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Les fonds propres prudentiels correspondent à la somme des fonds propres de base et des fonds propres auxiliaires.

" } }, "LEGIARTI000030431486": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "4", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000030431486", "URL": "article/LEGI/ARTI/00/00/30/43/14/LEGIARTI000030431486.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000030434855", "@num": "L355-8", "#text": "Code des assurances - art. L355-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435488", "@num": "L356-11", "#text": "Code des assurances - art. L356-11 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435700", "@num": "L356-18", "#text": "Code des assurances - art. 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L352-4 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434121", "@num": "L352-4-1", "#text": "Code des assurances - art. L352-4-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434176", "@num": "L352-5", "#text": "Code des assurances - art. L352-5 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434197", "@num": "L352-5-1", "#text": "Code des assurances - art. L352-5-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434219", "@num": "L352-6", "#text": "Code des assurances - art. L352-6 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434237", "@num": "L352-7", "#text": "Code des assurances - art. L352-7 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434252", "@num": "L352-8", "#text": "Code des assurances - art. L352-8 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434261", "@num": "L352-9", "#text": "Code des assurances - art. L352-9 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006799894", "@num": "L353-2", "#text": "Code des assurances - art. L353-2 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "ABROGE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027888320", "@num": "L353-4", "#text": "Code des assurances - art. L353-4 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "ABROGE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027888321", "@num": "L353-5", "#text": "Code des assurances - art. L353-5 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "ABROGE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006799926", "@num": "L353-6", "#text": "Code des assurances - art. L353-6 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "ABROGE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006799957", "@num": "L353-7", "#text": "Code des assurances - art. L353-7 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "ABROGE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030437825", "@num": "L354-1", "#text": "Code des assurances - art. L354-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006800045", "@num": "L354-1-1", "#text": "Code des assurances - art. L354-1-1 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "ABROGE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030437819", "@num": "L354-2", "#text": "Code des assurances - art. L354-2 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434520", "@num": "L354-3", "#text": "Code des assurances - art. L354-3 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434653", "@num": "L355-1", "#text": "Code des assurances - art. L355-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434679", "@num": "L355-2", "#text": "Code des assurances - art. L355-2 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434691", "@num": "L355-3", "#text": "Code des assurances - art. L355-3 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434735", "@num": "L355-4", "#text": "Code des assurances - art. L355-4 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434752", "@num": "L355-5", "#text": "Code des assurances - art. L355-5 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434798", "@num": "L355-6", "#text": "Code des assurances - art. L355-6 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434814", "@num": "L355-7", "#text": "Code des assurances - art. L355-7 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030434934", "@num": "L356-1", "#text": "Code des assurances - art. L356-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435379", "@num": "L356-10", "#text": "Code des assurances - art. L356-10 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031555224", "@num": "L356-11", "#text": "Code des assurances - art. L356-11 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435533", "@num": "L356-12", "#text": "Code des assurances - art. L356-12 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435575", "@num": "L356-13", "#text": "Code des assurances - art. L356-13 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435586", "@num": "L356-14", "#text": "Code des assurances - art. L356-14 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435625", "@num": "L356-15", "#text": "Code des assurances - art. L356-15 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435634", "@num": "L356-16", "#text": "Code des assurances - art. L356-16 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435643", "@num": "L356-17", "#text": "Code des assurances - art. L356-17 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435664", "@num": "L356-17-1", "#text": "Code des assurances - art. L356-17-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031555256", "@num": "L356-18", "#text": "Code des assurances - art. L356-18 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435737", "@num": "L356-19", "#text": "Code des assurances - art. L356-19 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435117", "@num": "L356-2", "#text": "Code des assurances - art. L356-2 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435747", "@num": "L356-20", "#text": "Code des assurances - art. L356-20 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435756", "@num": "L356-20-1", "#text": "Code des assurances - art. L356-20-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030436402", "@num": "L356-21", "#text": "Code des assurances - art. L356-21 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030436421", "@num": "L356-22", "#text": "Code des assurances - art. L356-22 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030436460", "@num": "L356-23", "#text": "Code des assurances - art. L356-23 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030436471", "@num": "L356-24", "#text": "Code des assurances - art. L356-24 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030436485", "@num": "L356-25", "#text": "Code des assurances - art. L356-25 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030436494", "@num": "L356-25-1", "#text": "Code des assurances - art. L356-25-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030436523", "@num": "L356-26", "#text": "Code des assurances - art. L356-26 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435145", "@num": "L356-3", "#text": "Code des assurances - art. L356-3 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031555202", "@num": "L356-4", "#text": "Code des assurances - art. L356-4 (MMN)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435192", "@num": "L356-5", "#text": "Code des assurances - art. L356-5 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435225", "@num": "L356-6", "#text": "Code des assurances - art. L356-6 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435260", "@num": "L356-7", "#text": "Code des assurances - art. L356-7 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435274", "@num": "L356-7-1", "#text": "Code des assurances - art. L356-7-1 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435337", "@num": "L356-8", "#text": "Code des assurances - art. L356-8 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435355", "@num": "L356-9", "#text": "Code des assurances - art. L356-9 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000030431434", "@fin": "2999-01-01", "#text": "Chapitre Ier : Transposition de la directive 2009/138/CE du Parlement européen et du Conseil du 25 novembre 2009 sur l'accès aux activités de l'assurance et de la réassurance et leur exercice (Solvabilité II), modifiée en dernier lieu par la directive 2014/51/UE du Parlement européen et du Conseil du 16 mars 2014 (Omnibus II)", "@debut": "2015-04-04" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000030431437", "@fin": "2999-01-01", "#text": "Titre IER : MODIFICATIONS DU CODE DES ASSURANCES", "@debut": "2015-04-04" } ] }, "@cid": "JORFTEXT000030430065", "@nor": "FCPX1431022R", "@num": "2015-378", "@nature": "ORDONNANCE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Ordonnance n° 2015-378 du 2 avril 2015 transposant la directive 2009/138/CE du Parlement européen et du Conseil du 25 novembre 2009 sur l'accès aux activités de l'assurance et de la réassurance et leur exercice (Solvabilité II)", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000030430065", "@c_titre_court": "ORDONNANCE n° 2015-378 du 2 avril 2015" }, { "@fin": "2999-01-01", "#text": "Ordonnance n° 2015-378 du 2 avril 2015 transposant la directive 2009/138/CE du Parlement européen et du Conseil du 25 novembre 2009 sur l'accès aux activités de l'assurance et de la réassurance et leur exercice (Solvabilité II)", "@debut": "2015-04-04", "@id_txt": "LEGITEXT000030431422", "@c_titre_court": "ORDONNANCE n°2015-378 du 2 avril 2015" } ], "@ministere": "Ministère des finances et des comptes publics", "@date_publi": "2015-04-03", "@date_signature": "2015-04-02" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000030431486", "@fin": "2999-01-01", "@num": "4", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000030430836", "@fin": "2999-01-01", "@num": "4", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

