transférables, dans des conditions fixées par décret.
\n
Pour les autres assurances sur la vie, l'assureur ne peut refuser la réduction ou le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. Le droit à rachat ou à réduction est acquis lorsque au moins deux primes annuelles ont été payées.
\n
L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat du contrat est inférieure à un montant fixé par décret.
\n
Pour les opérations de capitalisation, l'assureur ne peut refuser le rachat lorsque 15 p. 100 des primes ou cotisations prévues au contrat ont été versées. En tout état de cause, le droit à rachat est acquis lorsqu'au moins deux primes annuelles ont été payées.
" } }, "LEGIARTI000017841439": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2009-12-31", "DATE_DEBUT": "2007-12-19" } }, "META_COMMUN": { "ID": "LEGIARTI000017841439", "URL": "article/LEGI/ARTI/00/00/17/84/14/LEGIARTI000017841439.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Loi n° 2007-1775 du 17 décembre 2007 art £ 10 III : cette disposition entrera en vigueur le 19 décembre 2008.

\n
" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000017720430", "@num": "10", "#text": "LOI n°2007-1775\n du 17 décembre 2007 - art. 10", "@sens": "cible", "@cidtexte": "JORFTEXT000017661980", "@nortexte": "ECEX0710947L", "@numtexte": "2007-1775", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2007-12-17" }, { "@id": "LEGIARTI000017720422", "@num": "2", "#text": "LOI n°2007-1775\n du 17 décembre 2007 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000017661980", "@nortexte": "ECEX0710947L", "@numtexte": "2007-1775", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2007-12-17" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. L341-4 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. L222-1-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046317928", "@num": "D242-1", "#text": "Code de la sécurité sociale. - art. D242-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038872742", "@num": "D932-4-17", "#text": "Code de la sécurité sociale. - art. D932-4-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438688", "@num": "L931-15-2", "#text": "Code de la sécurité sociale. - art. L931-15-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387912", "@num": "L932-24-1", "#text": "Code de la sécurité sociale. - art. L932-24-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786308", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714156", "@num": "A143-2", "#text": "Code des assurances - art. A143-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049729141", "@num": "A522-2", "#text": "Code des assurances - art. A522-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824912", "@num": "Annexe art. A132-4", "#text": "Code des assurances - art. Annexe art. A132-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035224873", "@num": "D132-6", "#text": "Code des assurances - art. D132-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038895098", "@num": "D441-22", "#text": "Code des assurances - art. D441-22 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042656705", "@num": "L142-4", "#text": "Code des assurances - art. L142-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793629", "@num": "L142-5", "#text": "Code des assurances - art. L142-5 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252409", "@num": "L142-7", "#text": "Code des assurances - art. L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle ne comportent pas de possibilité de rachat. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :

-expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce (1) ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale.\n

Les droits individuels résultant des contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle sont transférables, dans des conditions fixées par décret.

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000023035014": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-22", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2014-06-28", "DATE_DEBUT": "2010-11-11" } }, "META_COMMUN": { "ID": "LEGIARTI000023035014", "URL": "article/LEGI/ARTI/00/00/23/03/50/LEGIARTI000023035014.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "
Décision du Conseil Constitutionnel n° 2004-196 L du 12 février 2004 : dans l'article L132-22 du présent code, les mots \" plan d'épargne individuelle pour la retraite \" sont déclassés et ont dorénavant un caractère réglementaire.
\n
Décret 2004-346 2004-04-21 art. 2 : les mots \" plan d'épargne individuelle pour la retraite \" sont remplacés par les mots \" plan d'épargne retraite populaire \".
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839069", "@num": "17", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000781627", "#text": "Loi n° 2003-775 du 21 août 2003", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000006746072", "@num": "57", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 57 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000023024193", "@num": "112", "#text": "LOI n°2010-1330\n du 9 novembre 2010 - art. 112", "@sens": "cible", "@cidtexte": "JORFTEXT000023022127", "@nortexte": "MTSX1016256L", "@numtexte": "2010-1330", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2010-11-09" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGITEXT000049740556", "#text": "Décret n°2024-551 du 18 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049738840", "@nortexte": "ECOT2407580D", "@numtexte": "2024-551", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-06-18" }, { "@id": "LEGITEXT000049859863", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000049859870", "@num": "1", "#text": "Arrêté du 20 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGITEXT000049873138", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049870528", "@nortexte": "ECOT2414176A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027894158", "@num": "Annexe à l'article A931-11-15", "#text": "Code de la sécurité sociale. - art. Annexe à l'article A931-11-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038707821", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. 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Pour les contrats dont la provision mathématique est égale ou supérieure à un montant fixé par arrêté du ministre chargé de l'économie, l'entreprise d'assurance ou de capitalisation communique chaque année au contractant :

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- le montant de la valeur de rachat ou, pour les contrats liés à la cessation d'activité professionnelle, de transfert ;

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- le cas échéant, le montant de la valeur de réduction de son contrat ;

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- le montant des capitaux garantis ;

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- la prime du contrat.

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Pour ces mêmes contrats, elle communique également chaque année au contractant dans des conditions précisées par arrêté du ministre chargé de l'économie :

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- le rendement garanti et la participation aux bénéfices techniques et financiers de son contrat ;

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- le taux moyen de rendement des actifs détenus en représentation des engagements au titre des contrats de même catégorie ;

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- et, pour les contrats dont les garanties sont exprimées en unités de compte, les valeurs de ces unités de compte, leur évolution annuelle à compter de la souscription du contrat et les modifications significatives affectant chaque unité de compte.

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Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.

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L'entreprise d'assurance ou de capitalisation indique en termes précis et clairs dans cette communication ce que signifient les opérations de rachat, de transfert et de réduction et quelles sont leurs conséquences légales et contractuelles.

