{ "article": { "LEGIARTI000022420601": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "18", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000022420601", "URL": "article/LEGI/ARTI/00/00/22/42/06/LEGIARTI000022420601.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000022434550", "@num": "L311-48", "#text": "Code de la consommation - art. L311-48 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022434561", "@num": "L311-49", "#text": "Code de la consommation - art. L311-49 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022436331", "@num": "L311-50", "#text": "Code de la consommation - art. L311-50 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022436329", "@num": "L311-51", "#text": "Code de la consommation - art. L311-51 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000022420512", "@fin": "2999-01-01", "#text": "CHAPITRE VII : SANCTIONS ET PROCEDURE", "@debut": "2010-07-03" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000022420525", "@fin": "2999-01-01", "#text": "TITRE IER : CREDIT A LA CONSOMMATION", "@debut": "2010-07-03" } ] }, "@cid": "JORFTEXT000022419094", "@nor": "ECEX0906890L", "@num": "2010-737", "@nature": "LOI", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "LOI n° 2010-737 du 1er juillet 2010 portant réforme du crédit à la consommation (1)", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000022419094", "@c_titre_court": "LOI n°2010-737 du 1er juillet 2010" }, { "@fin": "2999-01-01", "#text": "LOI n° 2010-737 du 1er juillet 2010 portant réforme du crédit à la consommation (1)", "@debut": "2010-07-03", "@id_txt": "LEGITEXT000022420506", "@c_titre_court": "LOI n° 2010-737 du 1er juillet 2010" } ], "@date_publi": "2010-07-02", "@date_signature": "2010-07-01" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000022420601", "@fin": "2999-01-01", "@num": "18", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000022419386", "@fin": "2999-01-01", "@num": "18", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
\n
A modifié les dispositions suivantes :

- Code de la consommation
Art. L311-49, Art. L311-48, Art. L311-50, Art. L311-51\n
\n

\n
" } }, "LEGIARTI000022434550": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L311-48", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2011-05-01" } }, "META_COMMUN": { "ID": "LEGIARTI000022434550", "URL": "article/LEGI/ARTI/00/00/22/43/45/LEGIARTI000022434550.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000022420601", "@num": "18", "#text": "LOI n°2010-737 du 1er juillet 2010 - art. 18", "@sens": "cible", "@cidtexte": "JORFTEXT000022419094", "@nortexte": "ECEX0906890L", "@numtexte": "2010-737", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "2010-07-01" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000022422775", "@num": "L311-11", "#text": "Code de la consommation - art. L311-11 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292407", "@num": "L311-16", "#text": "Code de la consommation - art. L311-16", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748089", "@num": "L311-17", "#text": "Code de la consommation - art. L311-17 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748091", "@num": "L311-17-1", "#text": "Code de la consommation - art. L311-17-1 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022423001", "@num": "L311-18", "#text": "Code de la consommation - art. L311-18 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022423082", "@num": "L311-21", "#text": "Code de la consommation - art. L311-21 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022425822", "@num": "L311-29", "#text": "Code de la consommation - art. L311-29 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022430399", "@num": "L311-42", "#text": "Code de la consommation - art. L311-42 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022430401", "@num": "L311-43", "#text": "Code de la consommation - art. L311-43 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022430403", "@num": "L311-44", "#text": "Code de la consommation - art. L311-44", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022430407", "@num": "L311-46", "#text": "Code de la consommation - art. L311-46 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022430409", "@num": "L311-47", "#text": "Code de la consommation - art. L311-47 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292387", "@num": "L311-6", "#text": "Code de la consommation - art. L311-6", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022422383", "@num": "L311-8", "#text": "Code de la consommation - art. L311-8 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225669", "@num": "L341-1", "#text": "Code de la consommation - art. L341-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225663", "@num": "L341-2", "#text": "Code de la consommation - art. L341-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225661", "@num": "L341-3", "#text": "Code de la consommation - art. L341-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225659", "@num": "L341-4", "#text": "Code de la consommation - art. L341-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225657", "@num": "L341-5", "#text": "Code de la consommation - art. L341-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225655", "@num": "L341-6", "#text": "Code de la consommation - art. L341-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225653", "@num": "L341-7", "#text": "Code de la consommation - art. L341-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225651", "@num": "L341-8", "#text": "Code de la consommation - art. L341-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225649", "@num": "L341-9", "#text": "Code de la consommation - art. L341-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000022422701", "@fin": "2016-07-01", "#text": "Section 11 : Sanctions", "@debut": "2011-05-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146578", "@fin": "2016-07-01", "#text": "Chapitre Ier : Crédit à la consommation", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000022434550", "@fin": "2016-07-01", "@num": "L311-48", "@etat": "ABROGE", "@debut": "2011-05-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le prêteur qui accorde un crédit sans communiquer à l'emprunteur les informations précontractuelles dans les conditions fixées par les articles L. 311-6 ou L. 311-43, sans remettre et faire signer ou valider par voie électronique la fiche mentionnée à l'article L. 311-10, ou sans remettre à l'emprunteur un contrat satisfaisant aux conditions fixées par les articles L. 311-11, L. 311-12, L. 311-16, \nL. 311-18, L. 311-19, L. 311-29, le dernier alinéa de l'article L. 311-17 et les articles L. 311-43 et L. 311-46, est déchu du droit aux intérêts.

