{ "article": { "LEGIARTI000032315905": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L313-19", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2016-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000032315905", "URL": "article/LEGI/ARTI/00/00/32/31/59/LEGIARTI000032315905.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000032297602", "@num": "3", "#text": "Ordonnance n°2016-351 du 25 mars 2016 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000032294277", "@nortexte": "FCPT1520257R", "@numtexte": "2016-351", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-25" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032324518", "@fin": "2999-01-01", "#text": "Sous-section 3 : Evaluation de solvabilité", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225936", "@fin": "2999-01-01", "#text": "Section 4 : Explications fournies à l'emprunteur et évaluation de sa solvabilité", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225973", "@fin": "2999-01-01", "#text": "Chapitre III : Crédit immobilier", "@debut": "2016-03-25" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226220", "@fin": "2999-01-01", "#text": "Titre Ier : OPÉRATIONS DE CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226222", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE_MORT_NE", "LIEN_ART": { "@id": "LEGIARTI000032225910", "@fin": "2016-03-27", "@num": "L313-19", "@etat": "MODIFIE_MORT_NE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000032315905", "@fin": "2999-01-01", "@num": "L313-19", "@etat": "VIGUEUR", "@debut": "2016-07-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Les modalités d'application de l'évaluation de la solvabilité de l'emprunteur sont précisées par décret en Conseil d'Etat.

" } }, "LEGIARTI000032297602": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "3", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000032297602", "URL": "article/LEGI/ARTI/00/00/32/29/76/LEGIARTI000032297602.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000888671", "#text": "Loi n°52-332 du 24 mars 1952", "@sens": "source", "@cidtexte": "JORFTEXT000000888671", "@numtexte": "52-332", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1952-03-24" }, { "@id": "LEGISCTA000032324204", "#text": "Code de la consommation - Section 9 : Prêts libellés dans une devise autr... (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000032324513", "#text": "Code de la consommation - Sous-section 1 : Explications adéquates et mise... (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000032432091", "#text": "Code de la consommation - Sous-section 2 : Informations générales (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFICATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000032324515", "#text": "Code de la consommation - Sous-section 2 : Service de conseil (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000032324518", "#text": "Code de la consommation - Sous-section 3 : Evaluation de solvabilité (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000032324523", "#text": "Code de la consommation - Sous-section 4 : Evaluation du bien immobilier (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032432435", "@num": "L313-10", "#text": "Code de la consommation - art. 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L313-64 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225940", "@num": "L313-7", "#text": "Code de la consommation - art. L313-7 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032316031", "@num": "L313-7", "#text": "Code de la consommation - art. L313-7 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225938", "@num": "L313-8", "#text": "Code de la consommation - art. L313-8 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225938", "@num": "L313-8", "#text": "Code de la consommation - art. L313-8 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225930", "@num": "L313-9", "#text": "Code de la consommation - art. L313-9 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225930", "@num": "L313-9", "#text": "Code de la consommation - art. L313-9 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006654300", "@num": "L511-6", "#text": "Code monétaire et financier - art. L511-6", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006657008", "@num": "L519-2", "#text": "Code monétaire et financier - art. L519-2", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022952892", "@num": "L519-4-1", "#text": "Code monétaire et financier - art. L519-4-1", "@sens": "source", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032297594", "@fin": "2999-01-01", "#text": "Chapitre Ier : Modification du code de la consommation", "@debut": "2016-07-01" } ] }, "@cid": "JORFTEXT000032294277", "@nor": "FCPT1520257R", "@num": "2016-351", "@nature": "ORDONNANCE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Ordonnance n° 2016-351 du 25 mars 2016 sur les contrats de crédit aux consommateurs relatifs aux biens immobiliers à usage d'habitation", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000032294277", "@c_titre_court": "Ordonnance n° 2016-351 du 25 mars 2016" }, { "@fin": "2999-01-01", "#text": "Ordonnance n° 2016-351 du 25 mars 2016 sur les contrats de crédit aux consommateurs relatifs aux biens immobiliers à usage d'habitation", "@debut": "2016-07-01", "@id_txt": "LEGITEXT000032297584", "@c_titre_court": "Ordonnance n°2016-351 du 25 mars 2016" } ], "@ministere": "Ministère des finances et des comptes publics", "@date_publi": "2016-03-26", "@date_signature": "2016-03-25" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000032297602", "@fin": "2999-01-01", "@num": "3", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000032294294", "@fin": "2999-01-01", "@num": "3", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A modifié les dispositions suivantes :

- Code de la consommation
\n Art. L313-31, Art. L313-46, Art. L313-32, Art. L313-47, Art. L313-33, Art. L313-48, Art. L313-34, Art. L313-49, Art. L313-35, Art. L313-50, Art. L313-36, Art. L313-51, Art. L313-37, Art. L313-52
\n

\n
\n
A modifié les dispositions suivantes :

- Code de la consommation
\n Art. L313-25, Art. L313-40, Art. L313-26, Art. L313-41, Art. L313-27, Art. L313-42, Art. L313-28, Art. L313-43, Art. L313-29, Art. L313-44, Art. L313-30, Art. L313-45
\n

\n
\n
A modifié les dispositions suivantes :

