{ "article": { "LEGIARTI000038707758": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "3", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038707758", "URL": "article/LEGI/ARTI/00/00/38/70/77/LEGIARTI000038707758.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000023024749", "@num": "L161-17-2", "#text": "Code de la sécurité sociale. - art. L161-17-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786203", "@num": "A132-6", "#text": "Code des assurances - art. A132-6", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786231", "@num": "A132-8", "#text": "Code des assurances - art. A132-8", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793783", "@num": "L144-2", "#text": "Code des assurances - art. L144-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038714303", "@num": "A222-4", "#text": "Code de la mutualité - art. A222-4 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038709489", "@num": "A222-6", "#text": "Code de la mutualité - art. A222-6 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038709527", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038709544", "@num": "A223-6-3", "#text": "Code de la mutualité - art. A223-6-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "@cid": "JORFTEXT000038704633", "@nor": "ECOT1834391A", "@nature": "ARRETE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Arrêté du 27 juin 2019 relatif aux activités et à la surveillance des institutions de retraite professionnelle", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000038704633", "@c_titre_court": "Arrêté du 27 juin 2019" }, { "@fin": "2999-01-01", "#text": "Arrêté du 27 juin 2019 relatif aux activités et à la surveillance des institutions de retraite professionnelle", "@debut": "2019-07-01", "@id_txt": "LEGITEXT000038707749", "@c_titre_court": "Arrêté du 27 juin 2019" } ], "@ministere": "Ministère de l'économie et des finances", "@date_publi": "2019-06-30", "@date_signature": "2019-06-27", "@num_parution_jo": "0150" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000038707758", "@fin": "2999-01-01", "@num": "3", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000038704669", "@fin": "2999-01-01", "@num": "3", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A modifié les dispositions suivantes :

- Code de la mutualité
\n Art. A222-4, Art. A222-6, Art. A223-6-2, Art. A223-6-3\n
\n