Lorsque le prêteur n'a pas respecté les obligations fixées aux articles L. 311-8 et L. 311-9, il est déchu du droit aux intérêts, en totalité ou dans la proportion fixée par le juge. La même peine est applicable au prêteur qui n'a pas respecté les obligations fixées à l'article L. 311-21 et aux deuxième et troisième alinéas de l'article L. 311-44 ou lorsque les modalités d'utilisation du crédit fixées au premier alinéa de l'article L. 311-17 et au premier alinéa de l'article L. 311-17-1 n'ont pas été respectées.

L'emprunteur n'est tenu qu'au seul remboursement du capital suivant l'échéancier prévu, ainsi que, le cas échéant, au paiement des intérêts dont le prêteur n'a pas été déchu. Les sommes perçues au titre des intérêts, qui sont productives d'intérêts au taux de l'intérêt légal à compter du jour de leur versement, sont restituées par le prêteur ou imputées sur le capital restant dû.

Le prêteur qui n'a pas respecté les formalités prescrites au dernier alinéa de l'article L. 311-46 et à l'article L. 311-47 ne peut réclamer à l'emprunteur les sommes correspondant aux intérêts et frais de toute nature applicables au titre du dépassement.

\n
" } }, "LEGIARTI000022434561": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L311-49", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2011-05-01" } }, "META_COMMUN": { "ID": "LEGIARTI000022434561", "URL": "article/LEGI/ARTI/00/00/22/43/45/LEGIARTI000022434561.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000022420601", "@num": "18", "#text": "LOI n°2010-737 du 1er juillet 2010 - art. 18", "@sens": "cible", "@cidtexte": "JORFTEXT000022419094", "@nortexte": "ECEX0906890L", "@numtexte": "2010-737", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2010-07-01" }, { "@id": "LEGIARTI000022420569", "@num": "2", "#text": "LOI n°2010-737 du 1er juillet 2010 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000022419094", "@nortexte": "ECEX0906890L", "@numtexte": "2010-737", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "2010-07-01" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000022435065", "@num": "L311-10-1", "#text": "Code de la consommation - art. L311-10-1 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292401", "@num": "L311-11", "#text": "Code de la consommation - art. L311-11", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032237390", "@num": "L311-16", "#text": "Code de la consommation - art. L311-16 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292408", "@num": "L311-17", "#text": "Code de la consommation - art. L311-17", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022422810", "@num": "L311-17-1", "#text": "Code de la consommation - art. L311-17-1", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292409", "@num": "L311-18", "#text": "Code de la consommation - art. L311-18", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022425789", "@num": "L311-25-1", "#text": "Code de la consommation - art. L311-25-1 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022425786", "@num": "L311-26", "#text": "Code de la consommation - art. L311-26 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022425828", "@num": "L311-27", "#text": "Code de la consommation - art. L311-27 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022435148", "@num": "L311-28", "#text": "Code de la consommation - art. L311-28 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292421", "@num": "L311-29", "#text": "Code de la consommation - art. L311-29", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292428", "@num": "L311-34", "#text": "Code de la consommation - art. L311-34 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022425925", "@num": "L311-34", "#text": "Code de la consommation - art. L311-34 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292381", "@num": "L311-4", "#text": "Code de la consommation - art. L311-4", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022430401", "@num": "L311-43", "#text": "Code de la consommation - art. L311-43", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022430403", "@num": "L311-44", "#text": "Code de la consommation - art. L311-44 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027783172", "@num": "L311-6", "#text": "Code de la consommation - art. L311-6 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292390", "@num": "L311-7", "#text": "Code de la consommation - art. L311-7", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032237425", "@num": "L311-8-1", "#text": "Code de la consommation - art. L311-8-1 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807706", "@num": "R341-1", "#text": "Code de la consommation - art. R341-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807744", "@num": "R341-12", "#text": "Code de la consommation - art. R341-12 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807746", "@num": "R341-13", "#text": "Code de la consommation - art. R341-13 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807748", "@num": "R341-14", "#text": "Code