{ "article": { "LEGIARTI000033461307": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L722-14", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2018-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000033461307", "URL": "article/LEGI/ARTI/00/00/33/46/13/LEGIARTI000033461307.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément à l'article 58 II de la loi n° 2016-1547 du 18 novembre 2016, les présentes dispositions entrent en vigueur le 1er janvier 2018. Elles s'appliquent aux procédures de surendettement en cours à cette date, sauf lorsque le juge d'instance a été saisi par la commission de surendettement aux fins d'homologation. Dans ce cas, l'affaire est poursuivie et jugée conformément au livre VII du code de la consommation, dans sa rédaction antérieure à la présente loi.

Les créances figurant dans l'état d'endettement du débiteur dressé par la commission ne peuvent produire d'intérêts ou générer de pénalités de retard à compter de la date de recevabilité et jusqu'à la mise en œuvre des mesures prévues aux 1° et 2° de l'article L. 724-1 et aux articles L. 732-1, L. 733-1, L. 733-4 et L. 733-7.

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L733-11 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032224427", "@num": "L733-12", "#text": "Code de la consommation - art. L733-12 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461192", "@num": "L733-13", "#text": "Code de la consommation - art. L733-13 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461162", "@num": "L733-15", "#text": "Code de la consommation - art. L733-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461153", "@num": "L733-16", "#text": "Code de la consommation - art. 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R733-10 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032808734", "@num": "R733-11", "#text": "Code de la consommation - art. R733-11 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032808736", "@num": "R733-12", "#text": "Code de la consommation - art. R733-12 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032808738", "@num": "R733-13", "#text": "Code de la consommation - art. R733-13 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038482506", "@num": "R733-14", "#text": "Code de la consommation - art. 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\n
La commission peut recommander, par proposition spéciale et motivée, les mesures suivantes :
1° En cas de vente forcée du logement principal du débiteur, grevé d'une inscription bénéficiant à un établissement de crédit ou à une société de financement ayant fourni les sommes nécessaires à son acquisition, la réduction du montant de la fraction des prêts immobiliers restant due aux établissements de crédit ou aux sociétés de financement après la vente, après imputation du prix de vente sur le capital restant dû, dans des proportions telles que son paiement, assorti d'un rééchelonnement calculé conformément au 1° de l'article L. 733-1, soit compatible avec les ressources et les charges du débiteur.
La même mesure est applicable en cas de vente amiable dont le principe, destiné à éviter une saisie immobilière, et les modalités ont été arrêtés d'un commun accord entre le débiteur et l'établissement de crédit ou la société de financement.
Ces mesures peuvent se combiner avec celles prévues à l'article L. 733-1 ;
2° L'effacement partiel des créances combiné avec les mesures mentionnées à l'article L. 733-1. Celles de ces créances dont le montant a été payé au lieu et place du débiteur par la caution ou le coobligé, personnes physiques, ne peuvent faire l'objet d'un effacement. Les dettes fiscales font l'objet de remises totales ou partielles dans les mêmes conditions que les autres dettes.