A modifié les dispositions suivantes :

-Code des assurances
Art. L353-1, Sct. Chapitre IV : Système de gouvernance., Art. L354-1, Art. L354-2, Art. L354-3, Sct. Chapitre V : Informations à fournir à l'Autorité de contrôle prudentiel et de résolution et au public., Sct. Section I : Informations à fournir à l'Autorité de contrôle prudentiel et de résolution., Art. L355-1, Art. L355-2, Art. L355-3, Art. L355-4, Sct. Section II : Informations à destination du public., \nArt. L355-5, Art. L355-6, Art. L355-7, Sct. Section III : Informations à fournir à l'Autorité européenne des assurances et des pensions professionnelles., Art. L355-8, Sct. Chapitre VI : Exigences spécifiques aux groupes., Sct. Section I : Dispositions générales., Art. L356-1, Sct. Section II : Dispositions relatives au contrôle des groupes., Sct. Sous-section 1 : Dispositions générales, Art. L356-2, Art. L356-3, Art. L356-4, Art. L356-5, Art. L356-6, Art. L356-7, Art. L356-7-1, Art. L356-8, Art. L356-9, Art. L356-10, Art. L356-10-1, Sct. Sous-section 2 : Dispositions spécifiques aux groupes avec une entreprise mère ayant son siège social en dehors de l'Union européenne, Art. L356-11, Art. L356-12, Art. L356-13, Art. L356-14, Sct. Section III : Exigence de capital réglementaire des groupes., Art. L356-15, Art. L356-16, Art. L356-17, Art. L356-17-1, Sct. Section IV : Système de gouvernance des groupes., Art. L356-18, Art. L356-19, Art. L356-20, Art. L356-20-1, Sct. Section V : Informations à fournir aux autorités de contrôle par les groupes., Art. L356-21, Art. L356-22, Sct. Section VI : Informations à fournir au public par les groupes., Art. L356-23, Art. L356-24, Art. L356-25, Art. L356-25-1, Sct. Section VII : Dispositions relatives à la surveillance complémentaire des entités réglementées appartenant à un conglomérat financier., Art. L356-26
\n