\n
" } }, "LEGIARTI000006786203": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-6", "ETAT": "TRANSFERE", "TYPE": "AUTONOME", "DATE_FIN": "1994-08-23", "DATE_DEBUT": "1993-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006786203", "URL": "article/LEGI/ARTI/00/00/06/78/62/LEGIARTI000006786203.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A06AXXAA" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 1982-07-23 art. 6 JORF 7 septembre 1982", "@sens": "source", "@typelien": "MODIFICATION" }, { "#text": "Arrêté 1984-12-21 art. 3 JORF 26 décembre 1984", "@sens": "source", "@typelien": "MODIFICATION" }, { "#text": "Arrêté 1993-03-19 art. 1 JORF 20 mars 1993 en vigueur le 1er juillet 1993", "@sens": "source", "@typelien": "MODIFICATION" }, { "#text": "Arrêté 1994-08-08 art. 10 VI JORF 23 août 1994", "@sens": "source", "@typelien": "TRANSFERT" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786130", "@num": "A132-2", "#text": "Code des assurances - art. A132-2 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786278", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786234", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786544", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787953", "@num": "A331-8", "#text": "Code des assurances - art. A331-8 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173824", "@fin": "2006-06-26", "#text": "Section III : Participation aux bénéfices techniques et financiers.", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786203", "@fin": "1994-08-23", "@num": "A132-6", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786204", "@fin": "2006-06-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786205", "@fin": "2006-08-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786206", "@fin": "2007-05-02", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786207", "@fin": "2011-10-13", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661241", "@fin": "2023-01-01", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000046824895", "@fin": "2999-01-01", "@num": "A132-6", "@etat": "VIGUEUR", "@debut": "2023-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Pour l'application de l'article A. 132-2, il est prévu, dans le compte de participation aux résultats, une rubrique intitulée \"Solde de réassurance cédée\".
\n
Seule est prise en compte la réassurance de risque, c'est-à-dire celle dans laquelle l'engagement des cessionnaires porte exclusivement sur tout ou partie de la différence entre le montant des capitaux en cas de décès ou d'invalidité et celui des provisions mathématiques des contrats correspondants.
\n
Dans les traités limités à la réassurance de risque, le solde de réassurance cédée est égal à la différence entre le montant des sinistres à la charge des cessionnaires et celui des primes cédées. Il est inscrit, selon le cas, au débit ou au crédit du compte de participation aux résultats.
\n
Dans les autres traités, le solde de réassurance cédée est établi en isolant la réassurance de risque à l'intérieur des engagements des cessionnaires. Les modalités de calcul du solde sont précisées par circulaire, par référence aux conditions normales du marché de la réassurance de risque.
" } }, "LEGIARTI000006786204": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-6", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2006-06-26", "DATE_DEBUT": "2004-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006786204", "URL": "article/LEGI/ARTI/00/00/06/78/62/LEGIARTI000006786204.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A06AXXAB" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2004-06-21 art. 2 JORF 29 juin 2004 en vigueur le 1er juillet 2004", "@sens": "source", "@typelien": "CREATION" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786278", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786234", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786544", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787953", "@num": "A331-8", "#text": "Code des assurances - art. A331-8 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792943", "@num": "L132-5-1", "#text": "Code des assurances - art. L132-5-1 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173824", "@fin": "2006-06-26", "#text": "Section III : Participation aux bénéfices techniques et financiers.", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786203", "@fin": "1994-08-23", "@num": "A132-6", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786204", "@fin": "2006-06-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786205", "@fin": "2006-08-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786206", "@fin": "2007-05-02", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786207", "@fin": "2011-10-13", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661241", "@fin": "2023-01-01", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000046824895", "@fin": "2999-01-01", "@num": "A132-6", "@etat": "VIGUEUR", "@debut": "2023-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Lorsque l'unité de compte est une part ou une action d'OPCVM, les caractéristiques principales mentionnées à l'article L. 132-5-1 sont :
\n
1° Présentation succincte : la dénomination de l'organisme, sa forme juridique, le nom de la société de gestion et des éventuels délégataires de gestion ;
\n
2° Informations concernant les placements et la gestion : la classification de l'organisme, l'objectif de gestion, la stratégie d'investissement, le profil de risque, la garantie ou protection éventuelle, le profil type de l'investisseur ;
\n
3° Informations sur les frais et commissions de l'organisme ;
\n
4° Lorsque plus de 10 % des actifs sont constitués par des parts ou des actions d'un autre organisme de placement collectif, l'indication du niveau d'investissement.
\n
Les informations concernant les caractéristiques principales mentionnées ci-dessus doivent être au moins équivalentes à celles mentionnées dans le prospectus simplifié visé par l'Autorité des marchés financiers.
" } }, "LEGIARTI000006786205": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-6", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2006-08-26", "DATE_DEBUT": "2006-06-29" } }, "META_COMMUN": { "ID": "LEGIARTI000006786205", "URL": "article/LEGI/ARTI/00/00/06/78/62/LEGIARTI000006786205.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A06AXXAC" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2006-06-27 art. 1 2° JORF 29 juin 2006", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786278", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786234", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786544", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787953", "@num": "A331-8", "#text": "Code des assurances - art. A331-8 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792943", "@num": "L132-5-1", "#text": "Code des assurances - art. L132-5-1 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173953", "@fin": "2006-08-26", "#text": "Section III : Information du souscripteur", "@debut": "2006-06-29" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786203", "@fin": "1994-08-23", "@num": "A132-6", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786204", "@fin": "2006-06-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786205", "@fin": "2006-08-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786206", "@fin": "2007-05-02", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786207", "@fin": "2011-10-13", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661241", "@fin": "2023-01-01", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000046824895", "@fin": "2999-01-01", "@num": "A132-6", "@etat": "VIGUEUR", "@debut": "2023-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Lorsque l'unité de compte est une part ou une action d'OPCVM, les caractéristiques principales mentionnées à l'article L. 132-5-1 sont :
\n
1° Présentation succincte : la dénomination de l'organisme, sa forme juridique, le nom de la société de gestion et des éventuels délégataires de gestion ;
\n
2° Informations concernant les placements et la gestion : la classification de l'organisme, l'objectif de gestion, la stratégie d'investissement, le profil de risque, la garantie ou protection éventuelle, le profil type de l'investisseur ;
\n
3° Informations sur les frais et commissions de l'organisme ;
\n
4° Lorsque plus de 10 % des actifs sont constitués par des parts ou des actions d'un autre organisme de placement collectif, l'indication du niveau d'investissement.
\n
Les informations concernant les caractéristiques principales mentionnées ci-dessus doivent être au moins équivalentes à celles mentionnées dans le prospectus simplifié visé par l'Autorité des marchés financiers.
" } }, "LEGIARTI000006786206": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-6", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2007-05-02", "DATE_DEBUT": "2006-08-26" } }, "META_COMMUN": { "ID": "LEGIARTI000006786206", "URL": "article/LEGI/ARTI/00/00/06/78/62/LEGIARTI000006786206.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A06AXXAD" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2006-08-01 art. 1 4° JORF 26 août 2006", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786278", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786234", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786544", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787953", "@num": "A331-8", "#text": "Code des assurances - art. A331-8 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173825", "@fin": "2007-05-02", "#text": "Section III : Information du souscripteur", "@debut": "2006-06-29" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786203", "@fin": "1994-08-23", "@num": "A132-6", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786204", "@fin": "2006-06-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786205", "@fin": "2006-08-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786206", "@fin": "2007-05-02", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786207", "@fin": "2011-10-13", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661241", "@fin": "2023-01-01", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000046824895", "@fin": "2999-01-01", "@num": "A132-6", "@etat": "VIGUEUR", "@debut": "2023-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Lorsque l'unité de compte est une part ou une action d'OPCVM, les caractéristiques principales de celle-ci sont :
\n
1° Présentation succincte : la dénomination de l'organisme, sa forme juridique, le nom de la société de gestion et des éventuels délégataires de gestion ;
\n
2° Informations concernant les placements et la gestion : la classification de l'organisme, l'objectif de gestion, la stratégie d'investissement, le profil de risque, la garantie ou protection éventuelle, le profil type de l'investisseur ;
\n
3° Informations sur les frais et commissions de l'organisme ;
\n
4° Lorsque plus de 10 % des actifs sont constitués par des parts ou des actions d'un autre organisme de placement collectif, l'indication du niveau d'investissement.
\n
Les informations concernant les caractéristiques principales mentionnées ci-dessus doivent être au moins équivalentes à celles mentionnées dans le prospectus simplifié visé par l'Autorité des marchés financiers.
" } }, "LEGIARTI000006786207": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-6", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2011-10-13", "DATE_DEBUT": "2007-05-02" } }, "META_COMMUN": { "ID": "LEGIARTI000006786207", "URL": "article/LEGI/ARTI/00/00/06/78/62/LEGIARTI000006786207.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A06AXXAE" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2007-04-23 art. 1 JORF 2 mai 2007", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786278", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786234", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786544", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787953", "@num": "A331-8", "#text": "Code des assurances - art. A331-8 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173954", "@fin": "2016-01-20", "#text": "Section III : Information du souscripteur et tarification", "@debut": "2007-05-02" }, { "@id": "LEGISCTA000031878248", "@fin": "2999-01-01", "#text": "Section III : Information du souscripteur et du bénéficiaire et tarification", "@debut": "2016-01-20" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786203", "@fin": "1994-08-23", "@num": "A132-6", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786204", "@fin": "2006-06-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786205", "@fin": "2006-08-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786206", "@fin": "2007-05-02", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786207", "@fin": "2011-10-13", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661241", "@fin": "2023-01-01", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000046824895", "@fin": "2999-01-01", "@num": "A132-6", "@etat": "VIGUEUR", "@debut": "2023-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Lorsque l'unité de compte est une part ou une action d'OPCVM, les caractéristiques principales de celle-ci sont :
\n
1° Présentation succincte : la dénomination de l'organisme, sa forme juridique, le nom de la société de gestion et des éventuels délégataires de gestion ;
\n
2° Informations concernant les placements et la gestion : la classification de l'organisme, l'objectif de gestion, la stratégie d'investissement, le profil de risque, la garantie ou protection éventuelle, le profil type de l'investisseur ;
\n
3° Informations sur les frais et commissions de l'organisme ;
\n
4° Lorsque plus de 10 % des actifs sont constitués par des parts ou des actions d'un autre organisme de placement collectif, l'indication du niveau d'investissement.
\n
Les informations concernant les caractéristiques principales mentionnées ci-dessus doivent être au moins équivalentes à celles mentionnées dans le prospectus simplifié visé par l'Autorité des marchés financiers.
" } }, "LEGIARTI000006786231": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-8", "ETAT": "TRANSFERE", "TYPE": "AUTONOME", "DATE_FIN": "1995-06-01", "DATE_DEBUT": "1993-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006786231", "URL": "article/LEGI/ARTI/00/00/06/78/62/LEGIARTI000006786231.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A08AXXAA" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 1984-12-21 art. 3 JORF 26 décembre 1984", "@sens": "source", "@typelien": "MODIFICATION" }, { "#text": "Arrêté 1993-03-19 art. 1 JORF 20 mars 1993 en vigueur le 1er juillet 1993", "@sens": "source", "@typelien": "MODIFICATION" }, { "#text": "Arrêté 1993-03-19 art. 3 JORF 20 mars 1993 en vigueur le 1er juillet 1993", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786349", "@num": "A132-10", "#text": "Code des assurances - art. A132-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786130", "@num": "A132-2", "#text": "Code des assurances - art. A132-2 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039801885", "@num": "A132-5-2", "#text": "Code des assurances - art. A132-5-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786239", "@num": "A132-9", "#text": "Code des assurances - art. A132-9 (T)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173824", "@fin": "2006-06-26", "#text": "Section III : Participation aux bénéfices techniques et financiers.", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786231", "@fin": "1995-06-01", "@num": "A132-8", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786232", "@fin": "2006-06-26", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2006-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786233", "@fin": "2007-05-02", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786234", "@fin": "2011-10-13", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661224", "@fin": "2016-01-01", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000031773778", "@fin": "2999-01-01", "@num": "A132-8", "@etat": "VIGUEUR", "@debut": "2016-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les entreprises pratiquant les opérations d'assurance sur la vie ou de capitalisation peuvent, dans les conditions fixées à l'article A. 132-9, garantir dans leurs contrats un montant total d'intérêts techniques et de participations bénéficiaires qui, rapporté aux provisions mathématiques, ne sera pas inférieur à un taux minimum garanti.
\n
" } }, "LEGIARTI000006786232": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-8", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2006-06-26", "DATE_DEBUT": "2006-05-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006786232", "URL": "article/LEGI/ARTI/00/00/06/78/62/LEGIARTI000006786232.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A08AXXAB" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2006-03-08 art. 1 I JORF 17 mars 2006 en vigueur le 1er mai 2006", "@sens": "source", "@typelien": "CREATION" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786349", "@num": "A132-10", "#text": "Code des assurances - art. A132-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786130", "@num": "A132-2", "#text": "Code des assurances - art. A132-2 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039801885", "@num": "A132-5-2", "#text": "Code des assurances - art. A132-5-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786203", "@num": "A132-6", "#text": "Code des assurances - art. A132-6 (T)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786239", "@num": "A132-9", "#text": "Code des assurances - art. A132-9 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792939", "@num": "L132-5", "#text": "Code des assurances - art. L132-5 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792951", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793330", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006816244", "@num": "R*331-5", "#text": "Code des assurances - art. R*331-5 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811985", "@num": "R132-3", "#text": "Code des assurances - art. R132-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGITEXT000006073984", "#text": "Code des assurances L132, L132-5-3, L132-5, L132-5-2, R132-3, A132-6, R331-5, A132-9", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173824", "@fin": "2006-06-26", "#text": "Section III : Participation aux bénéfices techniques et financiers.", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786231", "@fin": "1995-06-01", "@num": "A132-8", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786232", "@fin": "2006-06-26", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2006-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786233", "@fin": "2007-05-02", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786234", "@fin": "2011-10-13", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661224", "@fin": "2016-01-01", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000031773778", "@fin": "2999-01-01", "@num": "A132-8", "@etat": "VIGUEUR", "@debut": "2016-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
I. - L'encadré mentionné à l'article L. 132- 5-2 est placé en tête de proposition d'assurance, de projet de contrat, ou de notice. Sa taille ne dépasse pas une page et il contient, de façon limitative et dans l'ordre précisé ci-dessous, les informations suivantes :
\n
1° Il est indiqué si le contrat est un contrat d'assurance vie individuel ou de groupe, ou un contrat de capitalisation. Pour les contrats mentionnés à l'article L. 132-5-3, cette indication est complétée par la mention suivante : \"les droits et obligations de l'adhérent peuvent être modifiés par des avenants au contrat, conclus entre (dénomination de l'entreprise d'assurance) et (dénomination du souscripteur). L'adhérent est préalablement informé de ces modifications\".
\n
2° Les garanties offertes, y compris les garanties complémentaires non optionnelles, sont indiquées, avec référence aux clauses les définissant ; il est précisé en particulier si le contrat prévoit le paiement d'un capital ou d'une rente :
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a) Pour les contrats dont les droits sont exprimés en euros ou en devises, il est indiqué si le contrat comporte ou non une garantie en capital au moins égale aux sommes versées, nettes de frais.
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b) Pour les contrats dont les droits sont exprimés en unités de compte, il est indiqué en caractères très apparents que les montants investis sur les supports en unités de compte ne sont pas garantis mais sont sujets à des fluctuations à la hausse ou à la baisse dépendant en particulier de l'évolution des marchés financiers.
\n
c) Pour les contrats dont une part des droits sont exprimés en unités de compte, l'information sur les garanties offertes, effectuée conformément aux dispositions des présents a et b, distingue les droits exprimés en unités de compte et ceux qui ne le sont pas.
\n
3° Sont indiqués l'existence ou non d'une participation aux bénéfices contractuelle ainsi que, le cas échéant, les pourcentages de celle-ci ; est également indiquée la référence à la clause comportant les dispositions prévues au deuxième alinéa de l'article L. 132-5.
\n
4° Il est indiqué que le contrat comporte une faculté de rachat ou de transfert. Cette indication est complétée par la mention \"les sommes sont versées par l'assureur dans un délai de ... (délai de versement)\" ; sont également indiquées les références à la clause relative aux modalités de rachat et de transfert et au tableau mentionné à l'article L. 132-5-2.
\n
5° Sont indiqués dans une même rubrique les frais et indemnités de toute nature mentionnés à l'article R. 132-3 ainsi que, le cas échéant, l'existence de frais pouvant être supportés par l'unité de compte. Il est renvoyé à une clause du contrat ou au document mentionné au dernier alinéa de l'article A. 132-6 pour le détail de ces derniers frais, et l'encadré le précise. Pour les frais et indemnités mentionnés à l'article R. 132-3, la rubrique distingue :
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- \"frais à l'entrée et sur versements\" : montant ou pourcentage maximum des frais prélevés lors de la souscription et lors du versement des primes ;
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- \"frais en cours de vie du contrat\" : montant ou pourcentage maximum, sur base annuelle, des frais prélevés et non liés au versement des garanties ou des primes ;
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- \"frais de sortie\" : montant ou pourcentage maximum des frais sur quittances d'arrérages, indemnités mentionnées à l'article R. 331-5 ;
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- \"autres frais\" : montant ou pourcentage maximum des frais et indemnités non mentionnés aux trois alinéas précédents.
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6° Est insérée la mention suivante : \"La durée du contrat recommandée dépend notamment de la situation patrimoniale du souscripteur (ou de l'adhérent), de son attitude vis-à-vis du risque, du régime fiscal en vigueur et des caractéristiques du contrat choisi. Le souscripteur (ou l'adhérent) est invité à demander conseil auprès de son assureur.\"
\n
7° Sont indiquées les modalités de désignation des bénéficiaires, comme il est dit au 1° de l'article A. 132-9. Est également indiquée la référence à la clause contenant les informations mentionnées au même article.
\n
8° La mention suivante est insérée immédiatement après l'encadré :
\n \"Cet encadré a pour objet d'attirer l'attention du souscripteur (ou de l'adhérent) sur certaines dispositions essentielles de la proposition d'assurance (ou du projet de contrat, ou de la notice). Il est important que le souscripteur (ou l'adhérent) lise intégralement la proposition d'assurance (ou le projet de contrat, ou la notice), et pose toutes les questions qu'il estime nécessaires avant de signer le contrat (ou le bulletin d'adhésion).\"
" } }, "LEGIARTI000006786233": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-8", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2007-05-02", "DATE_DEBUT": "2006-06-29" } }, "META_COMMUN": { "ID": "LEGIARTI000006786233", "URL": "article/LEGI/ARTI/00/00/06/78/62/LEGIARTI000006786233.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A08AXXAC" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2006-06-27 art. 1 2° JORF 29 juin 2006", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786349", "@num": "A132-10", "#text": "Code des assurances - art. A132-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786130", "@num": "A132-2", "#text": "Code des assurances - art. A132-2 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039801885", "@num": "A132-5-2", "#text": "Code des assurances - art. A132-5-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786203", "@num": "A132-6", "#text": "Code des assurances - art. A132-6 (T)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786239", "@num": "A132-9", "#text": "Code des assurances - art. A132-9 (T)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792939", "@num": "L132-5", "#text": "Code des assurances - art. L132-5 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792951", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793330", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006816244", "@num": "R*331-5", "#text": "Code des assurances - art. R*331-5 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811985", "@num": "R132-3", "#text": "Code des assurances - art. R132-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGITEXT000006073984", "#text": "Code des assurances L132, L132-5-3, L132-5, L132-5-2, R132-3, A132-6, R331-5, A132-9", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173825", "@fin": "2007-05-02", "#text": "Section III : Information du souscripteur", "@debut": "2006-06-29" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786231", "@fin": "1995-06-01", "@num": "A132-8", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786232", "@fin": "2006-06-26", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2006-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786233", "@fin": "2007-05-02", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786234", "@fin": "2011-10-13", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661224", "@fin": "2016-01-01", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000031773778", "@fin": "2999-01-01", "@num": "A132-8", "@etat": "VIGUEUR", "@debut": "2016-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
I. - L'encadré mentionné à l'article L. 132-5-2 est placé en tête de proposition d'assurance, de projet de contrat, ou de notice. Sa taille ne dépasse pas une page et il contient, de façon limitative et dans l'ordre précisé ci-dessous, les informations suivantes :
\n
1° Il est indiqué si le contrat est un contrat d'assurance vie individuel ou de groupe, ou un contrat de capitalisation. Pour les contrats mentionnés à l'article L. 132-5-3, cette indication est complétée par la mention suivante : \"les droits et obligations de l'adhérent peuvent être modifiés par des avenants au contrat, conclus entre (dénomination de l'entreprise d'assurance) et (dénomination du souscripteur). L'adhérent est préalablement informé de ces modifications\".
\n
2° Les garanties offertes, y compris les garanties complémentaires non optionnelles, sont indiquées, avec référence aux clauses les définissant ; il est précisé en particulier si le contrat prévoit le paiement d'un capital ou d'une rente :
\n
a) Pour les contrats dont les droits sont exprimés en euros ou en devises, il est indiqué si le contrat comporte ou non une garantie en capital au moins égale aux sommes versées, nettes de frais.
\n
b) Pour les contrats dont les droits sont exprimés en unités de compte, il est indiqué en caractères très apparents que les montants investis sur les supports en unités de compte ne sont pas garantis mais sont sujets à des fluctuations à la hausse ou à la baisse dépendant en particulier de l'évolution des marchés financiers.
\n
c) Pour les contrats dont une part des droits sont exprimés en unités de compte, l'information sur les garanties offertes, effectuée conformément aux dispositions des présents a et b, distingue les droits exprimés en unités de compte et ceux qui ne le sont pas.
\n
3° Sont indiqués l'existence ou non d'une participation aux bénéfices contractuelle ainsi que, le cas échéant, les pourcentages de celle-ci ; est également indiquée la référence à la clause comportant les dispositions prévues au deuxième alinéa de l'article L. 132-5.
\n
4° Il est indiqué que le contrat comporte une faculté de rachat ou de transfert. Cette indication est complétée par la mention \"les sommes sont versées par l'assureur dans un délai de ... (délai de versement)\" ; sont également indiquées les références à la clause relative aux modalités de rachat et de transfert et au tableau mentionné à l'article L. 132-5-2.
\n
5° Sont indiqués dans une même rubrique les frais et indemnités de toute nature mentionnés à l'article R. 132-3 ainsi que, le cas échéant, l'existence de frais pouvant être supportés par l'unité de compte. Il est renvoyé à une clause du contrat ou au document mentionné au dernier alinéa de l'article A. 132-6 pour le détail de ces derniers frais, et l'encadré le précise. Pour les frais et indemnités mentionnés à l'article R. 132-3, la rubrique distingue :
\n
- \"frais à l'entrée et sur versements\" : montant ou pourcentage maximum des frais prélevés lors de la souscription et lors du versement des primes ;
\n
- \"frais en cours de vie du contrat\" : montant ou pourcentage maximum, sur base annuelle, des frais prélevés et non liés au versement des garanties ou des primes ;
\n
- \"frais de sortie\" : montant ou pourcentage maximum des frais sur quittances d'arrérages, indemnités mentionnées à l'article R. 331-5 ;
\n
- \"autres frais\" : montant ou pourcentage maximum des frais et indemnités non mentionnés aux trois alinéas précédents.
\n
6° Est insérée la mention suivante : \"La durée du contrat recommandée dépend notamment de la situation patrimoniale du souscripteur (ou de l'adhérent), de son attitude vis-à-vis du risque, du régime fiscal en vigueur et des caractéristiques du contrat choisi. Le souscripteur (ou l'adhérent) est invité à demander conseil auprès de son assureur.\"
\n
7° Sont indiquées les modalités de désignation des bénéficiaires, comme il est dit au 1° de l'article A. 132-9. Est également indiquée la référence à la clause contenant les informations mentionnées au même article.
\n
8° La mention suivante est insérée immédiatement après l'encadré :
\n \"Cet encadré a pour objet d'attirer l'attention du souscripteur (ou de l'adhérent) sur certaines dispositions essentielles de la proposition d'assurance (ou du projet de contrat, ou de la notice). Il est important que le souscripteur (ou l'adhérent) lise intégralement la proposition d'assurance (ou le projet de contrat, ou la notice), et pose toutes les questions qu'il estime nécessaires avant de signer le contrat (ou le bulletin d'adhésion).\"
" } }, "LEGIARTI000006786234": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-8", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2011-10-13", "DATE_DEBUT": "2007-05-02" } }, "META_COMMUN": { "ID": "LEGIARTI000006786234", "URL": "article/LEGI/ARTI/00/00/06/78/62/LEGIARTI000006786234.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A08AXXAD" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2007-04-23 art. 1 JORF 2 mai 2007", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786349", "@num": "A132-10", "#text": "Code des assurances - art. A132-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786130", "@num": "A132-2", "#text": "Code des assurances - art. A132-2 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039801885", "@num": "A132-5-2", "#text": "Code des assurances - art. A132-5-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786203", "@num": "A132-6", "#text": "Code des assurances - art. A132-6 (T)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786239", "@num": "A132-9", "#text": "Code des assurances - art. A132-9 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792939", "@num": "L132-5", "#text": "Code des assurances - art. L132-5 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792951", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793330", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006816244", "@num": "R*331-5", "#text": "Code des assurances - art. R*331-5 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811985", "@num": "R132-3", "#text": "Code des assurances - art. R132-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGITEXT000006073984", "#text": "Code des assurances L132, L132-5-3, L132-5, L132-5-2, R132-3, A132-6, R331-5, A132-9", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173954", "@fin": "2016-01-20", "#text": "Section III : Information du souscripteur et tarification", "@debut": "2007-05-02" }, { "@id": "LEGISCTA000031878248", "@fin": "2999-01-01", "#text": "Section III : Information du souscripteur et du bénéficiaire et tarification", "@debut": "2016-01-20" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786231", "@fin": "1995-06-01", "@num": "A132-8", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786232", "@fin": "2006-06-26", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2006-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786233", "@fin": "2007-05-02", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786234", "@fin": "2011-10-13", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661224", "@fin": "2016-01-01", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000031773778", "@fin": "2999-01-01", "@num": "A132-8", "@etat": "VIGUEUR", "@debut": "2016-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
I. - L'encadré mentionné à l'article L. 132-5-2 est placé en tête de proposition d'assurance, de projet de contrat, ou de notice. Sa taille ne dépasse pas une page et il contient, de façon limitative et dans l'ordre précisé ci-dessous, les informations suivantes :
\n
1° Il est indiqué si le contrat est un contrat d'assurance vie individuel ou de groupe, ou un contrat de capitalisation. Pour les contrats mentionnés à l'article L. 132-5-3, cette indication est complétée par la mention suivante : \"les droits et obligations de l'adhérent peuvent être modifiés par des avenants au contrat, conclus entre (dénomination de l'entreprise d'assurance) et (dénomination du souscripteur). L'adhérent est préalablement informé de ces modifications\".
\n
2° Les garanties offertes, y compris les garanties complémentaires non optionnelles, sont indiquées, avec référence aux clauses les définissant ; il est précisé en particulier si le contrat prévoit le paiement d'un capital ou d'une rente :
\n
a) Pour les contrats dont les droits sont exprimés en euros ou en devises, il est indiqué si le contrat comporte ou non une garantie en capital au moins égale aux sommes versées, nettes de frais.
\n
b) Pour les contrats dont les droits sont exprimés en unités de compte, il est indiqué en caractères très apparents que les montants investis sur les supports en unités de compte ne sont pas garantis mais sont sujets à des fluctuations à la hausse ou à la baisse dépendant en particulier de l'évolution des marchés financiers.
\n
c) Pour les contrats dont une part des droits sont exprimés en unités de compte, l'information sur les garanties offertes, effectuée conformément aux dispositions des présents a et b, distingue les droits exprimés en unités de compte et ceux qui ne le sont pas.
\n
3° Sont indiqués l'existence ou non d'une participation aux bénéfices contractuelle ainsi que, le cas échéant, les pourcentages de celle-ci ; est également indiquée la référence à la clause comportant les dispositions prévues au deuxième alinéa de l'article L. 132-5.
\n
4° Il est indiqué que le contrat comporte une faculté de rachat ou de transfert. Cette indication est complétée par la mention \"les sommes sont versées par l'assureur dans un délai de ... (délai de versement)\" ; sont également indiquées les références à la clause relative aux modalités de rachat et de transfert et au tableau mentionné à l'article L. 132-5-2.
\n
5° Sont indiqués dans une même rubrique les frais et indemnités de toute nature mentionnés à l'article R. 132-3 ainsi que, le cas échéant, l'existence de frais pouvant être supportés par l'unité de compte. Il est renvoyé à une clause du contrat ou au document mentionné au dernier alinéa de l'article A. 132-6 pour le détail de ces derniers frais, et l'encadré le précise. Pour les frais et indemnités mentionnés à l'article R. 132-3, la rubrique distingue :
\n
- \"frais à l'entrée et sur versements\" : montant ou pourcentage maximum des frais prélevés lors de la souscription et lors du versement des primes ;
\n
- \"frais en cours de vie du contrat\" : montant ou pourcentage maximum, sur base annuelle, des frais prélevés et non liés au versement des garanties ou des primes ;
\n
- \"frais de sortie\" : montant ou pourcentage maximum des frais sur quittances d'arrérages, indemnités mentionnées à l'article R. 331-5 ;
\n
- \"autres frais\" : montant ou pourcentage maximum des frais et indemnités non mentionnés aux trois alinéas précédents.
\n
6° Est insérée la mention suivante : \"La durée du contrat recommandée dépend notamment de la situation patrimoniale du souscripteur (ou de l'adhérent), de son attitude vis-à-vis du risque, du régime fiscal en vigueur et des caractéristiques du contrat choisi. Le souscripteur (ou l'adhérent) est invité à demander conseil auprès de son assureur.\"
\n
7° Sont indiquées les modalités de désignation des bénéficiaires, comme il est dit au 1° de l'article A. 132-9. Est également indiquée la référence à la clause contenant les informations mentionnées au même article.
\n
8° La mention suivante est insérée immédiatement après l'encadré :
\n \"Cet encadré a pour objet d'attirer l'attention du souscripteur (ou de l'adhérent) sur certaines dispositions essentielles de la proposition d'assurance (ou du projet de contrat, ou de la notice). Il est important que le souscripteur (ou l'adhérent) lise intégralement la proposition d'assurance (ou le projet de contrat, ou la notice), et pose toutes les questions qu'il estime nécessaires avant de signer le contrat (ou le bulletin d'adhésion).\"
" } }, "LEGIARTI000006793783": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L144-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2009-02-01", "DATE_DEBUT": "2007-10-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006793783", "URL": "article/LEGI/ARTI/00/00/06/79/37/LEGIARTI000006793783.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X144L02AXXAA" } }, "LIENS": { "LIEN": [ { "#text": "CGI 244 quater J", "@sens": "source", "@typelien": "CITATION" }, { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006746026", "@num": "21", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 21 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006746035", "@num": "27", "#text": "Décret n°2004-342 du 21 avril 2004 - 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I. - Le plan d'épargne retraite populaire est un contrat régi par l'article L. 141-1 dont l'exécution est liée à la cessation d'activité professionnelle et qui est souscrit par une association relevant de l'article L. 141-7 comportant un nombre de personnes supérieur à un seuil fixé par décret en Conseil d'Etat et dénommée groupement d'épargne retraite populaire.
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Le contrat mentionné au premier alinéa a pour objet l'acquisition et la jouissance de droits viagers personnels payables à l'adhérent à compter au plus tôt de la date de liquidation de sa pension dans un régime obligatoire d'assurance vieillesse ou de l'âge fixé en application de l'article L. 351-1 du code de la sécurité sociale.
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Le contrat peut prévoir des garanties complémentaires en cas de décès de l'adhérent avant ou après la date de mise en service de la rente viagère acquise dans le cadre du plan. Les prestations servies au titre de ces garanties consistent en une rente viagère versée à un ou plusieurs bénéficiaires expressément désignés par l'adhérent ou, à défaut, à son conjoint ou en une rente temporaire d'éducation versée à des enfants mineurs. Ces garanties complémentaires ne peuvent avoir pour effet de transmettre des droits qui excéderaient ceux auxquels l'adhérent aurait pu prétendre en cas de vie. Le contrat peut également prévoir, en cas d'invalidité de l'adhérent survenue après son adhésion, le versement d'une rente d'invalidité à son bénéfice exclusif, sans que cette prestation puisse avoir pour effet de lui ouvrir des droits qui excéderaient ceux auxquels il aurait pu prétendre sans invalidité.
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Le plan d'épargne retraite populaire a également pour objet la constitution d'une épargne affectée à l'acquisition de la résidence principale de l'adhérent en accession à la première propriété mentionnée au premier alinéa du I de l'article 244 quater J du code général des impôts, à compter de la date de liquidation de sa pension dans un régime obligatoire d'assurance vieillesse ou de l'âge fixé en application de l'article L. 351-1 du code de la sécurité sociale, payable, à cette échéance, par un versement en capital.
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Les règles propres aux formes juridiques sous lesquelles sont constitués le plan d'épargne retraite populaire, le groupement d'épargne retraite populaire et l'entreprise d'assurance s'appliquent sous réserve des dispositions du présent article.
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II. - Il est institué, pour chaque plan, un comité de surveillance chargé de veiller à la bonne exécution du contrat par l'entreprise d'assurance et à la représentation des intérêts des adhérents, selon des modalités définies par décret en Conseil d'Etat.
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Il suit les règles applicables au conseil d'administration du groupement définies à l'article L. 141-7.
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Lorsque le groupement mentionné au I du présent article souscrit un unique plan, le conseil d'administration de l'association peut valablement être le comité de surveillance dudit plan.
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Le comité de surveillance peut demander, à tout moment, aux commissaires aux comptes et aux dirigeants de l'entreprise d'assurance tout renseignement sur la situation financière et l'équilibre actuariel de ce même plan. Les commissaires aux comptes sont alors déliés, à son égard, de l'obligation de secret professionnel.
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Le comité de surveillance diligente les expertises nécessaires à sa mission et peut, à cette fin, mandater un expert indépendant pour effectuer tout contrôle sur pièces et sur place de la gestion administrative, technique et financière du plan.
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L'entreprise d'assurance informe, chaque année, le comité de surveillance du montant affecté à la participation aux bénéfices techniques et financiers et le consulte sur les modalités de sa répartition entre les adhérents.
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Les membres du comité de surveillance sont tenus au secret professionnel à l'égard des informations présentant un caractère confidentiel et données comme telles par les experts et les personnes consultées par lui dans les conditions et sous les peines prévues aux articles 226-13 et 226-14 du code pénal. Les experts et les personnes consultées par le comité de surveillance sont tenus au secret professionnel dans les mêmes conditions et sous les mêmes peines.
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III. - L'entreprise d'assurance informe au moins une fois chaque trimestre le comité de surveillance du plan et lui remet, dans les six mois qui suivent la clôture de l'exercice précédent, un rapport annuel sur l'équilibre actuariel et la gestion administrative, technique et financière du plan. Ce rapport est transmis à l'autorité de contrôle instituée à l'article L. 310-12 accompagné de l'avis du comité de surveillance.
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IV. - La gestion administrative du plan, comprenant notamment la tenue des comptes enregistrant les droits des adhérents ainsi que l'information de chaque adhérent sur ses droits, est effectuée par l'entreprise d'assurance ou par un tiers auquel l'entreprise d'assurance délègue cette gestion sous sa responsabilité.
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V. - Les conditions d'exercice de la gestion financière du plan d'épargne retraite populaire par l'entreprise d'assurance et notamment le recours à la réassurance ou à la gestion déléguée sont déterminées par décret en Conseil d'Etat.
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VI. - L'entreprise d'assurance exerce les droits de vote dans le seul intérêt des droits individuels des adhérents au titre du plan.
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VII. - Nonobstant les dispositions du code de commerce relatives aux comptes sociaux, l'entreprise d'assurance établit, pour les opérations relevant du présent article, une comptabilité auxiliaire d'affectation. Ces procédures et cet enregistrement sont contrôlés et certifiés par le ou les commissaires aux comptes de l'entreprise d'assurance.
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L'article L. 142-4 s'applique aux biens et droits résultant de l'enregistrement comptable établi en vertu du premier alinéa du présent VII.
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Les actifs du plan d'épargne retraite populaire sont conservés par un dépositaire unique distinct de l'entreprise d'assurance, qui exerce à titre principal le service mentionné au 1 de l'article L. 321-2 du code monétaire et financier et qui est agréé en France, dans un autre Etat membre de la Communauté européenne ou dans un autre Etat partie à l'accord sur l'Espace économique européen.
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VIII. - En cas d'insuffisance de représentation des engagements d'un plan d'épargne retraite populaire, l'article L. 143-5 du présent code s'applique à la comptabilité auxiliaire d'affectation mentionnée au VII du présent article.
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IX. - Les VII et VIII s'appliquent individuellement à chaque plan d'épargne retraite populaire géré par l'entreprise d'assurance et vérifiant des conditions de seuils. Ils s'appliquent collectivement à l'ensemble des plans gérés par l'entreprise d'assurance qui ne vérifient pas ces conditions de seuils. Si, pour un plan, ces conditions ne sont pas vérifiées pendant cinq années consécutives, les cotisations versées sur un contrat ne comptant plus un nombre minimum d'adhérents ne sont plus considérées comme des cotisations à un plan d'épargne retraite populaire.
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Un décret en Conseil d'Etat détermine les seuils visés au premier alinéa du présent IX et les règles s'appliquant lors de leur franchissement.
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X. - Le groupement d'épargne retraite populaire dépose ses statuts auprès de l'autorité instituée à l'article L. 310-12 et est inscrit sur un registre tenu par cette même autorité. Il ne peut être dissous que dans des cas et des conditions définis par décret en Conseil d'Etat.
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L'objet de ce groupement est d'assurer la représentation des intérêts des adhérents dans la mise en place et la surveillance de la gestion de ce ou ces plans. Il ne peut pas participer directement à la présentation de ce ou ces mêmes plans.
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XI. - Le contrat prévoit les modalités de financement du groupement d'épargne retraite populaire. Le groupement ne perçoit aucune cotisation de ses membres, à l'exception éventuelle d'un droit d'entrée.
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XII. - L'assemblée générale décide, sur proposition du comité de surveillance, des modifications à apporter aux dispositions essentielles du plan souscrit par le groupement d'épargne retraite populaire.
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Sauf en cas de faute grave, le changement de l'entreprise d'assurance ne peut intervenir qu'à l'issue d'un préavis d'au moins douze mois et dans les conditions stipulées au plan. Le choix de la nouvelle entreprise d'assurance fait l'objet d'une mise en concurrence et est soumis à l'assemblée générale au plan. Il emporte le transfert à la nouvelle entreprise d'assurance gestionnaire de l'ensemble des engagements et des actifs attachés au plan.
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Le comité de surveillance examine l'opportunité, à son échéance, de reconduire le contrat souscrit auprès de l'entreprise d'assurance ou bien de le remettre en concurrence. La décision de reconduire le contrat souscrit auprès de l'entreprise d'assurance est soumise à l'approbation de l'assemblée générale. En cas de remise en concurrence, l'entreprise d'assurance sortante ne peut être exclue de la procédure de mise en concurrence.
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I.-Le plan d'épargne retraite populaire est un contrat régi par l'article L. 141-1 dont l'exécution est liée à la cessation d'activité professionnelle et qui est souscrit par une association relevant de l'article L. 141-7 dénommée groupement d'épargne retraite populaire.

