{ "article": { "LEGIARTI000028740106": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "132", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000028740106", "URL": "article/LEGI/ARTI/00/00/28/74/01/LEGIARTI000028740106.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000029469816", "@num": "L313-4", "#text": "Code monétaire et financier - art. L313-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "MODIFICATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748985", "@num": "L311-50", "#text": "Code de la consommation - art. L311-50 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748963", "@num": "L312-33", "#text": "Code de la consommation - art. L312-33 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748959", "@num": "L312-34", "#text": "Code de la consommation - art. L312-34 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748977", "@num": "L312-35", "#text": "Code de la consommation - art. L312-35 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748955", "@num": "L313-2", "#text": "Code de la consommation - art. L313-2 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748950", "@num": "L313-5", "#text": "Code de la consommation - art. L313-5 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748943", "@num": "L314-16", "#text": "Code de la consommation - art. L314-16 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748972", "@num": "L314-17", "#text": "Code de la consommation - art. L314-17 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748939", "@num": "L322-1", "#text": "Code de la consommation - art. L322-1 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748936", "@num": "L322-3", "#text": "Code de la consommation - art. L322-3 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000028739834", "@fin": "2999-01-01", "#text": "Section 5 : Adaptation de sanctions pénales", "@debut": "2014-03-19" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000028739842", "@fin": "2999-01-01", "#text": "Chapitre V : Modernisation des moyens de contrôle de l'autorité administrative chargée de la protection des consommateurs et adaptation du régime de sanctions", "@debut": "2014-03-19" } ] }, "@cid": "JORFTEXT000028738036", "@nor": "EFIX1307316L", "@num": "2014-344", "@nature": "LOI", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "LOI n° 2014-344 du 17 mars 2014 relative à la consommation (1)", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000028738036", "@c_titre_court": "LOI n° 2014-344 du 17 mars 2014" }, { "@fin": "2999-01-01", "#text": "LOI n° 2014-344 du 17 mars 2014 relative à la consommation (1)", "@debut": "2014-03-19", "@id_txt": "LEGITEXT000028739819", "@c_titre_court": "LOI n°2014-344 du 17 mars 2014" } ], "@date_publi": "2014-03-18", "@date_signature": "2014-03-17" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000028740106", "@fin": "2999-01-01", "@num": "132", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000028739042", "@fin": "2999-01-01", "@num": "132", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A modifié les dispositions suivantes :

- Code de la consommation
\n Art. L311-50, Art. L312-35, Art. L314-17, Art. L312-33, Art. L312-34, Art. L313-2, Art. L313-5, Art. L314-16, Art. L322-1, Art. L322-3\n
\n

\n
\n
\n
\n
" } }, "LEGIARTI000028748936": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L322-3", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000028748936", "URL": "article/LEGI/ARTI/00/00/28/74/89/LEGIARTI000028748936.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006283912", "@num": "8", "#text": "Loi n°85-1097 du 11 octobre 1985 - art. 8 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000692969", "@numtexte": "85-1097", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1985-10-11" }, { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 132", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000028441265", "@num": "L321-2", "#text": "Code de la consommation - art. L321-2 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022436324", "@num": "L321-3", "#text": "Code de la consommation - art. L321-3 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292569", "@num": "L322-4", "#text": "Code de la consommation - art. L322-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225534", "@num": "L342-2", "#text": "Code de la consommation - art. L342-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225532", "@num": "L342-3", "#text": "Code de la consommation - art. L342-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225530", "@num": "L342-4", "#text": "Code de la consommation - art. L342-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225526", "@num": "L342-6", "#text": "Code de la consommation - art. L342-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417291", "@num": "131-27", "#text": "Code pénal - art. 131-27", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006146586", "@fin": "2016-07-01", "#text": "Chapitre II : Dispositions diverses", "@debut": "2001-12-12" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133628", "@fin": "2017-07-01", "#text": "Titre II : Activité d'intermédiaire", "@debut": "2001-12-12" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006292566", "@fin": "2001-12-12", "@num": "L322-3", "@etat": "TRANSFERE", "@debut": "1993-07-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292567", "@fin": "2011-05-01", "@num": "L322-3", "@etat": "MODIFIE", "@debut": "2001-12-12", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000022436319", "@fin": "2014-03-19", "@num": "L322-3", "@etat": "MODIFIE", "@debut": "2011-05-01", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748936", "@fin": "2016-07-01", "@num": "L322-3", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Est puni d'une amende de 150 000 euros le fait, pour un annonceur, de diffuser ou faire diffuser pour son compte une publicité non conforme aux dispositions de l'article L. 321-2. Le non-respect des articles L. 321-3 et L. 321-4 est puni de la même peine.

