{ "article": { "LEGIARTI000006852510": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "1", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006852510", "URL": "article/LEGI/ARTI/00/00/06/85/25/LEGIARTI000006852510.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHHEUXXXXXX001AAXXXXXXAA" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006811966", "@num": "R131-1", "#text": "Code des assurances - art. R131-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "MODIFICATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792931", "@num": "L131-1", "#text": "Code des assurances - art. L131-1 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "TXT_SOURCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "@cid": "JORFTEXT000000571867", "@nor": "ECOT9891083D", "@num": "98-413", "@nature": "DECRET", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Décret no 98-413 du 28 mai 1998 modifiant la réglementation relative aux unités de compte autorisées par le code des assurances", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000000571867", "@c_titre_court": "Décret n°98-413 du 28 mai 1998" }, { "@fin": "2999-01-01", "#text": "Décret n°98-413 du 28 mai 1998 modifiant la réglementation relative aux unités de compte autorisées par le code des assurances", "@debut": "1998-05-29", "@id_txt": "LEGITEXT000005625855", "@c_titre_court": "Décret n°98-413 du 28 mai 1998" } ], "@ministere": "MINISTERE DE L'ECONOMIE, DES FINANCES ET DE L'INDUSTRIE", "@date_publi": "1998-05-29", "@date_signature": "1998-05-28" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000006852510", "@fin": "2999-01-01", "@num": "1", "@debut": "2999-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "a modifié les dispositions suivantes
\n
" } }, "LEGIARTI000006792931": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L131-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1981-01-08", "DATE_DEBUT": "1976-07-21" } }, "META_COMMUN": { "ID": "LEGIARTI000006792931", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792931.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X131L01AXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006273616", "@num": "1", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000021816926", "@num": "18", "#text": "Loi n°89-936 du 29 décembre 1989 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000322103", "@nortexte": "ECOX8900116L", "@numtexte": "89-936", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1989-12-29" }, { "@id": "LEGIARTI000006696216", "@num": "2", "#text": "Loi n°92-666 du 16 juillet 1992 - art. 2 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000540003", "@nortexte": "ECOX9200083L", "@numtexte": "92-666", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006759756", "@num": "16", "#text": "Ordonnance n°96-50 du 24 janvier 1996 - art. 16 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000190291", "@nortexte": "TASX9500194R", "@numtexte": "96-50", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "1996-01-24" }, { "@id": "LEGITEXT000005625855", "#text": "Décret n°98-413 du 28 mai 1998", "@sens": "cible", "@cidtexte": "JORFTEXT000000571867", "@nortexte": "ECOT9891083D", "@numtexte": "98-413", "@typelien": "TXT_SOURCE", "@naturetexte": "DECRET", "@datesignatexte": "1998-05-28" }, { "@id": "LEGIARTI000006852510", "@num": "1", "#text": "Décret n°98-413 du 28 mai 1998 - art. 1 ()", "@sens": "cible", "@cidtexte": "JORFTEXT000000571867", "@nortexte": "ECOT9891083D", "@numtexte": "98-413", "@typelien": "TXT_SOURCE", "@naturetexte": "DECRET", "@datesignatexte": "1998-05-28" }, { "@id": "LEGIARTI000006322121", "@num": "39", "#text": "Loi n°2004-1484 du 30 décembre 2004 - art. 39 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000789373", "@nortexte": "ECOX0400222L", "@numtexte": "2004-1484", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2004-12-30" }, { "@id": "LEGIARTI000028447403", "@num": "1", "#text": "Loi n°2005-842 du 26 juillet 2005 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000451890", "@nortexte": "ECOX0500034L", "@numtexte": "2005-842", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2005-07-26" }, { "@id": "LEGIARTI000044929395", "@num": "Annexe 1", "#text": "Décret n°2008-1484\n du 22 décembre 2008 - art. 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En matière d'assurance sur la vie et d'assurance contre les accidents atteignant les personnes, les sommes assurées sont fixées par le contrat.
\n