Pour les contrats liés à la cessation d'activité professionnelle, l'entreprise d'assurance ou de capitalisation fournit, dans cette communication, une estimation du montant de la rente viagère qui serait versée à l'assuré à partir de ses droits personnels. Elle précise, le cas échéant, les conditions dans lesquelles l'assuré peut demander le transfert de son contrat auprès d'une autre entreprise d'assurance, d'une mutuelle ou d'une institution de prévoyance. Un arrêté précise les conditions d'application du présent alinéa.

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Pour les contrats dont la provision mathématique est inférieure au montant défini au premier alinéa et pour les contrats ou bons de capitalisation au porteur, les informations définies au présent article sont communiquées pour une année donnée au contractant qui en fait la demande.

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Le contrat fait référence à l'obligation d'information prévue aux alinéas précédents.

" } }, "LEGIARTI000023035036": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2010-11-11", "DATE_DEBUT": "2010-11-11" } }, "META_COMMUN": { "ID": "LEGIARTI000023035036", "URL": "article/LEGI/ARTI/00/00/23/03/50/LEGIARTI000023035036.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023024195", "@num": "114", "#text": "LOI n°2010-1330\n du 9 novembre 2010 - art. 114", "@sens": "cible", "@cidtexte": "JORFTEXT000023022127", "@nortexte": "MTSX1016256L", "@numtexte": "2010-1330", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2010-11-09" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. 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- cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

- décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

- situation de surendettement de l'assuré définie à l'article L. 330-1 du code de la consommation, sur demande adressée à l'assureur, soit par le président de la commission de surendettement des particuliers, soit par le juge lorsque le déblocage des droits individuels résultant de ces contrats paraît nécessaire à l'apurement du passif de l'intéressé.

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000023035495": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2013-07-28", "DATE_DEBUT": "2010-11-11" } }, "META_COMMUN": { "ID": "LEGIARTI000023035495", "URL": "article/LEGI/ARTI/00/00/23/03/54/LEGIARTI000023035495.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023024199", "@num": "115", "#text": "LOI n°2010-1330\n du 9 novembre 2010 - art. 115", "@sens": "cible", "@cidtexte": "JORFTEXT000023022127", "@nortexte": "MTSX1016256L", "@numtexte": "2010-1330", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2010-11-09" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. 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- invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

- décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000027783053": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2014-06-28", "DATE_DEBUT": "2013-07-28" } }, "META_COMMUN": { "ID": "LEGIARTI000027783053", "URL": "article/LEGI/ARTI/00/00/27/78/30/LEGIARTI000027783053.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000027757595", "@num": "50", "#text": "LOI n°2013-672\n du 26 juillet 2013 - art. 50", "@sens": "cible", "@cidtexte": "JORFTEXT000027754539", "@nortexte": "EFIX1239994L", "@numtexte": "2013-672", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2013-07-26" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. 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Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle, y compris les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique, ne comportent pas de possibilité de rachat. Les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique peuvent prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels résultant de ces contrats. La convention d'assurance de groupe dénommée \"complémentaire retraite des hospitaliers\" peut également prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels garantis par la convention à la date de liquidation. Si une possibilité de rachat lui est ouverte, l'affilié reçoit, lorsqu'il demande la liquidation de ses droits, une information détaillant les options soumises à son choix, dont le contenu est fixé par arrêté du ministre chargé de l'économie. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :

-expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

-situation de surendettement de l'assuré définie à l'article L. 330-1 du code de la consommation, sur demande adressée à l'assureur, soit par le président de la commission de surendettement des particuliers, soit par le juge lorsque le déblocage des droits individuels résultant de ces contrats paraît nécessaire à l'apurement du passif de l'intéressé.

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

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L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'entreprise d'assurance ou de capitalisation communique chaque année au contractant :

- le montant de la valeur de rachat ou, pour les contrats liés à la cessation d'activité professionnelle, de transfert ;

- le cas échéant, le montant de la valeur de réduction de son contrat ;

- le montant des capitaux garantis ;

- la prime du contrat.

Elle communique également chaque année au contractant dans des conditions précisées par arrêté du ministre chargé de l'économie :

- le rendement garanti et la participation aux bénéfices techniques et financiers de son contrat ;

- le taux moyen de rendement des actifs détenus en représentation des engagements au titre des contrats de même catégorie ;

Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.

Pour les contrats relevant du chapitre IV, l'entreprise d'assurance ou de capitalisation indique les modalités et conditions de rachat.

Pour les contrats comportant un terme, l'entreprise d'assurance ou de capitalisation adresse au contractant, un mois avant la date du terme, un relevé d'information spécifique. Ce relevé contient, outre les informations mentionnées aux alinéas précédents, le rappel en caractères très apparents de la date du terme du contrat, et, le cas échéant, de sa prorogation tacite, et du fait que la revalorisation cesse à compter de cette date, sauf stipulation contractuelle contraire.

Le relevé spécifique mentionné au treizième alinéa est adressé à nouveau par l'entreprise d'assurance ou de capitalisation au contractant un an après le terme du contrat si le contractant ne s'est pas manifesté depuis le terme.

Le contrat fait référence à l'obligation d'information prévue aux alinéas précédents.

L'entreprise d'assurance ou de capitalisation communique également au contractant la date d'échéance du contrat.

" } }, "LEGIARTI000029144647": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-06-28" } }, "META_COMMUN": { "ID": "LEGIARTI000029144647", "URL": "article/LEGI/ARTI/00/00/29/14/46/LEGIARTI000029144647.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000029141200", "@num": "1", "#text": "ORDONNANCE n°2014-696 du 26 juin 2014 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000029140170", "@nortexte": "FCPT1411027R", "@numtexte": "2014-696", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2014-06-26" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. 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R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

-expiration des droits de l'assuré aux allocations chômage prévues par le code du travail en cas de licenciement, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

-situation de surendettement de l'assuré définie à l'article L. 330-1 du code de la consommation, sur demande adressée à l'assureur, soit par le président de la commission de surendettement des particuliers, soit par le juge lorsque le déblocage des droits individuels résultant de ces contrats paraît nécessaire à l'apurement du passif de l'intéressé.

