{ "article": { "LEGIARTI000034072759": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L312-20", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2017-02-23" } }, "META_COMMUN": { "ID": "LEGIARTI000034072759", "URL": "article/LEGI/ARTI/00/00/34/07/27/LEGIARTI000034072759.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000034071188", "@num": "9", "#text": "LOI n°2017-203 du 21 février 2017 - art. 9", "@sens": "cible", "@cidtexte": "JORFTEXT000034070801", "@nortexte": "ECFC1613746L", "@numtexte": "2017-203", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2017-02-21" }, { "@id": "LEGIARTI000034072770", "@num": "L312-19", "#text": "Code de la consommation - art. L312-19 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032222041", "@num": "L312-28", "#text": "Code de la consommation - art. L312-28", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034130276", "@num": "L351-4", "#text": "Code de la consommation - art. L351-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032226164", "@fin": "2999-01-01", "#text": "Section 5 : Formation du contrat de crédit", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226214", "@fin": "2999-01-01", "#text": "Chapitre II : Crédit à la consommation", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226220", "@fin": "2999-01-01", "#text": "Titre Ier : OPÉRATIONS DE CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226222", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000032226158", "@fin": "2017-02-23", "@num": "L312-20", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000034072759", "@fin": "2999-01-01", "@num": "L312-20", "@etat": "VIGUEUR", "@debut": "2017-02-23", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le délai mentionné à l'article L. 312-19 court à compter du jour de l'acceptation de l'offre de contrat de crédit comprenant les informations prévues à l'article L. 312-28.

" } }, "LEGIARTI000032226138": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L312-28", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2018-04-01", "DATE_DEBUT": "2016-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000032226138", "URL": "article/LEGI/ARTI/00/00/32/22/61/LEGIARTI000032226138.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000032216177", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "CODIFICATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000032216177", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "CREE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000036984034", "@num": "D314-27", "#text": "Code de la consommation - art. D314-27 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022423001", "@num": "L311-18", "#text": "Code de la consommation - art. L311-18 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032221999", "@num": "L312-12", "#text": "Code de la consommation - art. L312-12 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072770", "@num": "L312-19", "#text": "Code de la consommation - art. L312-19 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072759", "@num": "L312-20", "#text": "Code de la consommation - art. L312-20 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032226041", "@num": "L312-65", "#text": "Code de la consommation - art. L312-65 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047284880", "@num": "L314-32", "#text": "Code de la consommation - art. L314-32 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038782726", "@num": "L341-4", "#text": "Code de la consommation - art. L341-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048527384", "@num": "L351-3", "#text": "Code de la consommation - art. L351-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033697118", "@num": "R312-10", "#text": "Code de la consommation - art. R312-10 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807436", "@num": "R312-14", "#text": "Code de la consommation - art. R312-14 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807722", "@num": "R341-5", "#text": "Code de la consommation - art. R341-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032226140", "@fin": "2999-01-01", "#text": "Section 6 : Informations mentionnées dans le contrat", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226214", "@fin": "2999-01-01", "#text": "Chapitre II : Crédit à la consommation", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226220", "@fin": "2999-01-01", "#text": "Titre Ier : OPÉRATIONS DE CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226222", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000032226138", "@fin": "2018-04-01", "@num": "L312-28", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731424", "@fin": "2999-01-01", "@num": "L312-28", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

\n
Le contrat de crédit est établi par écrit ou sur un autre support durable. Il constitue un document distinct de tout support ou document publicitaire, ainsi que de la fiche mentionnée à l'article L. 312-12. Un encadré, inséré au début du contrat, informe l'emprunteur des caractéristiques essentielles du crédit.
La liste des informations figurant dans le contrat et dans l'encadré mentionné au premier alinéa est fixée par décret en Conseil d'Etat.