" } }, "LEGIARTI000006792932": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L131-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1990-07-01", "DATE_DEBUT": "1981-01-08" } }, "META_COMMUN": { "ID": "LEGIARTI000006792932", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792932.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X131L01AXXAB" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006273616", "@num": "1", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 1 (V) JORF 8 janvier 1981 rectificatif JORF 8 février 1981", "@sens": "source", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006273616", "@num": "1", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000021816926", "@num": "18", "#text": "Loi n°89-936 du 29 décembre 1989 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000322103", "@nortexte": "ECOX8900116L", "@numtexte": "89-936", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1989-12-29" }, { "@id": "LEGIARTI000006696216", "@num": "2", "#text": "Loi n°92-666 du 16 juillet 1992 - art. 2 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000540003", "@nortexte": "ECOX9200083L", "@numtexte": "92-666", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006759756", "@num": "16", "#text": "Ordonnance n°96-50 du 24 janvier 1996 - art. 16 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000190291", "@nortexte": "TASX9500194R", "@numtexte": "96-50", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "1996-01-24" }, { "@id": "LEGITEXT000005625855", "#text": "Décret n°98-413 du 28 mai 1998", "@sens": "cible", "@cidtexte": "JORFTEXT000000571867", "@nortexte": "ECOT9891083D", "@numtexte": "98-413", "@typelien": "TXT_SOURCE", "@naturetexte": "DECRET", "@datesignatexte": "1998-05-28" }, { "@id": "LEGIARTI000006852510", "@num": "1", "#text": "Décret n°98-413 du 28 mai 1998 - art. 1 ()", "@sens": "cible", "@cidtexte": "JORFTEXT000000571867", "@nortexte": "ECOT9891083D", "@numtexte": "98-413", "@typelien": "TXT_SOURCE", "@naturetexte": "DECRET", "@datesignatexte": "1998-05-28" }, { "@id": "LEGIARTI000006322121", "@num": "39", "#text": "Loi n°2004-1484 du 30 décembre 2004 - art. 39 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000789373", "@nortexte": "ECOX0400222L", "@numtexte": "2004-1484", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2004-12-30" }, { "@id": "LEGIARTI000028447403", "@num": "1", "#text": "Loi n°2005-842 du 26 juillet 2005 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000451890", "@nortexte": "ECOX0500034L", "@numtexte": "2005-842", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2005-07-26" }, { "@id": "LEGIARTI000044929395", "@num": "Annexe 1", "#text": "Décret n°2008-1484\n du 22 décembre 2008 - art. 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En matière d'assurance sur la vie et d'assurance contre les accidents atteignant les personnes, les sommes assurées sont fixées par le contrat.
\n
Le capital ou la rente garantis sont libellés en francs.
\n
En matière d'assurance sur la vie, et après accord de l'autorité administrative, le capital ou la rente garantis peuvent être exprimés en unités de compte constituées de valeurs mobilières ou d'actifs figurant sur une liste dressée par décret en Conseil d'Etat pris après avis de la Commission des opérations de bourse, du conseil national des assurances et du conseil national de la consommation. Dans tous les cas, le contractant ou le bénéficiaire a la faculté d'opter entre le règlement en espèces et la remise des titres ou des parts. Toutefois, lorsque les unités de compte sont constituées par des titres ou des parts non négociables, le règlement ne peut être effectué qu'en espèces.
\n
Le montant en francs des sommes versées par l'assureur lors de la réalisation du risque décès ne peut toutefois être inférieur à celui du capital ou de la rente garantis, calculé sur la base de la valeur de l'unité de compte à la date de prise d'effet du contrat ou, s'il y a lieu, de son dernier avenant.
" } }, "LEGIARTI000006792933": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L131-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1992-07-17", "DATE_DEBUT": "1990-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006792933", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792933.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X131L01AXXAC" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006273616", "@num": "1", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000021816926", "@num": "18", "#text": "Loi n°89-936 du 29 décembre 1989 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000322103", "@nortexte": "ECOX8900116L", "@numtexte": "89-936", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1989-12-29" }, { "@id": "JORFTEXT000000707718", "#text": "Loi 89-1014 1989-12-31 art. 60 *date d'effet*", "@sens": "source", "@cidtexte": "JORFTEXT000000707718", "@nortexte": "ECOX8900025L", "@numtexte": "89-1014", "@typelien": "SPEC_APPLI", "@naturetexte": "LOI", "@datesignatexte": "1989-12-31" }, { "@id": "LEGIARTI000006840041", "@num": "37", "#text": "Loi n°89-1014 du 31 décembre 1989 - art. 37 () JORF 3 janvier 1990 en vigueur le 1er juillet 1990", "@sens": "source", "@cidtexte": "JORFTEXT000000707718", "@nortexte": "ECOX8900025L", "@numtexte": "89-1014", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1989-12-31" }, { "@id": "LEGIARTI000006840054", "@num": "50", "#text": "Loi n°89-1014 du 31 décembre 1989 - art. 50 () JORF 3 janvier 1990 en vigueur le 1er juillet 1990", "@sens": "source", "@cidtexte": "JORFTEXT000000707718", "@nortexte": "ECOX8900025L", "@numtexte": "89-1014", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1989-12-31" }, { "@id": "LEGIARTI000006696216", "@num": "2", "#text": "Loi n°92-666 du 16 juillet 1992 - art. 2 