" } }, "LEGIARTI000032224445": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L733-4", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2018-01-01", "DATE_DEBUT": "2016-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000032224445", "URL": "article/LEGI/ARTI/00/00/32/22/44/LEGIARTI000032224445.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000041632023", "@num": "10", "#text": "Arrêté du 26 octobre 2010 - art. 10 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000041632009", "@num": "11", "#text": "Arrêté du 26 octobre 2010 - art. 11 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000041631978", "@num": "7", "#text": "Arrêté du 26 octobre 2010 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000032216177", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "CODIFICATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000032216177", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "CREE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000032236606", "@num": "L331-7", "#text": "Code de la consommation - art. 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L733-10 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461202", "@num": "L733-11", "#text": "Code de la consommation - art. L733-11 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461192", "@num": "L733-13", "#text": "Code de la consommation - art. L733-13 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461162", "@num": "L733-15", "#text": "Code de la consommation - art. L733-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461153", "@num": "L733-16", "#text": "Code de la consommation - art. L733-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461232", "@num": "L733-7", "#text": "Code de la consommation - art. L733-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461220", "@num": "L733-9", "#text": "Code de la consommation - art. L733-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039119534", "@num": "L742-1", "#text": "Code de la consommation - art. L742-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461061", "@num": "L742-24", "#text": "Code de la consommation - art. L742-24 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039119541", "@num": "L752-3", "#text": "Code de la consommation - art. L752-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461386", "@num": "L761-1", "#text": "Code de la consommation - art. L761-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039119582", "@num": "L761-2", "#text": "Code de la consommation - art. L761-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034130366", "@num": "L771-11", "#text": "Code de la consommation - art. L771-11 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000045178745", "@num": "L771-2", "#text": "Code de la consommation - art. L771-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034130350", "@num": "L771-9", "#text": "Code de la consommation - art. L771-9 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034671697", "@num": "R722-5", "#text": "Code de la consommation - art. R722-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034671880", "@num": "R724-3", "#text": "Code de la consommation - art. 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R742-14 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032224453", "@fin": "2018-01-01", "#text": "Section 1 : Contenu et adoption des mesures imposées ou recommandées", "@debut": "2016-07-01" }, { "@id": "LEGISCTA000033656495", "@fin": "2999-01-01", "#text": "Section 1 : Contenu et adoption des mesures imposées", "@debut": "2018-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224455", "@fin": "2018-01-01", "#text": "Chapitre III : Mesures imposées ou recommandées", "@debut": "2016-07-01" }, { "@id": "LEGISCTA000033461256", "@fin": "2999-01-01", "#text": "Chapitre III : Mesures imposées", "@debut": "2018-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224476", "@fin": "2999-01-01", "#text": "Titre III : MESURES DE TRAITEMENT DES SITUATIONS DE SURENDETTEMENT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224616", "@fin": "2999-01-01", "#text": "Livre VII : TRAITEMENT DES SITUATIONS DE SURENDETTEMENT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000032224445", "@fin": "2018-01-01", "@num": "L733-4", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000033461247", "@fin": "2999-01-01", "@num": "L733-4", "@etat": "VIGUEUR", "@debut": "2018-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

\n
Les dettes fiscales font l'objet d'un rééchelonnement dans les mêmes conditions que les autres dettes.

" } }, "LEGIARTI000032224451": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L733-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2018-01-01", "DATE_DEBUT": "2016-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000032224451", "URL": "article/LEGI/ARTI/00/00/32/22/44/LEGIARTI000032224451.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000041632023", "@num": "10", "#text": "Arrêté du 26 octobre 2010 - art. 10 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000041632009", "@num": "11", "#text": "Arrêté du 26 octobre 2010 - art. 11 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000041631978", "@num": "7", "#text": "Arrêté du 26 octobre 2010 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000032216177", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "CODIFICATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000032216177", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "CREE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000032236606", "@num": "L331-7", "#text": "Code de la consommation - art. 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En cas d'échec de sa mission de conciliation, la commission peut, à la demande du débiteur et après avoir mis les parties en mesure de fournir leurs observations, imposer tout ou partie des mesures suivantes :
1° Rééchelonner le paiement des dettes de toute nature, y compris, le cas échéant, en différant le paiement d'une partie d'entre elles, sans que le délai de report ou de rééchelonnement puisse excéder sept ans ou la moitié de la durée de remboursement restant à courir des emprunts en cours ; en cas de déchéance du terme, le délai de report ou de rééchelonnement peut atteindre la moitié de la durée qui restait à courir avant la déchéance ;
2° Imputer les paiements, d'abord sur le capital ;
3° Prescrire que les sommes correspondant aux échéances reportées ou rééchelonnées porteront intérêt à un taux réduit qui peut être inférieur au taux de l'intérêt légal sur décision spéciale et motivée et si la situation du débiteur l'exige. Quelle que soit la durée du plan de redressement, le taux ne peut être supérieur au taux légal.
4° Suspendre l'exigibilité des créances autres qu'alimentaires pour une durée qui ne peut excéder deux ans. Sauf décision contraire de la commission, la suspension de la créance entraîne la suspension du paiement des intérêts dus à ce titre. Durant cette période, seules les sommes dues au titre du capital peuvent être productives d'intérêts dont le taux n'excède pas le taux de l'intérêt légal.