Le contrat peut prévoir des garanties complémentaires en cas de décès de l'adhérent avant ou après la date de mise en service de la rente viagère acquise dans le cadre du plan. Les prestations servies au titre de ces garanties consistent en une rente viagère versée à un ou plusieurs bénéficiaires expressément désignés par l'adhérent ou, à défaut, à son conjoint ou en une rente temporaire d'éducation versée à des enfants mineurs. Ces garanties complémentaires ne peuvent avoir pour effet de transmettre des droits qui excéderaient ceux auxquels l'adhérent aurait pu prétendre en cas de vie. Le contrat peut également prévoir, en cas d'invalidité de l'adhérent survenue après son adhésion, le versement d'une rente d'invalidité à son bénéfice exclusif, sans que cette prestation puisse avoir pour effet de lui ouvrir des droits qui excéderaient ceux auxquels il aurait pu prétendre sans invalidité.

Le plan d'épargne retraite populaire a également pour objet la constitution d'une épargne affectée à l'acquisition de la résidence principale de l'adhérent en accession à la première propriété mentionnée au premier alinéa du I de l'article 244 quater J du code général des impôts, à compter de la date de liquidation de sa pension dans un régime obligatoire d'assurance vieillesse ou de l'âge fixé en application de l'article L. 351-1 du code de la sécurité sociale, payable, à cette échéance, par un versement en capital.

Les règles propres aux formes juridiques sous lesquelles sont constitués le plan d'épargne retraite populaire, le groupement d'épargne retraite populaire et l'entreprise d'assurance s'appliquent sous réserve des dispositions du présent article.

II.-Il est institué, pour chaque plan, un comité de surveillance chargé de veiller à la bonne exécution du contrat par l'entreprise d'assurance et à la représentation des intérêts des adhérents, selon des modalités définies par décret en Conseil d'Etat.

Il suit les règles applicables au conseil d'administration du groupement définies à l'article L. 141-7.

Lorsque le groupement mentionné au I du présent article souscrit un unique plan, le conseil d'administration de l'association peut valablement être le comité de surveillance dudit plan.

Le comité de surveillance peut demander, à tout moment, aux commissaires aux comptes et aux dirigeants de l'entreprise d'assurance tout renseignement sur la situation financière et l'équilibre actuariel de ce même plan. Les commissaires aux comptes sont alors déliés, à son égard, de l'obligation de secret professionnel.

Le comité de surveillance diligente les expertises nécessaires à sa mission et peut, à cette fin, mandater un expert indépendant pour effectuer tout contrôle sur pièces et sur place de la gestion administrative, technique et financière du plan.

L'entreprise d'assurance informe, chaque année, le comité de surveillance du montant affecté à la participation aux bénéfices techniques et financiers et le consulte sur les modalités de sa répartition entre les adhérents.

Les membres du comité de surveillance sont tenus au secret professionnel à l'égard des informations présentant un caractère confidentiel et données comme telles par les experts et les personnes consultées par lui dans les conditions et sous les peines prévues aux articles 226-13 et 226-14 du code pénal. Les experts et les personnes consultées par le comité de surveillance sont tenus au secret professionnel dans les mêmes conditions et sous les mêmes peines.

III.-L'entreprise d'assurance informe au moins une fois chaque trimestre le comité de surveillance du plan et lui remet, dans les six mois qui suivent la clôture de l'exercice précédent, un rapport annuel sur l'équilibre actuariel et la gestion administrative, technique et financière du plan. Ce rapport est transmis à l'autorité de contrôle instituée à l'article L. 310-12 accompagné de l'avis du comité de surveillance.

IV.-La gestion administrative du plan, comprenant notamment la tenue des comptes enregistrant les droits des adhérents ainsi que l'information de chaque adhérent sur ses droits, est effectuée par l'entreprise d'assurance ou par un tiers auquel l'entreprise d'assurance délègue cette gestion sous sa responsabilité.

V.-Les conditions d'exercice de la gestion financière du plan d'épargne retraite populaire par l'entreprise d'assurance et notamment le recours à la réassurance ou à la gestion déléguée sont déterminées par décret en Conseil d'Etat.

VI.-L'entreprise d'assurance exerce les droits de vote dans le seul intérêt des droits individuels des adhérents au titre du plan.

VII.-Nonobstant les dispositions du code de commerce relatives aux comptes sociaux, l'entreprise d'assurance établit, pour les opérations relevant du présent article, une comptabilité auxiliaire d'affectation. Ces procédures et cet enregistrement sont contrôlés et certifiés par le ou les commissaires aux comptes de l'entreprise d'assurance.

L'article L. 142-4 s'applique aux biens et droits résultant de l'enregistrement comptable établi en vertu du premier alinéa du présent VII.

Les actifs du plan d'épargne retraite populaire sont conservés par un dépositaire unique distinct de l'entreprise d'assurance, qui exerce à titre principal le service mentionné au 1 de l'article L. 321-2 du code monétaire et financier et qui est agréé en France, dans un autre Etat membre de la Communauté européenne ou dans un autre Etat partie à l'accord sur l'Espace économique européen.

VIII.-En cas d'insuffisance de représentation des engagements d'un plan d'épargne retraite populaire, l'article L. 143-5 du présent code s'applique à la comptabilité auxiliaire d'affectation mentionnée au VII du présent article.

IX.-Les VII et VIII s'appliquent individuellement à chaque plan d'épargne retraite populaire géré par l'entreprise d'assurance et vérifiant des conditions de seuils. Ils s'appliquent collectivement à l'ensemble des plans gérés par l'entreprise d'assurance qui ne vérifient pas ces conditions de seuils. Si, pour un plan, ces conditions ne sont pas vérifiées pendant huit années consécutives, les cotisations versées sur un contrat ne comptant plus un nombre minimum d'adhérents ne sont plus considérées comme des cotisations à un plan d'épargne retraite populaire.

Un décret en Conseil d'Etat détermine les seuils visés au premier alinéa du présent IX et les règles s'appliquant lors de leur franchissement.

X.-Le groupement d'épargne retraite populaire dépose ses statuts auprès de l'autorité instituée à l'article L. 310-12 et est inscrit sur un registre tenu par cette même autorité. Il ne peut être dissous que dans des cas et des conditions définis par décret en Conseil d'Etat.

L'objet de ce groupement est d'assurer la représentation des intérêts des adhérents dans la mise en place et la surveillance de la gestion de ce ou ces plans. Il ne peut pas participer directement à la présentation de ce ou ces mêmes plans.

XI.-Le contrat prévoit les modalités de financement du groupement d'épargne retraite populaire. Le groupement ne perçoit aucune cotisation de ses membres, à l'exception éventuelle d'un droit d'entrée.

XII.-L'assemblée générale décide, sur proposition du comité de surveillance, des modifications à apporter aux dispositions essentielles du plan souscrit par le groupement d'épargne retraite populaire.

Sauf en cas de faute grave, le changement de l'entreprise d'assurance ne peut intervenir qu'à l'issue d'un préavis d'au moins douze mois et dans les conditions stipulées au plan. Le choix de la nouvelle entreprise d'assurance fait l'objet d'une mise en concurrence et est soumis à l'assemblée générale au plan. Il emporte le transfert à la nouvelle entreprise d'assurance gestionnaire de l'ensemble des engagements et des actifs attachés au plan.

Le comité de surveillance examine l'opportunité, à son échéance, de reconduire le contrat souscrit auprès de l'entreprise d'assurance ou bien de le remettre en concurrence. La décision de reconduire le contrat souscrit auprès de l'entreprise d'assurance est soumise à l'approbation de l'assemblée générale. En cas de remise en concurrence, l'entreprise d'assurance sortante ne peut être exclue de la procédure de mise en concurrence.

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Il suit les règles applicables au conseil d'administration du groupement définies à l'article L. 141-7.

Lorsque le groupement mentionné au I du présent article souscrit un unique plan, le conseil d'administration de l'association peut valablement être le comité de surveillance dudit plan.

III.-L'entreprise d'assurance informe au moins une fois chaque trimestre le comité de surveillance du plan et lui remet, dans les six mois qui suivent la clôture de l'exercice précédent, un rapport annuel sur l'équilibre actuariel et la gestion administrative, technique et financière du plan. Ce rapport est transmis à l'autorité de contrôle instituée à l'article L. 612-1 du code monétaire et financier accompagné de l'avis du comité de surveillance.

VI.-L'entreprise d'assurance exerce les droits de vote dans le seul intérêt des droits individuels des adhérents au titre du plan.

L'article L. 142-4 s'applique aux biens et droits résultant de l'enregistrement comptable établi en vertu du premier alinéa du présent VII.

Un décret en Conseil d'Etat détermine les seuils visés au premier alinéa du présent IX et les règles s'appliquant lors de leur franchissement.

X.-Le groupement d'épargne retraite populaire dépose ses statuts auprès de l'autorité instituée à l'article L. 612-1 du code monétaire et financier et est inscrit sur un registre tenu par cette même autorité. Il ne peut être dissous que dans des cas et des conditions définis par décret en Conseil d'Etat.

" } }, "LEGIARTI000023030935": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L161-17-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2011-12-23", "DATE_DEBUT": "2011-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000023030935", "URL": "article/LEGI/ARTI/00/00/23/03/09/LEGIARTI000023030935.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "
\n

Loi n° 2010-1330 du 9 novembre 2010, article 118 II : Les dispositions de l'article 18 sont applicables aux pensions prenant effet à compter du 1er juillet 2011.

" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000024923194", "@num": "22", "#text": "Décret n°55-1297 du 3 octobre 1955 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000486486", "@numtexte": "55-1297", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1955-10-03" }, { "@id": "LEGIARTI000024923199", "@num": "42", "#text": "Décret n°55-1297 du 3 octobre 1955 - art. 42 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000486486", "@numtexte": "55-1297", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1955-10-03" }, { "@id": "LEGIARTI000026885106", "@num": "2", "#text": "Décret n°61-1488 du 28 décembre 1961 - art. 2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000507368", "@numtexte": "61-1488", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1961-12-28" }, { "@id": "LEGIARTI000036755290", "@num": "11 bis", "#text": "Arrêté du 30 décembre 1970 - art. 11 bis (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000833718", "@nortexte": "LGFX0833718A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "1970-12-30" }, { "@id": "LEGIARTI000048065521", "@num": "16", "#text": "Arrêté du 30 décembre 1970 - art. 16 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000833718", "@nortexte": "LGFX0833718A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "1970-12-30" }, { "@id": "LEGIARTI000047634732", "@num": "3", "#text": "Décret n°73-937 du 2 octobre 1973 - art. 3 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000875958", "@numtexte": "73-937", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1973-10-02" }, { "@id": "LEGIARTI000041437959", "@num": "49-2", "#text": "Décret n°86-83 du 17 janvier 1986 - art. 49-2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000699956", "@numtexte": "86-83", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1986-01-17" }, { "@id": "LEGIARTI000045662497", "@num": "52", "#text": "Décret n°86-83 du 17 janvier 1986 - art. 52 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000699956", "@numtexte": "86-83", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1986-01-17" }, { "@id": "LEGIARTI000028769964", "@num": "54", "#text": "Décret n°86-83 du 17 janvier 1986 - art. 54 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000699956", "@numtexte": "86-83", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1986-01-17" }, { "@id": "LEGIARTI000046185788", "@num": "44", "#text": "Décret n°88-145 du 15 février 1988 - art. 44 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000871608", "@nortexte": "INTB8800027D", "@numtexte": "88-145", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1988-02-15" }, { "@id": "LEGIARTI000041660640", "@num": "46", "#text": "Décret n°88-145 du 15 février 1988 - art. 46 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000871608", "@nortexte": "INTB8800027D", "@numtexte": "88-145", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1988-02-15" }, { "@id": "LEGIARTI000041438113", "@num": "49 ter", "#text": "Décret n°88-145 du 15 février 1988 - art. 49 ter (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000871608", "@nortexte": "INTB8800027D", "@numtexte": "88-145", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1988-02-15" }, { "@id": "LEGIARTI000041438209", "@num": "45-3", "#text": "Décret n° 91-155 du 6 février 1991 - art. 45-3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000343794", "@nortexte": "SANH9002461D", "@numtexte": "91-155", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1991-02-06" }, { "@id": "LEGIARTI000041604387", "@num": "30", "#text": "Décret n°91-298 du 20 mars 1991 - art. 30 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000718718", "@nortexte": "INTB9100078D", "@numtexte": "91-298", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1991-03-20" }, { "@id": "LEGIARTI000041604425", "@num": "41-1", "#text": "Décret n°91-298 du 20 mars 1991 - art. 41-1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000718718", "@nortexte": "INTB9100078D", "@numtexte": "91-298", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1991-03-20" }, { "@id": "LEGIARTI000033713713", "@num": "41", "#text": "Loi n° 98-1194 du 23 décembre 1998 - art. 41 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000392993", "@nortexte": "MESX9800131L", "@numtexte": "98-1194", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1998-12-23" }, { "@id": "LEGIARTI000035672537", "@num": "3 bis", "#text": "Arrêté du 26 décembre 2000 - art. 3 bis (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000388784", "@nortexte": "MESS0023511A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2000-12-26" }, { "@id": "LEGIARTI000048697769", "@num": "6", "#text": "Ordonnance n° 2002-411 du 27 mars 2002 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000776863", "@nortexte": "INTX0200039R", "@numtexte": "2002-411", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2002-03-27" }, { "@id": "LEGIARTI000048691415", "@num": "76", "#text": "Loi n° 2003-775 du 21 août 2003 - art. 76 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000032518845", "@num": "ANNEXE", "#text": "Arrêté du 26 décembre 2003 - art. ANNEXE (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000248933", "@nortexte": "SANS0324254A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047985955", "@num": "20", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 20 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047627895", "@num": "20-1", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 20-1 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047633343", "@num": "26", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 26 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047633338", "@num": "27", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 27 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000048697307", "@num": "93", "#text": "Loi n° 2003-1312 du 30 décembre 2003 - art. 93 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000429346", "@nortexte": "ECOX0300167L", "@numtexte": "2003-1312", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-12-30" }, { "@id": "LEGIARTI000024289471", "@num": "7", "#text": "Décret n°2004-485 du 3 juin 2004 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000603025", "@nortexte": "DEFP0400497D", "@numtexte": "2004-485", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-06-03" }, { "@id": "LEGIARTI000036070843", "@num": "6", "#text": "Décret n°2004-569 du 18 juin 2004 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000803653", "@nortexte": "FPPA0400063D", "@numtexte": "2004-569", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-06-18" }, { "@id": "LEGIARTI000047985971", "@num": "16", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 16 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047628373", "@num": "16-1", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 16-1 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047633373", "@num": "21", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 21 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047633370", "@num": "22", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 22 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047633363", "@num": "38", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 38 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000025127705", "@num": "6", "#text": "Arrêté du 26 novembre 2004 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000807897", "@nortexte": "FPPA0400145A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-11-26" }, { "@id": "LEGIARTI000025419725", "@num": "4", "#text": "Décret n°2006-941 du 28 juillet 2006 - art. 4 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000242363", "@nortexte": "AGRX0600072D", "@numtexte": "2006-941", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2006-07-28" }, { "@id": "LEGIARTI000025419738", "@num": "9", "#text": "Décret n°2006-941 du 28 juillet 2006 - art. 9 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000242363", "@nortexte": "AGRX0600072D", "@numtexte": "2006-941", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2006-07-28" }, { "@id": "LEGIARTI000023451199", "@num": "57", "#text": "Arrêté du 1 octobre 2007 - art. 57 (VT)", "@sens": "cible", "@cidtexte": "JORFTEXT000000252172", "@nortexte": "MTSS0767017A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2007-10-01" }, { "@id": "LEGIARTI000048897107", "@num": "13", "#text": "Décret n°2008-639 du 30 juin 2008 - art. 13 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000019107455", "@nortexte": "MTSS0813153D", "@numtexte": "2008-639", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-06-30" }, { "@id": "LEGIARTI000028498869", "@num": "21", "#text": "LOI n° 2010-1330 du 9 novembre 2010 - art. 21 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000023022127", "@nortexte": "MTSX1016256L", "@numtexte": "2010-1330", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-11-09" }, { "@id": "LEGIARTI000023024241", "@num": "18", "#text": "LOI n°2010-1330\n du 9 novembre 2010 - art. 18", "@sens": "cible", "@cidtexte": "JORFTEXT000023022127", "@nortexte": "MTSX1016256L", "@numtexte": "2010-1330", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "2010-11-09" }, { "@id": "LEGIARTI000036621382", "#text": "Arrêté du 13 avril 2011 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000023909782", "@nortexte": "ETSS1110749A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-04-13" }, { "@id": "LEGIARTI000032518801", "#text": "Arrêté du 23 juin 2011 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024270152", "@nortexte": "ETSS1116725A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-06-23" }, { "@id": "LEGIARTI000026354366", "@num": "9", "#text": "Décret n°2011-1316\n du 17 octobre 2011 - art. 9 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024682944", "@nortexte": "MENF1107986D", "@numtexte": "2011-1316", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-10-17" }, { "@id": "LEGIARTI000024743555", "@num": "1", "#text": "Décret n°2011-1421\n du 2 novembre 2011 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024742239", "@nortexte": "ETSD1127577D", "@numtexte": "2011-1421", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-11-02" }, { "@id": "LEGIARTI000024743560", "@num": "3", "#text": "Décret n°2011-1421\n du 2 novembre 2011 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024742239", "@nortexte": "ETSD1127577D", "@numtexte": "2011-1421", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-11-02" }, { "@id": "LEGIARTI000024743565", "@num": "5", "#text": "Décret n°2011-1421\n du 2 novembre 2011 - art. 5 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024742239", "@nortexte": "ETSD1127577D", "@numtexte": "2011-1421", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-11-02" }, { "@id": "LEGIARTI000025100598", "#text": "Arrêté du 19 décembre 2011 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000025046872", "@nortexte": "ETSS1134494A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-12-19" }, { "@id": "LEGIARTI000025100426", "@num": "7", "#text": "Décret n°2011-2103 du 30 décembre 2011 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000025061534", "@nortexte": "MFPF1135312D", "@numtexte": "2011-2103", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-12-30" }, { "@id": "LEGIARTI000025397326", "#text": "Arrêté du 9 février 2012 - art. (M)", "@sens": "cible", "@cidtexte": "JORFTEXT000025395319", "@nortexte": "ETSS1204055A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2012-02-09" }, { "@id": "LEGITEXT000025415168", "#text": "Décret n°2012-276\n du 27 février 2012 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000025413850", "@nortexte": "AGRS1110786D", "@numtexte": "2012-276", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2012-02-27" }, { "@id": "LEGIARTI000027138592", "@num": "1", "#text": "Décret n°2013-187\n du 4 mars 2013 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027138175", "@nortexte": "ETSD1304547D", "@numtexte": "2013-187", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2013-03-04" }, { "@id": "LEGIARTI000027138599", "@num": "3", "#text": "Décret n°2013-187\n du 4 mars 2013 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027138175", "@nortexte": "ETSD1304547D", "@numtexte": "2013-187", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2013-03-04" }, { "@id": "LEGIARTI000027138603", "@num": "4", "#text": "Décret n°2013-187\n du 4 mars 2013 - art. 4 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027138175", "@nortexte": "ETSD1304547D", "@numtexte": "2013-187", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2013-03-04" }, { "@id": "LEGIARTI000027826982", "@num": "Annexe", "#text": "Arrêté du 30 juillet 2013 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027825575", "@nortexte": "AFSS1320560A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2013-07-30" }, { "@id": "LEGIARTI000028494648", "@num": "42", "#text": "LOI n°2014-40\n du 20 janvier 2014 - art. 42 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028493476", "@nortexte": "AFSX1322587L", "@numtexte": "2014-40", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2014-01-20" }, { "@id": "LEGIARTI000028987659", "@num": "1", "#text": "LOI n°2014-529\n du 26 mai 2014 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028986522", "@nortexte": "FVJX1400424L", "@numtexte": "2014-529", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2014-05-26" }, { "@id": "LEGIARTI000028987657", "@num": "3", "#text": "LOI n°2014-529\n du 26 mai 2014 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028986522", "@nortexte": "FVJX1400424L", "@numtexte": "2014-529", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2014-05-26" }, { "@id": "LEGIARTI000029221587", "@num": "Annexe I", "#text": "ARRÊTÉ du 4 juillet 2014 - art. 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art. 13 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000039727613", "@nortexte": "CPAF1931643D", "@numtexte": "2019-1593", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-12-31" }, { "@id": "LEGIARTI000041436944", "@num": "21", "#text": "Décret n°2019-1593 du 31 décembre 2019 - art. 21", "@sens": "cible", "@cidtexte": "JORFTEXT000039727613", "@nortexte": "CPAF1931643D", "@numtexte": "2019-1593", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-12-31" }, { "@id": "LEGIARTI000041436946", "@num": "22", "#text": "Décret n°2019-1593 du 31 décembre 2019 - art. 22", "@sens": "cible", "@cidtexte": "JORFTEXT000039727613", "@nortexte": "CPAF1931643D", "@numtexte": "2019-1593", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-12-31" }, { "@id": "LEGIARTI000041436932", "@num": "9", "#text": "Décret n°2019-1593 du 31 décembre 2019 - art. 9", "@sens": "cible", "@cidtexte": "JORFTEXT000039727613", "@nortexte": "CPAF1931643D", "@numtexte": "2019-1593", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-12-31" }, { "@id": "LEGIARTI000041602779", "@num": "12", "#text": "Décret n°2020-132 du 17 février 2020 - art. 12", "@sens": "cible", "@cidtexte": "JORFTEXT000041601415", "@nortexte": "COTB1927930D", "@numtexte": "2020-132", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-02-17" }, { "@id": "LEGIARTI000041602785", "@num": "18", "#text": "Décret n°2020-132 du 17 février 2020 - art. 18", "@sens": "cible", "@cidtexte": "JORFTEXT000041601415", "@nortexte": "COTB1927930D", "@numtexte": "2020-132", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-02-17" }, { "@id": "LEGIARTI000042048110", "@num": "17", "#text": "Décret n°2020-791 du 26 juin 2020 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000042045575", "@nortexte": "SSAH1937447D", "@numtexte": "2020-791", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-06-26" }, { "@id": "LEGIARTI000044608287", "@num": "2", "#text": "Décret n°2021-1750 du 21 décembre 2021 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000044547489", "@nortexte": "LOGL2125307D", "@numtexte": "2021-1750", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2021-12-21" }, { "@id": "LEGIARTI000045127710", "@num": "2", "#text": "Décret n°2022-135 du 5 février 2022 - 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art. 8", "@sens": "cible", "@cidtexte": "JORFTEXT000047625502", "@nortexte": "MTRS2311543D", "@numtexte": "2023-435", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-06-03" }, { "@id": "LEGIARTI000047627252", "@num": "9", "#text": "Décret n°2023-435 du 3 juin 2023 - art. 9", "@sens": "cible", "@cidtexte": "JORFTEXT000047625502", "@nortexte": "MTRS2311543D", "@numtexte": "2023-435", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-06-03" }, { "@id": "LEGIARTI000047906007", "@num": "1", "#text": "Décret n°2023-689 du 28 juillet 2023 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000047902942", "@nortexte": "MTRS2316671D", "@numtexte": "2023-689", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-07-28" }, { "@id": "LEGIARTI000049761235", "#text": "Arrêté du 4 août 2023 - art. 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L'âge d'ouverture du droit à une pension de retraite mentionné au premier alinéa de l'article L. 351-1 du présent code, à l'article L. 732-18 du code rural et de la pêche maritime, au 1° du I de l'article L. 24 et au 1° de l'article L. 25 du code des pensions civiles et militaires de retraite est fixé à soixante-deux ans pour les assurés nés à compter du 1er janvier 1956.

Cet âge est fixé par décret, de manière croissante à raison de quatre mois par génération et dans la limite de l'âge mentionné au premier alinéa du présent article, pour les assurés nés avant le 1er janvier 1956.

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Le contrat mentionné au premier alinéa a pour objet l'acquisition et la jouissance de droits viagers personnels payables à l'adhérent à compter au plus tôt de la date de liquidation de sa pension dans un régime obligatoire d'assurance vieillesse ou de l'âge fixé en application de l'article L. 351-1 du code de la sécurité sociale. Le contrat peut également prévoir le paiement d'un capital à cette même date, à condition que la valeur de rachat de cette garantie n'excède pas 20 % de la valeur de rachat du contrat.

Il suit les règles applicables au conseil d'administration du groupement définies à l'article L. 141-7.

Lorsque le groupement mentionné au I du présent article souscrit un unique plan, le conseil d'administration de l'association peut valablement être le comité de surveillance dudit plan.

III.-L'entreprise d'assurance informe au moins une fois chaque trimestre le comité de surveillance du plan et lui remet, dans les six mois qui suivent la clôture de l'exercice précédent, un rapport annuel sur l'équilibre actuariel et la gestion administrative, technique et financière du plan. Ce rapport est transmis à l'autorité de contrôle instituée à l'article L. 612-1 du code monétaire et financier accompagné de l'avis du comité de surveillance.

VI.-L'entreprise d'assurance exerce les droits de vote dans le seul intérêt des droits individuels des adhérents au titre du plan.

L'article L. 142-4 s'applique aux biens et droits résultant de l'enregistrement comptable établi en vertu du premier alinéa du présent VII.

Un décret en Conseil d'Etat détermine les seuils visés au premier alinéa du présent IX et les règles s'appliquant lors de leur franchissement.

" } }, "LEGIARTI000024661224": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-8", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2016-01-01", "DATE_DEBUT": "2011-10-13" } }, "META_COMMUN": { "ID": "LEGIARTI000024661224", "URL": "article/LEGI/ARTI/00/00/24/66/12/LEGIARTI000024661224.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000024660413", "@num": "1", "#text": "Arrêté du 3 octobre 2011 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000024659242", "@nortexte": "EFIT1116210A", "@typelien": "MODIFIE", "@naturetexte": "ARRETE", "@datesignatexte": "2011-10-03" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. 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I.-L'encadré mentionné à l'article L. 132-5-2 est placé en tête de proposition d'assurance, de projet de contrat, ou de notice. Sa taille ne dépasse pas une page et il contient, de façon limitative et dans l'ordre précisé ci-dessous, les informations suivantes :

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1° Il est indiqué si le contrat est un contrat d'assurance vie individuel ou de groupe, ou un contrat de capitalisation. Pour les contrats mentionnés à l'article L. 132-5-3, cette indication est complétée par la mention suivante : \" les droits et obligations de l'adhérent peuvent être modifiés par des avenants au contrat, conclus entre (dénomination de l'entreprise d'assurance) et (dénomination du souscripteur). L'adhérent est préalablement informé de ces modifications \".

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2° Les garanties offertes, y compris les garanties complémentaires non optionnelles, sont indiquées, avec référence aux clauses les définissant ; il est précisé en particulier si le contrat prévoit le paiement d'un capital ou d'une rente :

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\n

a) Pour les contrats dont les droits sont exprimés en euros ou en devises, il est indiqué si le contrat comporte ou non une garantie en capital au moins égale aux sommes versées, nettes de frais.

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b) Pour les contrats dont les droits sont exprimés en unités de compte, il est indiqué en caractères très apparents que les montants investis sur les supports en unités de compte ne sont pas garantis mais sont sujets à des fluctuations à la hausse ou à la baisse dépendant en particulier de l'évolution des marchés financiers.

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c) Pour les contrats dont une part des droits sont exprimés en unités de compte, l'information sur les garanties offertes, effectuée conformément aux dispositions des présents a et b, distingue les droits exprimés en unités de compte et ceux qui ne le sont pas.

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3° Sont indiqués l'existence ou non d'une participation aux bénéfices contractuelle ainsi que, le cas échéant, les pourcentages de celle-ci ; est également indiquée la référence à la clause comportant les dispositions prévues au deuxième alinéa de l'article L. 132-5.

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4° Il est indiqué que le contrat comporte une faculté de rachat ou de transfert. Cette indication est complétée par la mention \" les sommes sont versées par l'assureur dans un délai de... (délai de versement) \" ; sont également indiquées les références à la clause relative aux modalités de rachat et de transfert et au tableau mentionné à l'article L. 132-5-2.

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5° Sont indiqués dans une même rubrique les frais et indemnités de toute nature mentionnés à l'article R. 132-3 ainsi que, le cas échéant, l'existence de frais pouvant être supportés par l'unité de compte. Il est renvoyé à une clause du contrat ou au document ou à la note mentionnés au f du 2° de l'annexe de l'article A. 132-4 pour le détail de ces derniers frais, et l'encadré le précise. Pour les frais et indemnités mentionnés à l'article R. 132-3, la rubrique distingue :

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-\" frais à l'entrée et sur versements \" : montant ou pourcentage maximum des frais prélevés lors de la souscription et lors du versement des primes ;

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-\" frais en cours de vie du contrat \" : montant ou pourcentage maximum, sur base annuelle, des frais prélevés et non liés au versement des garanties ou des primes ;

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-\" frais de sortie \" : montant ou pourcentage maximum des frais sur quittances d'arrérages, indemnités mentionnées à l'article R. 331-5 ;

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-\" autres frais \" : montant ou pourcentage maximum des frais et indemnités non mentionnés aux trois alinéas précédents.

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6° Est insérée la mention suivante : \" La durée du contrat recommandée dépend notamment de la situation patrimoniale du souscripteur (ou de l'adhérent), de son attitude vis-à-vis du risque, du régime fiscal en vigueur et des caractéristiques du contrat choisi. Le souscripteur (ou l'adhérent) est invité à demander conseil auprès de son assureur. \"

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7° Sont indiquées les modalités de désignation des bénéficiaires, comme il est dit au 1° de l'article A. 132-9. Est également indiquée la référence à la clause contenant les informations mentionnées au même article.

