{ "article": { "LEGIARTI000006786359": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-12", "ETAT": "TRANSFERE", "TYPE": "AUTONOME", "DATE_FIN": "1995-06-01", "DATE_DEBUT": "1994-06-30" } }, "META_COMMUN": { "ID": "LEGIARTI000006786359", "URL": "article/LEGI/ARTI/00/00/06/78/63/LEGIARTI000006786359.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A12AXXAB" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 1994-06-21 art. 1 JORF 30 juin 1994", "@sens": "source", "@typelien": "CREATION" }, { "@id": "LEGIARTI000006786152", "@num": "A132-4", "#text": "Code des assurances - art. A132-4 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792943", "@num": "L132-5-1", "#text": "Code des assurances - art. L132-5-1 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173824", "@fin": "2006-06-26", "#text": "Section III : Participation aux bénéfices techniques et financiers.", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000006786358", "@fin": "1982-09-07", "@num": "A132-12", "@etat": "ABROGE", "@debut": "1976-12-29", "@origine": "LEGI" } }, { "@etat": "TRANSFERE", "LIEN_ART": { "@id": "LEGIARTI000006786359", "@fin": "1995-06-01", "@num": "A132-12", "@etat": "TRANSFERE", "@debut": "1994-06-30", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000031772866", "@fin": "2999-01-01", "@num": "A132-12", "@etat": "VIGUEUR", "@debut": "2016-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
La note d'information visée à l'article L. 132-5-1 du code des assurances contient les informations prévues par le modèle ci-annexé.
\n
\n
(Annexe non reproduite, voir au Journal officiel).
\n
" } }, "LEGIARTI000006786149": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-4", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2006-06-26", "DATE_DEBUT": "1995-10-25" } }, "META_COMMUN": { "ID": "LEGIARTI000006786149", "URL": "article/LEGI/ARTI/00/00/06/78/61/LEGIARTI000006786149.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A04AXXAA" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 1982-07-23 art. 4 JORF 7 septembre 1982", "@sens": "source", "@typelien": "MODIFICATION" }, { "#text": "Arrêté 1984-12-21 art. 3 JORF 26 décembre 1984", "@sens": "source", "@typelien": "MODIFICATION" }, { "#text": "Arrêté 1993-03-19 art. 1 JORF 20 mars 1993 en vigueur le 1er juillet 1993", "@sens": "source", "@typelien": "MODIFICATION" }, { "#text": "Arrêté 1995-03-28 art. 2 JORF 7 avril 1995 en vigueur le 1er juin 1995", "@sens": "source", "@typelien": "MODIFICATION" }, { "#text": "Arrêté 1995-10-23 art. 5 IV JORF 25 octobre 1995", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824906", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029449974", "@num": "A132-4-5", "#text": "Code des assurances - art. A132-4-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786181", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024850951", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031773778", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786545", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787949", "@num": "A331-6", "#text": "Code des assurances - art. A331-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792943", "@num": "L132-5-1", "#text": "Code des assurances - art. L132-5-1 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173824", "@fin": "2006-06-26", "#text": "Section III : Participation aux bénéfices techniques et financiers.", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786149", "@fin": "2006-06-26", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "1995-10-25", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786150", "@fin": "2006-08-26", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786151", "@fin": "2007-05-02", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000006786152", "@fin": "2999-01-01", "@num": "A132-4", "@etat": "VIGUEUR", "@debut": "2007-05-02", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
La note d'information visée à l'article L. 132-5-1 du code des assurances contient les informations prévues par le modèle ci-annexé.
\n
\n
(annexe non reproduite, voir au Journal officiel).