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\n
Si l'examen de la demande de traitement de la situation de surendettement fait apparaître que le débiteur se trouve dans la situation définie au premier alinéa de l'article L. 724-1, la commission s'efforce de concilier les parties en vue de l'élaboration d'un plan conventionnel de redressement approuvé par le débiteur et ses principaux créanciers.

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\n
Lorsqu'il ressort de l'examen de la demande de traitement de la situation de surendettement que les ressources ou l'actif réalisable du débiteur le permettent, la commission prescrit des mesures de traitement dans les conditions prévues aux articles L. 732-1, L. 733-1, L. 733-7 et L. 733-8.
Lorsque le débiteur se trouve dans une situation irrémédiablement compromise caractérisée par l'impossibilité manifeste de mettre en œuvre des mesures de traitement mentionnées au premier alinéa, la commission peut, dans les conditions du présent livre :
1° Soit recommander un rétablissement personnel sans liquidation judiciaire si elle constate que le débiteur ne possède que des biens meublants nécessaires à la vie courante et des biens non professionnels indispensables à l'exercice de son activité professionnelle, ou que l'actif n'est constitué que de biens dépourvus de valeur marchande ou dont les frais de vente seraient manifestement disproportionnés au regard de leur valeur vénale ;
2° Soit saisir, si elle constate que le débiteur n'est pas dans la situation mentionnée au 1°, avec l'accord du débiteur, le juge du tribunal d'instance aux fins d'ouverture d'une procédure de rétablissement personnel avec liquidation judiciaire.

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L741-10 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "ABROGE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461107", "@num": "L741-2", "#text": "Code de la consommation - art. L741-2 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461099", "@num": "L741-3", "#text": "Code de la consommation - art. L741-3 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461096", "@num": "L741-4", "#text": "Code de la consommation - art. L741-4 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461093", "@num": "L741-5", "#text": "Code de la consommation - art. L741-5 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461088", "@num": "L741-6", "#text": "Code de la consommation - art. L741-6 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461079", "@num": "L741-7", "#text": "Code de la consommation - art. L741-7 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461072", "@num": "L741-8", "#text": "Code de la consommation - art. L741-8 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461067", "@num": "L741-9", "#text": "Code de la consommation - art. L741-9 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461053", "@num": "L742-1", "#text": "Code de la consommation - art. L742-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461047", "@num": "L742-2", "#text": "Code de la consommation - art. L742-2 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461061", "@num": "L742-24", "#text": "Code de la consommation - art. L742-24 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461038", "@num": "L743-1", "#text": "Code de la consommation - art. L743-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461409", "@num": "L743-2", "#text": "Code de la consommation - art. L743-2 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "DEPLACE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461400", "@num": "L752-2", "#text": "Code de la consommation - art. L752-2 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461392", "@num": "L752-3", "#text": "Code de la consommation - art. L752-3 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461386", "@num": "L761-1", "#text": "Code de la consommation - art. L761-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461373", "@num": "L761-2", "#text": "Code de la consommation - art. L761-2 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000033423682", "@fin": "2999-01-01", "#text": "Chapitre IV : Dispositions relatives au surendettement", "@debut": "2016-11-20" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000033423721", "@fin": "2999-01-01", "#text": "Titre IV : RECENTRER LES JURIDICTIONS SUR LEURS MISSIONS ESSENTIELLES", "@debut": "2016-11-20" } ] }, "@cid": "JORFTEXT000033418805", "@nor": "JUSX1515639L", "@num": "2016-1547", "@nature": "LOI", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "LOI n° 2016-1547 du 18 novembre 2016 de modernisation de la justice du XXIe siècle (1)", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000033418805", "@c_titre_court": "LOI n° 2016-1547 du 18 novembre 2016" }, { "@fin": "2999-01-01", "#text": "LOI n° 2016-1547 du 18 novembre 2016 de modernisation de la justice du XXIe siècle (1)", "@debut": "2016-11-20", "@id_txt": "LEGITEXT000033423670", "@c_titre_court": "LOI n°2016-1547 du 18 novembre 2016" } ], "@date_publi": "2016-11-19", "@date_signature": "2016-11-18", "@num_parution_jo": "0269" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000033423880", "@fin": "2999-01-01", "@num": "58", "@etat": "VIGUEUR", "@debut": "2016-11-20", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000033418906", "@fin": "2999-01-01", "@num": "58", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