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000540003", "@nortexte": "ECOX9200083L", "@numtexte": "92-666", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006759756", "@num": "16", "#text": "Ordonnance n°96-50 du 24 janvier 1996 - art. 16 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000190291", "@nortexte": "TASX9500194R", "@numtexte": "96-50", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "1996-01-24" }, { "@id": "LEGITEXT000005625855", "#text": "Décret n°98-413 du 28 mai 1998", "@sens": "cible", "@cidtexte": "JORFTEXT000000571867", "@nortexte": "ECOT9891083D", "@numtexte": "98-413", "@typelien": "TXT_SOURCE", "@naturetexte": "DECRET", "@datesignatexte": "1998-05-28" }, { "@id": "LEGIARTI000006852510", "@num": "1", "#text": "Décret n°98-413 du 28 mai 1998 - art. 1 ()", "@sens": "cible", "@cidtexte": "JORFTEXT000000571867", "@nortexte": "ECOT9891083D", "@numtexte": "98-413", "@typelien": "TXT_SOURCE", "@naturetexte": "DECRET", "@datesignatexte": "1998-05-28" }, { "@id": "LEGIARTI000006322121", "@num": "39", "#text": "Loi n°2004-1484 du 30 décembre 2004 - art. 39 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000789373", "@nortexte": "ECOX0400222L", "@numtexte": "2004-1484", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2004-12-30" }, { "@id": "LEGIARTI000028447403", "@num": "1", "#text": "Loi n°2005-842 du 26 juillet 2005 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000451890", "@nortexte": "ECOX0500034L", "@numtexte": "2005-842", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2005-07-26" }, { "@id": "LEGIARTI000044929395", "@num": "Annexe 1", "#text": "Décret n°2008-1484\n du 22 décembre 2008 - art. 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En matière d'assurance sur la vie et d'assurance contre les accidents atteignant les personnes, les sommes assurées sont fixées par le contrat.
\n
En matière d'assurance sur la vie, et après accord de l'autorité administrative, le capital ou la rente garantis peuvent être exprimés en unités de compte constituées de valeurs mobilières ou d'actifs figurant sur une liste dressée par décret en Conseil d'Etat pris après avis de la Commission des opérations de bourse, et du conseil national de la consommation. Dans tous les cas, le contractant ou le bénéficiaire a la faculté d'opter entre le règlement en espèces et la remise des titres ou des parts. Toutefois, lorsque les unités de compte sont constituées par des titres ou des parts non négociables, le règlement ne peut être effectué qu'en espèces.
\n
Le montant des sommes garanties par l'assureur lors de la réalisation du risque décès ne peut toutefois être inférieur à celui du capital ou de la rente garantis, calculé sur la base de la valeur de l'unité de compte à la date de prise d'effet du contrat ou, s'il y a lieu, de son dernier avenant.
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En matière d'assurance sur la vie et d'assurance contre les accidents atteignant les personnes, les sommes assurées sont fixées par le contrat.
\n
En matière d'assurance sur la vie ou d'opération de capitalisation, le capital ou la rente garantis peuvent être exprimés en unités de compte constituées de valeurs mobilières ou d'actifs offrant une protection suffisante de l'épargne investie et figurant sur une liste dressée par décret en Conseil d'Etat. Le contractant ou le bénéficiaire obtient le règlement en espèces ; il peut cependant opter pour la remise de titres ou de parts lorsque ceux-ci sont négociables et ne confèrent pas directement le droit de vote à l'assemblée générale des actionnaires d'une société inscrite à la cote officielle d'une bourse de valeurs.
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Les unités de comptes visées à l'article L. 131-1 sont :
\n
1° Les actifs énumérés aux 1°, 2°, 2° bis, 3°, 4°, 5° et 8° de l'article R. 332-2 ;
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2° Dans des conditions fixées par décret, les parts ou actions visées au 9° bis de l'article R. 332-2 ;
\n
3° Les parts visées au 7° de l'article R. 332-2 et les actions de sociétés commerciales mentionnées au 6° de l'article R. 332-2.
\n
Le contrat peut se référer soit à une seule unité de compte, soit à la combinaison de plusieurs unités de compte. Dans ce dernier cas, la prime doit être ventilée entre les différentes unités de compte conformément aux dispositions du contrat. La part de la prime représentée par les unités de compte relevant du 3° ne doit pas dépasser 10 %.
\n
Le contrat doit prévoir les modalités selon lesquelles, en cas de disparition d'une unité de compte, une autre unité de compte de même nature lui est substituée, par un avenant au contrat.
" } }, "LEGIARTI000022422984": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L131-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2011-08-03", "DATE_DEBUT": "2010-07-03" } }, "META_COMMUN": { "ID": "LEGIARTI000022422984", "URL": "article/LEGI/ARTI/00/00/22/42/29/LEGIARTI000022422984.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Loi n° 2010-737 du 1er juillet 2010 article 34 II : Le I de l'article 34 est immédiatement applicable aux contrats d'assurance sur la vie et aux contrats de capitalisation en cours à la date d'entrée en vigueur de la présente loi.