de la consommation - art. R341-14 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807750", "@num": "R341-15", "#text": "Code de la consommation - art. R341-15 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807752", "@num": "R341-16", "#text": "Code de la consommation - art. R341-16 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807754", "@num": "R341-17", "#text": "Code de la consommation - art. R341-17 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807756", "@num": "R341-18", "#text": "Code de la consommation - art. R341-18 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807758", "@num": "R341-19", "#text": "Code de la consommation - art. R341-19 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807710", "@num": "R341-2", "#text": "Code de la consommation - art. R341-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807714", "@num": "R341-3", "#text": "Code de la consommation - art. R341-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807718", "@num": "R341-4", "#text": "Code de la consommation - art. R341-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807722", "@num": "R341-5", "#text": "Code de la consommation - art. R341-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807726", "@num": "R341-6", "#text": "Code de la consommation - art. R341-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807730", "@num": "R341-7", "#text": "Code de la consommation - art. R341-7 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807732", "@num": "R341-8", "#text": "Code de la consommation - art. R341-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032807734", "@num": "R341-9", "#text": "Code de la consommation - art. R341-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000022422701", "@fin": "2016-07-01", "#text": "Section 11 : Sanctions", "@debut": "2011-05-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146578", "@fin": "2016-07-01", "#text": "Chapitre Ier : Crédit à la consommation", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000022434561", "@fin": "2016-07-01", "@num": "L311-49", "@etat": "ABROGE", "@debut": "2011-05-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le prêteur qui omet de respecter les formalités prescrites à l'article L. 311-6, au dernier alinéa de l'article L. 311-7, aux articles L. 311-11 et L. 311-16, au dernier alinéa de l'article L. 311-17, aux articles L. 311-18, L. 311-19, L. 311-25-1, L. 311-26, L. 311-29, aux I et III de l'article L. 311-43, au premier alinéa de l'article L. 311-44 et au premier alinéa de l'article L. 311-46 et de prévoir un formulaire détachable dans l'offre de contrat de crédit, en application de l'article L. 311-12, sera puni d'une amende de 1 500 euros.

La même sanction est applicable à l'annonceur pour le compte duquel est diffusée une publicité non conforme aux dispositions des articles L. 311-4 et L. 311-5, du deuxième alinéa de l'article L. 311-17, du deuxième alinéa de l'article L. 311-17-1 et de l'article L. 311-27.

Le tribunal pourra également ordonner la publication du jugement et la rectification de la publicité aux frais du condamné.

La sanction prévue au premier alinéa est également applicable au vendeur qui contrevient aux dispositions de l'article L. 311-28 et au prêteur ou à l'intermédiaire de crédit qui contrevient aux dispositions des articles L. 311-8-1 et L. 311-10-1 et de la première phrase du premier alinéa de l'article L. 311-17.

" } }, "LEGIARTI000022436329": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L311-51", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2011-05-01" } }, "META_COMMUN": { "ID": "LEGIARTI000022436329", "URL": "article/LEGI/ARTI/00/00/22/43/63/LEGIARTI000022436329.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000022420601", "@num": "18", "#text": "LOI n°2010-737\n du 1er juillet 2010 - art. 18", "@sens": "cible", "@cidtexte": "JORFTEXT000022419094", "@nortexte": "ECEX0906890L", "@numtexte": "2010-737", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "2010-07-01" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000032226142", "@num": "L312-27", "#text": "Code de la consommation - art. L312-27 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000022422701", "@fin": "2016-07-01", "#text": "Section 11 : Sanctions", "@debut": "2011-05-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146578", "@fin": "2016-07-01", "#text": "Chapitre Ier : Crédit à la consommation", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000022436329", "@fin": "2016-07-01", "@num": "L311-51", "@etat": "ABROGE", "@debut": "2011-05-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Le prêteur est responsable de plein droit à l'égard de l'emprunteur de la bonne exécution des obligations relatives à la formation du contrat de crédit, que ces obligations soient à exécuter par le prêteur qui a conclu ce contrat ou par des intermédiaires de crédit intervenant dans le processus de formation du contrat de crédit, sans préjudice de son droit de recours contre ceux-ci.