\n
I. - A modifié les dispositions suivantes :

- Code de la consommation
Art. L743-1, Sct. Chapitre III : Dispositions communes au rétablissement personnel sans liquidation judiciaire et à la procédure de rétablissement personnel avec liquidation judiciaire, Art. L743-2, Art. L752-2, Art. L752-3, Art. L761-1, Art. L761-2\n
\n

A modifié les dispositions suivantes :

- Code de la consommation
\nArt. L711-5, Art. L711-8, Art. L712-2, Art. L722-3, Art. L722-14, Art. L722-9, Art. L722-16, Art. L724-3, Art. L724-2, Art. L724-1, Art. L724-4, Art. L731-1, Art. L731-3, Art. L732-4, Sct. Chapitre III : Mesures imposées, Art. L733-2, Art. L733-4, Art. L733-6, Art. L733-7, Art. L733-8, Art. L733-9, Sct. Section 2 : Contestation des mesures imposées, Art. L733-10, Art. L733-11, Art. L733-13, Art. L733-12, Art. L733-14, Sct. Section 3 : Dispositions communes aux mesures imposées ou recommandées et à leur contestation, Art. L733-18, Art. L733-17, Art. L733-16, Art. L733-15, Sct. Chapitre Ier : Rétablissement personnel sans liquidation judiciaire, Sct. Section 1 : Décision de la commission imposant un rétablissement personnel sans liquidation judiciaire, Art. L741-1, Art. L741-2, Art. L741-3, Sct. Section 2 : Contestation de la décision de la commission imposant un rétablissement personnel sans liquidation judiciaire, Art. L741-4, Art. L741-5, Art. L741-6, Sct. Section 3 : Rétablissement personnel sans liquidation judiciaire prononcé par le juge saisi d'un recours à l'encontre des mesures imposées, Art. L741-7, Art. L741-8, Art. L741-9, Art. L741-10, Art. L742-1, Art. L742-24, Art. L742-2, Art. L743-1\n
\n

\n
II.-Le présent article entre en vigueur le 1er janvier 2018. Il s'applique aux procédures de surendettement en cours à cette date, sauf lorsque le juge d'instance a été saisi par la commission de surendettement aux fins d'homologation. Dans ce cas, l'affaire est poursuivie et jugée conformément au livre VII du code de la consommation, dans sa rédaction antérieure à la présente loi.
" } }, "LEGIARTI000033461232": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L733-7", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2018-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000033461232", "URL": "article/LEGI/ARTI/00/00/33/46/12/LEGIARTI000033461232.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

\n
\n
" }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000041632023", "@num": "10", "#text": "Arrêté du 26 octobre 2010 - art. 10 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000041632009", "@num": "11", "#text": "Arrêté du 26 octobre 2010 - art. 11 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000041631978", "@num": "7", "#text": "Arrêté du 26 octobre 2010 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000033423880", "@num": "58", "#text": "LOI n°2016-1547 du 18 novembre 2016 - art. 58 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033418805", "@nortexte": "JUSX1515639L", "@numtexte": "2016-1547", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2016-11-18" }, { "@id": "LEGIARTI000027805302", "@num": "L331-7-1", "#text": "Code de la consommation - art. L331-7-1, alinéas 1, 2, 3, 5 et 6 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461361", "@num": "L711-5", "#text": "Code de la consommation - art. L711-5 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461352", "@num": "L711-8", "#text": "Code de la consommation - art. L711-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000037650242", "@num": "L714-1", "#text": "Code de la consommation - art. 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L733-11 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032224427", "@num": "L733-12", "#text": "Code de la consommation - art. L733-12 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461192", "@num": "L733-13", "#text": "Code de la consommation - art. L733-13 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461162", "@num": "L733-15", "#text": "Code de la consommation - art. L733-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461153", "@num": "L733-16", "#text": "Code de la consommation - art. 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La commission peut imposer que les mesures prévues aux articles L. 733-1 et L. 733-4 soient subordonnées à l'accomplissement par le débiteur d'actes propres à faciliter ou à garantir le paiement de la dette.