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8° La mention suivante est insérée immédiatement après l'encadré :

\" Cet encadré a pour objet d'attirer l'attention du souscripteur (ou de l'adhérent) sur certaines dispositions essentielles de la proposition d'assurance (ou du projet de contrat, ou de la notice). Il est important que le souscripteur (ou l'adhérent) lise intégralement la proposition d'assurance (ou le projet de contrat, ou la notice), et pose toutes les questions qu'il estime nécessaires avant de signer le contrat (ou le bulletin d'adhésion). \"

\n
" } }, "LEGIARTI000024661241": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-6", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2023-01-01", "DATE_DEBUT": "2011-10-13" } }, "META_COMMUN": { "ID": "LEGIARTI000024661241", "URL": "article/LEGI/ARTI/00/00/24/66/12/LEGIARTI000024661241.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000024660413", "@num": "1", "#text": "Arrêté du 3 octobre 2011 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000024659242", "@nortexte": "EFIT1116210A", "@typelien": "MODIFIE", "@naturetexte": "ARRETE", "@datesignatexte": "2011-10-03" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786278", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786234", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786544", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787953", "@num": "A331-8", "#text": "Code des assurances - art. A331-8 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006816320", "@num": "R*332-2", "#text": "Code des assurances - art. R*332-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173954", "@fin": "2016-01-20", "#text": "Section III : Information du souscripteur et tarification", "@debut": "2007-05-02" }, { "@id": "LEGISCTA000031878248", "@fin": "2999-01-01", "#text": "Section III : Information du souscripteur et du bénéficiaire et tarification", "@debut": "2016-01-20" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786203", "@fin": "1994-08-23", "@num": "A132-6", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786204", "@fin": "2006-06-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786205", "@fin": "2006-08-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786206", "@fin": "2007-05-02", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786207", "@fin": "2011-10-13", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661241", "@fin": "2023-01-01", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000046824895", "@fin": "2999-01-01", "@num": "A132-6", "@etat": "VIGUEUR", "@debut": "2023-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Lorsque l'unité de compte est une part ou une action d'organisme de placement collectif, les caractéristiques principales de celle-ci sont :

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1° Présentation succincte : la dénomination de l'organisme, sa forme juridique et le nom de la société de gestion ;

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2° Informations concernant les placements et la gestion : les objectifs et la politique d'investissement, le profil de risque et de rendement, la garantie ou protection éventuelle ;

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3° Informations sur les frais de l'organisme.

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Pour chaque unité de compte constituée sous la forme d'une part ou d'une action d'organisme de placement collectif mentionné aux 3°, 7°, 7° quater, 8°, 9° ter, 9° quater ou 9° sexies de l'article R. 332-2, les informations concernant les caractéristiques principales mentionnées ci-dessus doivent être au moins équivalentes à celles mentionnées dans le document d'information clé pour l'investisseur.

" } }, "LEGIARTI000025014605": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L161-17-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2023-09-01", "DATE_DEBUT": "2011-12-23" } }, "META_COMMUN": { "ID": "LEGIARTI000025014605", "URL": "article/LEGI/ARTI/00/00/25/01/46/LEGIARTI000025014605.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "
\n

Loi n° 2010-1330 du 9 novembre 2010, article 118 II : Les dispositions de l'article 18 sont applicables aux pensions prenant effet à compter du 1er juillet 2011.

" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000024923194", "@num": "22", "#text": "Décret n°55-1297 du 3 octobre 1955 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000486486", "@numtexte": "55-1297", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1955-10-03" }, { "@id": "LEGIARTI000024923199", "@num": "42", "#text": "Décret n°55-1297 du 3 octobre 1955 - art. 42 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000486486", "@numtexte": "55-1297", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1955-10-03" }, { "@id": "LEGIARTI000026885106", "@num": "2", "#text": "Décret n°61-1488 du 28 décembre 1961 - art. 2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000507368", "@numtexte": "61-1488", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1961-12-28" }, { "@id": "LEGIARTI000036755290", "@num": "11 bis", "#text": "Arrêté du 30 décembre 1970 - art. 11 bis (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000833718", "@nortexte": "LGFX0833718A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "1970-12-30" }, { "@id": "LEGIARTI000048065521", "@num": "16", "#text": "Arrêté du 30 décembre 1970 - art. 16 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000833718", "@nortexte": "LGFX0833718A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "1970-12-30" }, { "@id": "LEGIARTI000047634732", "@num": "3", "#text": "Décret n°73-937 du 2 octobre 1973 - art. 3 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000875958", "@numtexte": "73-937", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1973-10-02" }, { "@id": "LEGIARTI000041437959", "@num": "49-2", "#text": "Décret n°86-83 du 17 janvier 1986 - art. 49-2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000699956", "@numtexte": "86-83", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1986-01-17" }, { "@id": "LEGIARTI000045662497", "@num": "52", "#text": "Décret n°86-83 du 17 janvier 1986 - art. 52 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000699956", "@numtexte": "86-83", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1986-01-17" }, { "@id": "LEGIARTI000028769964", "@num": "54", "#text": "Décret n°86-83 du 17 janvier 1986 - art. 54 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000699956", "@numtexte": "86-83", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1986-01-17" }, { "@id": "LEGIARTI000046185788", "@num": "44", "#text": "Décret n°88-145 du 15 février 1988 - art. 44 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000871608", "@nortexte": "INTB8800027D", "@numtexte": "88-145", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1988-02-15" }, { "@id": "LEGIARTI000041660640", "@num": "46", "#text": "Décret n°88-145 du 15 février 1988 - art. 46 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000871608", "@nortexte": "INTB8800027D", "@numtexte": "88-145", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1988-02-15" }, { "@id": "LEGIARTI000041438113", "@num": "49 ter", "#text": "Décret n°88-145 du 15 février 1988 - art. 49 ter (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000871608", "@nortexte": "INTB8800027D", "@numtexte": "88-145", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1988-02-15" }, { "@id": "LEGIARTI000041438209", "@num": "45-3", "#text": "Décret n° 91-155 du 6 février 1991 - art. 45-3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000343794", "@nortexte": "SANH9002461D", "@numtexte": "91-155", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1991-02-06" }, { "@id": "LEGIARTI000041604387", "@num": "30", "#text": "Décret n°91-298 du 20 mars 1991 - art. 30 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000718718", "@nortexte": "INTB9100078D", "@numtexte": "91-298", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1991-03-20" }, { "@id": "LEGIARTI000041604425", "@num": "41-1", "#text": "Décret n°91-298 du 20 mars 1991 - art. 41-1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000718718", "@nortexte": "INTB9100078D", "@numtexte": "91-298", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1991-03-20" }, { "@id": "LEGIARTI000033713713", "@num": "41", "#text": "Loi n° 98-1194 du 23 décembre 1998 - art. 41 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000392993", "@nortexte": "MESX9800131L", "@numtexte": "98-1194", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1998-12-23" }, { "@id": "LEGIARTI000035672537", "@num": "3 bis", "#text": "Arrêté du 26 décembre 2000 - art. 3 bis (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000388784", "@nortexte": "MESS0023511A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2000-12-26" }, { "@id": "LEGIARTI000048697769", "@num": "6", "#text": "Ordonnance n° 2002-411 du 27 mars 2002 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000776863", "@nortexte": "INTX0200039R", "@numtexte": "2002-411", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2002-03-27" }, { "@id": "LEGIARTI000048691415", "@num": "76", "#text": "Loi n° 2003-775 du 21 août 2003 - art. 76 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000032518845", "@num": "ANNEXE", "#text": "Arrêté du 26 décembre 2003 - art. ANNEXE (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000248933", "@nortexte": "SANS0324254A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047985955", "@num": "20", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 20 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047627895", "@num": "20-1", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 20-1 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047633343", "@num": "26", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 26 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047633338", "@num": "27", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 27 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000048697307", "@num": "93", "#text": "Loi n° 2003-1312 du 30 décembre 2003 - art. 93 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000429346", "@nortexte": "ECOX0300167L", "@numtexte": "2003-1312", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-12-30" }, { "@id": "LEGIARTI000024289471", "@num": "7", "#text": "Décret n°2004-485 du 3 juin 2004 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000603025", "@nortexte": "DEFP0400497D", "@numtexte": "2004-485", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-06-03" }, { "@id": "LEGIARTI000036070843", "@num": "6", "#text": "Décret n°2004-569 du 18 juin 2004 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000803653", "@nortexte": "FPPA0400063D", "@numtexte": "2004-569", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-06-18" }, { "@id": "LEGIARTI000047985971", "@num": "16", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 16 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047628373", "@num": "16-1", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 16-1 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047633373", "@num": "21", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 21 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047633370", "@num": "22", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 22 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047633363", "@num": "38", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 38 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000025127705", "@num": "6", "#text": "Arrêté du 26 novembre 2004 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000807897", "@nortexte": "FPPA0400145A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-11-26" }, { "@id": "LEGIARTI000025419725", "@num": "4", "#text": "Décret n°2006-941 du 28 juillet 2006 - art. 4 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000242363", "@nortexte": "AGRX0600072D", "@numtexte": "2006-941", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2006-07-28" }, { "@id": "LEGIARTI000025419738", "@num": "9", "#text": "Décret n°2006-941 du 28 juillet 2006 - art. 9 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000242363", "@nortexte": "AGRX0600072D", "@numtexte": "2006-941", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2006-07-28" }, { "@id": "LEGIARTI000023451199", "@num": "57", "#text": "Arrêté du 1 octobre 2007 - art. 57 (VT)", "@sens": "cible", "@cidtexte": "JORFTEXT000000252172", "@nortexte": "MTSS0767017A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2007-10-01" }, { "@id": "LEGIARTI000048897107", "@num": "13", "#text": "Décret n°2008-639 du 30 juin 2008 - art. 13 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000019107455", "@nortexte": "MTSS0813153D", "@numtexte": "2008-639", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-06-30" }, { "@id": "LEGIARTI000028498869", "@num": "21", "#text": "LOI n° 2010-1330 du 9 novembre 2010 - art. 21 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000023022127", "@nortexte": "MTSX1016256L", "@numtexte": "2010-1330", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-11-09" }, { "@id": "LEGIARTI000036621382", "#text": "Arrêté du 13 avril 2011 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000023909782", "@nortexte": "ETSS1110749A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-04-13" }, { "@id": "LEGIARTI000032518801", "#text": "Arrêté du 23 juin 2011 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024270152", "@nortexte": "ETSS1116725A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-06-23" }, { "@id": "LEGIARTI000026354366", "@num": "9", "#text": "Décret n°2011-1316\n du 17 octobre 2011 - art. 9 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024682944", "@nortexte": "MENF1107986D", "@numtexte": "2011-1316", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-10-17" }, { "@id": "LEGIARTI000024743555", "@num": "1", "#text": "Décret n°2011-1421\n du 2 novembre 2011 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024742239", "@nortexte": "ETSD1127577D", "@numtexte": "2011-1421", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-11-02" }, { "@id": "LEGIARTI000024743560", "@num": "3", "#text": "Décret n°2011-1421\n du 2 novembre 2011 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024742239", "@nortexte": "ETSD1127577D", "@numtexte": "2011-1421", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-11-02" }, { "@id": "LEGIARTI000024743565", "@num": "5", "#text": "Décret n°2011-1421\n du 2 novembre 2011 - art. 5 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024742239", "@nortexte": "ETSD1127577D", "@numtexte": "2011-1421", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-11-02" }, { "@id": "LEGIARTI000025007734", "@num": "88", "#text": "LOI n°2011-1906\n du 21 décembre 2011 - art. 88 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000025005833", "@nortexte": "BCRX1125833L", "@numtexte": "2011-1906", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2011-12-21" }, { "@id": "LEGIARTI000025100598", "#text": "Arrêté du 19 décembre 2011 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000025046872", "@nortexte": "ETSS1134494A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-12-19" }, { "@id": "LEGIARTI000025100426", "@num": "7", "#text": "Décret n°2011-2103 du 30 décembre 2011 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000025061534", "@nortexte": "MFPF1135312D", "@numtexte": "2011-2103", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-12-30" }, { "@id": "LEGIARTI000025397326", "#text": "Arrêté du 9 février 2012 - art. (M)", "@sens": "cible", "@cidtexte": "JORFTEXT000025395319", "@nortexte": "ETSS1204055A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2012-02-09" }, { "@id": "LEGITEXT000025415168", "#text": "Décret n°2012-276\n du 27 février 2012 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000025413850", "@nortexte": "AGRS1110786D", "@numtexte": "2012-276", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2012-02-27" }, { "@id": "LEGIARTI000027138592", "@num": "1", "#text": "Décret n°2013-187\n du 4 mars 2013 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027138175", "@nortexte": "ETSD1304547D", "@numtexte": "2013-187", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2013-03-04" }, { "@id": "LEGIARTI000027138599", "@num": "3", "#text": "Décret n°2013-187\n du 4 mars 2013 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027138175", "@nortexte": "ETSD1304547D", "@numtexte": "2013-187", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2013-03-04" }, { "@id": "LEGIARTI000027138603", "@num": "4", "#text": "Décret n°2013-187\n du 4 mars 2013 - art. 4 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027138175", "@nortexte": "ETSD1304547D", "@numtexte": "2013-187", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2013-03-04" }, { "@id": "LEGIARTI000027826982", "@num": "Annexe", "#text": "Arrêté du 30 juillet 2013 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027825575", "@nortexte": "AFSS1320560A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2013-07-30" }, { "@id": "LEGIARTI000028494648", "@num": "42", "#text": "LOI n°2014-40\n du 20 janvier 2014 - art. 42 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028493476", "@nortexte": "AFSX1322587L", "@numtexte": "2014-40", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2014-01-20" }, { "@id": "LEGIARTI000028987659", "@num": "1", "#text": "LOI n°2014-529\n du 26 mai 2014 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028986522", "@nortexte": "FVJX1400424L", "@numtexte": "2014-529", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2014-05-26" }, { "@id": "LEGIARTI000028987657", "@num": "3", "#text": "LOI n°2014-529\n du 26 mai 2014 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028986522", "@nortexte": "FVJX1400424L", "@numtexte": "2014-529", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2014-05-26" }, { "@id": "LEGIARTI000029221587", "@num": "Annexe I", "#text": "ARRÊTÉ du 4 juillet 2014 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000029205627", "@nortexte": "AFSS1415032A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2014-07-04" }, { "@id": "LEGIARTI000030897460", "@num": "1", "#text": "DÉCRET n°2015-860 du 15 juillet 2015 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000030890375", "@nortexte": "ETSD1515419D", "@numtexte": "2015-860", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2015-07-15" }, { "@id": "LEGIARTI000030897470", "@num": "3", "#text": "DÉCRET n°2015-860 du 15 juillet 2015 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000030890375", "@nortexte": "ETSD1515419D", "@numtexte": "2015-860", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2015-07-15" }, { "@id": "LEGIARTI000044460270", "@num": "146", "#text": "LOI n°2015-1785 du 29 décembre 2015 - art. 146 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000031732865", "@nortexte": "FCPX1519907L", "@numtexte": "2015-1785", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2015-12-29" }, { "@id": "LEGIARTI000032462012", "@num": "1", "#text": "Décret n°2016-513 du 26 avril 2016 - art. 1 (VT)", "@sens": "cible", "@cidtexte": "JORFTEXT000032459642", "@nortexte": "AFSS1605993D", "@numtexte": "2016-513", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2016-04-26" }, { "@id": "LEGIARTI000038956164", "@num": "2", "#text": "Décret n°2016-1143 du 24 août 2016 - art. 2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033066687", "@nortexte": "PRMX1620019D", "@numtexte": "2016-1143", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2016-08-24" }, { "@id": "LEGIARTI000033068863", "@num": "5", "#text": "Décret n°2016-1143 du 24 août 2016 - art. 5 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033066687", "@nortexte": "PRMX1620019D", "@numtexte": "2016-1143", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2016-08-24" }, { "@id": "LEGIARTI000036258724", "#text": "Arrêté du 14 décembre 2017 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000036240374", "@nortexte": "SSAS1735388A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2017-12-14" }, { "@id": "LEGIARTI000036536276", "#text": "Arrêté du 22 décembre 2017 - art.", "@sens": "cible", "@cidtexte": "JORFTEXT000036251923", "@nortexte": "SSAS1736341A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2017-12-22" }, { "@id": "LEGIARTI000036588037", "@num": "1", "#text": "Arrêté du 5 février 2018 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000036585255", "@nortexte": "SSAS1803396A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2018-02-05" }, { "@id": "LEGIARTI000036878779", "@num": "1", "#text": "Décret n°2018-337 du 4 mai 2018 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000036877076", "@nortexte": "SSAS1800387D", "@numtexte": "2018-337", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2018-05-04" }, { "@id": "LEGIARTI000038707754", "@num": "1", "#text": "Arrêté du 27 juin 2019 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000041436934", "@num": "10", "#text": "Décret n°2019-1593 du 31 décembre 2019 - art. 10", "@sens": "cible", "@cidtexte": "JORFTEXT000039727613", "@nortexte": "CPAF1931643D", "@numtexte": "2019-1593", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-12-31" }, { "@id": "LEGIARTI000041436936", "@num": "11", "#text": "Décret n°2019-1593 du 31 décembre 2019 - art. 11", "@sens": "cible", "@cidtexte": "JORFTEXT000039727613", "@nortexte": "CPAF1931643D", "@numtexte": "2019-1593", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-12-31" }, { "@id": "LEGIARTI000041436960", "@num": "13", "#text": "Décret n°2019-1593 du 31 décembre 2019 - art. 13 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000039727613", "@nortexte": "CPAF1931643D", "@numtexte": "2019-1593", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-12-31" }, { "@id": "LEGIARTI000041436944", "@num": "21", "#text": "Décret n°2019-1593 du 31 décembre 2019 - art. 21", "@sens": "cible", "@cidtexte": "JORFTEXT000039727613", "@nortexte": "CPAF1931643D", "@numtexte": "2019-1593", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-12-31" }, { "@id": "LEGIARTI000041436946", "@num": "22", "#text": "Décret n°2019-1593 du 31 décembre 2019 - art. 22", "@sens": "cible", "@cidtexte": "JORFTEXT000039727613", "@nortexte": "CPAF1931643D", "@numtexte": "2019-1593", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-12-31" }, { "@id": "LEGIARTI000041436932", "@num": "9", "#text": "Décret n°2019-1593 du 31 décembre 2019 - art. 9", "@sens": "cible", "@cidtexte": "JORFTEXT000039727613", "@nortexte": "CPAF1931643D", "@numtexte": "2019-1593", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2019-12-31" }, { "@id": "LEGIARTI000041602779", "@num": "12", "#text": "Décret n°2020-132 du 17 février 2020 - art. 12", "@sens": "cible", "@cidtexte": "JORFTEXT000041601415", "@nortexte": "COTB1927930D", "@numtexte": "2020-132", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-02-17" }, { "@id": "LEGIARTI000041602785", "@num": "18", "#text": "Décret n°2020-132 du 17 février 2020 - art. 18", "@sens": "cible", "@cidtexte": "JORFTEXT000041601415", "@nortexte": "COTB1927930D", "@numtexte": "2020-132", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-02-17" }, { "@id": "LEGIARTI000042048110", "@num": "17", "#text": "Décret n°2020-791 du 26 juin 2020 - art. 17 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000042045575", "@nortexte": "SSAH1937447D", "@numtexte": "2020-791", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-06-26" }, { "@id": "LEGIARTI000044608287", "@num": "2", "#text": "Décret n°2021-1750 du 21 décembre 2021 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000044547489", "@nortexte": "LOGL2125307D", "@numtexte": "2021-1750", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2021-12-21" }, { "@id": "LEGIARTI000045127710", "@num": "2", "#text": "Décret n°2022-135 du 5 février 2022 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000045124423", "@nortexte": "SSAH2135229D", "@numtexte": "2022-135", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2022-02-05" }, { "@id": "LEGIARTI000045620887", "@num": "3", "#text": "Décret n°2022-581 du 20 avril 2022 - art. 3 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000045614702", "@nortexte": "TERB2208176D", "@numtexte": "2022-581", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2022-04-20" }, { "@id": "LEGIARTI000047627240", "@num": "3", "#text": "Décret n°2023-435 du 3 juin 2023 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000047625502", "@nortexte": "MTRS2311543D", "@numtexte": "2023-435", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-06-03" }, { "@id": "LEGIARTI000047627242", "@num": "4", "#text": "Décret n°2023-435 du 3 juin 2023 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000047625502", "@nortexte": "MTRS2311543D", "@numtexte": "2023-435", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-06-03" }, { "@id": "LEGIARTI000047627250", "@num": "8", "#text": "Décret n°2023-435 du 3 juin 2023 - art. 8", "@sens": "cible", "@cidtexte": "JORFTEXT000047625502", "@nortexte": "MTRS2311543D", "@numtexte": "2023-435", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-06-03" }, { "@id": "LEGIARTI000047627252", "@num": "9", "#text": "Décret n°2023-435 du 3 juin 2023 - art. 9", "@sens": "cible", "@cidtexte": "JORFTEXT000047625502", "@nortexte": "MTRS2311543D", "@numtexte": "2023-435", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-06-03" }, { "@id": "LEGIARTI000047906007", "@num": "1", "#text": "Décret n°2023-689 du 28 juillet 2023 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000047902942", "@nortexte": "MTRS2316671D", "@numtexte": "2023-689", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-07-28" }, { "@id": "LEGIARTI000049761235", "#text": "Arrêté du 4 août 2023 - art. 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Cet âge est fixé par décret dans la limite de l'âge mentionné au premier alinéa pour les assurés nés avant le 1er janvier 1955 et, pour ceux nés entre le 1er juillet 1951 et le 31 décembre 1954, de manière croissante :
\n
1° A raison de quatre mois par génération pour les assurés nés entre le 1er juillet 1951 et le 31 décembre 1951 ;
\n
2° A raison de cinq mois par génération pour les assurés nés entre le 1er janvier 1952 et le 31 décembre 1954.