" } }, "LEGIARTI000022436331": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L311-50", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2014-03-19", "DATE_DEBUT": "2011-05-01" } }, "META_COMMUN": { "ID": "LEGIARTI000022436331", "URL": "article/LEGI/ARTI/00/00/22/43/63/LEGIARTI000022436331.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000022420601", "@num": "18", "#text": "LOI n°2010-737\n du 1er juillet 2010 - art. 18", "@sens": "cible", "@cidtexte": "JORFTEXT000022419094", "@nortexte": "ECEX0906890L", "@numtexte": "2010-737", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2010-07-01" }, { "@id": "LEGIARTI000022420569", "@num": "2", "#text": "LOI n°2010-737 du 1er juillet 2010 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000022419094", "@nortexte": "ECEX0906890L", "@numtexte": "2010-737", "@typelien": "CREE", "@naturetexte": "LOI", "@datesignatexte": "2010-07-01" }, { "@id": "LEGIARTI000006292431", "@num": "L311-35", "#text": "Code de la consommation - art. L311-35 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000022422701", "@fin": "2016-07-01", "#text": "Section 11 : Sanctions", "@debut": "2011-05-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146578", "@fin": "2016-07-01", "#text": "Chapitre Ier : Crédit à la consommation", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000022436331", "@fin": "2014-03-19", "@num": "L311-50", "@etat": "MODIFIE", "@debut": "2011-05-01", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000028748985", "@fin": "2016-07-01", "@num": "L311-50", "@etat": "ABROGE", "@debut": "2014-03-19", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Sera puni d'une amende de 30 000 euros :

\n
\n

1° Le prêteur ou le vendeur qui, en infraction aux dispositions des articles L. 311-14 et L. 311-40, réclame ou reçoit de l'emprunteur ou de l'acheteur un paiement sous quelque forme que ce soit ;

\n
\n

2° Celui qui fait signer des formules de prélèvements sur comptes bancaires contenant des clauses contraires aux dispositions des articles susvisés ;

\n
\n

3° Celui qui fait souscrire, ou accepter, ou avaliser par l'emprunteur ou l'acheteur des lettres de change ou des billets à ordre ;

\n
\n

4° Celui qui persiste indûment à ne pas payer les sommes visées à l'article L. 311-37 ;

\n
\n

5° Celui qui, en infraction aux dispositions de l'article L. 311-12, enregistre ou fait enregistrer sur un fichier le nom des personnes usant de la faculté de rétractation ;

\n
\n

6° Celui qui fait signer par un même client une ou plusieurs offres de contrat de crédit d'un montant total en capital supérieur à la valeur payable à crédit du bien acheté ou de la prestation de services fournie.

\n
" } } }, "article_lien": [ { "article_id": "LEGIARTI000022434550", "cible": true, "cidtexte": "JORFTEXT000022419094", "id": "LEGIARTI000022420601", "typelien": "CREE" }, { "article_id": "LEGIARTI000022434561", "cible": true, "cidtexte": "JORFTEXT000022419094", "id": "LEGIARTI000022420601", "typelien": "MODIFIE" }, { "article_id": "LEGIARTI000022436331", "cible": true, "cidtexte": "JORFTEXT000022419094", "id": "LEGIARTI000022420601", "typelien": "MODIFIE" }, { "article_id": "LEGIARTI000022436329", "cible": true, "cidtexte": "JORFTEXT000022419094", "id": "LEGIARTI000022420601", "typelien": "CREE" } ], "follow": [ "LIENS.LIEN[@sens=cible,@typelien=CREATION].@id" ], "id": "LEGIARTI000022420601", "liens_entrants": true }

Article 18 ENTIEREMENT_MODIF (LOI n° 2010-737 du 1er juillet 2010 portant réforme du crédit à la consommation (1))