Pour les autres assurances sur la vie et pour les opérations de capitalisation, l'assureur ne peut refuser la réduction ou le rachat. Toutefois, le contrat peut stipuler que les engagements relevant du chapitre IV ne sont pas rachetables durant une période qui ne peut excéder une durée fixée par décret en Conseil d'Etat, sauf lorsque se produisent l'un ou plusieurs des événements mentionnés aux troisième à septième alinéas.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

" } }, "LEGIARTI000029144657": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-22", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2016-01-01", "DATE_DEBUT": "2014-06-28" } }, "META_COMMUN": { "ID": "LEGIARTI000029144657", "URL": "article/LEGI/ARTI/00/00/29/14/46/LEGIARTI000029144657.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "
Décision du Conseil Constitutionnel n° 2004-196 L du 12 février 2004 : dans l'article L132-22 du présent code, les mots \" plan d'épargne individuelle pour la retraite \" sont déclassés et ont dorénavant un caractère réglementaire.
\n
Décret 2004-346 2004-04-21 art. 2 : les mots \" plan d'épargne individuelle pour la retraite \" sont remplacés par les mots \" plan d'épargne retraite populaire \".
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839069", "@num": "17", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000781627", "#text": "Loi n° 2003-775 du 21 août 2003", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000006746072", "@num": "57", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 57 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000029141200", "@num": "1", "#text": "ORDONNANCE n°2014-696 du 26 juin 2014 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000029140170", "@nortexte": "FCPT1411027R", "@numtexte": "2014-696", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2014-06-26" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGITEXT000049740556", "#text": "Décret n°2024-551 du 18 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049738840", "@nortexte": "ECOT2407580D", "@numtexte": "2024-551", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-06-18" }, { "@id": "LEGITEXT000049859863", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000049859870", "@num": "1", "#text": "Arrêté du 20 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGITEXT000049873138", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049870528", "@nortexte": "ECOT2414176A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027894158", "@num": "Annexe à l'article A931-11-15", "#text": "Code de la sécurité sociale. - art. Annexe à l'article A931-11-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038707821", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006802842", "@num": "L433-3", "#text": "Code des assurances - art. L433-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768798", "@num": "R132-5-4", "#text": "Code des assurances - art. R132-5-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783339", "@num": "L2223-34-1", "#text": "Code général des collectivités territoriales - art. L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

- le montant de la valeur de rachat ou, pour les contrats liés à la cessation d'activité professionnelle, de transfert ;

- le cas échéant, le montant de la valeur de réduction de son contrat ;

- le montant des capitaux garantis ;

- la prime du contrat.

Pour ces mêmes contrats, elle communique également chaque année au contractant dans des conditions précisées par arrêté du ministre chargé de l'économie :

- le rendement garanti et la participation aux bénéfices techniques et financiers de son contrat ;

- le taux moyen de rendement des actifs détenus en représentation des engagements au titre des contrats de même catégorie ;

Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.

Pour les contrats relevant du chapitre IV, l'entreprise d'assurance ou de capitalisation indique les modalités et conditions de rachat.

Le contrat fait référence à l'obligation d'information prévue aux alinéas précédents.

" } }, "LEGIARTI000033612938": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2019-10-01", "DATE_DEBUT": "2016-12-11" } }, "META_COMMUN": { "ID": "LEGIARTI000033612938", "URL": "article/LEGI/ARTI/00/00/33/61/29/LEGIARTI000033612938.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au III de l'article 116 de la loi n° 2016-1691 du 9 décembre 2016, ces dispositions s'appliquent aux contrats en cours à la date de publication de ladite loi.

" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000033562211", "@num": "116", "#text": "LOI n°2016-1691 du 9 décembre 2016 - art. 116 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033558528", "@nortexte": "ECFM1605542L", "@numtexte": "2016-1691", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2016-12-09" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. L611-4", "@sens": "source", "@cidtexte": "LEGITEXT000005634379", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032223543", "@num": "L711-1", "#text": "Code de la consommation - art. L711-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. L341-4", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. L221-20 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034384318", "@num": "L222-1-1", "#text": "Code de la mutualité - art. 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L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. 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R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Les contrats d'assurance de groupe en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle, y compris les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique, ne comportent pas de possibilité de rachat. Les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique peuvent prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels résultant de ces contrats. La convention d'assurance de groupe dénommée \" complémentaire retraite des hospitaliers \" peut également prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels garantis par la convention à la date de liquidation. Si une possibilité de rachat lui est ouverte, l'affilié reçoit, lorsqu'il demande la liquidation de ses droits, une information détaillant les options soumises à son choix, dont le contenu est fixé par arrêté du ministre chargé de l'économie. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :

-expiration des droits de l'assuré aux allocations chômage accordées consécutivement à une perte involontaire d'emploi, ou le fait pour un assuré qui a exercé des fonctions d'administrateur, de membre du directoire ou de membre de conseil de surveillance, et n'a pas liquidé sa pension dans un régime obligatoire d'assurance vieillesse, de ne pas être titulaire d'un contrat de travail ou d'un mandat social depuis deux ans au moins à compter du non-renouvellement de son mandat social ou de sa révocation ;

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

-situation de surendettement de l'assuré définie à l'article L. 711-1 du code de la consommation, sur demande adressée à l'assureur, soit par le président de la commission de surendettement des particuliers, soit par le juge lorsque le déblocage des droits individuels résultant de ces contrats paraît nécessaire à l'apurement du passif de l'intéressé.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

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L'entreprise d'assurance ou de capitalisation communique chaque année au contractant :

-le montant de la valeur de rachat ou, pour les contrats liés à la cessation d'activité professionnelle, de transfert ;

-le cas échéant, le montant de la valeur de réduction de son contrat ;

-le montant des capitaux garantis ;

-la prime du contrat.