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Il suit les règles applicables au conseil d'administration du groupement définies à l'article L. 141-7.

Lorsque le groupement mentionné au I du présent article souscrit un unique plan, le conseil d'administration de l'association peut valablement être le comité de surveillance dudit plan.

III.-L'entreprise d'assurance informe au moins une fois chaque trimestre le comité de surveillance du plan et lui remet, dans les six mois qui suivent la clôture de l'exercice précédent, un rapport annuel sur l'équilibre actuariel et la gestion administrative, technique et financière du plan. Ce rapport est transmis à l'autorité de contrôle instituée à l'article L. 612-1 du code monétaire et financier accompagné de l'avis du comité de surveillance.

VI.-L'entreprise d'assurance exerce les droits de vote dans le seul intérêt des droits individuels des adhérents au titre du plan.

L'article L. 134-4 s'applique aux biens et droits résultant de l'enregistrement comptable établi en vertu du premier alinéa du présent VII.

Un décret en Conseil d'Etat détermine les seuils visés au premier alinéa du présent IX et les règles s'appliquant lors de leur franchissement.

" } }, "LEGIARTI000031773778": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-8", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2016-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000031773778", "URL": "article/LEGI/ARTI/00/00/31/77/37/LEGIARTI000031773778.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000031731972", "@num": "3", "#text": "Arrêté du 28 décembre 2015 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000031702029", "@nortexte": "FCPT1529210A", "@typelien": "MODIFIE", "@naturetexte": "ARRETE", "@datesignatexte": "2015-12-28" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786349", "@num": "A132-10", "#text": "Code des assurances - art. A132-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786130", "@num": "A132-2", "#text": "Code des assurances - art. A132-2 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786149", "@num": "A132-4", "#text": "Code des assurances - art. A132-4", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039801885", "@num": "A132-5-2", "#text": "Code des assurances - art. A132-5-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786239", "@num": "A132-9", "#text": "Code des assurances - art. A132-9 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792939", "@num": "L132-5", "#text": "Code des assurances - art. L132-5", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792951", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793330", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811985", "@num": "R132-3", "#text": "Code des assurances - art. R132-3", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173954", "@fin": "2016-01-20", "#text": "Section III : Information du souscripteur et tarification", "@debut": "2007-05-02" }, { "@id": "LEGISCTA000031878248", "@fin": "2999-01-01", "#text": "Section III : Information du souscripteur et du bénéficiaire et tarification", "@debut": "2016-01-20" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786231", "@fin": "1995-06-01", "@num": "A132-8", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786232", "@fin": "2006-06-26", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2006-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786233", "@fin": "2007-05-02", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786234", "@fin": "2011-10-13", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661224", "@fin": "2016-01-01", "@num": "A132-8", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000031773778", "@fin": "2999-01-01", "@num": "A132-8", "@etat": "VIGUEUR", "@debut": "2016-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
\n

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a) Pour les contrats dont les droits sont exprimés en euros ou en devises, il est indiqué si le contrat comporte ou non une garantie en capital au moins égale aux sommes versées, nettes de frais.

\n
\n
\n

-\" frais à l'entrée et sur versements \" : montant ou pourcentage maximum des frais prélevés lors de la souscription et lors du versement des primes ;

\n
\n
\n

-\" frais en cours de vie du contrat \" : montant ou pourcentage maximum, sur base annuelle, des frais prélevés et non liés au versement des garanties ou des primes ;

\n
\n
\n

-\" frais de sortie \" : montant ou pourcentage maximum des frais sur quittances d'arrérages, indemnités mentionnées à l'article R. 132-5-3 ;

\n
\n
\n

-\" autres frais \" : montant ou pourcentage maximum des frais et indemnités non mentionnés aux trois alinéas précédents.

\n
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\n

8° La mention suivante est insérée immédiatement après l'encadré :

\n
" } }, "LEGIARTI000033612949": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L144-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2023-01-01", "DATE_DEBUT": "2016-12-11" } }, "META_COMMUN": { "ID": "LEGIARTI000033612949", "URL": "article/LEGI/ARTI/00/00/33/61/29/LEGIARTI000033612949.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au III de l'article 116 de la loi n° 2016-1691 du 9 décembre 2016, ces dispositions s'appliquent aux contrats en cours à la date de publication de ladite loi.

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Nonobstant les dispositions du deuxième alinéa du présent I, un adhérent peut demander le rachat d'un contrat à une entreprise d'assurances agréée en application de l'article L. 321-1 du présent code, ainsi qu'aux organismes d'assurance mentionnés à l'article L. 144-4, s'il satisfait aux conditions suivantes :

1° La valeur de transfert du contrat est inférieure à 2 000 € ;

2° Pour les contrats ne prévoyant pas de versements réguliers, aucun versement de cotisation n'a été réalisé au cours des quatre années précédant le rachat ; pour les contrats prévoyant des versements réguliers, l'adhésion au contrat est intervenue au moins quatre années révolues avant la demande de rachat ;

3° Le revenu de son foyer fiscal de l'année précédant celle du rachat est inférieur à la somme, majorée le cas échéant au titre des demi-parts supplémentaires retenues pour le calcul de l'impôt sur le revenu afférent audit revenu, prévue au II de l'article 1417 du code général des impôts.

Il suit les règles applicables au conseil d'administration du groupement définies à l'article L. 141-7.

Lorsque le groupement mentionné au I du présent article souscrit un unique plan, le conseil d'administration de l'association peut valablement être le comité de surveillance dudit plan.

III.-L'entreprise d'assurance informe au moins une fois chaque trimestre le comité de surveillance du plan et lui remet, dans les six mois qui suivent la clôture de l'exercice précédent, un rapport annuel sur l'équilibre actuariel et la gestion administrative, technique et financière du plan. Ce rapport est transmis à l'autorité de contrôle instituée à l'article L. 612-1 du code monétaire et financier accompagné de l'avis du comité de surveillance.

VI.-L'entreprise d'assurance exerce les droits de vote dans le seul intérêt des droits individuels des adhérents au titre du plan.

L'article L. 134-4 s'applique aux biens et droits résultant de l'enregistrement comptable établi en vertu du premier alinéa du présent VII.

Un décret en Conseil d'Etat détermine les seuils visés au premier alinéa du présent IX et les règles s'appliquant lors de leur franchissement.

" } }, "LEGIARTI000034387336": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L144-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2023-10-25", "DATE_DEBUT": "2023-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000034387336", "URL": "article/LEGI/ARTI/00/00/34/38/73/LEGIARTI000034387336.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au III de l'article 116 de la loi n° 2016-1691 du 9 décembre 2016, ces dispositions s'appliquent aux contrats en cours à la date de publication de ladite loi.

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R441-7-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000042158853", "@num": "158", "#text": "Code général des impôts, CGI. - art. 158 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024430389", "@num": "163 bis", "#text": "Code général des impôts, CGI. - art. 163 bis (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047288581", "@num": "163 quatervicies", "#text": "Code général des impôts, CGI. - art. 163 quatervicies (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044988321", "@num": "38", "#text": "Code général des impôts, CGI. - art. 38 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044989060", "@num": "39 duodecies", "#text": "Code général des impôts, CGI. - art. 39 duodecies (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000020019693", "@num": "885 J", "#text": "Code général des impôts, CGI. - art. 885 J (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069577", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048506410", "@num": "L224-40", "#text": "Code monétaire et financier - art. L224-40 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006597683", "@num": "D741-39", "#text": "Code rural et de la pêche maritime - art. D741-39 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006071367", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174083", "@fin": "2999-01-01", "#text": "Section II : Plan d'épargne retraite populaire", "@debut": "2007-10-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157344", "@fin": "2999-01-01", "#text": "Chapitre IV : Contrats de prévoyance et de retraite supplémentaire souscrits par des associations", "@debut": "2007-10-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142726", "@fin": "2999-01-01", "#text": "Titre IV : Les assurances de groupe", "@debut": "1981-01-08" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006793783", "@fin": "2009-02-01", "@num": "L144-2", "@etat": "MODIFIE", "@debut": "2007-10-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000020195111", "@fin": "2010-01-23", "@num": "L144-2", "@etat": "MODIFIE", "@debut": "2009-02-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000021724708", "@fin": "2010-11-11", "@num": "L144-2", "@etat": "MODIFIE", "@debut": "2010-01-23", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000023035018", "@fin": "2014-06-28", "@num": "L144-2", "@etat": "MODIFIE", "@debut": "2010-11-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029144735", "@fin": "2016-12-11", "@num": "L144-2", "@etat": "MODIFIE", "@debut": "2014-06-28", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000033612949", "@fin": "2023-01-01", "@num": "L144-2", "@etat": "MODIFIE", "@debut": "2016-12-11", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000034387336", "@fin": "2023-10-25", "@num": "L144-2", "@etat": "MODIFIE", "@debut": "2023-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048252395", "@fin": "2999-01-01", "@num": "L144-2", "@etat": "VIGUEUR", "@debut": "2023-10-25", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

I. – Le plan d'épargne retraite populaire est un contrat régi par l'article L. 141-1 dont l'exécution est liée à la cessation d'activité professionnelle et qui est souscrit par une association relevant de l'article L. 141-7 dénommée groupement d'épargne retraite populaire.

1° La valeur de transfert du contrat est inférieure à 2 000 € ;

II. – Il est institué, pour chaque plan, un comité de surveillance chargé de veiller à la bonne exécution du contrat par l'entreprise d'assurance et à la représentation des intérêts des adhérents, selon des modalités définies par décret en Conseil d'Etat.

Il suit les règles applicables au conseil d'administration du groupement définies à l'article L. 141-7.

Lorsque le groupement mentionné au I du présent article souscrit un unique plan, le conseil d'administration de l'association peut valablement être le comité de surveillance dudit plan.

III. – L'entreprise d'assurance informe au moins une fois chaque trimestre le comité de surveillance du plan et lui remet, dans les six mois qui suivent la clôture de l'exercice précédent, un rapport annuel sur l'équilibre actuariel et la gestion administrative, technique et financière du plan. Ce rapport est transmis à l'autorité de contrôle instituée à l'article L. 612-1 du code monétaire et financier accompagné de l'avis du comité de surveillance.

IV. – La gestion administrative du plan, comprenant notamment la tenue des comptes enregistrant les droits des adhérents ainsi que l'information de chaque adhérent sur ses droits, est effectuée par l'entreprise d'assurance ou par un tiers auquel l'entreprise d'assurance délègue cette gestion sous sa responsabilité.

V. – Les conditions d'exercice de la gestion financière du plan d'épargne retraite populaire par l'entreprise d'assurance et notamment le recours à la réassurance ou à la gestion déléguée sont déterminées par décret en Conseil d'Etat.

VI. – L'entreprise d'assurance exerce les droits de vote dans le seul intérêt des droits individuels des adhérents au titre du plan.

VII. – Nonobstant les dispositions du code de commerce relatives aux comptes sociaux, l'entreprise d'assurance établit, pour les opérations relevant du présent article, une comptabilité auxiliaire d'affectation. Ces procédures et cet enregistrement sont contrôlés et certifiés par le ou les commissaires aux comptes de l'entreprise d'assurance.

L'article L. 134-4 s'applique aux biens et droits résultant de l'enregistrement comptable établi en vertu du premier alinéa du présent VII.

VIII. – En cas d'insuffisance de représentation des engagements d'un plan d'épargne retraite populaire, l'article L. 381-2 du présent code s'applique à la comptabilité auxiliaire d'affectation mentionnée au VII du présent article.

IX. – Les VII et VIII s'appliquent individuellement à chaque plan d'épargne retraite populaire géré par l'entreprise d'assurance et vérifiant des conditions de seuils. Ils s'appliquent collectivement à l'ensemble des plans gérés par l'entreprise d'assurance qui ne vérifient pas ces conditions de seuils. Si, pour un plan, ces conditions ne sont pas vérifiées pendant huit années consécutives, les cotisations versées sur un contrat ne comptant plus un nombre minimum d'adhérents ne sont plus considérées comme des cotisations à un plan d'épargne retraite populaire.

Un décret en Conseil d'Etat détermine les seuils visés au premier alinéa du présent IX et les règles s'appliquant lors de leur franchissement.

X. – Le groupement d'épargne retraite populaire dépose ses statuts auprès de l'autorité instituée à l'article L. 612-1 du code monétaire et financier et est inscrit sur un registre tenu par cette même autorité. Il ne peut être dissous que dans des cas et des conditions définis par décret en Conseil d'Etat.

XI. – Le contrat prévoit les modalités de financement du groupement d'épargne retraite populaire. Le groupement ne perçoit aucune cotisation de ses membres, à l'exception éventuelle d'un droit d'entrée.

XII. – L'assemblée générale décide, sur proposition du comité de surveillance, des modifications à apporter aux dispositions essentielles du plan souscrit par le groupement d'épargne retraite populaire.