\n
" } }, "LEGIARTI000006786150": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-4", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2006-08-26", "DATE_DEBUT": "2006-06-29" } }, "META_COMMUN": { "ID": "LEGIARTI000006786150", "URL": "article/LEGI/ARTI/00/00/06/78/61/LEGIARTI000006786150.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A04AXXAB" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2006-06-27 art. 1 2° JORF 29 juin 2006", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824906", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029449974", "@num": "A132-4-5", "#text": "Code des assurances - art. A132-4-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786181", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024850951", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031773778", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786545", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787949", "@num": "A331-6", "#text": "Code des assurances - art. A331-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792943", "@num": "L132-5-1", "#text": "Code des assurances - art. L132-5-1 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173953", "@fin": "2006-08-26", "#text": "Section III : Information du souscripteur", "@debut": "2006-06-29" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786149", "@fin": "2006-06-26", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "1995-10-25", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786150", "@fin": "2006-08-26", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786151", "@fin": "2007-05-02", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000006786152", "@fin": "2999-01-01", "@num": "A132-4", "@etat": "VIGUEUR", "@debut": "2007-05-02", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
La note d'information visée à l'article L. 132-5-1 du code des assurances contient les informations prévues par le modèle ci-annexé.
\n
\n
(annexe non reproduite, voir au Journal officiel).
\n
" } }, "LEGIARTI000006786151": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-4", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2007-05-02", "DATE_DEBUT": "2006-08-26" } }, "META_COMMUN": { "ID": "LEGIARTI000006786151", "URL": "article/LEGI/ARTI/00/00/06/78/61/LEGIARTI000006786151.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A04AXXAC" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2006-08-01 art. 1 2° JORF 26 août 2006", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824906", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029449974", "@num": "A132-4-5", "#text": "Code des assurances - art. A132-4-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786181", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024850951", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031773778", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786545", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787949", "@num": "A331-6", "#text": "Code des assurances - art. A331-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792951", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (Ab)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793330", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173825", "@fin": "2007-05-02", "#text": "Section III : Information du souscripteur", "@debut": "2006-06-29" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786149", "@fin": "2006-06-26", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "1995-10-25", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786150", "@fin": "2006-08-26", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786151", "@fin": "2007-05-02", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000006786152", "@fin": "2999-01-01", "@num": "A132-4", "@etat": "VIGUEUR", "@debut": "2007-05-02", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
La note d'information mentionnée à l'article L. 132-5-2, la notice mentionnée à l'article L. 132-5-3 ou, lorsqu'ils valent note d'informations conformément à l'article L. 132-5-2, la proposition d'assurance ou le projet de contrat contiennent les informations prévues par le modèle ci-annexé.
\n
\n
(Annexe non reproduite - consulter le fac-similé).
\n
" } }, "LEGIARTI000006786152": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A132-4", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2007-05-02" } }, "META_COMMUN": { "ID": "LEGIARTI000006786152", "URL": "article/LEGI/ARTI/00/00/06/78/61/LEGIARTI000006786152.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X132A04AXXAD" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2007-04-23 art. 1 JORF 2 mai 2007", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGIARTI000006230268", "@num": "17", "#text": "Arrêté du 22 avril 2004 - art. 17 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233096", "@nortexte": "ECOT0491206A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2004-04-22" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046824906", "@num": "A132-4-3", "#text": "Code des assurances - art. A132-4-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029449974", "@num": "A132-4-5", "#text": "Code des assurances - art. A132-4-5 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786181", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024850951", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000031773778", "@num": "A132-8", "#text": "Code des assurances - art. A132-8 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786545", "@num": "A150-3", "#text": "Code des assurances - art. A150-3 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787949", "@num": "A331-6", "#text": "Code des assurances - art. A331-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792951", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006793330", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006173954", "@fin": "2016-01-20", "#text": "Section III : Information du souscripteur et tarification", "@debut": "2007-05-02" }, { "@id": "LEGISCTA000031878248", "@fin": "2999-01-01", "#text": "Section III : Information du souscripteur et du bénéficiaire et tarification", "@debut": "2016-01-20" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156962", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1993-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142539", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1984-12-26" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786149", "@fin": "2006-06-26", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "1995-10-25", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786150", "@fin": "2006-08-26", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "2006-06-29", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006786151", "@fin": "2007-05-02", "@num": "A132-4", "@etat": "MODIFIE", "@debut": "2006-08-26", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000006786152", "@fin": "2999-01-01", "@num": "A132-4", "@etat": "VIGUEUR", "@debut": "2007-05-02", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

La note d'information mentionnée à l'article L. 132-5-2, la notice mentionnée à l'article L. 132-5-3 ou, lorsqu'ils valent note d'informations conformément à l'article L. 132-5-2, la proposition d'assurance ou le projet de contrat contiennent les informations prévues par le modèle ci-annexé.