" } }, "LEGIARTI000034071188": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "9", "ETAT": "VIGUEUR", "TYPE": "PARTIELLEMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2017-02-23" } }, "META_COMMUN": { "ID": "LEGIARTI000034071188", "URL": "article/LEGI/ARTI/00/00/34/07/11/LEGIARTI000034071188.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGISCTA000034071785", "#text": "Code de la consommation - Section 4 : Sûretés personnelles \r\n (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000034072685", "#text": "Code de la consommation - Section 5 : Règle de conduite et rémunération (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000034072683", "#text": "Code de la consommation - Section 6 : Prêt viager hypothécaire (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072668", "@num": "L311-1", "#text": "Code de la consommation - art. L311-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072779", "@num": "L312-1", "#text": "Code de la consommation - art. L312-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072770", "@num": "L312-19", "#text": "Code de la consommation - art. L312-19 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072759", "@num": "L312-20", "#text": "Code de la consommation - art. L312-20 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072754", "@num": "L312-44", "#text": "Code de la consommation - art. L312-44 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072764", "@num": "L312-51", "#text": "Code de la consommation - art. L312-51 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072749", "@num": "L312-59", "#text": "Code de la consommation - art. L312-59 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072745", "@num": "L312-72", "#text": "Code de la consommation - art. L312-72 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072741", "@num": "L312-78", "#text": "Code de la consommation - art. L312-78 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072735", "@num": "L312-81", "#text": "Code de la consommation - art. L312-81 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072731", "@num": "L313-14", "#text": "Code de la consommation - art. L313-14 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072727", "@num": "L313-15", "#text": "Code de la consommation - art. L313-15 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072722", "@num": "L313-26", "#text": "Code de la consommation - art. L313-26 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072709", "@num": "L313-31", "#text": "Code de la consommation - art. L313-31 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032222313", "@num": "L313-39", "#text": "Code de la consommation - art. L313-39 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072705", "@num": "L314-22", "#text": "Code de la consommation - art. L314-22 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072692", "@num": "L315-13", "#text": "Code de la consommation - art. L315-13 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072697", "@num": "L315-9", "#text": "Code de la consommation - art. L315-9 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072660", "@num": "L321-1", "#text": "Code de la consommation - art. L321-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072687", "@num": "L341-22", "#text": "Code de la consommation - art. L341-22 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034071787", "@num": "L341-51-1", "#text": "Code de la consommation - art. L341-51-1 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072676", "@num": "L343-1", "#text": "Code de la consommation - art. L343-1 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "@cid": "JORFTEXT000034070801", "@nor": "ECFC1613746L", "@num": "2017-203", "@nature": "LOI", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "LOI n° 2017-203 du 21 février 2017 ratifiant les ordonnances n° 2016-301 du 14 mars 2016 relative à la partie législative du code de la consommation et n° 2016-351 du 25 mars 2016 sur les contrats de crédit aux consommateurs relatifs aux biens immobiliers à usage d'habitation et simplifiant le dispositif de mise en œuvre des obligations en matière de conformité et de sécurité des produits et services (1)", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000034070801", "@c_titre_court": "LOI n° 2017-203 du 21 février 2017" }, { "@fin": "2999-01-01", "#text": "LOI n° 2017-203 du 21 février 2017 ratifiant les ordonnances n° 2016-301 du 14 mars 2016 relative à la partie législative du code de la consommation et n° 2016-351 du 25 mars 2016 sur les contrats de crédit aux consommateurs relatifs aux biens immobiliers à usage d'habitation et simplifiant le dispositif de mise en œuvre des obligations en matière de conformité et de sécurité des produits et services (1)", "@debut": "2017-02-23", "@id_txt": "LEGITEXT000034071179", "@c_titre_court": "LOI n°2017-203 du 21 février 2017" } ], "@date_publi": "2017-02-22", "@date_signature": "2017-02-21", "@num_parution_jo": "0045" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000034071188", "@fin": "2999-01-01", "@num": "9", "@etat": "VIGUEUR", "@debut": "2017-02-23", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000034070810", "@fin": "2999-01-01", "@num": "9", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

A modifié les dispositions suivantes :

-Code de la consommation
\nArt. L311-1, Art. L312-1, Art. L312-19, Art. L312-51, Art. L312-20, Art. L312-44, Art. L312-59, Art. L312-72, Art. L312-78, Art. L312-81, Art. L313-14, Art. L313-15, Art. L313-26, Art. L313-31, Art. L314-22, Art. L315-9, Art. L315-13, Art. L321-1, Art. L341-22, Sct. Section 5 : Règle de conduite et rémunération, Sct. Section 6 : Prêt viager hypothécaire, Art. L343-1 \n
\n

A créé les dispositions suivantes :

-Code de la consommation
\nSct. Section 4 : Sûretés personnelles, Art. L341-51-1 \n
\n

\n
II.-Les prêteurs disposent d'un délai de trois mois à compter de la promulgation de la présente loi pour se mettre en conformité avec le 7° de l'article L. 311-1 du code de la consommation, dans sa rédaction résultant du I du présent article. Le même 7°, dans sa rédaction antérieure à la présente loi, leur demeure applicable jusqu'à cette mise en conformité.