Les personnes physiques déclarées coupables encourent également à titre de peines complémentaires l'interdiction, suivant les modalités prévues à l'article 131-27 du code pénal, soit d'exercer une fonction publique ou d'exercer l'activité professionnelle ou sociale dans l'exercice ou à l'occasion de l'exercice de laquelle l'infraction a été commise, soit d'exercer une profession commerciale ou industrielle, de diriger, d'administrer, de gérer ou de contrôler à un titre quelconque, directement ou indirectement, pour leur propre compte ou pour le compte d'autrui, une entreprise commerciale ou industrielle ou une société commerciale. Ces interdictions d'exercice ne peuvent excéder une durée de cinq ans. Elles peuvent être prononcées cumulativement.

" } }, "LEGIARTI000028748939": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L322-1", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000028748939", "URL": "article/LEGI/ARTI/00/00/28/74/89/LEGIARTI000028748939.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006283910", "@num": "5", "#text": "Loi n°85-1097 du 11 octobre 1985 - art. 5 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000692969", "@numtexte": "85-1097", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1985-10-11" }, { "@id": "JORFTEXT000000529228", "#text": "Loi n°93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 132", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000006292566", "@num": "L322-3", "#text": "Code de la consommation - art. L322-3 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292569", "@num": "L322-4", "#text": "Code de la consommation - art. L322-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292570", "@num": "L322-5", "#text": "Code de la consommation - art. L322-5 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225528", "@num": "L342-5", "#text": "Code de la consommation - art. L342-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225526", "@num": "L342-6", "#text": "Code de la consommation - art. L342-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417291", "@num": "131-27", "#text": "Code pénal - art. 131-27", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006146586", "@fin": "2016-07-01", "#text": "Chapitre II : Dispositions diverses", "@debut": "2001-12-12" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133628", "@fin": "2017-07-01", "#text": "Titre II : Activité d'intermédiaire", "@debut": "2001-12-12" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292560", "@fin": "1994-03-01", "@num": "L322-1", "@etat": "MODIFIE", "@debut": "1993-07-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292561", "@fin": "2001-12-12", "@num": "L322-1", "@etat": "MODIFIE", "@debut": "1994-03-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292562", "@fin": "2002-01-01", "@num": "L322-1", "@etat": "MODIFIE", "@debut": "2001-12-12", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292563", "@fin": "2014-03-19", "@num": "L322-1", "@etat": "MODIFIE", "@debut": "2002-01-01", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748939", "@fin": "2016-07-01", "@num": "L322-1", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Tout intermédiaire qui aura perçu une somme d'argent à l'occasion de l'une des opérations mentionnées à l'article L. 321-1 sera puni d'un emprisonnement d'un an et d'une amende de 300 000 euros.

Le tribunal pourra en outre ordonner, aux frais du condamné, la publication intégrale ou par extraits du jugement dans les journaux qu'il fixe, sans que le coût de cette publication puisse excéder le montant de l'amende encourue.