A abrogé les dispositions suivantes :

-Code des assurances
\nArt. L351-6-1, Art. L351-7, Art. L351-8, Art. L351-9, Art. L351-10 \n
\n

A modifié les dispositions suivantes :

-Code des assurances
\nSct. Titre V : Règles prudentielles applicables aux entreprises relevant du régime dit “ solvabilité II ”, Art. L350-1, Art. L350-2, Sct. Chapitre Ier : Valorisation du bilan prudentiel., Sct. Section I : Dispositions générales sur la valorisation du bilan prudentiel., Art. L351-1, Sct. Section II : Provisions techniques prudentielles., Sct. Sous-section1 : Dispositions générales sur la valorisation des provisions techniques prudentielles, Art. L351-2, Art. L351-3, Art. L351-3-1, Sct. Sous-section 2 : Mesures transitoires, Art. L351-4, Art. L351-5, Art. L351-5-1, Sct. Section III : Fonds propres., Art. L351-6, Art. L351-7, Art. L351-7-1, Sct. Chapitre II : Exigences de capital réglementaire., Art. L352-1, Art. L352-2, Art. L352-3, Art. L352-4, Art. L352-4-1, Sct. Section 1 : Capital de solvabilité requis., Sct. Section 2 : Minimum de capital requis., Art. L352-5, Art. L352-5-1, Sct. Section 3 : Entreprises en situation irrégulière., Art. L352-6, Art. L352-7, Art. L352-8, Art. L352-9, Art. L352-10, Sct. Chapitre III : Investissements \n
\n

A abrogé les dispositions suivantes :

-Code des assurances
\nSct. Section I : Dispositions générales., Art. L353-2, Sct. Section II : Conditions d'exercice., Art. L353-4, Art. L353-5, Art. L353-6, Sct. Section III : Sanctions administratives., Art. L353-7, Art. L354-1-1\n
\n

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L'Autorité de contrôle prudentiel et de résolution transmet annuellement les informations suivantes à l'Autorité européenne des assurances et des pensions professionnelles concernant les entreprises d'assurance et de réassurance soumises à son contrôle :

a) Le montant moyen des exigences de capital supplémentaire par entreprise et la répartition des exigences de capital supplémentaire imposées par l'Autorité de contrôle prudentiel et de résolution durant l'année précédente, en pourcentage du capital de solvabilité requis et selon la ventilation suivante :

i) Pour l'ensemble des entreprises mentionnées à l'article L. 310-1 ou au 1° du III de l'article L. 310-1-1 ;

ii) Pour les entreprises mentionnées au 1° de l'article L. 310-1 ;

iii) Pour les entreprises mentionnées aux 2° et 3° de l'article L. 310-1 ;

iv) Pour les entreprises pratiquant à la fois les opérations mentionnées aux 1° et 2° de l'article L. 310-1 ;

v) Pour les entreprises mentionnées au 1° du III de l'article L. 310-1-1 ;

b) Pour chacune des publications prévues au a, la proportion d'exigences de capital supplémentaire imposées respectivement en vertu de l'article L. 352-3 ;

c) Le nombre d'entreprises d'assurance et de réassurance qui bénéficient de la limitation prévue au deuxième alinéa de l'article L. 355-1 ainsi que l'ensemble de leurs exigences en termes de capital, primes, provisions techniques et actifs, respectivement exprimés en pourcentage du volume total des exigences de capital, primes, provisions techniques et actifs des entreprises d'assurance et de réassurance ;

d) Le nombre de groupes qui bénéficient de la limitation prévue au deuxième alinéa du II de l'article L. 356-21 ainsi que l'ensemble de leurs exigences en termes de capital, primes, provisions techniques et actifs, respectivement exprimés en pourcentage du volume total des exigences de capital, primes, provisions techniques et actifs de l'ensemble des groupes.