\n
\n
" } }, "LEGIARTI000006792943": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-5-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1986-01-01", "DATE_DEBUT": "1981-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006792943", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792943.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L05BXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839113", "@num": "22", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 22 (V) JORF 8 janvier 1981 rectificatif JORF 8 février 1981 en vigueur le 1er juillet 1981", "@sens": "source", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CREATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006839113", "@num": "22", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006746071", "@num": "56", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 56 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000036104656", "@num": "L931-18-2", "#text": "Code de la sécurité sociale. - art. L931-18-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252309", "@num": "L932-23", "#text": "Code de la sécurité sociale. - art. L932-23 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786150", "@num": "A132-4", "#text": "Code des assurances - art. A132-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786161", "@num": "A132-4-1", "#text": "Code des assurances - art. A132-4-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786182", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786195", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786205", "@num": "A132-6", "#text": "Code des assurances - art. A132-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006798392", "@num": "L326-9", "#text": "Code des assurances - art. L326-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044073120", "@num": "L327-2", "#text": "Code des assurances - art. L327-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731360", "@num": "L441-3", "#text": "Code des assurances - art. L441-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811987", "@num": "R132-4", "#text": "Code des assurances - art. R132-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035233973", "@num": "R310-6", "#text": "Code des assurances - art. R310-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174008", "@fin": "1992-07-17", "#text": "Section I : Dispositions générales.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157280", "@fin": "1992-07-17", "#text": "Chapitre II : Les assurances sur la vie", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142709", "@fin": "1992-07-17", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792943", "@fin": "1986-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1981-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792944", "@fin": "1992-07-17", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792945", "@fin": "1994-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792946", "@fin": "2004-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792947", "@fin": "2004-04-22", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792948", "@fin": "2004-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792949", "@fin": "2005-12-16", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792950", "@fin": "2018-04-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2006-03-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731314", "@fin": "2999-01-01", "@num": "L132-5-1", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Toute personne physique qui a signé une proposition d'assurance ou une police d'assurance a la faculté d'y renoncer par lettre recommandée avec demande d'avis de réception pendant le délai de trente jours à compter du premier versement.
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La proposition d'assurance ou la police d'assurance doit comprendre un modèle de lettre type destiné à faciliter l'exercice de cette faculté de renonciation. L'assureur doit en outre remettre, contre récépissé, une note d'information comportant des indications précises et claires sur les dispositions essentielles du contrat ainsi que sur les conditions d'exercice de la faculté de renonciation. Le défaut de remise des documents et informations énumérés au présent alinéa entraîne de plein droit la prorogation du délai prévu à l'alinéa ci-dessus pendant trente jours à compter de la date de la remise effective de ces documents.
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La renonciation entraîne la restitution par l'assureur de l'intégralité des sommes versées par le contractant, dans le délai maximal de soixante jours à compter de la réception de la lettre recommandée. Les intérêts de retard au taux légal courent de plein droit à l'expiration de ce délai.
\n
Toutefois, si le cas de décès était garanti pendant le délai de trente jours mentionné au premier alinéa, l'assureur peut conserver un douzième de la part de la prime annuelle correspondant à la garantie du risque décès.