Elle communique également chaque année au contractant dans des conditions précisées par arrêté du ministre chargé de l'économie :

-le rendement garanti et la participation aux bénéfices techniques et financiers de son contrat ;

-le rendement garanti moyen et le taux moyen de la participation aux bénéfices des contrats de même nature dont la souscription ou l'adhésion est ouverte à la date de communication de ces informations, le rendement garanti moyen et le taux moyen de la participation aux bénéfices des contrats de même nature qui ne sont plus ouverts à la souscription ou à l'adhésion à la date de communication de ces informations ainsi que le rendement garanti moyen et le taux moyen de la participation aux bénéfices de l'ensemble des contrats de même nature ;
\n
-à compter du 1er janvier 2022, la manière dont la politique d'investissement prend en considération les facteurs environnementaux, sociaux et de gouvernance ainsi que la proportion des actifs détenus en représentation des engagements au titre des contrats de même catégorie respectant les modalités mentionnées aux 1° à 3° de l'article L. 131-1-2 ;

-le taux moyen de rendement des actifs détenus en représentation des engagements au titre des contrats de même catégorie ;

-et, pour les contrats dont les garanties sont exprimées en unités de compte, les valeurs de ces unités de compte, leur évolution annuelle à compter de la souscription du contrat, les frais prélevés par l'entreprise d'assurance au titre de chaque unité de compte, les frais supportés par l'actif en représentation de l'engagement en unités de compte au cours du dernier exercice connu et, le cas échéant, les rétrocessions de commission perçues au titre de la gestion financière des actifs représentatifs des engagements exprimés en unités de compte par l'entreprise d'assurance, par ses gestionnaires délégués, y compris sous la forme d'un organisme de placement collectif, ou par le dépositaire des actifs du contrat, ainsi que les modifications significatives affectant chaque unité de compte.

Pour les contrats dont les garanties sont exprimées en unités de compte ou pour les engagements mentionnés à l'article L. 134-1, l'entreprise d'assurance met à disposition du contractant par tout support durable, à une fréquence au moins trimestrielle, les informations prévues aux deuxième et neuvième alinéas du présent article, ainsi que l'évolution de la valeur de rachat des engagements mentionnés à l'article L. 134-1.

Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.

Pour les contrats relevant du chapitre IV, l'entreprise d'assurance ou de capitalisation indique les modalités et conditions de rachat.

Pour les contrats liés à la cessation d'activité professionnelle, l'entreprise d'assurance ou de capitalisation fournit, dans cette communication annuelle, une estimation du montant de la rente viagère qui serait versée à l'assuré à partir de ses droits personnels. Elle précise, le cas échéant, les conditions dans lesquelles l'assuré peut demander le transfert de son contrat auprès d'une autre entreprise d'assurance, d'une mutuelle ou d'une institution de prévoyance. Un arrêté précise les conditions d'application du présent alinéa.

Le relevé spécifique mentionné au quinzième alinéa est adressé à nouveau par l'entreprise d'assurance ou de capitalisation au contractant un an après le terme du contrat si le contractant ne s'est pas manifesté depuis le terme.

Le contrat fait référence à l'obligation d'information prévue aux alinéas précédents.

L'entreprise d'assurance ou de capitalisation communique également au contractant la date d'échéance du contrat.

L'entreprise d'assurance publie annuellement sur son site internet le rendement garanti moyen et le taux moyen de la participation aux bénéfices attribué pour chacun de ses contrats d'assurance vie ou de capitalisation. Cette publication intervient dans un délai de 90 jours ouvrables à compter du 31 décembre de l'année au titre de laquelle ces revalorisations sont réalisées. Cette publication reste disponible pendant une durée minimale de cinq ans. Le support de communication mentionné au premier alinéa du présent article indique explicitement le chemin d'accès de cette publication sur le site internet.

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A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038507511", "@num": "L131-1-2", "#text": "Code des assurances - art. L131-1-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029141729", "@num": "L134-1", "#text": "Code des assurances - art. L134-1", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006802842", "@num": "L433-3", "#text": "Code des assurances - art. L433-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768798", "@num": "R132-5-4", "#text": "Code des assurances - art. R132-5-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783339", "@num": "L2223-34-1", "#text": "Code général des collectivités territoriales - art. L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'entreprise d'assurance ou de capitalisation communique chaque année au contractant :

-le montant de la valeur de rachat ou, pour les contrats liés à la cessation d'activité professionnelle, de transfert ;

-le cas échéant, le montant de la valeur de réduction de son contrat ;

-le montant des capitaux garantis ;

-la prime du contrat.

Elle communique également chaque année au contractant dans des conditions précisées par arrêté du ministre chargé de l'économie :

-le rendement garanti et la participation aux bénéfices techniques et financiers de son contrat ;

-à compter du 1er janvier 2022, la manière dont la politique d'investissement prend en considération les facteurs environnementaux, sociaux et de gouvernance ainsi que la proportion des actifs détenus en représentation des engagements au titre des contrats de même catégorie respectant les modalités mentionnées aux 1° à 3° de l'article L. 131-1-2 ;

-le taux moyen de rendement des actifs détenus en représentation des engagements au titre des contrats de même catégorie ;

Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.

Pour les contrats relevant du chapitre IV, l'entreprise d'assurance ou de capitalisation indique les modalités et conditions de rachat.