\n
" } }, "LEGIARTI000030435166": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L356-4", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2016-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000030435166", "URL": "article/LEGI/ARTI/00/00/30/43/51/LEGIARTI000030435166.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000030431486", "@num": "4", "#text": "ORDONNANCE n°2015-378 du 2 avril 2015 - art. 4", "@sens": "source", "@cidtexte": "JORFTEXT000030430065", "@nortexte": "FCPX1431022R", "@numtexte": "2015-378", "@typelien": "CREATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2015-04-02" }, { "@id": "LEGIARTI000031498386", "@num": "1", "#text": "ORDONNANCE n° 2015-1497 du 18 novembre 2015 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000031497082", "@nortexte": "FCPT1518655R", "@numtexte": "2015-1497", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2015-11-18" }, { "@id": "LEGIARTI000031555224", "@num": "L356-11", "#text": "Code des assurances - art. L356-11 (MMN)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435123", "@num": "L356-3", "#text": "Code des assurances - art. L356-3 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030435192", "@num": "L356-5", "#text": "Code des assurances - art. L356-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030582102", "@num": "R356-24", "#text": "Code des assurances - art. R356-24 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000030435105", "@fin": "2999-01-01", "#text": "Sous-section 1 : Dispositions générales", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000030434955", "@fin": "2999-01-01", "#text": "Section II : Dispositions relatives au contrôle des groupes.", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000030434864", "@fin": "2999-01-01", "#text": "Chapitre VI : Exigences spécifiques aux groupes.", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142901", "@fin": "2016-01-01", "#text": "Titre V : Libre prestation de services et coassurance relatives aux Etats parties à l'accord sur l'Espace économique européen non membres des Communautés européennes", "@debut": "1994-07-01" }, { "@id": "LEGISCTA000030437695", "@fin": "2999-01-01", "#text": "Titre V : Règles prudentielles applicables aux entreprises relevant du régime dit “solvabilité II”", "@debut": "2016-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128455", "@fin": "2999-01-01", "#text": "Livre III : Les entreprises.", "@debut": "1976-07-16" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE_MORT_NE", "LIEN_ART": { "@id": "LEGIARTI000031555202", "@fin": "2015-11-21", "@num": "L356-4", "@etat": "MODIFIE_MORT_NE", "@debut": "2016-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000030435166", "@fin": "2999-01-01", "@num": "L356-4", "@etat": "VIGUEUR", "@debut": "2016-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

I.-Dans le cas prévu à l'article L. 356-3, l'Autorité de contrôle prudentiel et de résolution peut décider, après consultation du contrôleur du groupe et de l'entreprise mère supérieure au niveau de l'Union, d'appliquer également un contrôle de groupe au niveau de l'entreprise mère supérieure en France. Dans ce cas, l'autorité de contrôle prudentiel et de résolution notifie sa décision au contrôleur du groupe et à l'entreprise mère supérieure au niveau de l'Union.

Lorsque, en tant que contrôleur de groupe l'Autorité de contrôle prudentiel et de résolution se voit notifier, par une autre autorité de contrôle, la décision de cette dernière d'appliquer également un contrôle de groupe au niveau de l'entreprise d'assurance ou de réassurance mère supérieure dans son Etat, l'autorité en informe le collège de contrôleurs.

II.-Les dispositions des sections II, III, IV, V et VI du présent chapitre s'appliquent à l'entreprise mère supérieure en France, sous réserve des dispositions suivantes :

a) L'Autorité de contrôle prudentiel et de résolution peut limiter le contrôle de groupe de l'entreprise mère supérieure en France à tout ou partie des dispositions des sections III, IV, V et VI du présent chapitre ;

b) Lorsque l'Autorité de contrôle prudentiel et de résolution décide d'appliquer les dispositions de la section III du présent chapitre à l'entreprise mère supérieure en France, elle applique à cette dernière la méthode de calcul de la solvabilité retenue au niveau du groupe par le contrôleur du groupe en ce qui concerne l'entreprise mère supérieure au niveau de l'Union ;

c) Lorsque l'Autorité de contrôle prudentiel et de résolution décide d'appliquer à l'entreprise mère supérieure en France les dispositions de la section II du présent chapitre et que l'entreprise mère supérieure au niveau de l'Union a obtenu l'autorisation de calculer, sur la base d'un modèle interne, le capital de solvabilité requis du groupe et le capital de solvabilité requis des entreprises d'assurance et de réassurance faisant partie du groupe, l'Autorité de contrôle prudentiel et de résolution applique cette même décision au niveau de l'entreprise mère supérieure en France ;

d) Dans le cas prévu au c, lorsque l'Autorité de contrôle prudentiel et de résolution considère que le profil de risque de l'entreprise mère supérieure en France s'écarte significativement du modèle interne approuvé, elle peut décider d'imposer à cette entreprise, en conséquence de l'application de ce modèle et aussi longtemps que cette entreprise ne répond pas de manière satisfaisante aux demandes de l'Autorité de contrôle prudentiel et de résolution, une exigence de capital supplémentaire en ce qui concerne le capital de solvabilité requis du groupe au niveau de cette entreprise ou, dans des circonstances exceptionnelles, si cette exigence de capital supplémentaire s'avérait inappropriée, exiger de cette entreprise qu'elle calcule le capital de solvabilité requis du groupe à son niveau résultant de l'application de la formule standard. L'Autorité de contrôle prudentiel et de résolution notifie ces décisions à l'entreprise mère supérieure en France et au contrôleur du groupe.