" } }, "LEGIARTI000033461247": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L733-4", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2018-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000033461247", "URL": "article/LEGI/ARTI/00/00/33/46/12/LEGIARTI000033461247.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000041632023", "@num": "10", "#text": "Arrêté du 26 octobre 2010 - art. 10 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000041632009", "@num": "11", "#text": "Arrêté du 26 octobre 2010 - art. 11 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000041631978", "@num": "7", "#text": "Arrêté du 26 octobre 2010 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000022972114", "@nortexte": "ECET1024001A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-10-26" }, { "@id": "LEGIARTI000033423880", "@num": "58", "#text": "LOI n°2016-1547 du 18 novembre 2016 - art. 58 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033418805", "@nortexte": "JUSX1515639L", "@numtexte": "2016-1547", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2016-11-18" }, { "@id": "LEGIARTI000032236606", "@num": "L331-7", "#text": "Code de la consommation - art. 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R742-14 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032224453", "@fin": "2018-01-01", "#text": "Section 1 : Contenu et adoption des mesures imposées ou recommandées", "@debut": "2016-07-01" }, { "@id": "LEGISCTA000033656495", "@fin": "2999-01-01", "#text": "Section 1 : Contenu et adoption des mesures imposées", "@debut": "2018-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224455", "@fin": "2018-01-01", "#text": "Chapitre III : Mesures imposées ou recommandées", "@debut": "2016-07-01" }, { "@id": "LEGISCTA000033461256", "@fin": "2999-01-01", "#text": "Chapitre III : Mesures imposées", "@debut": "2018-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224476", "@fin": "2999-01-01", "#text": "Titre III : MESURES DE TRAITEMENT DES SITUATIONS DE SURENDETTEMENT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224616", "@fin": "2999-01-01", "#text": "Livre VII : TRAITEMENT DES SITUATIONS DE SURENDETTEMENT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000032224445", "@fin": "2018-01-01", "@num": "L733-4", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000033461247", "@fin": "2999-01-01", "@num": "L733-4", "@etat": "VIGUEUR", "@debut": "2018-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

La commission peut également, à la demande du débiteur et après avoir mis les parties en mesure de présenter leurs observations, imposer par décision spéciale et motivée les mesures suivantes :

1° En cas de vente forcée du logement principal du débiteur, grevé d'une inscription bénéficiant à un établissement de crédit ou à une société de financement ayant fourni les sommes nécessaires à son acquisition, la réduction du montant de la fraction des prêts immobiliers restant due aux établissements de crédit ou aux sociétés de financement après la vente, après imputation du prix de vente sur le capital restant dû, dans des proportions telles que son paiement, assorti d'un rééchelonnement calculé conformément au 1° de l'article L. 733-1, soit compatible avec les ressources et les charges du débiteur.

La même mesure est applicable en cas de vente amiable dont le principe, destiné à éviter une saisie immobilière, et les modalités ont été arrêtés d'un commun accord entre le débiteur et l'établissement de crédit ou la société de financement.

Ces mesures peuvent être prises conjointement avec celles prévues à l'article L. 733-1 ;

2° L'effacement partiel des créances combiné avec les mesures mentionnées à l'article L. 733-1. Celles de ces créances dont le montant a été payé au lieu et place du débiteur par la caution ou le coobligé, personnes physiques, ne peuvent faire l'objet d'un effacement.

