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Le prêteur qui accorde un crédit sans réaliser l'étude de solvabilité mentionnée à l'article L. 313-16 peut être déchu du droit aux intérêts, en totalité ou dans la proportion fixée par le juge.

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\n
Si l'offre mentionnée à l'article L. 313-9 a été émise, le prêteur notifie à l'emprunteur sa décision d'acceptation ou de refus et lui adresse, s'il y a lieu, l'offre modifiée mentionnée à l'article L. 313-12, dans un délai de dix jours ouvrés à compter de la réception de la demande de substitution.
Si l'emprunteur fait usage du droit de résiliation du contrat d'assurance dans le délai de douze mois à compter de la signature de l'offre de prêt définie à l'article L. 313-9, le prêteur notifie à l'emprunteur sa décision d'acceptation ou de refus dans un délai de dix jours ouvrés à compter de la réception d'un autre contrat d'assurance.
En cas d'acceptation, le prêteur modifie par voie d'avenant le contrat de crédit conformément à l'article L. 313-24 en y mentionnant, notamment, le nouveau taux effectif global calculé, conformément aux articles L. 314-1 à L. 314-4, en se fondant sur les informations transmises par l'assureur délégué dans les conditions fixées au deuxième alinéa de l'article L. 313-3.
Lorsque l'avenant comporte un ou plusieurs éléments chiffrés sur le coût de l'assurance, ce coût est exprimé selon les modalités définies à l'article L. 313-6.
Le prêteur ne peut exiger de frais supplémentaires de l'emprunteur pour l'émission de cet avenant.

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L341-27 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225596", "@num": "L341-28", "#text": "Code de la consommation - art. L341-28 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303416", "@num": "L341-28", "#text": "Code de la consommation - art. L341-28 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225594", "@num": "L341-29", "#text": "Code de la consommation - art. L341-29 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303411", "@num": "L341-29", "#text": "Code de la consommation - art. 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L341-31 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225587", "@num": "L341-32", "#text": "Code de la consommation - art. L341-32 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303399", "@num": "L341-32", "#text": "Code de la consommation - art. L341-32 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303393", "@num": "L341-33", "#text": "Code de la consommation - art. L341-33 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303383", "@num": "L341-34", "#text": "Code de la consommation - art. L341-34 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225577", "@num": "L341-35", "#text": "Code de la consommation - art. L341-35 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225573", "@num": "L341-36", "#text": "Code de la consommation - art. L341-36 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225571", "@num": "L341-37", "#text": "Code de la consommation - art. L341-37 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225569", "@num": "L341-38", "#text": "Code de la consommation - art. L341-38 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225563", "@num": "L341-39", "#text": "Code de la consommation - art. L341-39 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225561", "@num": "L341-40", "#text": "Code de la consommation - art. L341-40 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225559", "@num": "L341-41", "#text": "Code de la consommation - art. L341-41 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225555", "@num": "L341-42", "#text": "Code de la consommation - art. L341-42 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225553", "@num": "L341-43", "#text": "Code de la consommation - art. L341-43 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225551", "@num": "L341-44", "#text": "Code de la consommation - art. L341-44 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032395753", "@num": "L341-44", "#text": "Code de la consommation - art. L341-44 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225549", "@num": "L341-45", "#text": "Code de la consommation - art. L341-45 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225547", "@num": "L341-46", "#text": "Code de la consommation - art. L341-46 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225544", "@num": "L341-47", "#text": "Code de la consommation - art. L341-47 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "TRANSFERE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032302966", "@num": "L341-48", "#text": "Code de la consommation - art. L341-48 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032302972", "@num": "L341-49", "#text": "Code de la consommation - art. L341-49 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032302978", "@num": "L341-50", "#text": "Code de la consommation - art. L341-50 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032302991", "@num": "L341-51", "#text": "Code de la consommation - art. L341-51 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303024", "@num": "L341-53", "#text": "Code de la consommation - art. L341-53 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303030", "@num": "L341-54", "#text": "Code de la consommation - art. L341-54 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303036", "@num": "L341-55", "#text": "Code de la consommation - art. L341-55 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303042", "@num": "L341-56", "#text": "Code de la consommation - art. L341-56 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303048", "@num": "L341-57", "#text": "Code de la consommation - art. L341-57 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303054", "@num": "L341-58", "#text": "Code de la consommation - art. L341-58 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303060", "@num": "L341-59", "#text": "Code de la consommation - art. L341-59 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303066", "@num": "L341-60", "#text": "Code de la consommation - art. L341-60 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303072", "@num": "L341-61", "#text": "Code de la consommation - art. L341-61 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417202", "@num": "121-2", "#text": "Code pénal - art. 121-2", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417291", "@num": "131-27", "#text": "Code pénal - art. 131-27", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417335", "@num": "131-39", "#text": "Code pénal - art. 131-39", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032297594", "@fin": "2999-01-01", "#text": "Chapitre Ier : Modification du code de la consommation", "@debut": "2016-07-01" } ] }, "@cid": "JORFTEXT000032294277", "@nor": "FCPT1520257R", "@num": "2016-351", "@nature": "ORDONNANCE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Ordonnance n° 2016-351 du 25 mars 2016 sur les contrats de crédit aux consommateurs relatifs aux biens immobiliers à usage d'habitation", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000032294277", "@c_titre_court": "Ordonnance n° 2016-351 du 25 mars 2016" }, { "@fin": "2999-01-01", "#text": "Ordonnance n° 2016-351 du 25 mars 2016 sur les contrats de crédit aux consommateurs relatifs aux biens immobiliers à usage d'habitation", "@debut": "2016-07-01", "@id_txt": "LEGITEXT000032297584", "@c_titre_court": "Ordonnance n°2016-351 du 25 mars 2016" } ], "@ministere": "Ministère des finances et des comptes publics", "@date_publi": "2016-03-26", "@date_signature": "2016-03-25" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000032297606", "@fin": "2999-01-01", "@num": "5", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000032294302", "@fin": "2999-01-01", "@num": "5", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