- Code de la consommation
Art. L313-11, Art. L313-12, Art. L313-13, Art. L313-14, Art. L313-15, Art. L313-16, Art. L313-17, Art. L313-18, Art. L313-19, Art. L313-20, Art. L313-21, Art. L313-22, Art. L313-23, Art. L313-1, Art. L313-2, Art. L313-3, Art. L313-4, Art. L313-5, Art. L313-6, Art. L313-7, Art. L313-8, Art. L313-9, Art. L313-10
\n

\n
\n
A modifié les dispositions suivantes :

- Code de la consommation
\n Art. L313-49, Art. L313-64
\n

\n
\n
A modifié les dispositions suivantes :

- Code de la consommation
\n Art. L313-38, Art. L313-53, Art. L313-39, Art. L313-54, Art. L313-40, Art. L313-55, Art. L313-41, Art. L313-56, Art. L313-42, Art. L313-57, Art. L313-43, Art. L313-58, Art. L313-44, Art. L313-59, Art. L313-45, Art. L313-60, Art. L313-46, Art. L313-61, Art. L313-47, Art. L313-62, Art. L313-48, Art. L313-63
\n

\n
\n
A modifié les dispositions suivantes :

- Code de la consommation
\n Art. L313-9, Art. L313-24, Art. L313-10, Art. L313-25, Art. L313-11, Art. L313-26, Art. L313-12, Art. L313-27, Art. L313-13, Art. L313-28, Art. L313-14, Art. L313-29, Art. L313-15, Art. L313-30, Art. L313-16, Art. L313-31, Art. L313-17, Art. L313-32, Art. L313-18, Art. L313-33, Art. L313-19, Art. L313-34, Art. L313-20, Art. L313-35, Art. L313-21, Art. L313-36, Art. L313-22, Art. L313-37, Art. L313-23, Art. L313-38, Art. L313-24, Art. L313-39, Art. L313-40, Art. L313-41, Art. L313-42, Art. L313-43, Art. L313-46, Art. L313-47, Art. L313-49, Art. L313-52, Art. L313-53, Art. L313-55, Art. L313-57, Art. L313-61, Art. L313-62\n
\n

\n
\n
A modifié les dispositions suivantes :

- Code de la consommation
\n Art. L313-6, Art. L313-8, Art. L313-7, Art. L313-9, Art. L313-8, Art. L313-10\n
\n

\n
" } } }, "article_lien": [ { "article_id": "LEGIARTI000032297602", "cible": false, "cidtexte": "LEGITEXT000006069565", "id": "LEGIARTI000032315905", "typelien": "MODIFIE" } ], "section_ta": { "LEGISCTA000032324204": { "ID": "LEGISCTA000032324204", "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032225973", "@fin": "2999-01-01", "#text": "Chapitre III : Crédit immobilier", "@debut": "2016-03-25" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226220", "@fin": "2999-01-01", "#text": "Titre Ier : OPÉRATIONS DE CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226222", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "TITRE_TA": "Section 9 : Prêts libellés dans une devise autre que l'euro", "STRUCTURE_TA": { "LIEN_ART": [ { "@id": "LEGIARTI000032225838", "@fin": "2016-10-01", "@num": "L313-49", "@etat": "TRANSFERE", "@debut": "2016-07-01", "@origine": "LEGI" }, { "@id": "LEGIARTI000032310708", "@fin": "2999-01-01", "@num": "L313-64", "@etat": "VIGUEUR", "@debut": "2016-10-01", "@origine": "LEGI" } ] } }, "LEGISCTA000032324513": { "ID": "LEGISCTA000032324513", "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032225936", "@fin": "2999-01-01", "#text": "Section 4 : Explications fournies à l'emprunteur et évaluation de sa solvabilité", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225973", "@fin": "2999-01-01", "#text": "Chapitre III : Crédit immobilier", "@debut": "2016-03-25" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226220", "@fin": "2999-01-01", "#text": "Titre Ier : OPÉRATIONS DE CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226222", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "TITRE_TA": "Sous-section 1 : Explications adéquates et mise en garde", "STRUCTURE_TA": { "LIEN_ART": [ { "@id": "LEGIARTI000032315999", "@fin": "2999-01-01", "@num": "L313-11", "@etat": "VIGUEUR", "@debut": "2016-10-01", "@origine": "LEGI" }, { "@id": 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} ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "TITRE_TA": "Sous-section 2 : Service de conseil", "STRUCTURE_TA": { "LIEN_ART": [ { "@id": "LEGIARTI000032315988", "@fin": "2999-01-01", "@num": "L313-13", "@etat": "VIGUEUR", "@debut": "2016-07-01", "@origine": "LEGI" }, { "@id": "LEGIARTI000032315983", "@fin": "2017-02-23", "@num": "L313-14", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" }, { "@id": "LEGIARTI000034072731", "@fin": "2999-01-01", "@num": "L313-14", "@etat": "VIGUEUR", "@debut": "2017-02-23", "@origine": "LEGI" }, { "@id": "LEGIARTI000032315952", "@fin": "2017-02-23", "@num": "L313-15", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" }, { "@id": "LEGIARTI000034072727", "@fin": 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Article L313-19 AUTONOME VIGUEUR, en vigueur depuis le 01/07/2016 (Code de la consommation)