\n
" } }, "LEGIARTI000033461290": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L724-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2020-01-01", "DATE_DEBUT": "2018-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000033461290", "URL": "article/LEGI/ARTI/00/00/33/46/12/LEGIARTI000033461290.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

" }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000033423880", "@num": "58", "#text": "LOI n°2016-1547 du 18 novembre 2016 - art. 58 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033418805", "@nortexte": "JUSX1515639L", "@numtexte": "2016-1547", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2016-11-18" }, { "@id": "LEGIARTI000027805308", "@num": "L330-1", "#text": "Code de la consommation - art. L330-1, alinéas 2 à 5 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000045171187", "@num": "L711-9", "#text": "Code de la consommation - art. 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Lorsqu'il ressort de l'examen de la demande de traitement de la situation de surendettement que les ressources ou l'actif réalisable du débiteur le permettent, la commission prescrit des mesures de traitement dans les conditions prévues aux articles L. 732-1, L. 733-1, L. 733-4 et L. 733-7.

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Lorsque le débiteur se trouve dans une situation irrémédiablement compromise caractérisée par l'impossibilité manifeste de mettre en œuvre des mesures de traitement mentionnées au premier alinéa, la commission peut, dans les conditions du présent livre :

\n
1° Soit imposer un rétablissement personnel sans liquidation judiciaire si elle constate que le débiteur ne possède que des biens meublants nécessaires à la vie courante et des biens non professionnels indispensables à l'exercice de son activité professionnelle, ou que l'actif n'est constitué que de biens dépourvus de valeur marchande ou dont les frais de vente seraient manifestement disproportionnés au regard de leur valeur vénale ;

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2° Soit saisir, si elle constate que le débiteur n'est pas dans la situation mentionnée au 1°, avec l'accord du débiteur, le juge du tribunal d'instance aux fins d'ouverture d'une procédure de rétablissement personnel avec liquidation judiciaire.

" } }, "LEGIARTI000033612441": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L733-1", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2018-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000033612441", "URL": "article/LEGI/ARTI/00/00/33/61/24/LEGIARTI000033612441.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au II de l'article 66 de la loi n° 2016-1691 du 9 décembre 2016, ces dispositions entrent en vigueur le 1er janvier 2018. Elles s'appliquent aux dossiers de surendettement déposés à compter de cette date.

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L732-4 (MMN)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039119599", "@num": "L733-10", "#text": "Code de la consommation - art. L733-10 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461202", "@num": "L733-11", "#text": "Code de la consommation - art. L733-11 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032224427", "@num": "L733-12", "#text": "Code de la consommation - art. L733-12 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033461192", "@num": "L733-13", "#text": "Code de la consommation - art. 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L771-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039347964", "@num": "R312-35", "#text": "Code de la consommation - art. R312-35 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034671697", "@num": "R722-5", "#text": "Code de la consommation - art. R722-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034671880", "@num": "R724-3", "#text": "Code de la consommation - art. R724-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034671856", "@num": "R731-1", "#text": "Code de la consommation - art. 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R742-14 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032224453", "@fin": "2018-01-01", "#text": "Section 1 : Contenu et adoption des mesures imposées ou recommandées", "@debut": "2016-07-01" }, { "@id": "LEGISCTA000033656495", "@fin": "2999-01-01", "#text": "Section 1 : Contenu et adoption des mesures imposées", "@debut": "2018-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224455", "@fin": "2018-01-01", "#text": "Chapitre III : Mesures imposées ou recommandées", "@debut": "2016-07-01" }, { "@id": "LEGISCTA000033461256", "@fin": "2999-01-01", "#text": "Chapitre III : Mesures imposées", "@debut": "2018-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224476", "@fin": "2999-01-01", "#text": "Titre III : MESURES DE TRAITEMENT DES SITUATIONS DE SURENDETTEMENT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032224616", "@fin": "2999-01-01", "#text": "Livre VII : TRAITEMENT DES SITUATIONS DE SURENDETTEMENT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000032224451", "@fin": "2018-01-01", "@num": "L733-1", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000033612441", "@fin": "2999-01-01", "@num": "L733-1", "@etat": "VIGUEUR", "@debut": "2018-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

