{ "article": { "LEGIARTI000022420575": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "5", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000022420575", "URL": "article/LEGI/ARTI/00/00/22/42/05/LEGIARTI000022420575.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGISCTA000022422305", "#text": "Code de la consommation - Section 3 : Information précontractuelle de l'emprunteur. (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGISCTA000022422300", "#text": "Code de la consommation - Section 8 : Crédit gratuit. (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022422314", "@num": "L311-6", "#text": "Code de la consommation - art. L311-6, v. 4.0 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022422331", "@num": "L311-7", "#text": "Code de la consommation - art. L311-7, v. 3.0 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "MODIFIE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000022420514", "@fin": "2999-01-01", "#text": "CHAPITRE II : PUBLICITE ET INFORMATION DE L'EMPRUNTEUR", "@debut": "2010-07-03" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000022420525", "@fin": "2999-01-01", "#text": "TITRE IER : CREDIT A LA CONSOMMATION", "@debut": "2010-07-03" } ] }, "@cid": "JORFTEXT000022419094", "@nor": "ECEX0906890L", "@num": "2010-737", "@nature": "LOI", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "LOI n° 2010-737 du 1er juillet 2010 portant réforme du crédit à la consommation (1)", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000022419094", "@c_titre_court": "LOI n°2010-737 du 1er juillet 2010" }, { "@fin": "2999-01-01", "#text": "LOI n° 2010-737 du 1er juillet 2010 portant réforme du crédit à la consommation (1)", "@debut": "2010-07-03", "@id_txt": "LEGITEXT000022420506", "@c_titre_court": "LOI n° 2010-737 du 1er juillet 2010" } ], "@date_publi": "2010-07-02", "@date_signature": "2010-07-01" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000022420575", "@fin": "2999-01-01", "@num": "5", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000022419291", "@fin": "2999-01-01", "@num": "5", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
A modifié les dispositions suivantes :

- Code de la consommation
\n Sct. Section 8 : Crédit gratuit., Sct. Section 3 : Information précontractuelle de l'emprunteur., Art. L311-6, Art. L311-7\n
\n

\n
\n
" } }, "LEGIARTI000022422314": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L311-6", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2014-07-26", "DATE_DEBUT": "2011-05-01" } }, "META_COMMUN": { "ID": "LEGIARTI000022422314", "URL": "article/LEGI/ARTI/00/00/22/42/23/LEGIARTI000022422314.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006273221", "@num": "4", "#text": "Loi n°78-22 du 10 janvier 1978 - art. 4 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000886461", "@numtexte": "78-22", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1978-01-10" }, { "@id": "LEGIARTI000022420575", "@num": "5", "#text": "LOI n°2010-737\n du 1er juillet 2010 - art. 5", "@sens": "cible", "@cidtexte": "JORFTEXT000022419094", "@nortexte": "ECEX0906890L", "@numtexte": "2010-737", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2010-07-01" }, { "@id": "LEGIARTI000028748127", "@num": "60", "#text": "LOI n°2013-672\n du 26 juillet 2013 - art. 60 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000027754539", "@nortexte": "EFIX1239994L", "@numtexte": "2013-672", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2013-07-26" }, { "@id": "LEGIARTI000029393586", "@num": "15", "#text": "ORDONNANCE n°2014-946 du 20 août 2014 - art. 15 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000029391124", "@nortexte": "FCPT1409820R", "@numtexte": "2014-946", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2014-08-20" }, { "@id": "LEGIARTI000029393570", "@num": "7", "#text": "ORDONNANCE n°2014-946 du 20 août 2014 - art. 7 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000029391124", "@nortexte": "FCPT1409820R", "@numtexte": "2014-946", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2014-08-20" }, { "@id": "LEGIARTI000030368770", "@num": "D311-10-1", "#text": "Code de la consommation - art. D311-10-1 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024969969", "@num": "D311-4-3", "#text": "Code de la consommation - art. D311-4-3 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000028748027", "@num": "L311-10", "#text": "Code de la consommation - art. L311-10 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022423001", "@num": "L311-18", "#text": "Code de la consommation - art. L311-18 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022423013", "@num": "L311-19", "#text": "Code de la consommation - art. L311-19 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022434550", "@num": "L311-48", "#text": "Code de la consommation - art. L311-48 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292384", "@num": "L311-5", "#text": "Code de la consommation - art. L311-5 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022422331", "@num": "L311-7", "#text": "Code de la consommation - art. L311-7 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022422383", "@num": "L311-8", "#text": "Code de la consommation - art. L311-8 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000026510643", "@num": "R311-3", "#text": "Code de la consommation - art. R311-3 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032546413", "@num": "R313-12", "#text": "Code de la consommation - art. R313-12 (MMN)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161856", "@fin": "2011-05-01", "#text": "Section 3 : Crédit gratuit.", "@debut": "1993-07-27" }, { "@id": "LEGISCTA000022422305", "@fin": "2016-07-01", "#text": "Section 3 : Information précontractuelle de l'emprunteur", "@debut": "2011-05-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146578", "@fin": "2016-07-01", "#text": "Chapitre Ier : Crédit à la consommation", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292387", "@fin": "2005-02-01", "@num": "L311-6", "@etat": "MODIFIE", "@debut": "1993-07-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292388", "@fin": "2006-01-06", "@num": "L311-6", "@etat": "MODIFIE", "@debut": "2005-02-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292389", "@fin": "2011-05-01", "@num": "L311-6", "@etat": "MODIFIE", "@debut": "2006-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000022422314", "@fin": "2014-07-26", "@num": "L311-6", "@etat": "MODIFIE", "@debut": "2011-05-01", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000027783172", "@fin": "2016-07-01", "@num": "L311-6", "@etat": "ABROGE", "@debut": "2014-07-26", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