Pour les contrats liés à la cessation d'activité professionnelle, l'entreprise d'assurance ou de capitalisation fournit, dans cette communication annuelle, une estimation du montant probable de la rente viagère qui serait versée à l'assuré à partir de ses droits personnels. Cette estimation est également accompagnée d'évaluations réalisées dans un scénario moins favorable, en tenant compte des caractéristiques propres des engagements de retraite. Elle précise, le cas échéant, les conditions dans lesquelles l'assuré peut demander le transfert de son contrat auprès d'une autre entreprise d'assurance, d'une mutuelle ou d'une institution de prévoyance. Un arrêté précise les conditions d'application du présent alinéa.

Le contrat fait référence à l'obligation d'information prévue aux alinéas précédents.

L'entreprise d'assurance ou de capitalisation communique également au contractant la date d'échéance du contrat.

" } }, "LEGIARTI000038709566": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A932-8", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2019-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038709566", "URL": "article/LEGI/ARTI/00/00/38/70/95/LEGIARTI000038709566.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CREE", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000034383263", "@num": "L932-41-2", "#text": "Code de la sécurité sociale. - art. L932-41-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006755203", "@num": "R932-5-6", "#text": "Code de la sécurité sociale. - art. R932-5-6", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006172083", "@fin": "2999-01-01", "#text": "Section 5 : Opérations de retraite professionnelle supplémentaire", "@debut": "2006-06-29" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006155753", "@fin": "2999-01-01", "#text": "Chapitre 2 : Opérations des institutions de prévoyance", "@debut": "1997-03-18" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006141501", "@fin": "2999-01-01", "#text": "Titre III : Institutions de prévoyance et opérations de ces institutions", "@debut": "1996-06-18" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006126845", "@fin": "2999-01-01", "#text": "Livre IX : Dispositions relatives à la protection sociale complémentaire des salariés et institutions à caractère paritaire", "@debut": "1996-06-18" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006106027", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1996-06-18" } ] }, "@cid": "LEGITEXT000006073189", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la sécurité sociale", "@debut": "1958-10-16", "@id_txt": "LEGITEXT000006073189", "@c_titre_court": "Code de la sécurité sociale." } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000038709566", "@fin": "2999-01-01", "@num": "A932-8", "@etat": "VIGUEUR", "@debut": "2019-07-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

La notice mentionnée au premier alinéa de l'article L. 932-41-2 contient les informations suivantes :
\n
1° Le nom, le pays d'origine et le nom de l'autorité chargée du contrôle de l'institution de retraite professionnelle supplémentaire ou de l'institution de prévoyance garantissant le contrat ;
\n
2° La dénomination sociale et les coordonnées du souscripteur ;
\n
3° Les stipulations essentielles du contrat, notamment les garanties offertes aux affiliés et les modalités de conversion des droits en prestation de retraite ;
\n
4° Les conditions dans lesquelles le contrat peut être modifié et les conséquences en cas de non-respect de ces conditions ;
\n
5° Les informations sur le profil d'investissement ;
\n
6° La nature des risques financiers pris par les affiliés et les bénéficiaires ;
\n
7° Une description des garanties offertes par le contrat aux affiliés, sans omettre les limites des garanties offertes et les éléments non garantis ;
\n
8° Le niveau des prestations ou, lorsqu'aucune garantie n'est prévue au titre du régime de retraite, une déclaration à cet effet ainsi que la méthode d'évaluation du montant des prestations avant leur versement ;
\n
9° Les conditions dans lesquelles les affiliés participent aux bénéfices techniques et financiers ;
\n
10° Les modalités de protection des droits accumulés et de réduction des prestations, le cas échéant ;
\n
11° Lorsque les droits peuvent être exprimés en unités de compte ou que les affiliés disposent d'une capacité d'arbitrage entre des supports, les informations relatives aux performances passées des investissements liés au régime de retraite sur une période minimale de cinq ans ou sur toute la période de fonctionnement du régime si elle est inférieure à cinq ans ;
\n
12° La structure des coûts supportés par les affiliés et les bénéficiaires, pour les régimes qui ne prévoient pas un niveau donné de prestations ;
\n
13° Les options à la disposition des affiliés et des bénéficiaires pour obtenir le versement de leurs prestations de retraite ;
\n
14° Conformément à l'article R. 932-5-6, les conditions dans lesquelles l'affilié dispose d'une capacité de transférer ses droits à la retraite à un autre organisme ;
\n
15° Des informations indiquant si et de quelle manière les facteurs environnementaux, climatiques, sociaux et de gouvernance d'entreprise sont pris en considération dans la stratégie d'investissement ;
\n
16° La liste et le moyen d'accès à des informations complémentaires et notamment des informations sur les supports d'investissement et la situation financière de l'organisme garantissant le contrat.
\n
Pour les contrats prévoyant que certains droits puissent être exprimés en unités de compte ou que des arbitrages puissent être réalisés vers ces supports, les affiliés sont informés de l'ensemble des supports disponibles et, le cas échéant, de l'option d'investissement par défaut et des conditions de rattachement d'un affilié donné à une option d'investissement.