" } }, "LEGIARTI000028748943": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L314-16", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000028748943", "URL": "article/LEGI/ARTI/00/00/28/74/89/LEGIARTI000028748943.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000529228", "#text": "Loi n°93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 132", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000031063879", "@num": "L314-3", "#text": "Code de la consommation - art. L314-3 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031063855", "@num": "L314-5", "#text": "Code de la consommation - art. L314-5 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292539", "@num": "L314-6", "#text": "Code de la consommation - art. L314-6 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303042", "@num": "L341-56", "#text": "Code de la consommation - art. L341-56 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303048", "@num": "L341-57", "#text": "Code de la consommation - art. L341-57 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303066", "@num": "L341-60", "#text": "Code de la consommation - art. L341-60 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417291", "@num": "131-27", "#text": "Code pénal - art. 131-27", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161887", "@fin": "2016-07-01", "#text": "Section 7 : Sanctions", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146582", "@fin": "2016-07-01", "#text": "Chapitre IV : Prêt viager hypothécaire", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292551", "@fin": "2014-03-19", "@num": "L314-16", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748943", "@fin": "2016-07-01", "@num": "L314-16", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le fait pour le prêteur d'accorder un prêt viager hypothécaire sans saisir l'emprunteur d'une offre préalable conforme à l'article L. 314-5 ou dans des conditions non conformes aux articles L. 314-6 et L. 314-7 est puni d'une amende de 150 000 euros.

\n
\n

La même peine est applicable à l'annonceur pour le compte duquel est diffusée une publicité non conforme aux dispositions de l'article L. 314-3.

" } }, "LEGIARTI000028748950": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L313-5", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000028748950", "URL": "article/LEGI/ARTI/00/00/28/74/89/LEGIARTI000028748950.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006507996", "@num": "6", "#text": "Loi n°66-1010 du 28 décembre 1966 - art. 6 (M)", "@sens": "source", "@cidtexte": "JORFTEXT000000880208", "@numtexte": "66-1010", "@typelien": "CONCORDANCE", "@naturetexte": "LOI", "@datesignatexte": "1966-12-28" }, { "@id": "LEGIARTI000006507998", "@num": "6", "#text": "Loi n°66-1010 du 28 décembre 1966 - art. 6 (MMN)", "@sens": "cible", "@cidtexte": "JORFTEXT000000880208", "@numtexte": "66-1010", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1966-12-28" }, { "@id": "LEGIARTI000006291625", "@num": "20", "#text": "Loi n°70-1300 du 31 décembre 1970 - art. 20 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000321400", "@numtexte": "70-1300", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1970-12-31" }, { "@id": "LEGIARTI000006703690", "@num": "13", "#text": "Loi n°84-46 du 24 janvier 1984 - art. 13 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000504724", "@numtexte": "84-46", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1984-01-24" }, { "@id": "LEGIARTI000006709359", "@num": "22", "#text": "Loi n°96-597 du 2 juillet 1996 - art. 22 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000193847", "@nortexte": "ECOX9500164L", "@numtexte": "96-597", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1996-07-02" }, { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 132", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000029946714", "@num": "L313-3", "#text": "Code de la consommation - art. L313-3 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032302978", "@num": "L341-50", "#text": "Code de la consommation - art. L341-50 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032302991", "@num": "L341-51", "#text": "Code de la consommation - art. L341-51 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027782611", "@num": "L114-21", "#text": "Code de la mutualité - art. L114-21 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074067", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027782581", "@num": "L931-9", "#text": "Code de la sécurité sociale. - art. L931-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006797499", "@num": "L322-2", "#text": "Code des assurances - art. L322-2 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006652302", "@num": "L353-1", "#text": "Code monétaire et financier - art. L353-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417291", "@num": "131-27", "#text": "Code pénal - art. 131-27", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417308", "@num": "131-35", "#text": "Code pénal - art. 131-35", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006179138", "@fin": "2016-07-01", "#text": "Sous-section 2 : Le taux d'usure", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006161907", "@fin": "2016-10-01", "#text": "Section 1 : Le taux d'intérêt", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146581", "@fin": "2016-10-01", "#text": "Chapitre III : Dispositions communes aux chapitres Ier et II", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292502", "@fin": "1994-03-01", "@num": "L313-5", "@etat": "MODIFIE", "@debut": "1993-07-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292503", "@fin": "2002-01-01", "@num": "L313-5", "@etat": "MODIFIE", "@debut": "1994-03-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292504", "@fin": "2006-03-24", "@num": "L313-5", "@etat": "MODIFIE", "@debut": "2002-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292505", "@fin": "2008-08-06", "@num": "L313-5", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000019293693", "@fin": "2014-03-19", "@num": "L313-5", "@etat": "MODIFIE", "@debut": "2008-08-06", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748950", "@fin": "2016-07-01", "@num": "L313-5", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Quiconque consent à autrui un prêt usuraire ou apporte sciemment à quelque titre et de quelque manière que ce soit, directement ou indirectement, son concours à l'obtention ou à l'octroi d'un prêt usuraire ou d'un prêt qui deviendrait usuraire au sens de l'article L. 313-3 du fait de son concours est puni d'un emprisonnement de deux ans et d'une amende de 300 000 euros.