En l'absence de mission de conciliation ou en cas d'échec de celle-ci, la commission peut, à la demande du débiteur et après avoir mis les parties en mesure de fournir leurs observations, imposer tout ou partie des mesures suivantes :

\n
1° Rééchelonner le paiement des dettes de toute nature, y compris, le cas échéant, en différant le paiement d'une partie d'entre elles, sans que le délai de report ou de rééchelonnement puisse excéder sept ans ou la moitié de la durée de remboursement restant à courir des emprunts en cours ; en cas de déchéance du terme, le délai de report ou de rééchelonnement peut atteindre la moitié de la durée qui restait à courir avant la déchéance ;

\n
2° Imputer les paiements, d'abord sur le capital ;

\n
3° Prescrire que les sommes correspondant aux échéances reportées ou rééchelonnées porteront intérêt à un taux réduit qui peut être inférieur au taux de l'intérêt légal sur décision spéciale et motivée et si la situation du débiteur l'exige. Quelle que soit la durée du plan de redressement, le taux ne peut être supérieur au taux légal.

\n
4° Suspendre l'exigibilité des créances autres qu'alimentaires pour une durée qui ne peut excéder deux ans. Sauf décision contraire de la commission, la suspension de la créance entraîne la suspension du paiement des intérêts dus à ce titre. Durant cette période, seules les sommes dues au titre du capital peuvent être productives d'intérêts dont le taux n'excède pas le taux de l'intérêt légal.

" } }, "LEGIARTI000033612447": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L732-1", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2018-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000033612447", "URL": "article/LEGI/ARTI/00/00/33/61/24/LEGIARTI000033612447.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Si l'examen de la demande de traitement de la situation de surendettement fait apparaître que le débiteur se trouve dans la situation définie au premier alinéa de l'article L. 724-1 et que le débiteur est propriétaire d'un bien immobilier, la commission s'efforce de concilier les parties en vue de l'élaboration d'un plan conventionnel de redressement approuvé par le débiteur et ses principaux créanciers.

" } }, "LEGIARTI000039119611": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L724-1", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2020-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000039119611", "URL": "article/LEGI/ARTI/00/00/39/11/96/LEGIARTI000039119611.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément à l'article 36 de l’ordonnance n° 2019-964 du 18 septembre 2019, ces dispositions entrent en vigueur au 1er janvier 2020.

" }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000039110935", "@num": "4", "#text": "Ordonnance n°2019-964 du 18 septembre 2019 - art. 4", "@sens": "cible", "@cidtexte": "JORFTEXT000039110186", "@nortexte": "JUSB1917648R", "@numtexte": "2019-964", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2019-09-18" }, { "@id": "LEGIARTI000027805308", "@num": "L330-1", "#text": "Code de la consommation - art. L330-1, alinéas 2 à 5 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000045171187", "@num": "L711-9", "#text": "Code de la consommation - art. 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Lorsque le débiteur se trouve dans une situation irrémédiablement compromise caractérisée par l'impossibilité manifeste de mettre en œuvre des mesures de traitement mentionnées au premier alinéa, la commission peut, dans les conditions du présent livre :

1° Soit imposer un rétablissement personnel sans liquidation judiciaire si elle constate que le débiteur ne possède que des biens meublants nécessaires à la vie courante et des biens non professionnels indispensables à l'exercice de son activité professionnelle, ou que l'actif n'est constitué que de biens dépourvus de valeur marchande ou dont les frais de vente seraient manifestement disproportionnés au regard de leur valeur vénale ;

2° Soit saisir, si elle constate que le débiteur n'est pas dans la situation mentionnée au 1°, avec l'accord du débiteur, le juge des contentieux de la protection aux fins d'ouverture d'une procédure de rétablissement personnel avec liquidation judiciaire.

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Article L722-14 AUTONOME VIGUEUR, en vigueur depuis le 01/01/2018 (Code de la consommation)