Lorsque, en tant que contrôleur de groupe, l'Autorité de contrôle prudentiel et de résolution se voit notifier, par une autorité de contrôle, la décision de cette dernière d'imposer une exigence de capital supplémentaire en ce qui concerne le capital de solvabilité requis du groupe au niveau de l'entreprise mère supérieure au niveau national ou d'exiger de cette entreprise qu'elle calcule le capital de solvabilité requis du groupe à son niveau résultant de l'application de la formule standard, l'Autorité en informe le collège de contrôleurs.

\n
\n
\n
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Dans le cas mentionné au quatrième alinéa de l'article L. 356-2, l'Autorité de contrôle prudentiel et de résolution vérifie si les entreprises d'assurance et de réassurance sont soumises par l'autorité de contrôle de l'entreprise mère supérieure dont le siège social se situe en dehors de l'Union européenne à un contrôle équivalent à celui auquel ces entreprises sont soumises au niveau du groupe en application des dispositions des sections II, III, IV, V et VI du présent chapitre.

Si c'est le cas, l'Autorité de contrôle prudentiel et de résolution peut exercer un contrôle de sous-groupe dans les mêmes conditions que celles prévues aux articles L. 356-4 et L. 356-5 pour les groupes dont la mère supérieure est située dans l'Union européenne.

Les articles L. 356-7-1 à L. 356-10-1 et le I de l'article L. 356-21 s'appliquent à la coopération avec les autorités de contrôle de pays tiers.

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I.-Les entreprises participantes et mères mentionnées respectivement aux deuxième et troisième alinéas de l'article L. 356-2 mettent en place un système de gouvernance garantissant une gestion saine et prudente de l'activité au niveau du groupe et faisant l'objet d'un réexamen interne régulier. Ce système de gouvernance repose sur une séparation claire des responsabilités au niveau du groupe et comporte un dispositif efficace de transmission des informations. Il est proportionné à la nature, à l'ampleur et à la complexité des opérations du groupe.

Ce système de gouvernance comprend les fonctions clés suivantes : la fonction de gestion des risques, la fonction de vérification de la conformité, la fonction d'audit interne et la fonction actuarielle.

Les entreprises mentionnées à l'alinéa précédent élaborent des politiques écrites relatives, au moins, à la gestion des risques, au contrôle interne, à l'audit interne et, le cas échéant, à l'externalisation mentionnée à l'article L. 310-3, au niveau du groupe. Elles veillent à ce que ces politiques soient mises en œuvre.

Les entreprises prennent des dispositions permettant d'assurer la continuité et la régularité dans l'exercice de leurs activités, ce qui inclut l'élaboration de plans d'urgence au niveau du groupe. Elles mettent en œuvre, à cette fin, des dispositifs, des ressources et des procédures appropriés et proportionnés.

II.-La direction effective des entreprises mentionnées au I est assurée par deux personnes au moins.

Ces entreprises désignent également au sein du groupe, au sens de l'article L. 356-1, la personne responsable de chacune des fonctions clés mentionnées au I.

Les personnes mentionnées aux deux précédents alinéas exercent leur activité au niveau du groupe dans les conditions prévues aux articles L. 322-2 et L. 322-3-2 pour les entreprises régies par le code des assurances, aux articles L. 114-21 et L. 211-13 du code de la mutualité pour les mutuelles et unions régies par le code de la mutualité et aux articles L. 931-7-1 et L. 931-7-2 du code de la sécurité sociale pour les institutions, unions et sociétés de groupe assurantiel de protection sociale régies par le titre 3 du livre 9 du code de la sécurité sociale.

La nomination et le renouvellement de ces personnes sont notifiés à l'Autorité de contrôle prudentiel et de résolution dans les conditions prévues à l'article L. 612-23-1 du code monétaire et financier.
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Article L351-6 AUTONOME VIGUEUR, en vigueur depuis le 01/01/2016 (Code des assurances)