En outre, le tribunal peut ordonner :

1° La publication intégrale, ou par extraits, de sa décision, aux frais du condamné, dans les journaux qu'il désigne, ainsi que l'affichage de cette décision dans les conditions prévues à l'article 131-35 du code pénal ;

2° La fermeture, provisoire ou définitive, de l'entreprise dont l'une des personnes chargées de l'administration ou de la direction est condamnée en application de l'alinéa premier du présent article, assortie éventuellement de la nomination d'un administrateur ou d'un liquidateur ;

3° L'interdiction, suivant les modalités prévues par l'article 131-27 du code pénal, soit d'exercer une fonction publique ou d'exercer l'activité professionnelle ou sociale dans l'exercice ou à l'occasion de l'exercice de laquelle l'infraction a été commise, soit d'exercer une profession commerciale ou industrielle, de diriger, d'administrer, de gérer ou de contrôler à un titre quelconque, directement ou indirectement, pour son propre compte ou pour le compte d'autrui, une entreprise commerciale ou industrielle ou une société commerciale. Ces interdictions d'exercice ne peuvent excéder une durée de cinq ans. Elles peuvent être prononcées cumulativement.

En cas de fermeture, le tribunal fixe la durée pendant laquelle le délinquant ou l'entreprise doit continuer à payer à son personnel les salaires, indemnités et rémunérations de toute nature auxquels celui-ci avait droit jusqu'alors ; cette durée ne saurait excéder trois mois.

La prescription de l'action publique en ce qui concerne le délit visé au premier alinéa ci-dessus court à compter du jour de la dernière perception, soit d'intérêt, soit de capital.

" } }, "LEGIARTI000028748955": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L313-2", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000028748955", "URL": "article/LEGI/ARTI/00/00/28/74/89/LEGIARTI000028748955.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000031063834", "@num": "26-5", "#text": "Loi n° 65-557 du 10 juillet 1965 - art. 26-5 (M)", "@sens": "cible", "@cidtexte": "JORFTEXT000000880200", "@numtexte": "65-557", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1965-07-10" }, { "@id": "LEGIARTI000006508091", "@num": "16", "#text": "Loi n°66-1010 du 28 décembre 1966 - art. 16 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000880208", "@numtexte": "66-1010", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1966-12-28" }, { "@id": "LEGIARTI000006508090", "@num": "16", "#text": "Loi n°66-1010 du 28 décembre 1966 - art. 16 (M)", "@sens": "cible", "@cidtexte": "JORFTEXT000000880208", "@numtexte": "66-1010", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1966-12-28" }, { "@id": "LEGIARTI000006507965", "@num": "4", "#text": "Loi n°66-1010 du 28 décembre 1966 - art. 4 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000880208", "@numtexte": "66-1010", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1966-12-28" }, { "@id": "JORFTEXT000000529228", "#text": "Loi n°93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 132", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000029308860", "@num": "1", "#text": "LOI n° 2014-844 du 29 juillet 2014 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000029307742", "@nortexte": "FCPX1407802L", "@numtexte": "2014-844", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2014-07-29" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000006292489", "@num": "L313-1", "#text": "Code de la consommation - art. L313-1", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292489", "@num": "L313-1", "#text": "Code de la consommation - art. L313-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "SPEC_APPLI", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225828", "@num": "L314-5", "#text": "Code de la consommation - art. L314-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032302972", "@num": "L341-49", "#text": "Code de la consommation - art. L341-49 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029469816", "@num": "L313-4", "#text": "Code monétaire et financier - art. L313-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006072026", "@typelien": "PILOTE_SUIVEUR", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417291", "@num": "131-27", "#text": "Code pénal - art. 131-27", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006179137", "@fin": "2016-10-01", "#text": "Sous-section 1 : Le taux effectif global", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006161907", "@fin": "2016-10-01", "#text": "Section 1 : Le taux d'intérêt", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146581", "@fin": "2016-10-01", "#text": "Chapitre III : Dispositions communes aux chapitres Ier et II", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292491", "@fin": "1994-03-01", "@num": "L313-2", "@etat": "MODIFIE", "@debut": "1993-07-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292492", "@fin": "2002-01-01", "@num": "L313-2", "@etat": "MODIFIE", "@debut": "1994-03-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292493", "@fin": "2006-03-24", "@num": "L313-2", "@etat": "MODIFIE", "@debut": "2002-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292494", "@fin": "2014-03-19", "@num": "L313-2", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748955", "@fin": "2016-07-01", "@num": "L313-2", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le taux effectif global déterminé comme il est dit à l'article L. 313-1 doit être mentionné dans tout écrit constatant un contrat de prêt régi par la présente section.