\n
\n
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En matière d'assurance sur la vie et d'assurance contre les accidents atteignant les personnes, les sommes assurées sont fixées par le contrat.

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En matière d'assurance sur la vie ou d'opération de capitalisation, le capital ou la rente garantis peuvent être exprimés en unités de compte constituées de valeurs mobilières ou d'actifs offrant une protection suffisante de l'épargne investie et figurant sur une liste dressée par décret en Conseil d'Etat. Le contractant ou le bénéficiaire obtient le règlement en espèces ; il peut cependant opter pour la remise de titres ou de parts lorsque ceux-ci sont négociables et ne confèrent pas directement le droit de vote à l'assemblée générale des actionnaires d'une société inscrite à la cote officielle d'une bourse de valeurs. Dans le cas où un organisme de placement collectif en valeurs mobilières a été scindé en application des articles L. 214-19 ou L. 214-30 du code monétaire et financier, l'assureur propose au contractant ou au bénéficiaire le règlement correspondant aux actions ou parts de l'organisme issu de la scission et qui a reçu les actifs dont la cession n'aurait pas été conforme à l'intérêt des actionnaires ou porteurs de parts, sous forme de remise des actions ou parts de cet organisme..

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" } }, "LEGIARTI000024445265": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L131-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2013-07-28", "DATE_DEBUT": "2011-08-03" } }, "META_COMMUN": { "ID": "LEGIARTI000024445265", "URL": "article/LEGI/ARTI/00/00/24/44/52/LEGIARTI000024445265.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "
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En matière d'assurance sur la vie et d'assurance contre les accidents atteignant les personnes, les sommes assurées sont fixées par le contrat.