" } }, "LEGIARTI000038709489": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A222-6", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2019-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038709489", "URL": "article/LEGI/ARTI/00/00/38/70/94/LEGIARTI000038709489.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CREE", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000006792345", "@num": "L222-4", "#text": "Code de la mutualité - art. L222-4", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034382256", "@num": "L222-4-2", "#text": "Code de la mutualité - art. L222-4-2", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157509", "@fin": "2016-01-01", "#text": "Chapitre II bis : Opérations de retraite professionnelle supplémentaire.", "@debut": "2006-06-29" }, { "@id": "LEGISCTA000031808261", "@fin": "2999-01-01", "#text": "Chapitre II bis : Retraite professionnelle supplémentaire.", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142810", "@fin": "2999-01-01", "#text": "Titre II : Opérations des mutuelles et des unions.", "@debut": "2002-05-05" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128447", "@fin": "2016-01-01", "#text": "Livre II : Mutuelles et unions pratiquant des opérations d'assurance et de capitalisation.", "@debut": "2001-11-25" }, { "@id": "LEGISCTA000031808132", "@fin": "2999-01-01", "#text": "Livre II : Mutuelles et unions pratiquant des opérations d'assurance, de réassurance et de capitalisation.", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107977", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "2001-11-25" } ] }, "@cid": "LEGITEXT000006074067", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la mutualité", "@debut": "1985-07-26", "@id_txt": "LEGITEXT000006074067", "@c_titre_court": "Code de la mutualité" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000038709489", "@fin": "2999-01-01", "@num": "A222-6", "@etat": "VIGUEUR", "@debut": "2019-07-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le bulletin d'adhésion mentionné au premier alinéa de l'article L. 222-4-2 contient les informations suivantes :
\n
1° Le nom, le pays d'origine et le nom de l'autorité chargée du contrôle de la mutuelle ou union de retraite professionnelle supplémentaire ou de la mutuelle ou union garantissant le contrat ;
\n
2° La dénomination sociale et les coordonnées du souscripteur ;
\n
3° Les stipulations essentielles du contrat, notamment les garanties offertes aux affiliés et les modalités de conversion des droits en prestation de retraite ;
\n
4° Les conditions dans lesquelles le contrat peut être modifié et les conséquences en cas de non-respect de ces conditions ;
\n
5° Des informations sur le profil d'investissement ;
\n
6° La nature des risques financiers pris par les affiliés et les bénéficiaires ;
\n
7° Une description des garanties offertes par le contrat aux affiliés, sans omettre les limites de garanties offertes et les éléments non garantis ;
\n
8° Le niveau des prestations ou, lorsqu'aucune garantie n'est prévue au titre du régime de retraite, une déclaration à cet effet ainsi que la méthode d'évaluation du montant des prestations avant leur versement ;
\n
9° Les conditions dans lesquelles les affiliés participent aux bénéfices techniques et financiers ;
\n
10° Les modalités de protection des droits accumulés et de réduction des prestations, le cas échéant ;
\n
11° Lorsque les droits peuvent être exprimés en unités de compte ou que les affiliés disposent d'une capacité d'arbitrage entre des supports, les informations relatives aux performances passées des investissements liés au régime de retraite sur une période minimale de cinq ans ou sur toute la période de fonctionnement du régime si elle est inférieure à cinq ans ;
\n
12° La structure des coûts supportés par les affiliés et les bénéficiaires, pour les régimes qui ne prévoient pas un niveau donné de prestations ;
\n
13° Les options à la disposition des affiliés et des bénéficiaires pour obtenir le versement de leurs prestations de retraite ;
\n
14° Conformément à l'article L. 222-4, les conditions dans lesquelles l'affilié dispose d'une capacité de transférer ses droits à la retraite à un autre organisme ;
\n
15° Des informations indiquant si et de quelle manière les facteurs environnementaux, climatiques, sociaux et de gouvernance d'entreprise sont pris en considération dans la stratégie d'investissement ;
\n
16° La liste et le moyen d'accès à des informations complémentaires, notamment des informations sur les supports d'investissement et la situation financière de l'organisme garantissant le contrat.
\n
Pour les contrats prévoyant que certains droits puissent être exprimés en unités de compte ou que des arbitrages puissent être réalisés vers ces supports, les affiliés sont informés de l'ensemble des supports disponibles et, le cas échéant, de l'option d'investissement par défaut et des conditions de rattachement d'un affilié donné à une option d'investissement.

" } }, "LEGIARTI000038709527": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A223-6-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2024-07-05", "DATE_DEBUT": "2019-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038709527", "URL": "article/LEGI/ARTI/00/00/38/70/95/LEGIARTI000038709527.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CREE", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000049859872", "@num": "2", "#text": "Arrêté du 20 juin 2024 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000049858560", "@nortexte": "ECOT2414174A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-06-20" }, { "@id": "LEGIARTI000023024749", "@num": "L161-17-2", "#text": "Code de la sécurité sociale. - art. L161-17-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786203", "@num": "A132-6", "#text": "Code des assurances - art. A132-6", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786231", "@num": "A132-8", "#text": "Code des assurances - art. A132-8", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031792774", "@num": "D223-5", "#text": "Code de la mutualité - art. D223-5", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792395", "@num": "L223-21", "#text": "Code de la mutualité - art. L223-21", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174290", "@fin": "2999-01-01", "#text": "Section 1 : Dispositions générales.", "@debut": "2003-01-08" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157510", "@fin": "2999-01-01", "#text": "Chapitre III : Opérations qui dépendent de la durée de vie humaine et opérations de capitalisation.", "@debut": "2003-01-08" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142810", "@fin": "2999-01-01", "#text": "Titre II : Opérations des mutuelles et des unions.", "@debut": "2002-05-05" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128447", "@fin": "2016-01-01", "#text": "Livre II : Mutuelles et unions pratiquant des opérations d'assurance et de capitalisation.", "@debut": "2001-11-25" }, { "@id": "LEGISCTA000031808132", "@fin": "2999-01-01", "#text": "Livre II : Mutuelles et unions pratiquant des opérations d'assurance, de réassurance et de capitalisation.", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107977", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "2001-11-25" } ] }, "@cid": "LEGITEXT000006074067", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la mutualité", "@debut": "1985-07-26", "@id_txt": "LEGITEXT000006074067", "@c_titre_court": "Code de la mutualité" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000038709527", "@fin": "2024-07-05", "@num": "A223-6-2", "@etat": "MODIFIE", "@debut": "2019-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE_MORT_NE", "LIEN_ART": { "@id": "LEGIARTI000049860639", "@fin": "2024-07-05", "@num": "A223-6-2", "@etat": "MODIFIE_MORT_NE", "@debut": "2025-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000049878416", "@fin": "2999-01-01", "@num": "A223-6-2", "@etat": "VIGUEUR", "@debut": "2024-07-05", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

I.-Pour l'application du cinquième alinéa de l'article L. 223-21, les informations suivantes sont communiquées au membre adhérent :

\n
-le taux d'intérêt garanti par le contrat et le taux d'intérêt correspondant au montant affecté aux provisions mathématiques du contrat provenant de la participation aux excédents ou des reprises de provision pour participation aux excédents ;
\n
-le taux des frais prélevés par la mutuelle ou l'union ;
\n
-le taux des taxes et prélèvements sociaux ;
\n
-le taux d'intérêt servi au participant, net de frais et, le cas échéant, des taxes et des prélèvements sociaux prélevés lors de l'inscription des intérêts au contrat ;
\n
-pour les contrats auxquels des actifs sont affectés en vertu de dispositions législatives, le taux de rendement de ces actifs ;
\n
-pour les contrats de groupe prévoyant que les engagements sont représentés par des actifs faisant l'objet d'une identification distincte pour satisfaire à des stipulations contractuelles, le taux de rendement de ces actifs ;
\n
-dans les autres cas, le taux de rendement des placements défini au 1 du II de l'article D. 223-5 et le taux moyen des montants, y compris ceux provenant de la participation aux excédents, affectés aux provisions mathématiques relatives à la catégorie d'opérations mentionnée à l'article A. 114-1, dont relève le contrat.

\n
II.-Pour l'application du sixième alinéa de l'article L. 223-21, l'information annuelle du souscripteur ou, en cas de contrat de groupe, de l'adhérent comporte :

\n
-la valeur des unités de compte sélectionnées ;
\n
-les frais prélevés par la mutuelle ou l'union au titre de chaque unité de compte ;
\n
-le total des frais supportés par l'unité de compte, au cours du dernier exercice connu ;
\n
-pour les unités de compte qui en comportent, les valeurs des indicateurs de référence ;
\n
-le cas échéant, le produit des droits attachés à la détention de l'unité de compte conservé par la mutuelle ou l'union.

\n
Les modifications significatives affectant chaque unité de compte sélectionnée, constituée sous la forme d'une part ou d'une action d'organisme de placement collectif, sont celles affectant ses caractéristiques principales, telles que définies à l' article A. 132-6 du code des assurances .
\n
III.-L'estimation du montant de la rente viagère qui serait versée au participant au titre des droits exprimés en euros peut être présentée distinctement de l'estimation établie à partir des droits exprimés en unités de compte, qui elle-même peut être présentée distinctement de celle établie à partir des droits exprimés en parts de provision de diversification. L'estimation du montant de la rente et celles réalisées dans un scénario moins favorable sont présentées distinctement et en précisant clairement les hypothèses avec lesquelles elles sont réalisées. Les hypothèses sont déterminées en fonctions des risques susceptibles d'affecter le résultat final de l'évaluation.
\n
Chaque estimation mentionnée à l'alinéa précédent est établie en fonction de la provision mathématique constituée à la fin de l'exercice considéré et des tables de mortalité et du taux d'intérêt technique applicables au contrat. Chaque estimation est communiquée nette des frais de sortie mentionnés au quatrième alinéa du 5° de l'article A. 132-8 du code des assurances.
\n
Pour les participants qui n'ont pas atteint l'âge mentionné au premier alinéa de l'article L. 161-17-2 du code de la sécurité sociale à la fin de l'exercice considéré, au moins deux estimations sont mentionnées, la première en retenant l'hypothèse d'âge de départ à la retraite mentionné au premier alinéa de l'article L. 161-17-2 du code de la sécurité sociale et la deuxième en retenant cet âge majoré de cinq ans.
\n
Pour les adhérents qui ont dépassé l'âge mentionné au premier alinéa de l'article L. 161-17-2 du code de la sécurité sociale à la fin de l'exercice considéré, au moins une estimation est établie, en retenant une hypothèse d'âge de départ à la retraite égale à l'âge mentionné au premier alinéa de l'article L. 161-17-2 du code de la sécurité sociale majoré de cinq ans, en retenant une hypothèse d'âge de départ à la retraite supérieur pour les adhérents qui ont dépassé cet âge à la fin de l'exercice considéré.
\n
La présentation des estimations mentionnées au premier alinéa du présent III est complétée par la mention : “ Ces estimations sont fournies à titre indicatif et n'ont pas de caractère contractuel car elles sont réalisées sur la base de paramètres qui peuvent varier ou être modifiés en cours de contrat, notamment la table de mortalité et le taux technique. Des frais ou indemnités sont prélevés par la mutuelle ou l'union, ils sont détaillés dans votre contrat. Ces estimations retiennent des hypothèses d'âge de liquidation de la rente qui peuvent être différents de l'âge exact d'ouverture de vos droits à retraite ainsi que de celui à compter duquel vous pouvez liquider votre retraite obligatoire à taux plein. ”
\n
La présentation des estimations mentionnées au premier alinéa du présent III est complétée par une information sur les modalités de l'évaluation. Cette information précise :
\n
a) Le taux technique retenu ;
\n
b) Le taux annuel de rendement nominal des investissements, le taux d'inflation annuel et l'évolution future des salaires ;
\n
c) Les données concernant l'affilié, y compris une indication de l'âge mentionné au premier alinéa de l'article L. 161-17-2 du code de la sécurité sociale à la fin de l'exercice considéré ;
\n
d) Le nombre moyen d'arrérages pour la cohorte d'âge dont fait partie l'affilié selon la table de mortalité applicable à la date de l'information, en précisant si cette table est susceptible d'évoluer avant la phase de service de la rente de l'affilié. Cette information est accompagnée d'une mention précisant que ces indications sont d'ordre statistique et ne constituent pas une évaluation de l'espérance de vie réelle de l'affilié.

" } }, "LEGIARTI000038709544": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A223-6-3", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2019-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038709544", "URL": "article/LEGI/ARTI/00/00/38/70/95/LEGIARTI000038709544.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CREE", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000006793783", "@num": "L144-2", "#text": "Code des assurances - art. L144-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792344", "@num": "L222-3", "#text": "Code de la mutualité - art. L222-3", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792395", "@num": "L223-21", "#text": "Code de la mutualité - art. L223-21", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174290", "@fin": "2999-01-01", "#text": "Section 1 : Dispositions générales.", "@debut": "2003-01-08" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157510", "@fin": "2999-01-01", "#text": "Chapitre III : Opérations qui dépendent de la durée de vie humaine et opérations de capitalisation.", "@debut": "2003-01-08" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142810", "@fin": "2999-01-01", "#text": "Titre II : Opérations des mutuelles et des unions.", "@debut": "2002-05-05" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128447", "@fin": "2016-01-01", "#text": "Livre II : Mutuelles et unions pratiquant des opérations d'assurance et de capitalisation.", "@debut": "2001-11-25" }, { "@id": "LEGISCTA000031808132", "@fin": "2999-01-01", "#text": "Livre II : Mutuelles et unions pratiquant des opérations d'assurance, de réassurance et de capitalisation.", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107977", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "2001-11-25" } ] }, "@cid": "LEGITEXT000006074067", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la mutualité", "@debut": "1985-07-26", "@id_txt": "LEGITEXT000006074067", "@c_titre_court": "Code de la mutualité" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000038709544", "@fin": "2999-01-01", "@num": "A223-6-3", "@etat": "VIGUEUR", "@debut": "2019-07-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

I.-Pour l'application de l'article L. 223-21 aux contrats mentionnés à l'article L. 222-3 et à l' article L. 144-2 du code des assurances , les informations suivantes sont communiquées annuellement :
\n
1° La date exacte de référence des informations figurant dans le relevé des droits à retraite, indiquée de manière évidente ;
\n
2° Le nom de la mutuelle ou de l'union de retraite professionnelle supplémentaire et son adresse de contact et l'identification du régime de retraite de l'affilié ;
\n
3° Une indication claire en cas de changement important dans les informations contenues dans le relevé des droits par rapport à l'année précédente ;
\n
4° Des informations sur les cotisations versées par l'entreprise souscriptrice et l'affilié au cours des douze derniers mois ;
\n
5° Une ventilation des chargements prélevés au moins au cours des douze derniers mois.
\n
II.-Pour l'application de l'article L. 223-21 aux contrats mentionnés à l'article L. 222-3 et à l' article L. 144-2 du code des assurances , les informations suivantes sont communiquées annuellement aux affiliés dont les droits sont en cours de service :

\n
-le montant et la durée résiduelle des prestations qui leurs sont dues et un rappel des options de versement correspondantes ;
\n
-pour les contrats dont les garanties sont exprimées en unités de compte au cours de la phase de versement, une information du bénéficiaire sur ce risque et l'impact qu'il pourrait avoir en cas d'aléa défavorable.

" } }, "LEGIARTI000038714303": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A222-4", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2019-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000038714303", "URL": "article/LEGI/ARTI/00/00/38/71/43/LEGIARTI000038714303.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "MODIFIE", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000034381317", "@num": "L214-1", "#text": "Code de la mutualité - art. L214-1", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034382256", "@num": "L222-4-2", "#text": "Code de la mutualité - art. L222-4-2", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792348", "@num": "L222-6", "#text": "Code de la mutualité - art. L222-6", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792351", "@num": "L222-8", "#text": "Code de la mutualité - art. L222-8", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792395", "@num": "L223-21", "#text": "Code de la mutualité - art. L223-21", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792399", "@num": "L223-22", "#text": "Code de la mutualité - art. L223-22", "@sens": "source", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157509", "@fin": "2016-01-01", "#text": "Chapitre II bis : Opérations de retraite professionnelle supplémentaire.", "@debut": "2006-06-29" }, { "@id": "LEGISCTA000031808261", "@fin": "2999-01-01", "#text": "Chapitre II bis : Retraite professionnelle supplémentaire.", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142810", "@fin": "2999-01-01", "#text": "Titre II : Opérations des mutuelles et des unions.", "@debut": "2002-05-05" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128447", "@fin": "2016-01-01", "#text": "Livre II : Mutuelles et unions pratiquant des opérations d'assurance et de capitalisation.", "@debut": "2001-11-25" }, { "@id": "LEGISCTA000031808132", "@fin": "2999-01-01", "#text": "Livre II : Mutuelles et unions pratiquant des opérations d'assurance, de réassurance et de capitalisation.", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107977", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "2001-11-25" } ] }, "@cid": "LEGITEXT000006074067", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la mutualité", "@debut": "1985-07-26", "@id_txt": "LEGITEXT000006074067", "@c_titre_court": "Code de la mutualité" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006795891", "@fin": "2016-01-01", "@num": "A222-4", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031808254", "@fin": "2019-07-01", "@num": "A222-4", "@etat": "MODIFIE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000038714303", "@fin": "2999-01-01", "@num": "A222-4", "@etat": "VIGUEUR", "@debut": "2019-07-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

I.-En application de l'article L. 222-8, sont remis sur demande aux participants et aux bénéficiaires d'un contrat mentionné au premier alinéa de l'article L. 214-1 et garanti par une mutuelle ou union de retraite professionnelle supplémentaire ou par une mutuelle ou union, dans un délai qui ne peut excéder un mois :

\n
-le rapport de gestion et les comptes annuels relatifs à la ou aux comptabilités auxiliaires d'affectation mentionnées à l'article L. 222-6 ;
\n
-le rapport indiquant la politique de placement et les risques techniques et financiers correspondants mentionné à l'article L. 222-4-2 ;
\n
-les modalités d'exercice du transfert ;
\n
-le montant dû en cas d'exercice de la faculté de rachat lorsque survient l'un des événements mentionnés au deuxième alinéa de l'article L. 223-22, apprécié à la date de la demande ;
\n
-pour les contrats dont les garanties sont exprimées en unités de compte et pour lesquels une option d'investissement est active, des informations supplémentaires sur cette option d'investissement et les supports ;
\n
-une description des options à la disposition des affiliés pour obtenir le versement de leur prestation ;
\n
-le niveau que les prestations de retraite doivent atteindre ainsi que, le cas échéant, des informations sur les hypothèses utilisées pour estimer les montants exprimés en rente viagère, en particulier le taux de rente, le type de prestataire et la durée moyenne de la rente selon la table utilisée.

\n
Le relevé prévu à l'article L. 223-21 précise les modalités d'obtention des informations prévues au présent I.
\n
II.-Les participants reçoivent chaque année, dans le cadre de l'information prévue à l'article L. 223-21, des informations succinctes sur la situation de la mutuelle ou de l'union ainsi que sur le niveau de financement du régime de retraite dans son ensemble.
\n
III.-Lorsque le salarié fait liquider ses droits à la retraite ou que d'autres prestations deviennent exigibles, la mutuelle ou l'union lui adresse, ou au bénéficiaire le cas échéant, dans un délai de deux mois, une information adéquate sur les prestations qui lui sont dues et sur les options de paiement correspondantes.