" } }, "LEGIARTI000038714326": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A932-6", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2019-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038714326", "URL": "article/LEGI/ARTI/00/00/38/71/43/LEGIARTI000038714326.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000866621", "#text": "Décret n° 85-1353 du 17 décembre 1985", "@sens": "source", "@cidtexte": "JORFTEXT000000866621", "@numtexte": "85-1353", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1985-12-17" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "MODIFIE", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000034383263", "@num": "L932-41-2", "#text": "Code de la sécurité sociale. - art. L932-41-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006745973", "@num": "L932-43", "#text": "Code de la sécurité sociale. - art. L932-43", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006745976", "@num": "L932-45", "#text": "Code de la sécurité sociale. - art. L932-45", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034383874", "@num": "L942-1", "#text": "Code de la sécurité sociale. - art. L942-1", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793125", "@num": "L132-22", "#text": "Code des assurances - art. L132-22", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793141", "@num": "L132-23", "#text": "Code des assurances - art. L132-23", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006172083", "@fin": "2999-01-01", "#text": "Section 5 : Opérations de retraite professionnelle supplémentaire", "@debut": "2006-06-29" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006155753", "@fin": "2999-01-01", "#text": "Chapitre 2 : Opérations des institutions de prévoyance", "@debut": "1997-03-18" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006141501", "@fin": "2999-01-01", "#text": "Titre III : Institutions de prévoyance et opérations de ces institutions", "@debut": "1996-06-18" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006126845", "@fin": "2999-01-01", "#text": "Livre IX : Dispositions relatives à la protection sociale complémentaire des salariés et institutions à caractère paritaire", "@debut": "1996-06-18" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006106027", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1996-06-18" } ] }, "@cid": "LEGITEXT000006073189", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la sécurité sociale", "@debut": "1958-10-16", "@id_txt": "LEGITEXT000006073189", "@c_titre_court": "Code de la sécurité sociale." } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006735118", "@fin": "2016-01-01", "@num": "A932-6", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031807939", "@fin": "2019-07-01", "@num": "A932-6", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000038714326", "@fin": "2999-01-01", "@num": "A932-6", "@etat": "VIGUEUR", "@debut": "2019-07-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

I.-En application de l'article L. 932-45, sont remis sur demande aux adhérents d'un contrat mentionné au premier alinéa de l'article L. 942-1 et garanti par une institution de retraite professionnelle supplémentaire, dans un délai qui ne peut excéder trois mois :

\n
-le rapport de gestion et les comptes annuels relatifs à la ou aux comptabilités auxiliaires d'affectation mentionnées à l'article L. 932-43 ;
\n
-le rapport indiquant la politique de placement et les risques techniques et financiers correspondants mentionné à l'article L. 932-41-2 ;
\n
-les modalités d'exercice du transfert ;
\n
-le montant dû en cas d'exercice de la faculté de rachat lorsque survient l'un des événements mentionnés au deuxième alinéa de l'article L. 132-23 du code des assurances , apprécié à la date de la demande ;
\n
-pour les contrats dont les garanties sont exprimées en unités de compte et pour lesquels une option d'investissement est active, des informations supplémentaires sur cette option d'investissement et les supports ;
\n
-une description des options à la disposition des affiliés pour obtenir le versement de leurs prestations ;
\n
-le niveau que les prestations de retraite doivent atteindre, le cas échéant, ainsi que des informations sur les hypothèses utilisées pour estimer les montants exprimés en rente viagère, en particulier le taux de rente, le type de prestataire et la durée moyenne de la rente selon la table utilisée.

\n
Le relevé prévu à l' article L. 132-22 du code des assurances précise les modalités d'obtention des informations du présent I.
\n
II.-Les participants reçoivent chaque année, dans le cadre de l'information prévue à l' article L. 132-22 du code des assurances , des informations succinctes sur la situation de l'institution de prévoyance ou de l'institution de retraite professionnelle supplémentaire, ainsi que sur le niveau de couverture du régime de retraite dans son ensemble.
\n
III.-Lorsque le salarié fait liquider ses droits à la retraite, ou que d'autres prestations deviennent exigibles, l'institution de prévoyance ou l'union lui adresse, ou au bénéficiaire le cas échéant, dans un délai de deux mois à compter de la date de la demande, une information adéquate sur les prestations qui lui sont dues et sur les options de paiement correspondantes.

" } }, "LEGIARTI000038837141": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2023-03-11", "DATE_DEBUT": "2019-10-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038837141", "URL": "article/LEGI/ARTI/00/00/38/83/71/LEGIARTI000038837141.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au I de l’article 9 de l’ordonnance n° 2019-766 du 24 juillet 2019, ces dispositions s'appliquent à compter d'une date fixée par décret et au plus tard le 1er janvier 2020.

Aux termes du II de l'article 9 du décret n° 2019-807 du 30 juillet 2019, la date d'entrée en vigueur mentionnée au I de l'article 9 de l'ordonnance n° 2019-766 du 24 juillet 2019 portant réforme de l'épargne retraite est fixée au 1er octobre 2019.

" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038816843", "@num": "7", "#text": "Ordonnance n°2019-766 du 24 juillet 2019 - art. 7", "@sens": "cible", "@cidtexte": "JORFTEXT000038811832", "@nortexte": "ECOT1917453R", "@numtexte": "2019-766", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2019-07-24" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. L611-4", "@sens": "source", "@cidtexte": "LEGITEXT000005634379", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032223543", "@num": "L711-1", "#text": "Code de la consommation - art. L711-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038507463", "@num": "L224-1", "#text": "Code monétaire et financier - art. L224-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. L341-4", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. 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L142-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030461894", "@num": "L322-26-9", "#text": "Code des assurances - art. L322-26-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739638", "@num": "R134-5", "#text": "Code des assurances - art. R134-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030584561", "@num": "R134-8", "#text": "Code des assurances - art. R134-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024851204", "@num": "R142-8", "#text": "Code des assurances - art. R142-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038659477", "@num": "R381-1", "#text": "Code des assurances - art. R381-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028447479", "@num": "885 F", "#text": "Code général des impôts, CGI. - art. 885 F (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038818812", "@num": "L224-39", "#text": "Code monétaire et financier - art. L224-39 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047095686", "@num": "R561-16", "#text": "Code monétaire et financier - art. R561-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-30 art. 78", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793141", "@fin": "1981-01-08", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793142", "@fin": "1986-01-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793143", "@fin": "1992-07-17", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793144", "@fin": "2005-12-16", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793145", "@fin": "2006-03-24", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2005-12-16", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793146", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017729935", "@fin": "2007-12-19", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000017841439", "@fin": "2009-12-31", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2007-12-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793147", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2009-12-31", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035036", "@fin": "2010-11-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035495", "@fin": "2013-07-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000027783053", "@fin": "2014-06-28", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2013-07-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144647", "@fin": "2016-07-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066223", "@fin": "2016-12-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612938", "@fin": "2019-10-01", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837141", "@fin": "2023-03-11", "@num": "L132-23", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000047288640", "@fin": "2999-01-01", "@num": "L132-23", "@etat": "VIGUEUR", "@debut": "2023-03-11", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Les contrats d'assurance en cas de vie dont les prestations sont liées à la cessation d'activité professionnelle, y compris les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique, ne comportent pas de possibilité de rachat. Les contrats qui relèvent du régime de retraite complémentaire institué par la Caisse nationale de prévoyance de la fonction publique peuvent prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels résultant de ces contrats. La convention d'assurance de groupe dénommée \" complémentaire retraite des hospitaliers \" peut également prévoir, à la date de liquidation des droits individuels intervenant à partir de la date de cessation d'activité professionnelle, une possibilité de rachat dans la limite de 20 % de la valeur des droits individuels garantis par la convention à la date de liquidation. Si une possibilité de rachat lui est ouverte, l'affilié reçoit, lorsqu'il demande la liquidation de ses droits, une information détaillant les options soumises à son choix, dont le contenu est fixé par arrêté du ministre chargé de l'économie. Toutefois, ces contrats doivent prévoir une faculté de rachat intervenant lorsque se produisent l'un ou plusieurs des événements suivants :

-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

Lorsque le contrat d'assurance de groupe en cas de vie est ouvert sous la forme d'un plan d'épargne retraite mentionné à l'article L. 224-1 du code monétaire et financier, les dispositions du présent article s'appliquent sous réserve de celles du chapitre IV du titre II du livre II du code monétaire et financier.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

\n
" } }, "LEGIARTI000038837148": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-22", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2023-03-11", "DATE_DEBUT": "2019-10-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038837148", "URL": "article/LEGI/ARTI/00/00/38/83/71/LEGIARTI000038837148.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au I de l’article 9 de l’ordonnance n° 2019-766 du 24 juillet 2019, ces dispositions s'appliquent à compter d'une date fixée par décret et au plus tard le 1er janvier 2020.

" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006839069", "@num": "17", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006746072", "@num": "57", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 57 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038816843", "@num": "7", "#text": "Ordonnance n°2019-766 du 24 juillet 2019 - art. 7", "@sens": "cible", "@cidtexte": "JORFTEXT000038811832", "@nortexte": "ECOT1917453R", "@numtexte": "2019-766", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2019-07-24" }, { "@id": "LEGITEXT000049740556", "#text": "Décret n°2024-551 du 18 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049738840", "@nortexte": "ECOT2407580D", "@numtexte": "2024-551", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-06-18" }, { "@id": "LEGITEXT000049859863", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000049859870", "@num": "1", "#text": "Arrêté du 20 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGITEXT000049873138", "#text": "Arrêté du 20 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049870528", "@nortexte": "ECOT2414176A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000038714326", "@num": "A932-6", "#text": "Code de la sécurité sociale. - art. A932-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027894158", "@num": "Annexe à l'article A931-11-15", "#text": "Code de la sécurité sociale. - art. Annexe à l'article A931-11-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038707821", "@num": "A132-7-1", "#text": "Code des assurances - art. A132-7-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049740602", "@num": "D132-5-8", "#text": "Code des assurances - art. D132-5-8 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791853", "@num": "L111-5", "#text": "Code des assurances - art. L111-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038507511", "@num": "L131-1-2", "#text": "Code des assurances - art. L131-1-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029141729", "@num": "L134-1", "#text": "Code des assurances - art. L134-1", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006802842", "@num": "L433-3", "#text": "Code des assurances - art. L433-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768798", "@num": "R132-5-4", "#text": "Code des assurances - art. R132-5-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783339", "@num": "L2223-34-1", "#text": "Code général des collectivités territoriales - art. L2223-34-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006070633", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 77", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793125", "@fin": "1981-01-08", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793126", "@fin": "1986-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1981-01-08", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793127", "@fin": "1992-07-17", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1986-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793128", "@fin": "2004-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793129", "@fin": "2004-07-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793130", "@fin": "2006-03-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793131", "@fin": "2010-11-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035014", "@fin": "2014-06-28", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144657", "@fin": "2016-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029098948", "@fin": "2019-05-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038611227", "@fin": "2019-09-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-05-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038658212", "@fin": "2019-10-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-09-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038837148", "@fin": "2023-03-11", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2019-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000047288648", "@fin": "2024-01-01", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2023-03-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000048252243", "@fin": "2024-10-24", "@num": "L132-22", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252743", "@fin": "2999-01-01", "@num": "L132-22", "@etat": "VIGUEUR", "@debut": "2024-10-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'entreprise d'assurance ou de capitalisation communique chaque année au contractant :

-le montant de la valeur de rachat ou, pour les contrats liés à la cessation d'activité professionnelle, de transfert ;

-le cas échéant, le montant de la valeur de réduction de son contrat ;

-le montant des capitaux garantis ;

-la prime du contrat.