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En matière d'assurance sur la vie ou d'opération de capitalisation, le capital ou la rente garantis peuvent être exprimés en unités de compte constituées de valeurs mobilières ou d'actifs offrant une protection suffisante de l'épargne investie et figurant sur une liste dressée par décret en Conseil d'Etat. Le contractant ou le bénéficiaire obtient le règlement en espèces ; il peut cependant opter pour la remise de titres ou de parts lorsque ceux-ci sont négociables et ne confèrent pas directement le droit de vote à l'assemblée générale des actionnaires d'une société inscrite à la cote officielle d'une bourse de valeurs. Dans le cas où un organisme de placement collectif en valeurs mobilières a été scindé en application des articles L. 214-7-4 ou L. 214-8-7 du code monétaire et financier, l'assureur propose au contractant ou au bénéficiaire le règlement correspondant aux actions ou parts de l'organisme issu de la scission et qui a reçu les actifs dont la cession n'aurait pas été conforme à l'intérêt des actionnaires ou porteurs de parts, sous forme de remise des actions ou parts de cet organisme..

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\n
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En matière d'assurance sur la vie et d'assurance contre les accidents atteignant les personnes, les sommes assurées sont fixées par le contrat.

En matière d'assurance sur la vie ou d'opération de capitalisation, le capital ou la rente garantis peuvent être exprimés en unités de compte constituées de valeurs mobilières ou d'actifs offrant une protection suffisante de l'épargne investie et figurant sur une liste dressée par décret en Conseil d'Etat. Le contractant ou le bénéficiaire obtient le règlement en espèces ; il peut cependant opter pour la remise de titres ou de parts lorsque ceux-ci sont négociables et ne confèrent pas directement le droit de vote à l'assemblée générale des actionnaires d'une société inscrite à la cote officielle d'une bourse de valeurs. Dans le cas où un organisme de placement collectif en valeurs mobilières ou un placement collectif relevant des paragraphes 1, 2 et 6 de la sous-section 2, du paragraphe 2 ou du sous-paragraphe 1 du paragraphe 1 de la sous-section 3 de la section 2 du chapitre IV du titre Ier du livre II du code monétaire et financier a été scindé en application des articles L. 214-7-4, L. 214-24-33, L. 214-8-7 ou L. 214-24-41 du même code, l'assureur propose au contractant ou au bénéficiaire le règlement correspondant aux actions ou parts de l'organisme issu de la scission et qui a reçu les actifs dont la cession n'aurait pas été conforme à l'intérêt des actionnaires ou porteurs de parts, sous forme de remise des actions ou parts de cet organisme.

" } }, "LEGIARTI000031011326": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L131-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2019-05-24", "DATE_DEBUT": "2015-08-08" } }, "META_COMMUN": { "ID": "LEGIARTI000031011326", "URL": "article/LEGI/ARTI/00/00/31/01/13/LEGIARTI000031011326.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Aux termes du II de l'article 137 de la loi n° 2015-990 du 6 août 2015, ces dispositions sont applicables aux contrats souscrits à compter de l'entrée en vigueur de ladite loi ainsi qu'aux contrats en cours.