\n
A modifié les dispositions suivantes :

-Code de la consommation
Sct. Sous-section 4 : Formation du contrat de crédit et du contrat principal
\n

\n
\n

A modifié les dispositions suivantes :

-Code de la consommation
\nArt. L341-23, Art. L341-34, Art. L341-24, Art. L341-35, Art. L341-25, Art. L341-36, Art. L341-26, Art. L341-37, Art. L341-27, Art. L341-38, Art. L341-28, Art. L341-39, Art. L341-29, Art. L341-40, Art. L341-30, Art. L341-41, Art. L341-31, Art. L341-42, Art. L341-32, Art. L341-43, Sct. Sous-section 2 : Information précontractuelle de l'emprunteur, Sct. Paragraphe 1 : Sanctions civiles, \nSct. Sous-section 3 : Explications fournies à l'emprunteur et évaluation de sa solvabilité, Sct. Paragraphe 1 : Sanctions civiles, Art. L341-33, Art. L341-44, Sct. Sous-section 5 : Exécution du contrat de crédit, Sct. Paragraphe 1 : Sanctions civiles, Art. L341-45, Art. L341-46, Sct. Sous-section 6 : Dispositions communes aux sanctions civiles, Art. L341-47
\n

\n
\n

A modifié les dispositions suivantes :

-Code de la consommation
\nArt. L341-35, Art. L341-48, Art. L341-36, Art. L341-49, Art. L341-37, Art. L341-50, Art. L341-38, Art. L341-51, Art. L341-39, Art. L341-53, Art. L341-40, Art. L341-54, Art. L341-41, Art. L341-55, Art. L341-42, Art. L341-56, Art. L341-43, Art. L341-57, Art. L341-44, Art. L341-58, Art. L341-45, Art. L341-59, Art. L341-46, Art. L341-60, Art. L341-47, Art. L341-61\n
\n