\n
\n

Toute infraction aux dispositions du présent article sera punie d'une amende de 150 000 euros.

" } }, "LEGIARTI000028748959": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L312-34", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000028748959", "URL": "article/LEGI/ARTI/00/00/28/74/89/LEGIARTI000028748959.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006508827", "@num": "32", "#text": "Loi n°79-596 du 13 juillet 1979 - art. 32 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000886678", "@numtexte": "79-596", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1979-07-13" }, { "@id": "JORFTEXT000000529228", "#text": "Loi n°93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 132", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000006292450", "@num": "L312-11", "#text": "Code de la consommation - art. L312-11 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292471", "@num": "L312-28", "#text": "Code de la consommation - art. L312-28 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032395726", "@num": "L341-42", "#text": "Code de la consommation - art. L341-42 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032395753", "@num": "L341-44", "#text": "Code de la consommation - art. L341-44 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417291", "@num": "131-27", "#text": "Code pénal - art. 131-27", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161868", "@fin": "2016-07-01", "#text": "Section 7 : Sanctions", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146579", "@fin": "2016-07-01", "#text": "Chapitre II : Crédit immobilier", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292482", "@fin": "1994-03-01", "@num": "L312-34", "@etat": "MODIFIE", "@debut": "1993-07-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292483", "@fin": "2002-01-01", "@num": "L312-34", "@etat": "MODIFIE", "@debut": "1994-03-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292484", "@fin": "2014-03-19", "@num": "L312-34", "@etat": "MODIFIE", "@debut": "2002-01-01", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748959", "@fin": "2016-07-01", "@num": "L312-34", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le prêteur ou le bailleur qui, en infraction aux dispositions de l'article L. 312-11 ou de l'article L. 312-28, accepte de recevoir de l'emprunteur ou du preneur, ou pour le compte d'un de ces derniers, un versement ou un dépôt, un chèque ou un effet de commerce souscrit, endossé ou avalisé à son profit, ou utilise une autorisation de prélèvement sur compte bancaire ou postal, sera puni d'une amende de 300 000 euros.