\n
" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006273616", "@num": "1", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000021816926", "@num": "18", "#text": "Loi n°89-936 du 29 décembre 1989 - art. 18 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000322103", "@nortexte": "ECOX8900116L", "@numtexte": "89-936", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1989-12-29" }, { "@id": "LEGIARTI000006696216", "@num": "2", "#text": "Loi n°92-666 du 16 juillet 1992 - art. 2 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000540003", "@nortexte": "ECOX9200083L", "@numtexte": "92-666", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006759756", "@num": "16", "#text": "Ordonnance n°96-50 du 24 janvier 1996 - art. 16 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000190291", "@nortexte": "TASX9500194R", "@numtexte": "96-50", "@typelien": "CITATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "1996-01-24" }, { "@id": "LEGITEXT000005625855", "#text": "Décret n°98-413 du 28 mai 1998", "@sens": "cible", "@cidtexte": "JORFTEXT000000571867", "@nortexte": "ECOT9891083D", "@numtexte": "98-413", "@typelien": "TXT_SOURCE", "@naturetexte": "DECRET", "@datesignatexte": "1998-05-28" }, { "@id": "LEGIARTI000006852510", "@num": "1", "#text": "Décret n°98-413 du 28 mai 1998 - art. 1 ()", "@sens": "cible", "@cidtexte": "JORFTEXT000000571867", "@nortexte": "ECOT9891083D", "@numtexte": "98-413", "@typelien": "TXT_SOURCE", "@naturetexte": "DECRET", "@datesignatexte": "1998-05-28" }, { "@id": "LEGIARTI000006322121", "@num": "39", "#text": "Loi n°2004-1484 du 30 décembre 2004 - art. 39 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000789373", "@nortexte": "ECOX0400222L", "@numtexte": "2004-1484", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2004-12-30" }, { "@id": "LEGIARTI000028447403", "@num": "1", "#text": "Loi n°2005-842 du 26 juillet 2005 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000451890", "@nortexte": "ECOX0500034L", "@numtexte": "2005-842", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2005-07-26" }, { "@id": "LEGIARTI000044929395", "@num": "Annexe 1", "#text": "Décret n°2008-1484\n du 22 décembre 2008 - art. 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L131-1-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000033577720", "@num": "L131-4", "#text": "Code des assurances - art. L131-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029096777", "@num": "L132-27-2", "#text": "Code des assurances - art. L132-27-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049736233", "@num": "L132-5-4", "#text": "Code des assurances - art. L132-5-4 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792983", "@num": "L132-9", "#text": "Code des assurances - art. L132-9 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811969", "@num": "R131-1", "#text": "Code des assurances - art. R131-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "TXT_SOURCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000049917238", "@num": "R131-1", "#text": "Code des assurances - art. R131-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811976", "@num": "R131-2", "#text": "Code des assurances - art. R131-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "TXT_SOURCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811982", "@num": "R131-4", "#text": "Code des assurances - art. R131-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "TXT_SOURCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000039739752", "@num": "R132-5-7", "#text": "Code des assurances - art. R132-5-7 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036331919", "@num": "R344-1", "#text": "Code des assurances - art. 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En matière d'assurance sur la vie et d'assurance contre les accidents atteignant les personnes, les sommes assurées sont fixées par le contrat.

1° Le contractant ou le bénéficiaire peut opter pour la remise de titres ou de parts lorsque ceux-ci sont négociés sur un marché réglementé, à l'exception des titres ou des parts qui confèrent directement le droit de vote à l'assemblée générale des actionnaires d'une société inscrite à la cote officielle d'une bourse de valeurs. Dans le cas où un organisme de placement collectif en valeurs mobilières ou un placement collectif relevant des paragraphes 1 et 2, du sous-paragraphe 2 du paragraphe 5 et du paragraphe 6 de la sous-section 2, du paragraphe 2 ou du sous-paragraphe 1 du paragraphe 1 de la sous-section 3 de la section 2 du chapitre IV du titre Ier du livre II du code monétaire et financier a été scindé en application des articles L. 214-7-4, L. 214-24-33, \nL. 214-8-7 ou L. 214-24-41 du même code, l'assureur propose au contractant ou au bénéficiaire le règlement correspondant aux actions ou parts de l'organisme issu de la scission et qui a reçu les actifs dont la cession n'aurait pas été conforme à l'intérêt des actionnaires ou des porteurs de parts, sous forme de remise des actions ou parts de cet organisme ;

2° Le contractant peut opter irrévocablement à tout moment, avec l'accord de l'assureur, pour la remise de titres ou de parts non négociés sur un marché réglementé, notamment de parts de fonds communs de placement à risques ou non négociables, au moment du rachat des engagements exprimés en unité de compte d'un contrat.