\n
\n
" } }, "LEGIARTI000032315947": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L313-16", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2016-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000032315947", "URL": "article/LEGI/ARTI/00/00/32/31/59/LEGIARTI000032315947.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art.", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000032297602", "@num": "3", "#text": "Ordonnance n°2016-351 du 25 mars 2016 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000032294277", "@nortexte": "FCPT1520257R", "@numtexte": "2016-351", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-25" }, { "@id": "LEGIARTI000032315994", "@num": "L313-12", "#text": "Code de la consommation - art. L313-12 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303420", "@num": "L341-27", "#text": "Code de la consommation - art. L341-27 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303416", "@num": "L341-28", "#text": "Code de la consommation - art. L341-28 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303403", "@num": "L341-31", "#text": "Code de la consommation - art. L341-31 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032223839", "@num": "L751-1", "#text": "Code de la consommation - art. L751-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032223849", "@num": "L751-6", "#text": "Code de la consommation - art. L751-6 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807540", "@num": "R313-13", "#text": "Code de la consommation - art. R313-13 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807546", "@num": "R313-16", "#text": "Code de la consommation - art. R313-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032324518", "@fin": "2999-01-01", "#text": "Sous-section 3 : Evaluation de solvabilité", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225936", "@fin": "2999-01-01", "#text": "Section 4 : Explications fournies à l'emprunteur et évaluation de sa solvabilité", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032225973", "@fin": "2999-01-01", "#text": "Chapitre III : Crédit immobilier", "@debut": "2016-03-25" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226220", "@fin": "2999-01-01", "#text": "Titre Ier : OPÉRATIONS DE CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032226222", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032227360", "@fin": "2999-01-01", "#text": "Partie législative nouvelle", "@debut": "2016-07-01" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE_MORT_NE", "LIEN_ART": { "@id": "LEGIARTI000032225916", "@fin": "2016-03-27", "@num": "L313-16", "@etat": "MODIFIE_MORT_NE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000032315947", "@fin": "2999-01-01", "@num": "L313-16", "@etat": "VIGUEUR", "@debut": "2016-07-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le crédit n'est accordé à l'emprunteur que si le prêteur a pu vérifier que les obligations découlant du contrat de crédit seront vraisemblablement respectées conformément à ce qui est prévu par ce contrat.
\n
A cette fin, avant de conclure un contrat de crédit, le prêteur procède à une évaluation rigoureuse de la solvabilité de l'emprunteur. Cette évaluation prend en compte de manière appropriée les facteurs pertinents permettant d'apprécier la capacité de l'emprunteur à remplir ses obligations définies par le contrat de crédit.
\n
Le prêteur s'appuie dans ce cadre sur les informations nécessaires, suffisantes et proportionnées relatives aux revenus et dépenses de l'emprunteur ainsi que sur d'autres critères économiques et financiers.
\n
Ces informations sont recueillies par le prêteur auprès de sources internes ou externes pertinentes, y compris de l'emprunteur et comprennent notamment les informations fournies, le cas échéant, par l'intermédiaire de crédit au cours de la procédure de demande de crédit.
\n
L'emprunteur est informé par le prêteur, au stade précontractuel, de manière claire et simple, des informations nécessaires à la conduite de l'évaluation de solvabilité et les délais dans lesquels celles-ci doivent lui être fournies.
\n
Les informations sont contrôlées de façon appropriée, en se référant notamment à des documents vérifiables.
\n
Le prêteur consulte également le fichier prévu à l'article L. 751-1, dans les conditions prévues par l'arrêté mentionné à l'article L. 751-6.
\n
A l'issue de la vérification de la solvabilité, le prêteur informe, dans les meilleurs délais, l'emprunteur du rejet, le cas échéant, de sa demande de crédit.
\n
Lorsque cette décision est fondée sur le résultat de la consultation du fichier mentionné ci-dessus, le prêteur en informe l'emprunteur. Il lui communique ce résultat ainsi que les renseignements issus de cette consultation.

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Le fait de rémunérer ou de faire rémunérer les personnels mentionnés aux quatrième et septième alinéas de l'article L. 314-23 dans des conditions contraires à ces dispositions est puni d'une amende de 30 000 euros.

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Article L341-28 AUTONOME VIGUEUR, en vigueur depuis le 01/07/2016 (Code de la consommation)