I.-Préalablement à la conclusion du contrat de crédit, le prêteur ou l'intermédiaire de crédit donne à l'emprunteur, par écrit ou sur un autre support durable, les informations nécessaires à la comparaison de différentes offres et permettant à l'emprunteur, compte tenu de ses préférences, d'appréhender clairement l'étendue de son engagement.

Un décret en Conseil d'Etat fixe la liste et le contenu des informations devant figurer dans la fiche d'informations à fournir pour chaque offre de crédit ainsi que les conditions de sa présentation. Cette fiche d'informations comporte, en caractères lisibles, la mention visée au dernier alinéa de l'article L. 311-5.

II.-Lorsque le consommateur sollicite la conclusion d'un contrat de crédit sur le lieu de vente, le prêteur veille à ce que la fiche d'informations mentionnée au I lui soit remise sur le lieu de vente.

III.-Lorsque le prêteur offre à l'emprunteur ou exige de lui la souscription d'une assurance, le prêteur ou l'intermédiaire de crédit informe l'emprunteur du coût standard de l'assurance, à l'aide d'un exemple chiffré exprimé en euros et par mois.

\n
\n
" } }, "LEGIARTI000022422331": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L311-7", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2011-05-01" } }, "META_COMMUN": { "ID": "LEGIARTI000022422331", "URL": "article/LEGI/ARTI/00/00/22/42/23/LEGIARTI000022422331.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006505650", "@num": "4-1", "#text": "Loi n°78-22 du 10 janvier 1978 - art. 4-1 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000886461", "@numtexte": "78-22", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1978-01-10" }, { "@id": "LEGIARTI000022420575", "@num": "5", "#text": "LOI n°2010-737\n du 1er juillet 2010 - art. 5", "@sens": "cible", "@cidtexte": "JORFTEXT000022419094", "@nortexte": "ECEX0906890L", "@numtexte": "2010-737", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2010-07-01" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGITEXT000006069565", "#text": "Code de la consommation", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022425925", "@num": "L311-34", "#text": "Code de la consommation - art. L311-34 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000022434561", "@num": "L311-49", "#text": "Code de la consommation - art. L311-49 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292387", "@num": "L311-6", "#text": "Code de la consommation - art. L311-6", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032226180", "@num": "L312-13", "#text": "Code de la consommation - art. L312-13 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006293018", "@num": "R311-4", "#text": "Code de la consommation - art. R*311-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161856", "@fin": "2011-05-01", "#text": "Section 3 : Crédit gratuit.", "@debut": "1993-07-27" }, { "@id": "LEGISCTA000022422305", "@fin": "2016-07-01", "#text": "Section 3 : Information précontractuelle de l'emprunteur", "@debut": "2011-05-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146578", "@fin": "2016-07-01", "#text": "Chapitre Ier : Crédit à la consommation", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292390", "@fin": "2006-01-06", "@num": "L311-7", "@etat": "MODIFIE", "@debut": "1993-07-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292391", "@fin": "2011-05-01", "@num": "L311-7", "@etat": "MODIFIE", "@debut": "2006-01-06", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000022422331", "@fin": "2016-07-01", "@num": "L311-7", "@etat": "ABROGE", "@debut": "2011-05-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

A sa demande, l'emprunteur reçoit sans frais, si le prêteur est disposé à lui consentir un crédit, outre les informations mentionnées à l'article L. 311-6, un exemplaire de l'offre de contrat.

Toutes les informations complémentaires que le prêteur souhaite donner à l'emprunteur sont fournies dans un document distinct de la fiche mentionnée à l'article L. 311-6.

\n
" } } }, "article_lien": [ { "article_id": "LEGIARTI000022422314", "cible": true, "cidtexte": "JORFTEXT000022419094", "id": "LEGIARTI000022420575", "typelien": "MODIFIE" }, { "article_id": "LEGIARTI000022422331", "cible": true, "cidtexte": "JORFTEXT000022419094", "id": "LEGIARTI000022420575", "typelien": "MODIFIE" } ], "follow": [ "LIENS.LIEN[@sens=cible,@typelien=CREATION].@id" ], "id": "LEGIARTI000022420575", "liens_entrants": true }

Article 5 ENTIEREMENT_MODIF (LOI n° 2010-737 du 1er juillet 2010 portant réforme du crédit à la consommation (1))