" } }, "LEGIARTI000006792944": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-5-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1992-07-17", "DATE_DEBUT": "1986-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006792944", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792944.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L05BXXAB" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839113", "@num": "22", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000878408", "#text": "Loi 85-608 1985-06-11 art. 1 JORF 20 juin 1985 en vigueur le 1er janvier 1986", "@sens": "source", "@cidtexte": "JORFTEXT000000878408", "@numtexte": "85-608", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1985-06-11" }, { "@id": "JORFTEXT000000878408", "#text": "Loi 85-608 1985-06-11 art. 1 V *Les dispositions du présent article sont applicables aux contrats souscrits ou transformés à compter du 1er janvier 1986*", "@sens": "source", "@cidtexte": "JORFTEXT000000878408", "@numtexte": "85-608", "@typelien": "SPEC_APPLI", "@naturetexte": "LOI", "@datesignatexte": "1985-06-11" }, { "@id": "LEGIARTI000006746071", "@num": "56", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 56 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000036104656", "@num": "L931-18-2", "#text": "Code de la sécurité sociale. - art. L931-18-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252309", "@num": "L932-23", "#text": "Code de la sécurité sociale. - art. L932-23 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786150", "@num": "A132-4", "#text": "Code des assurances - art. A132-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786161", "@num": "A132-4-1", "#text": "Code des assurances - art. 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L326-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044073120", "@num": "L327-2", "#text": "Code des assurances - art. L327-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731360", "@num": "L441-3", "#text": "Code des assurances - art. L441-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811987", "@num": "R132-4", "#text": "Code des assurances - art. R132-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035233973", "@num": "R310-6", "#text": "Code des assurances - art. R310-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174008", "@fin": "1992-07-17", "#text": "Section I : Dispositions générales.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157280", "@fin": "1992-07-17", "#text": "Chapitre II : Les assurances sur la vie", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142709", "@fin": "1992-07-17", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792943", "@fin": "1986-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1981-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792944", "@fin": "1992-07-17", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792945", "@fin": "1994-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792946", "@fin": "2004-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792947", "@fin": "2004-04-22", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792948", "@fin": "2004-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792949", "@fin": "2005-12-16", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792950", "@fin": "2018-04-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2006-03-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731314", "@fin": "2999-01-01", "@num": "L132-5-1", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Toute personne physique qui a signé une proposition d'assurance ou une police d'assurance a la faculté d'y renoncer par lettre recommandée avec demande d'avis de réception pendant le délai de trente jours à compter du premier versement.
\n
La proposition d'assurance ou la police d'assurance doit comprendre un modèle de lettre type destiné à faciliter l'exercice de cette faculté de renonciation. Elle doit indiquer notamment, pour les contrats qui en comportent,les valeurs de rachat au terme de chacune des six premières années au moins. L'assureur doit en outre remettre, contre récépissé, une note d'information comportant des indications précises et claires sur les dispositions essentielles du contrat, sur les conditions d'exercice de la faculté de renonciation, ainsi que sur le sort de la garantie décès en cas d'exercice de cette faculté de renonciation. Le défaut de remise des documents et informations énumérés au présent alinéa entraîne de plein droit la prorogation du délai prévu au premier alinéa jusqu'au trentième jour suivant la date de remise effective de ces documents. Un nouveau délai de trente jours court à compter de la date de reception de la police, lorsque celle-ci apporte des réserves ou des modifications essentielles à l'offre originelle, ou à compter de l'acceptation écrite, par le souscripteur, de ces réserves ou modifications.
\n
La renonciation entraîne la restitution par l'assureur de l'intégralité des sommes versées par le contractant, dans le délai maximal de trente jours à compter de la réception de la lettre recommandée. Au-delà de ce délai, les sommes non restituées produisent de plein droit intérêt au taux légal majoré de moitié durant deux mois, puis, à l'expiration de ce délai de deux mois, au double du taux légal.
\n
Toutefois, les dispositions qui précèdent ne s'appliquent pas aux contrats d'une durée maximum de deux mois.