" } }, "LEGIARTI000028748963": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L312-33", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000028748963", "URL": "article/LEGI/ARTI/00/00/28/74/89/LEGIARTI000028748963.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006508812", "@num": "31", "#text": "Loi n°79-596 du 13 juillet 1979 - art. 31 (Ab)", "@sens": "source", "@cidtexte": "JORFTEXT000000886678", "@numtexte": "79-596", "@typelien": "CONCORDANCE", "@naturetexte": "LOI", "@datesignatexte": "1979-07-13" }, { "@id": "LEGIARTI000006508812", "@num": "31", "#text": "Loi n°79-596 du 13 juillet 1979 - art. 31 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000886678", "@numtexte": "79-596", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1979-07-13" }, { "@id": "JORFTEXT000000529228", "#text": "Loi n° 93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 132", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000006292449", "@num": "L312-10", "#text": "Code de la consommation - art. L312-10 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292453", "@num": "L312-14", "#text": "Code de la consommation - art. L312-14", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292453", "@num": "L312-14", "#text": "Code de la consommation - art. L312-14 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "SPEC_APPLI", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292469", "@num": "L312-26", "#text": "Code de la consommation - art. L312-26", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292470", "@num": "L312-27", "#text": "Code de la consommation - art. L312-27 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292445", "@num": "L312-7", "#text": "Code de la consommation - art. L312-7", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292446", "@num": "L312-8", "#text": "Code de la consommation - art. L312-8", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303383", "@num": "L341-34", "#text": "Code de la consommation - art. L341-34 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032395415", "@num": "L341-37", "#text": "Code de la consommation - art. L341-37 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032395420", "@num": "L341-38", "#text": "Code de la consommation - art. L341-38 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032395659", "@num": "L341-40", "#text": "Code de la consommation - art. L341-40 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032395699", "@num": "L341-41", "#text": "Code de la consommation - art. L341-41 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032395753", "@num": "L341-44", "#text": "Code de la consommation - art. L341-44 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161868", "@fin": "2016-07-01", "#text": "Section 7 : Sanctions", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146579", "@fin": "2016-07-01", "#text": "Chapitre II : Crédit immobilier", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292479", "@fin": "1994-03-01", "@num": "L312-33", "@etat": "MODIFIE", "@debut": "1993-07-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292480", "@fin": "2002-01-01", "@num": "L312-33", "@etat": "MODIFIE", "@debut": "1994-03-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292481", "@fin": "2014-03-19", "@num": "L312-33", "@etat": "MODIFIE", "@debut": "2002-01-01", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748963", "@fin": "2016-07-01", "@num": "L312-33", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le prêteur ou le bailleur qui ne respecte pas l'une des obligations prévues aux articles L. 312-7 et L. 312-8, à l'article L. 312-14, deuxième alinéa, ou à l'article L. 312-26 sera puni d'une amende de 150 000 euros.

\n
\n

Le prêteur qui fait souscrire par l'emprunteur ou les cautions déclarées, ou reçoit de leur part l'acceptation de l'offre sans que celle-ci comporte de date ou dans le cas où elle comporte une date fausse de nature à faire croire qu'elle a été donnée après expiration du délai de dix jours prescrit à l'article L. 312-10, sera puni d'une amende de 300 000 euros.

\n
\n

La même peine sera applicable au bailleur qui fait souscrire par le preneur ou qui reçoit de sa part l'acceptation de l'offre sans que celle-ci comporte de date ou dans le cas où elle comporte une date fausse de nature à faire croire qu'elle a été donnée après l'expiration du délai de dix jours prescrit à l'article L. 312-27.

Dans les cas prévus aux alinéas précédents, le prêteur ou le bailleur pourra en outre être déchu du droit aux intérêts, en totalité ou dans la proportion fixée par le juge.

\n
" } }, "LEGIARTI000028748972": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L314-17", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000028748972", "URL": "article/LEGI/ARTI/00/00/28/74/89/LEGIARTI000028748972.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000529228", "#text": "Loi n°93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 132", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000006292545", "@num": "L314-11", "#text": "Code de la consommation - art. L314-11 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292543", "@num": "L314-9", "#text": "Code de la consommation - art. L314-9 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303054", "@num": "L341-58", "#text": "Code de la consommation - art. L341-58 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303060", "@num": "L341-59", "#text": "Code de la consommation - art. L341-59 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032303066", "@num": "L341-60", "#text": "Code de la consommation - art. L341-60 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417291", "@num": "131-27", "#text": "Code pénal - art. 131-27", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161887", "@fin": "2016-07-01", "#text": "Section 7 : Sanctions", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146582", "@fin": "2016-07-01", "#text": "Chapitre IV : Prêt viager hypothécaire", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292552", "@fin": "2014-03-19", "@num": "L314-17", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748972", "@fin": "2016-07-01", "@num": "L314-17", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le fait pour le prêteur de ne pas restituer les sommes dues, en application de l'article L. 314-9, à l'échéance du terme lorsque la dette est inférieure à la valeur de l'immeuble ou de réclamer à l'emprunteur des sommes supérieures à celles dont il est autorisé à demander le versement en application de l'article L. 314-11 est puni d'une amende de 300 000 euros.