Elle communique également chaque année au contractant dans des conditions précisées par arrêté du ministre chargé de l'économie :

-le rendement garanti et la participation aux bénéfices techniques et financiers de son contrat ;

-le taux moyen de rendement des actifs détenus en représentation des engagements au titre des contrats de même catégorie ;

Pour les contrats dont les garanties sont exprimées en unités de compte ou pour les engagements mentionnés à l'article L. 134-1, l'entreprise d'assurance met à disposition du contractant par tout support durable, à une fréquence au moins trimestrielle, les informations prévues aux deuxième et onzième alinéas du présent article, ainsi que l'évolution de la valeur de rachat des engagements mentionnés à l'article L. 134-1.

Ces montants ne peuvent tenir compte de participations bénéficiaires qui ne seraient pas attribuées à titre définitif.

Pour les contrats relevant du chapitre IV, l'entreprise d'assurance ou de capitalisation indique les modalités et conditions de rachat.

Pour les contrats liés à la cessation d'activité professionnelle, l'entreprise d'assurance ou de capitalisation fournit, dans cette communication annuelle, une estimation du montant probable de la rente viagère qui serait versée à l'assuré à partir de ses droits personnels. Cette estimation est également accompagnée d'évaluations réalisées dans un scénario moins favorable, en tenant compte des caractéristiques propres des engagements de retraite. Elle précise, le cas échéant, les conditions dans lesquelles l'assuré peut demander le transfert de son contrat auprès d'une autre entreprise d'assurance, d'une mutuelle ou d'une institution de prévoyance. Un arrêté précise les conditions d'application du présent alinéa.

Le relevé spécifique mentionné au seizième alinéa est adressé à nouveau par l'entreprise d'assurance ou de capitalisation au contractant un an après le terme du contrat si le contractant ne s'est pas manifesté depuis le terme.

Le contrat fait référence à l'obligation d'information prévue aux alinéas précédents.

L'entreprise d'assurance ou de capitalisation communique également au contractant la date d'échéance du contrat.

" } }, "LEGIARTI000047288640": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-23", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2023-03-11" } }, "META_COMMUN": { "ID": "LEGIARTI000047288640", "URL": "article/LEGI/ARTI/00/00/47/28/86/LEGIARTI000047288640.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839075", "@num": "18", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006314601", "@num": "41", "#text": "Loi n°94-126 du 11 février 1994 - art. 41 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000165840", "@nortexte": "COMX9300154L", "@numtexte": "94-126", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1994-02-11" }, { "@id": "LEGIARTI000006746032", "@num": "25", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 25 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000023858052", "@num": "6", "#text": "Décret n°2008-284 du 26 mars 2008 - art. 6 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000018437811", "@nortexte": "ECET0805254D", "@numtexte": "2008-284", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-26" }, { "@id": "LEGIARTI000023363949", "@num": "59", "#text": "LOI n°2010-1658 du 29 décembre 2010 - art. 59", "@sens": "cible", "@cidtexte": "JORFTEXT000023316044", "@nortexte": "BCRX1028078L", "@numtexte": "2010-1658", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000028428397", "@num": "11", "#text": "LOI n°2013-1279\n du 29 décembre 2013 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000028400921", "@nortexte": "EFIX1327237L", "@numtexte": "2013-1279", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2013-12-29" }, { "@id": "LEGIARTI000038497822", "@num": "71", "#text": "LOI n°2019-486 du 22 mai 2019 - art. 71 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000038496102", "@nortexte": "ECOT1810669L", "@numtexte": "2019-486", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2019-05-22" }, { "@id": "LEGIARTI000038707760", "@num": "4", "#text": "Arrêté du 27 juin 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038870117", "@num": "4", "#text": "Décret n°2019-807 du 30 juillet 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000038858382", "@nortexte": "ECOT1917454D", "@numtexte": "2019-807", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-07-30" }, { "@id": "LEGIARTI000047282777", "@num": "3", "#text": "LOI n°2023-171 du 9 mars 2023 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000047281777", "@nortexte": "ECOX2229741L", "@numtexte": "2023-171", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2023-03-09" }, { "@id": "LEGITEXT000049728989", "#text": "Arrêté du 12 juin 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000049729001", "@num": "1", "#text": "Arrêté du 12 juin 2024 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000049723785", "@nortexte": "ECOT2404712A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-12" }, { "@id": "LEGIARTI000006235158", "@num": "L611-4", "#text": "Code de commerce - art. L611-4", "@sens": "source", "@cidtexte": "LEGITEXT000005634379", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032223543", "@num": "L711-1", "#text": "Code de la consommation - art. L711-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038507463", "@num": "L224-1", "#text": "Code monétaire et financier - art. L224-1", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006742597", "@num": "L341-4", "#text": "Code de la sécurité sociale. - art. L341-4", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030438645", "@num": "L221-20", "#text": "Code de la mutualité - art. 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-cessation d'activité non salariée de l'assuré à la suite d'un jugement de liquidation judiciaire en application des dispositions du livre VI du code de commerce ou toute situation justifiant ce rachat selon le président du tribunal de commerce auprès duquel est instituée une procédure de conciliation telle que visée à l'article L. 611-4 du code de commerce, qui en effectue la demande avec l'accord de l'assuré ;

-invalidité de l'assuré correspondant au classement dans les deuxième ou troisième catégories prévues à l'article L. 341-4 du code de la sécurité sociale ;

-décès du conjoint ou du partenaire lié par un pacte civil de solidarité ;

Lorsque le contrat d'assurance de groupe en cas de vie est ouvert sous la forme d'un sous-compte français du produit paneuropéen d'épargne-retraite individuelle mentionné à l'article L. 225-1 du même code, le présent article s'applique sous réserve du chapitre V du titre II du livre II du code monétaire et financier.

L'assureur peut d'office substituer le rachat à la réduction si la valeur de rachat est inférieure à un montant fixé par décret.

\n
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Article 4 ENTIEREMENT_MODIF (Arrêté du 27 juin 2019 relatif aux activités et à la surveillance des institutions de retraite professionnelle)