Un bénéficiaire désigné par le contrat peut également, dans des conditions définies par décret en Conseil d'Etat, opter irrévocablement pour la remise de tels titres ou parts en cas d'exercice de la clause bénéficiaire. L'exercice de cette option par le bénéficiaire n'entraîne pas acceptation du bénéfice du contrat, au sens de l'article L. 132-9 du présent code.

Ce paiement en titres ou en parts non négociables ou non négociés sur un marché réglementé ne peut s'opérer qu'avec des titres ou des parts qui ne confèrent pas de droit de vote et qu'à la condition que le contractant, son conjoint, leurs ascendants, leurs descendants ou leurs frères et sœurs n'aient pas détenu, directement ou indirectement, au cours des cinq années précédant le paiement, des titres ou des parts de la même entité que ceux remis par l'assureur ;

3° Le contractant ou un bénéficiaire désigné par le contrat peut également opter irrévocablement pour la remise des parts ou actions de fonds d'investissements alternatifs mentionnées au 1° dans les conditions prévues au 2°.

\n
" } }, "LEGIARTI000038611256": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L131-1", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2019-05-24" } }, "META_COMMUN": { "ID": "LEGIARTI000038611256", "URL": "article/LEGI/ARTI/00/00/38/61/12/LEGIARTI000038611256.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au IV de l’article 72 de la loi n° 2019-486 du 22 mai 2019, au dernier alinéa du 2° de l'article L. 131-1 les termes : \"plus de 10%\", tels qu'ils résultent du dernier alinéa du b du 2° du I dudit article, s'appliquent aux demandes de rachats présentées à compter de l'entrée en vigueur de ladite loi.

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En matière d'assurance sur la vie et d'assurance contre les accidents atteignant les personnes, les sommes assurées sont fixées par le contrat.

1° Le contractant ou le bénéficiaire peut opter pour la remise de titres ou de parts lorsque ceux-ci sont négociés sur un marché réglementé, à l'exception des titres ou des parts qui confèrent directement le droit de vote à l'assemblée générale des actionnaires d'une société inscrite à la cote officielle d'une bourse de valeurs. Dans le cas où un organisme de placement collectif en valeurs mobilières ou un placement collectif relevant des paragraphes 1 et 2, du sous-paragraphe 2 du paragraphe 5 et du paragraphe 6 de la sous-section 2, du paragraphe 2 ou du sous-paragraphe 1 du paragraphe 1 de la sous-section 3 de la section 2 du chapitre IV du titre Ier du livre II du code monétaire et financier a été scindé en application des articles L. 214-7-4, L. 214-24-33, L. 214-8-7 ou L. 214-24-41 du même code, l'assureur propose au contractant ou au bénéficiaire le règlement correspondant aux actions ou parts de l'organisme issu de la scission et qui a reçu les actifs dont la cession n'aurait pas été conforme à l'intérêt des actionnaires ou des porteurs de parts, sous forme de remise des actions ou parts de cet organisme ;

Ce paiement en titres ou en parts non négociables ou non négociés sur un marché réglementé ne peut s'opérer qu'avec des titres ou des parts qui ne confèrent pas de droit de vote et qu'à la condition que le contractant, son conjoint ou partenaire lié par un pacte civil de solidarité, leurs ascendants, leurs descendants ou les frères et sœurs du contractant n'aient pas détenu ensemble ou séparément, directement ou indirectement, au cours des cinq années précédant le paiement plus de 10 %, des titres ou des parts de la même entité que ceux remis par l'assureur ;

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Article 1 ENTIEREMENT_MODIF (Décret no 98-413 du 28 mai 1998 modifiant la réglementation relative aux unités de compte autorisées par le code des assurances)