" } }, "LEGIARTI000006792945": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-5-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1994-07-01", "DATE_DEBUT": "1992-07-17" } }, "META_COMMUN": { "ID": "LEGIARTI000006792945", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792945.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L05BXXAC" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839113", "@num": "22", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000175680", "#text": "Loi 92-665 1992-07-16 art. 21, art. 24, art. 26, art. 30 I, IV JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "JORFTEXT000000175680", "#text": "Loi 92-665 1992-07-16 art. 31 *application du chapitre III de la loi à la collectivité territorial de Mayotte*", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "SPEC_APPLI", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006840795", "@num": "21", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 21 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841156", "@num": "24", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 24 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841188", "@num": "26", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 26 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006841240", "@num": "30", "#text": "Loi n°92-665 du 16 juillet 1992 - art. 30 () JORF 17 juillet 1992", "@sens": "source", "@cidtexte": "JORFTEXT000000175680", "@nortexte": "ECOX9100182L", "@numtexte": "92-665", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1992-07-16" }, { "@id": "LEGIARTI000006746071", "@num": "56", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 56 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000036104656", "@num": "L931-18-2", "#text": "Code de la sécurité sociale. - art. L931-18-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252309", "@num": "L932-23", "#text": "Code de la sécurité sociale. - art. L932-23 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786150", "@num": "A132-4", "#text": "Code des assurances - art. A132-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786161", "@num": "A132-4-1", "#text": "Code des assurances - art. A132-4-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786182", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786195", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786205", "@num": "A132-6", "#text": "Code des assurances - art. A132-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006798392", "@num": "L326-9", "#text": "Code des assurances - art. L326-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044073120", "@num": "L327-2", "#text": "Code des assurances - art. L327-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731360", "@num": "L441-3", "#text": "Code des assurances - art. L441-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811987", "@num": "R132-4", "#text": "Code des assurances - art. R132-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035233973", "@num": "R310-6", "#text": "Code des assurances - art. R310-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792943", "@fin": "1986-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1981-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792944", "@fin": "1992-07-17", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792945", "@fin": "1994-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792946", "@fin": "2004-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792947", "@fin": "2004-04-22", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792948", "@fin": "2004-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792949", "@fin": "2005-12-16", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792950", "@fin": "2018-04-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2006-03-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731314", "@fin": "2999-01-01", "@num": "L132-5-1", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Toute personne physique qui a signé une proposition d'assurance ou un contrat a la faculté d'y renoncer par lettre recommandée avec demande d'avis de réception pendant le délai de trente jours à compter du premier versement.
\n
La proposition d'assurance ou de contrat doit comprendre un projet de lettre destiné à faciliter l'exercice de cette faculté de renonciation. Elle doit indiquer notamment, pour les contrats qui en comportent, les valeurs de rachat au terme de chacune des huit premières années au moins. L'entreprise d'assurance ou de capitalisation doit, en outre, remettre, contre récépissé, une note d'information sur les dispositions essentielles du contrat, sur les conditions d'exercice de la faculté de renonciation, ainsi que sur le sort de la garantie décès en cas d'exercice de cette faculté de renonciation. Le défaut de remise des documents et informations énumérés au présent alinéa entraîne de plein droit la prorogation du délai prévu au premier alinéa jusqu'au trentième jour suivant la date de remise effective de ces documents. Un nouveau délai de trente jours court à compter de la date de reception du contrat, lorsque celle-ci apporte des réserves ou des modifications essentielles à l'offre originelle, ou à compter de l'acceptation écrite, par le souscripteur, de ces réserves ou modifications.
\n
La renonciation entraîne la restitution par l'entreprise d'assurance ou de capitalisation de l'intégralité des sommes versées par le contractant, dans le délai maximal de trente jours à compter de la réception de la lettre recommandée. Au-delà de ce délai, les sommes non restituées produisent de plein droit intérêt au taux légal majoré de moitié durant deux mois, puis, à l'expiration de ce délai de deux mois, au double du taux légal.
\n
Toutefois, les dispositions qui précèdent ne s'appliquent pas aux contrats d'une durée maximum de deux mois.
" } }, "LEGIARTI000006792946": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-5-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2004-01-01", "DATE_DEBUT": "1994-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006792946", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792946.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L05BXXAD" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839113", "@num": "22", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006841891", "@num": "35", "#text": "Loi n°94-5 du 4 janvier 1994 - art. 35 () JORF 5 janvier 1994 en vigueur le 1er juillet 1994", "@sens": "source", "@cidtexte": "JORFTEXT000000544780", "@nortexte": "ECOX9300091L", "@numtexte": "94-5", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1994-01-04" }, { "@id": "LEGIARTI000006841521", "@num": "7", "#text": "Loi n°94-5 du 4 janvier 1994 - art. 7 () JORF 5 janvier 1994 en vigueur le 1er juillet 1994", "@sens": "source", "@cidtexte": "JORFTEXT000000544780", "@nortexte": "ECOX9300091L", "@numtexte": "94-5", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1994-01-04" }, { "@id": "LEGIARTI000006746071", "@num": "56", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 56 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000036104656", "@num": "L931-18-2", "#text": "Code de la sécurité sociale. - art. L931-18-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252309", "@num": "L932-23", "#text": "Code de la sécurité sociale. - art. L932-23 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786150", "@num": "A132-4", "#text": "Code des assurances - art. A132-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786161", "@num": "A132-4-1", "#text": "Code des assurances - art. A132-4-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786182", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786195", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786205", "@num": "A132-6", "#text": "Code des assurances - art. A132-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006798392", "@num": "L326-9", "#text": "Code des assurances - art. L326-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044073120", "@num": "L327-2", "#text": "Code des assurances - art. L327-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731360", "@num": "L441-3", "#text": "Code des assurances - art. L441-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811987", "@num": "R132-4", "#text": "Code des assurances - art. R132-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035233973", "@num": "R310-6", "#text": "Code des assurances - art. R310-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792943", "@fin": "1986-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1981-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792944", "@fin": "1992-07-17", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792945", "@fin": "1994-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792946", "@fin": "2004-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792947", "@fin": "2004-04-22", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792948", "@fin": "2004-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792949", "@fin": "2005-12-16", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792950", "@fin": "2018-04-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2006-03-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731314", "@fin": "2999-01-01", "@num": "L132-5-1", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Toute personne physique qui a signé une proposition d'assurance ou un contrat a la faculté d'y renoncer par lettre recommandée avec demande d'avis de réception pendant le délai de trente jours à compter du premier versement.