\n
\n

III.-L'article L. 313-39 du code de la consommation s'applique à tout avenant établi à compter de l'entrée en vigueur de la présente loi, quelle que soit la date à laquelle l'offre de crédit du contrat modifié par cet avenant a été émise.

" } }, "LEGIARTI000034072770": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L312-19", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2017-02-23" } }, "META_COMMUN": { "ID": "LEGIARTI000034072770", "URL": "article/LEGI/ARTI/00/00/34/07/27/LEGIARTI000034072770.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000034071188", "@num": "9", "#text": "LOI n°2017-203 du 21 février 2017 - art. 9", "@sens": "cible", "@cidtexte": "JORFTEXT000034070801", "@nortexte": "ECFC1613746L", "@numtexte": "2017-203", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2017-02-21" }, { "@id": "LEGIARTI000022422783", "@num": "L311-12", "#text": "Code de la consommation - art. L311-12, alinéa 1, 1ère phrase (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034072759", "@num": "L312-20", "#text": "Code de la consommation - art. L312-20 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032226155", "@num": "L312-21", "#text": "Code de la consommation - art. L312-21 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032222041", "@num": "L312-28", "#text": "Code de la consommation - art. L312-28", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032226086", "@num": "L312-47", "#text": "Code de la consommation - art. L312-47 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032226076", "@num": "L312-52", "#text": "Code de la consommation - art. L312-52 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048527384", "@num": "L351-3", "#text": "Code de la consommation - art. L351-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032226164", "@fin": "2999-01-01", "#text": "Section 5 : Formation du contrat de crédit", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226214", "@fin": "2999-01-01", "#text": "Chapitre II : Crédit à la consommation", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226220", "@fin": "2999-01-01", "#text": "Titre Ier : OPÉRATIONS DE CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226222", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000032226160", "@fin": "2017-02-23", "@num": "L312-19", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000034072770", "@fin": "2999-01-01", "@num": "L312-19", "@etat": "VIGUEUR", "@debut": "2017-02-23", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'emprunteur peut se rétracter sans motifs dans un délai de quatorze jours calendaires révolus à compter du jour de l'acceptation de l'offre de contrat de crédit comprenant les informations prévues à l'article L. 312-28.

" } }, "LEGIARTI000035731424": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L312-28", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2018-04-01" } }, "META_COMMUN": { "ID": "LEGIARTI000035731424", "URL": "article/LEGI/ARTI/00/00/35/73/14/LEGIARTI000035731424.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000035721940", "@num": "12", "#text": "Ordonnance n°2017-1433 du 4 octobre 2017 - art. 12", "@sens": "cible", "@cidtexte": "JORFTEXT000035720869", "@nortexte": "ECOT1719130R", "@numtexte": "2017-1433", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2017-10-04" }, { "@id": "LEGIARTI000036984034", "@num": "D314-27", "#text": "Code de la consommation - art. 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\n

\n
\nLe contrat de crédit est établi sur support papier ou sur un autre support durable. Il constitue un document distinct de tout support ou document publicitaire, ainsi que de la fiche mentionnée à l'article L. 312-12. Un encadré, inséré au début du contrat, informe l'emprunteur des caractéristiques essentielles du crédit.
\n
\nLa liste des informations figurant dans le contrat et dans l'encadré mentionné au premier alinéa est fixée par décret en Conseil d'Etat.

\n
" } } }, "article_lien": [ { "article_id": "LEGIARTI000035731424", "cible": true, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000034072759", "typelien": "CITATION" }, { "article_id": "LEGIARTI000032226138", "cible": true, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000034072759", "typelien": "CITATION" }, { "article_id": "LEGIARTI000034071188", "cible": false, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000034072759", "typelien": "MODIFIE" }, { "article_id": "LEGIARTI000034072770", "cible": true, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000034072759", "typelien": "CITATION" } ], "follow": [ "LIENS.LIEN[@sens=cible,@typelien=CREATION].@id" ], "id": "LEGIARTI000034072759", "liens_entrants": true }

Article L312-20 AUTONOME VIGUEUR, en vigueur depuis le 23/02/2017 (Code de la consommation)