" } }, "LEGIARTI000028748977": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L312-35", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000028748977", "URL": "article/LEGI/ARTI/00/00/28/74/89/LEGIARTI000028748977.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006508854", "@num": "33", "#text": "Loi n°79-596 du 13 juillet 1979 - art. 33 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000886678", "@numtexte": "79-596", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1979-07-13" }, { "@id": "JORFTEXT000000529228", "#text": "Loi n°93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 132", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000006292453", "@num": "L312-14", "#text": "Code de la consommation - art. L312-14 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292456", "@num": "L312-16", "#text": "Code de la consommation - art. L312-16 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292465", "@num": "L312-23", "#text": "Code de la consommation - art. L312-23 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032237006", "@num": "L312-29", "#text": "Code de la consommation - art. L312-29 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292473", "@num": "L312-30", "#text": "Code de la consommation - art. L312-30 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032395734", "@num": "L341-43", "#text": "Code de la consommation - art. L341-43 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032395753", "@num": "L341-44", "#text": "Code de la consommation - art. L341-44 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417291", "@num": "131-27", "#text": "Code pénal - art. 131-27", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161868", "@fin": "2016-07-01", "#text": "Section 7 : Sanctions", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146579", "@fin": "2016-07-01", "#text": "Chapitre II : Crédit immobilier", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292485", "@fin": "1994-03-01", "@num": "L312-35", "@etat": "MODIFIE", "@debut": "1993-07-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292486", "@fin": "2002-01-01", "@num": "L312-35", "@etat": "MODIFIE", "@debut": "1994-03-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292487", "@fin": "2014-03-19", "@num": "L312-35", "@etat": "MODIFIE", "@debut": "2002-01-01", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748977", "@fin": "2016-07-01", "@num": "L312-35", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le prêteur, en infraction aux dispositions du premier alinéa de l'article L. 312-14, ou le vendeur, en infraction aux dispositions de l'article L. 312-16, ou le bailleur, en infraction aux dispositions du dernier alinéa de l'article L. 312-30, qui ne restitue pas les sommes visées à ces articles, sera puni d'une amende de 300 000 euros.

\n
\n

La même peine sera applicable à celui qui réclame à l'emprunteur ou au preneur ou retient sur son compte des sommes supérieures à celles qu'il est autorisé à réclamer ou à retenir en application des dispositions de l'article L. 312-23 ou des deux derniers alinéas de l'article L. 312-29.

" } }, "LEGIARTI000028748985": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L311-50", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000028748985", "URL": "article/LEGI/ARTI/00/00/28/74/89/LEGIARTI000028748985.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 132", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000022422783", "@num": "L311-12", "#text": "Code de la consommation - art. L311-12 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022422791", "@num": "L311-14", "#text": "Code de la consommation - art. L311-14 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292434", "@num": "L311-37", "#text": "Code de la consommation - art. L311-37", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022426030", "@num": "L311-40", "#text": "Code de la consommation - art. L311-40 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225641", "@num": "L341-12", "#text": "Code de la consommation - art. L341-12 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225639", "@num": "L341-13", "#text": "Code de la consommation - art. L341-13 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225636", "@num": "L341-14", "#text": "Code de la consommation - art. L341-14 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225634", "@num": "L341-15", "#text": "Code de la consommation - art. L341-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225632", "@num": "L341-16", "#text": "Code de la consommation - art. L341-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225630", "@num": "L341-17", "#text": "Code de la consommation - art. L341-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225628", "@num": "L341-18", "#text": "Code de la consommation - art. L341-18 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006417291", "@num": "131-27", "#text": "Code pénal - art. 131-27", "@sens": "source", "@cidtexte": "LEGITEXT000006070719", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000022422701", "@fin": "2016-07-01", "#text": "Section 11 : Sanctions", "@debut": "2011-05-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146578", "@fin": "2016-07-01", "#text": "Chapitre Ier : Crédit à la consommation", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000022436331", "@fin": "2014-03-19", "@num": "L311-50", "@etat": "MODIFIE", "@debut": "2011-05-01", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748985", "@fin": "2016-07-01", "@num": "L311-50", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Sera puni d'une amende de 300 000 euros :