\n
La proposition d'assurance ou de contrat doit comprendre un projet de lettre destiné à faciliter l'exercice de cette faculté de renonciation. Elle doit indiquer notamment, pour les contrats qui en comportent, les valeurs de rachat au terme de chacune des huit premières années au moins. L'entreprise d'assurance ou de capitalisation doit, en outre, remettre, contre récépissé, une note d'information sur les dispositions essentielles du contrat, sur les conditions d'exercice de la faculté de renonciation, ainsi que sur le sort de la garantie décès en cas d'exercice de cette faculté de renonciation. Le défaut de remise des documents et informations énumérés au présent alinéa entraîne de plein droit la prorogation du délai prévu au premier alinéa jusqu'au trentième jour suivant la date de remise effective de ces documents. Un nouveau délai de trente jours court à compter de la date de reception du contrat, lorsque celui-ci apporte des réserves ou des modifications essentielles à l'offre originelle, ou à compter de l'acceptation écrite, par le souscripteur, de ces réserves ou modifications.
\n
La renonciation entraîne la restitution par l'entreprise d'assurance ou de capitalisation de l'intégralité des sommes versées par le contractant, dans le délai maximal de trente jours à compter de la réception de la lettre recommandée. Au-delà de ce délai, les sommes non restituées produisent de plein droit intérêt au taux légal majoré de moitié durant deux mois, puis, à l'expiration de ce délai de deux mois, au double du taux légal.
\n
Les dispositions qui précèdent ne s'appliquent pas aux contrats d'une durée maximum de deux mois. Elles sont précisées, en tant que de besoin, par arrêté ministériel.
" } }, "LEGIARTI000006792947": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-5-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2004-04-22", "DATE_DEBUT": "2004-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006792947", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792947.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L05BXXAE" } }, "NOTA": { "CONTENU": "
Décision du Conseil Constitutionnel n° 2004-196 L du 12 février 2004 : dans l'article L132-5-1 du présent code, les mots \" plan d'épargne individuel pour la retraite \" sont déclassés et ont dorénavant un caractère réglementaire.
\n
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839113", "@num": "22", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000781627", "#text": "Loi 2003-775 2003-08-21 art. 108", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "JORFTEXT000000781627", "#text": "Loi 2003-775 2003-08-21 art. 108 XIV 1° JORF 22 août 2003 en vigueur le 1er janvier 2004", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000006746071", "@num": "56", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 56 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000036104656", "@num": "L931-18-2", "#text": "Code de la sécurité sociale. - art. L931-18-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252309", "@num": "L932-23", "#text": "Code de la sécurité sociale. - art. L932-23 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786150", "@num": "A132-4", "#text": "Code des assurances - art. A132-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786161", "@num": "A132-4-1", "#text": "Code des assurances - art. A132-4-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786182", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786195", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786205", "@num": "A132-6", "#text": "Code des assurances - art. A132-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006798392", "@num": "L326-9", "#text": "Code des assurances - art. L326-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044073120", "@num": "L327-2", "#text": "Code des assurances - art. L327-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731360", "@num": "L441-3", "#text": "Code des assurances - art. L441-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811987", "@num": "R132-4", "#text": "Code des assurances - art. R132-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035233973", "@num": "R310-6", "#text": "Code des assurances - art. R310-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792943", "@fin": "1986-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1981-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792944", "@fin": "1992-07-17", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792945", "@fin": "1994-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792946", "@fin": "2004-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792947", "@fin": "2004-04-22", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792948", "@fin": "2004-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792949", "@fin": "2005-12-16", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792950", "@fin": "2018-04-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2006-03-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731314", "@fin": "2999-01-01", "@num": "L132-5-1", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Toute personne physique qui a signé une proposition d'assurance ou un contrat a la faculté d'y renoncer par lettre recommandée avec demande d'avis de réception pendant le délai de trente jours à compter du premier versement.
