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\n
Pour les opérations consenties sous la forme d'une autorisation de découvert remboursable dans un délai supérieur à un mois, le prêteur est tenu d'adresser régulièrement à l'emprunteur, sur support papier ou sur un autre support durable, un relevé de compte comprenant les informations dont la liste et le contenu sont fixés par décret en Conseil d'Etat.

" } }, "LEGIARTI000035721940": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "12", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000035721940", "URL": "article/LEGI/ARTI/00/00/35/72/19/LEGIARTI000035721940.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000035731440", "@num": "L312-12", "#text": "Code de la consommation - art. L312-12 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731436", "@num": "L312-13", "#text": "Code de la consommation - art. L312-13 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731432", "@num": "L312-17", "#text": "Code de la consommation - art. 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L312-76 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731383", "@num": "L312-77", "#text": "Code de la consommation - art. L312-77 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731380", "@num": "L312-80", "#text": "Code de la consommation - art. L312-80 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731376", "@num": "L312-85", "#text": "Code de la consommation - art. L312-85 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731365", "@num": "L312-86", "#text": "Code de la consommation - art. 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A modifié les dispositions suivantes :

- Code de la consommation
\n Art. L312-87, Art. L312-88, Art. L312-89, Art. L312-91, Art. L312-92\n
\n

\n
\n
A modifié les dispositions suivantes :

- Code de la consommation
\n Art. L312-12, Art. L312-13, Art. L312-17, Art. L312-18, Art. L312-28, Art. L312-29, Art. L312-31, Art. L312-32, Art. L312-36, Art. L312-43, Art. L312-50, Art. L312-64, Art. L312-71, Art. L312-72, Art. L312-76, Art. L312-77, Art. L312-80, Art. L312-85, Art. L312-86\n
\n

\n
" } }, "LEGIARTI000035731453": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L312-89", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2018-04-01" } }, "META_COMMUN": { "ID": "LEGIARTI000035731453", "URL": "article/LEGI/ARTI/00/00/35/73/14/LEGIARTI000035731453.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000035721940", "@num": "12", "#text": "Ordonnance n°2017-1433 du 4 octobre 2017 - art. 12", "@sens": "cible", "@cidtexte": "JORFTEXT000035720869", "@nortexte": "ECOT1719130R", "@numtexte": "2017-1433", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2017-10-04" }, { "@id": "LEGIARTI000022430403", "@num": "L311-44", "#text": "Code de la consommation - art. L311-44, alinéas 2 et 3 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731457", "@num": "L312-88", "#text": "Code de la consommation - art. L312-88 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225655", "@num": "L341-6", "#text": "Code de la consommation - art. L341-6 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032225998", "@fin": "2999-01-01", "#text": "Section 11 : Opérations de découvert en compte", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226214", "@fin": "2999-01-01", "#text": "Chapitre II : Crédit à la consommation", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226220", "@fin": "2999-01-01", "#text": "Titre Ier : OPÉRATIONS DE CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226222", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000032225986", "@fin": "2018-04-01", "@num": "L312-89", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731453", "@fin": "2999-01-01", "@num": "L312-89", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
\n

\n
\nEn cas d'augmentation du taux débiteur ou des frais dont il est redevable, l'emprunteur est informé sur support papier ou sur un autre support durable avant que ces modifications n'entrent en vigueur.
\n
\nLorsque la modification du taux débiteur résulte d'une variation du taux de référence, que le nouveau taux de référence est rendu public par des moyens appropriés et que l'information relative au nouveau taux de référence est également disponible dans les locaux du prêteur, les parties peuvent convenir dans le contrat de crédit que cette information est fournie dans le relevé de compte mentionné à l'article L. 312-88.

\n
" } } }, "article_lien": [ { "article_id": "LEGIARTI000035731453", "cible": false, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000035731457", "typelien": "CITATION" }, { "article_id": "LEGIARTI000035721940", "cible": false, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000035731457", "typelien": "MODIFIE" } ], "follow": [ "LIENS.LIEN[@sens=cible,@typelien=CREATION].@id" ], "id": "LEGIARTI000035731457", "liens_entrants": true }

Article L312-88 AUTONOME VIGUEUR, en vigueur depuis le 01/04/2018 (Code de la consommation)