1° Le prêteur ou le vendeur qui, en infraction aux dispositions des articles L. 311-14 et L. 311-40, réclame ou reçoit de l'emprunteur ou de l'acheteur un paiement sous quelque forme que ce soit ;

2° Celui qui fait signer des formules de prélèvements sur comptes bancaires contenant des clauses contraires aux dispositions des articles susvisés ;

3° Celui qui fait souscrire, ou accepter, ou avaliser par l'emprunteur ou l'acheteur des lettres de change ou des billets à ordre ;

4° Celui qui persiste indûment à ne pas payer les sommes visées à l'article L. 311-37 ;

5° Celui qui, en infraction aux dispositions de l'article L. 311-12, enregistre ou fait enregistrer sur un fichier le nom des personnes usant de la faculté de rétractation ;

6° Celui qui fait signer par un même client une ou plusieurs offres de contrat de crédit d'un montant total en capital supérieur à la valeur payable à crédit du bien acheté ou de la prestation de services fournie.

" } }, "LEGIARTI000029469816": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L313-4", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2016-10-01", "DATE_DEBUT": "2014-03-19" } }, "META_COMMUN": { "ID": "LEGIARTI000029469816", "URL": "article/LEGI/ARTI/00/00/29/46/98/LEGIARTI000029469816.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006532150", "@num": "3", "#text": "Ordonnance n°2006-60 du 19 janvier 2006 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000456027", "@nortexte": "ECOX0500165R", "@numtexte": "2006-60", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2006-01-19" }, { "@id": "LEGIARTI000028740106", "@num": "132", "#text": "LOI n°2014-344\r\n du 17 mars 2014 - art. 132", "@sens": "source", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000006292489", "@num": "L313-1", "#text": "Code de la consommation - art. 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Les règles relatives au taux effectif global des crédits sont fixées par les articles L. 313-1 et L. 313-2 du code de la consommation ci-après reproduits :

\" Art. L. 313-1-Dans tous les cas, pour la détermination du taux effectif global du prêt, comme pour celle du taux effectif pris comme référence, sont ajoutés aux intérêts les frais, commissions ou rémunérations de toute nature, directs ou indirects, y compris ceux qui sont payés ou dus à des intermédiaires intervenus de quelque manière que ce soit dans l'octroi du prêt, même si ces frais, commissions ou rémunérations correspondent à des débours réels.

Toutefois, pour l'application des articles L. 312-4 à L. 312-8, les charges liées aux garanties dont les crédits sont éventuellement assortis ainsi que les honoraires d'officiers ministériels ne sont pas compris dans le taux effectif global défini ci-dessus, lorsque leur montant ne peut être indiqué avec précision antérieurement à la conclusion définitive du contrat.

Pour les contrats de crédit entrant dans le champ d'application du chapitre Ier du présent titre, le taux effectif global, qui est dénommé \" Taux annuel effectif global \", ne comprend pas les frais d'acte notarié.

En outre, pour les prêts qui font l'objet d'un amortissement échelonné, le taux effectif global doit être calculé en tenant compte des modalités de l'amortissement de la créance.

Un décret en Conseil d'Etat déterminera les conditions d'application du présent article. \"

\" Art. L. 313-2-Le taux effectif global déterminé comme il est dit à l'article L. 313-1 doit être mentionné dans tout écrit constatant un contrat de prêt régi par la présente section.

Toute infraction aux dispositions du présent article sera punie d'une amende de 150 000 euros.

\n
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Article 132 ENTIEREMENT_MODIF (LOI n° 2014-344 du 17 mars 2014 relative à la consommation (1))