\n
La proposition d'assurance ou de contrat doit comprendre un projet de lettre destiné à faciliter l'exercice de cette faculté de renonciation. Elle doit indiquer notamment, pour les plans d'épargne individuelle pour la retraite créés à l'article 108 de la loi n° 2003-775 du 21 août 2003 portant réforme des retraites, les valeurs de transfert ou pour les contrats qui en comportent, les valeurs de rachat au terme de chacune des huit premières années au moins. L'entreprise d'assurance ou de capitalisation doit, en outre, remettre, contre récépissé, une note d'information sur les dispositions essentielles du contrat, sur les conditions d'exercice de la faculté de renonciation, ainsi que sur le sort de la garantie décès en cas d'exercice de cette faculté de renonciation. Le défaut de remise des documents et informations énumérés au présent alinéa entraîne de plein droit la prorogation du délai prévu au premier alinéa jusqu'au trentième jour suivant la date de remise effective de ces documents. Un nouveau délai de trente jours court à compter de la date de reception du contrat, lorsque celui-ci apporte des réserves ou des modifications essentielles à l'offre originelle, ou à compter de l'acceptation écrite, par le souscripteur, de ces réserves ou modifications.
\n
La renonciation entraîne la restitution par l'entreprise d'assurance ou de capitalisation de l'intégralité des sommes versées par le contractant, dans le délai maximal de trente jours à compter de la réception de la lettre recommandée. Au-delà de ce délai, les sommes non restituées produisent de plein droit intérêt au taux légal majoré de moitié durant deux mois, puis, à l'expiration de ce délai de deux mois, au double du taux légal.
\n
Les dispositions qui précèdent ne s'appliquent pas aux contrats d'une durée maximum de deux mois. Elles sont précisées, en tant que de besoin, par arrêté ministériel.
" } }, "LEGIARTI000006792948": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-5-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2004-07-01", "DATE_DEBUT": "2004-04-22" } }, "META_COMMUN": { "ID": "LEGIARTI000006792948", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792948.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L05BXXAF" } }, "NOTA": { "CONTENU": "
Décision du Conseil Constitutionnel n° 2004-196 L du 12 février 2004 : dans l'article L132-5-1 du présent code, les mots \" plan d'épargne individuel pour la retraite \" sont déclassés et ont dorénavant un caractère réglementaire.
\n
Décret 2004-346 2004-04-21 art. 2 : les mots \" plans d'épargne individuelle pour la retraite \" sont remplacés par les mots \" plans d'épargne retraite populaire \".
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839113", "@num": "22", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "JORFTEXT000000781627", "#text": "Loi 2003-775 2003-08-21 art. 108", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000006230234", "@num": "2", "#text": "Décret n°2004-346 du 21 avril 2004 - art. 2 () JORF 22 avril 2004", "@sens": "source", "@cidtexte": "JORFTEXT000000232918", "@nortexte": "SANX0400022D", "@numtexte": "2004-346", "@typelien": "MODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006746071", "@num": "56", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 56 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000036104656", "@num": "L931-18-2", "#text": "Code de la sécurité sociale. - art. L931-18-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252309", "@num": "L932-23", "#text": "Code de la sécurité sociale. - art. L932-23 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786150", "@num": "A132-4", "#text": "Code des assurances - art. A132-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786161", "@num": "A132-4-1", "#text": "Code des assurances - art. 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L326-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044073120", "@num": "L327-2", "#text": "Code des assurances - art. L327-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731360", "@num": "L441-3", "#text": "Code des assurances - art. L441-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811987", "@num": "R132-4", "#text": "Code des assurances - art. R132-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035233973", "@num": "R310-6", "#text": "Code des assurances - art. R310-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792943", "@fin": "1986-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1981-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792944", "@fin": "1992-07-17", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792945", "@fin": "1994-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792946", "@fin": "2004-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792947", "@fin": "2004-04-22", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792948", "@fin": "2004-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792949", "@fin": "2005-12-16", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792950", "@fin": "2018-04-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2006-03-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731314", "@fin": "2999-01-01", "@num": "L132-5-1", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Toute personne physique qui a signé une proposition d'assurance ou un contrat a la faculté d'y renoncer par lettre recommandée avec demande d'avis de réception pendant le délai de trente jours à compter du premier versement.