" } }, "LEGIARTI000046824895": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-6", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2023-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000046824895", "URL": "article/LEGI/ARTI/00/00/46/82/48/LEGIARTI000046824895.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément à l'article 4 de l'arrêté du 22 décembre 2022 (NOR : ECOT2237322A), ces dispositions entrent en vigueur le 1er janvier 2023.

" }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000038707758", "@num": "3", "#text": "Arrêté du 27 juin 2019 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000038704633", "@nortexte": "ECOT1834391A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2019-06-27" }, { "@id": "LEGIARTI000046823698", "@num": "1", "#text": "Arrêté du 22 décembre 2022 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000046820204", "@nortexte": "ECOT2237322A", "@typelien": "MODIFIE", "@naturetexte": "ARRETE", "@datesignatexte": "2022-12-22" }, { "@id": "LEGIARTI000049878416", "@num": "A223-6-2", "#text": "Code de la mutualité - art. A223-6-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786278", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049860626", "@num": "A132-7", "#text": "Code des assurances - art. A132-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786234", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786544", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787953", "@num": "A331-8", "#text": "Code des assurances - art. A331-8 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006816320", "@num": "R*332-2", "#text": "Code des assurances - art. R*332-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173954", "@fin": "2016-01-20", "#text": "Section III : Information du souscripteur et tarification", "@debut": "2007-05-02" }, { "@id": "LEGISCTA000031878248", "@fin": "2999-01-01", "#text": "Section III : Information du souscripteur et du bénéficiaire et tarification", "@debut": "2016-01-20" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786203", "@fin": "1994-08-23", "@num": "A132-6", "@etat": "TRANSFERE", "@debut": "1993-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786204", "@fin": "2006-06-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2004-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786205", "@fin": "2006-08-26", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786206", "@fin": "2007-05-02", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786207", "@fin": "2011-10-13", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2007-05-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000024661241", "@fin": "2023-01-01", "@num": "A132-6", "@etat": "MODIFIE", "@debut": "2011-10-13", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000046824895", "@fin": "2999-01-01", "@num": "A132-6", "@etat": "VIGUEUR", "@debut": "2023-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Lorsque l'unité de compte est une part ou une action d'organisme de placement collectif, les caractéristiques principales de celle-ci sont :

1° Présentation succincte : la dénomination de l'organisme, sa forme juridique et le nom de la société de gestion ;

2° Informations concernant les placements et la gestion : les objectifs et la politique d'investissement, le profil de risque et de rendement, la garantie ou protection éventuelle ;

3° Informations sur les frais de l'organisme.

" } }, "LEGIARTI000047452768": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L161-17-2", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2023-09-01" } }, "META_COMMUN": { "ID": "LEGIARTI000047452768", "URL": "article/LEGI/ARTI/00/00/47/45/27/LEGIARTI000047452768.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au B du XXX de l'article 10 de la loi n° 2023-270 du 14 avril 2023, ces dispositions s'appliquent aux pensions prenant effet à compter du 1er septembre 2023.

" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000024923194", "@num": "22", "#text": "Décret n°55-1297 du 3 octobre 1955 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000486486", "@numtexte": "55-1297", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1955-10-03" }, { "@id": "LEGIARTI000024923199", "@num": "42", "#text": "Décret n°55-1297 du 3 octobre 1955 - art. 42 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000486486", "@numtexte": "55-1297", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1955-10-03" }, { "@id": "LEGIARTI000026885106", "@num": "2", "#text": "Décret n°61-1488 du 28 décembre 1961 - art. 2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000507368", "@numtexte": "61-1488", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1961-12-28" }, { "@id": "LEGIARTI000036755290", "@num": "11 bis", "#text": "Arrêté du 30 décembre 1970 - art. 11 bis (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000833718", "@nortexte": "LGFX0833718A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "1970-12-30" }, { "@id": "LEGIARTI000048065521", "@num": "16", "#text": "Arrêté du 30 décembre 1970 - art. 16 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000833718", "@nortexte": "LGFX0833718A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "1970-12-30" }, { "@id": "LEGIARTI000047634732", "@num": "3", "#text": "Décret n°73-937 du 2 octobre 1973 - art. 3 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000875958", "@numtexte": "73-937", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1973-10-02" }, { "@id": "LEGIARTI000041437959", "@num": "49-2", "#text": "Décret n°86-83 du 17 janvier 1986 - art. 49-2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000699956", "@numtexte": "86-83", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1986-01-17" }, { "@id": "LEGIARTI000045662497", "@num": "52", "#text": "Décret n°86-83 du 17 janvier 1986 - art. 52 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000699956", "@numtexte": "86-83", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1986-01-17" }, { "@id": "LEGIARTI000028769964", "@num": "54", "#text": "Décret n°86-83 du 17 janvier 1986 - art. 54 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000699956", "@numtexte": "86-83", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1986-01-17" }, { "@id": "LEGIARTI000046185788", "@num": "44", "#text": "Décret n°88-145 du 15 février 1988 - art. 44 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000871608", "@nortexte": "INTB8800027D", "@numtexte": "88-145", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1988-02-15" }, { "@id": "LEGIARTI000041660640", "@num": "46", "#text": "Décret n°88-145 du 15 février 1988 - art. 46 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000871608", "@nortexte": "INTB8800027D", "@numtexte": "88-145", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1988-02-15" }, { "@id": "LEGIARTI000041438113", "@num": "49 ter", "#text": "Décret n°88-145 du 15 février 1988 - art. 49 ter (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000871608", "@nortexte": "INTB8800027D", "@numtexte": "88-145", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1988-02-15" }, { "@id": "LEGIARTI000041438209", "@num": "45-3", "#text": "Décret n° 91-155 du 6 février 1991 - art. 45-3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000343794", "@nortexte": "SANH9002461D", "@numtexte": "91-155", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1991-02-06" }, { "@id": "LEGIARTI000041604387", "@num": "30", "#text": "Décret n°91-298 du 20 mars 1991 - art. 30 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000718718", "@nortexte": "INTB9100078D", "@numtexte": "91-298", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1991-03-20" }, { "@id": "LEGIARTI000041604425", "@num": "41-1", "#text": "Décret n°91-298 du 20 mars 1991 - art. 41-1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000718718", "@nortexte": "INTB9100078D", "@numtexte": "91-298", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "1991-03-20" }, { "@id": "LEGIARTI000033713713", "@num": "41", "#text": "Loi n° 98-1194 du 23 décembre 1998 - art. 41 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000392993", "@nortexte": "MESX9800131L", "@numtexte": "98-1194", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1998-12-23" }, { "@id": "LEGIARTI000035672537", "@num": "3 bis", "#text": "Arrêté du 26 décembre 2000 - art. 3 bis (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000388784", "@nortexte": "MESS0023511A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2000-12-26" }, { "@id": "LEGIARTI000048697769", "@num": "6", "#text": "Ordonnance n° 2002-411 du 27 mars 2002 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000776863", "@nortexte": "INTX0200039R", "@numtexte": "2002-411", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2002-03-27" }, { "@id": "LEGIARTI000048691415", "@num": "76", "#text": "Loi n° 2003-775 du 21 août 2003 - art. 76 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000032518845", "@num": "ANNEXE", "#text": "Arrêté du 26 décembre 2003 - art. ANNEXE (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000248933", "@nortexte": "SANS0324254A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047985955", "@num": "20", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 20 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047627895", "@num": "20-1", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 20-1 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047633343", "@num": "26", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 26 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000047633338", "@num": "27", "#text": "Décret n°2003-1306 du 26 décembre 2003 - art. 27 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000611945", "@nortexte": "FPPA0300175D", "@numtexte": "2003-1306", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2003-12-26" }, { "@id": "LEGIARTI000048697307", "@num": "93", "#text": "Loi n° 2003-1312 du 30 décembre 2003 - art. 93 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000429346", "@nortexte": "ECOX0300167L", "@numtexte": "2003-1312", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-12-30" }, { "@id": "LEGIARTI000024289471", "@num": "7", "#text": "Décret n°2004-485 du 3 juin 2004 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000603025", "@nortexte": "DEFP0400497D", "@numtexte": "2004-485", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-06-03" }, { "@id": "LEGIARTI000036070843", "@num": "6", "#text": "Décret n°2004-569 du 18 juin 2004 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000803653", "@nortexte": "FPPA0400063D", "@numtexte": "2004-569", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-06-18" }, { "@id": "LEGIARTI000047985971", "@num": "16", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 16 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047628373", "@num": "16-1", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 16-1 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047633373", "@num": "21", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 21 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047633370", "@num": "22", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 22 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000047633363", "@num": "38", "#text": "Décret n°2004-1056 du 5 octobre 2004 - art. 38 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000000440905", "@nortexte": "ECOB0460009D", "@numtexte": "2004-1056", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-10-05" }, { "@id": "LEGIARTI000025127705", "@num": "6", "#text": "Arrêté du 26 novembre 2004 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000807897", "@nortexte": "FPPA0400145A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-11-26" }, { "@id": "LEGIARTI000025419725", "@num": "4", "#text": "Décret n°2006-941 du 28 juillet 2006 - art. 4 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000242363", "@nortexte": "AGRX0600072D", "@numtexte": "2006-941", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2006-07-28" }, { "@id": "LEGIARTI000025419738", "@num": "9", "#text": "Décret n°2006-941 du 28 juillet 2006 - art. 9 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000242363", "@nortexte": "AGRX0600072D", "@numtexte": "2006-941", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2006-07-28" }, { "@id": "LEGIARTI000023451199", "@num": "57", "#text": "Arrêté du 1 octobre 2007 - art. 57 (VT)", "@sens": "cible", "@cidtexte": "JORFTEXT000000252172", "@nortexte": "MTSS0767017A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2007-10-01" }, { "@id": "LEGIARTI000048897107", "@num": "13", "#text": "Décret n°2008-639 du 30 juin 2008 - art. 13 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000019107455", "@nortexte": "MTSS0813153D", "@numtexte": "2008-639", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-06-30" }, { "@id": "LEGIARTI000028498869", "@num": "21", "#text": "LOI n° 2010-1330 du 9 novembre 2010 - art. 21 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000023022127", "@nortexte": "MTSX1016256L", "@numtexte": "2010-1330", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2010-11-09" }, { "@id": "LEGIARTI000036621382", "#text": "Arrêté du 13 avril 2011 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000023909782", "@nortexte": "ETSS1110749A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-04-13" }, { "@id": "LEGIARTI000032518801", "#text": "Arrêté du 23 juin 2011 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024270152", "@nortexte": "ETSS1116725A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-06-23" }, { "@id": "LEGIARTI000026354366", "@num": "9", "#text": "Décret n°2011-1316\n du 17 octobre 2011 - art. 9 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024682944", "@nortexte": "MENF1107986D", "@numtexte": "2011-1316", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-10-17" }, { "@id": "LEGIARTI000024743555", "@num": "1", "#text": "Décret n°2011-1421\n du 2 novembre 2011 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024742239", "@nortexte": "ETSD1127577D", "@numtexte": "2011-1421", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-11-02" }, { "@id": "LEGIARTI000024743560", "@num": "3", "#text": "Décret n°2011-1421\n du 2 novembre 2011 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024742239", "@nortexte": "ETSD1127577D", "@numtexte": "2011-1421", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-11-02" }, { "@id": "LEGIARTI000024743565", "@num": "5", "#text": "Décret n°2011-1421\n du 2 novembre 2011 - art. 5 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024742239", "@nortexte": "ETSD1127577D", "@numtexte": "2011-1421", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-11-02" }, { "@id": "LEGIARTI000025100598", "#text": "Arrêté du 19 décembre 2011 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000025046872", "@nortexte": "ETSS1134494A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-12-19" }, { "@id": "LEGIARTI000025100426", "@num": "7", "#text": "Décret n°2011-2103 du 30 décembre 2011 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000025061534", "@nortexte": "MFPF1135312D", "@numtexte": "2011-2103", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2011-12-30" }, { "@id": "LEGIARTI000025397326", "#text": "Arrêté du 9 février 2012 - art. (M)", "@sens": "cible", "@cidtexte": "JORFTEXT000025395319", "@nortexte": "ETSS1204055A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2012-02-09" }, { "@id": "LEGITEXT000025415168", "#text": "Décret n°2012-276\n du 27 février 2012 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000025413850", "@nortexte": "AGRS1110786D", "@numtexte": "2012-276", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2012-02-27" }, { "@id": "LEGIARTI000027138592", "@num": "1", "#text": "Décret n°2013-187\n du 4 mars 2013 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027138175", "@nortexte": "ETSD1304547D", "@numtexte": "2013-187", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2013-03-04" }, { "@id": "LEGIARTI000027138599", "@num": "3", "#text": "Décret n°2013-187\n du 4 mars 2013 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027138175", "@nortexte": "ETSD1304547D", "@numtexte": "2013-187", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2013-03-04" }, { "@id": "LEGIARTI000027138603", "@num": "4", "#text": "Décret n°2013-187\n du 4 mars 2013 - art. 4 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027138175", "@nortexte": "ETSD1304547D", "@numtexte": "2013-187", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2013-03-04" }, { "@id": "LEGIARTI000027826982", "@num": "Annexe", "#text": "Arrêté du 30 juillet 2013 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027825575", "@nortexte": "AFSS1320560A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2013-07-30" }, { "@id": "LEGIARTI000028494648", "@num": "42", "#text": "LOI n°2014-40\n du 20 janvier 2014 - art. 42 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028493476", "@nortexte": "AFSX1322587L", "@numtexte": "2014-40", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2014-01-20" }, { "@id": "LEGIARTI000028987659", "@num": "1", "#text": "LOI n°2014-529\n du 26 mai 2014 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028986522", "@nortexte": "FVJX1400424L", "@numtexte": "2014-529", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2014-05-26" }, { "@id": "LEGIARTI000028987657", "@num": "3", "#text": "LOI n°2014-529\n du 26 mai 2014 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028986522", "@nortexte": "FVJX1400424L", "@numtexte": "2014-529", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2014-05-26" }, { "@id": "LEGIARTI000029221587", "@num": "Annexe I", "#text": "ARRÊTÉ du 4 juillet 2014 - art. (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000029205627", "@nortexte": "AFSS1415032A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2014-07-04" }, { "@id": "LEGIARTI000030897460", "@num": "1", "#text": "DÉCRET n°2015-860 du 15 juillet 2015 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000030890375", "@nortexte": "ETSD1515419D", "@numtexte": "2015-860", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2015-07-15" }, { "@id": "LEGIARTI000030897470", "@num": "3", "#text": "DÉCRET n°2015-860 du 15 juillet 2015 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000030890375", "@nortexte": "ETSD1515419D", "@numtexte": "2015-860", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2015-07-15" }, { "@id": "LEGIARTI000044460270", "@num": "146", "#text": "LOI n°2015-1785 du 29 décembre 2015 - art. 146 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000031732865", "@nortexte": "FCPX1519907L", "@numtexte": "2015-1785", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2015-12-29" }, { "@id": "LEGIARTI000032462012", "@num": "1", "#text": "Décret n°2016-513 du 26 avril 2016 - art. 1 (VT)", "@sens": "cible", "@cidtexte": "JORFTEXT000032459642", "@nortexte": "AFSS1605993D", "@numtexte": "2016-513", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2016-04-26" }, { "@id": "LEGIARTI000038956164", "@num": "2", "#text": "Décret n°2016-1143 du 24 août 2016 - art. 2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033066687", "@nortexte": "PRMX1620019D", "@numtexte": "2016-1143", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2016-08-24" }, { "@id": "LEGIARTI000033068863", "@num": "5", "#text": "Décret n°2016-1143 du 24 août 2016 - art. 5 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033066687", "@nortexte": "PRMX1620019D", "@numtexte": "2016-1143", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2016-08-24" }, { "@id": "LEGIARTI000036258724", "#text": "Arrêté du 14 décembre 2017 - art. 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L'âge d'ouverture du droit à une pension de retraite mentionné au premier alinéa de l'article L. 351-1 du présent code, à l'article L. 732-18 du code rural et de la pêche maritime, au 1° du I de l'article L. 24 et au 1° de l'article L. 25 du code des pensions civiles et militaires de retraite est fixé à soixante-quatre ans pour les assurés nés à compter du 1er janvier 1968.

Cet âge est fixé par décret dans la limite de l'âge mentionné au premier alinéa pour les assurés nés avant le 1er janvier 1968 et, pour ceux nés entre le 1er septembre 1961 et le 31 décembre 1967, de manière croissante, à raison de trois mois par génération.

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1° La valeur de transfert du contrat est inférieure à 2 000 € ;

Il suit les règles applicables au conseil d'administration du groupement définies à l'article L. 141-7.

Lorsque le groupement mentionné au I du présent article souscrit un unique plan, le conseil d'administration de l'association peut valablement être le comité de surveillance dudit plan.

VI. – L'entreprise d'assurance exerce les droits de vote dans le seul intérêt des droits individuels des adhérents au titre du plan.

L'article L. 134-4 s'applique aux biens et droits résultant de l'enregistrement comptable établi en vertu du premier alinéa du présent VII.

Un décret en Conseil d'Etat détermine les seuils visés au premier alinéa du présent IX et les règles s'appliquant lors de leur franchissement.

XIII. – Jusqu'au 1er janvier 2026, les engagements relevant du présent article constitués au sein de la comptabilité auxiliaire d'affectation mentionnée à l'article L. 142-4 en application de l'article L. 142-7 ou au sein d'un fonds de retraite professionnelle supplémentaire prévu à l'article L. 382-1 peuvent être transférés en dehors de la comptabilité auxiliaire d'affection mentionnée au VII du présent article, dans des conditions fixées par décret.

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Article 3 ENTIEREMENT_MODIF (Arrêté du 27 juin 2019 relatif aux activités et à la surveillance des institutions de retraite professionnelle)