\n
La proposition d'assurance ou de contrat doit comprendre un projet de lettre destiné à faciliter l'exercice de cette faculté de renonciation. Elle doit indiquer notamment, pour les plans d'épargne retraite populaire créés à l'article 108 de la loi n° 2003-775 du 21 août 2003 portant réforme des retraites, les valeurs de transfert ou pour les contrats qui en comportent, les valeurs de rachat au terme de chacune des huit premières années au moins. L'entreprise d'assurance ou de capitalisation doit, en outre, remettre, contre récépissé, une note d'information sur les dispositions essentielles du contrat, sur les conditions d'exercice de la faculté de renonciation, ainsi que sur le sort de la garantie décès en cas d'exercice de cette faculté de renonciation. Le défaut de remise des documents et informations énumérés au présent alinéa entraîne de plein droit la prorogation du délai prévu au premier alinéa jusqu'au trentième jour suivant la date de remise effective de ces documents. Un nouveau délai de trente jours court à compter de la date de reception du contrat, lorsque celui-ci apporte des réserves ou des modifications essentielles à l'offre originelle, ou à compter de l'acceptation écrite, par le souscripteur, de ces réserves ou modifications.
\n
La renonciation entraîne la restitution par l'entreprise d'assurance ou de capitalisation de l'intégralité des sommes versées par le contractant, dans le délai maximal de trente jours à compter de la réception de la lettre recommandée. Au-delà de ce délai, les sommes non restituées produisent de plein droit intérêt au taux légal majoré de moitié durant deux mois, puis, à l'expiration de ce délai de deux mois, au double du taux légal.
\n
Les dispositions qui précèdent ne s'appliquent pas aux contrats d'une durée maximum de deux mois. Elles sont précisées, en tant que de besoin, par arrêté ministériel.
" } }, "LEGIARTI000006792949": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-5-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2005-12-16", "DATE_DEBUT": "2004-04-22" } }, "META_COMMUN": { "ID": "LEGIARTI000006792949", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792949.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L05BXXAG" } }, "NOTA": { "CONTENU": "
Décision du Conseil Constitutionnel n° 2004-196 L du 12 février 2004 : dans l'article L132-5-1 du présent code, les mots \" plan d'épargne individuel pour la retraite \" sont déclassés et ont dorénavant un caractère réglementaire.
\n
" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839113", "@num": "22", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006713848", "@num": "85", "#text": "Loi n°2003-706 du 1 août 2003 - art. 85 (V) JORF 2 août 2003 en vigueur le 1er juillet 2004", "@sens": "source", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "JORFTEXT000000781627", "#text": "Loi 2003-775 2003-08-21 art. 108", "@sens": "source", "@cidtexte": "JORFTEXT000000781627", "@nortexte": "SOCX0300057L", "@numtexte": "2003-775", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-21" }, { "@id": "LEGIARTI000006230234", "@num": "2", "#text": "Décret n°2004-346 du 21 avril 2004 - art. 2 () JORF 22 avril 2004", "@sens": "source", "@cidtexte": "JORFTEXT000000232918", "@nortexte": "SANX0400022D", "@numtexte": "2004-346", "@typelien": "MODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006746071", "@num": "56", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 56 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000036104656", "@num": "L931-18-2", "#text": "Code de la sécurité sociale. - art. L931-18-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252309", "@num": "L932-23", "#text": "Code de la sécurité sociale. - art. L932-23 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786150", "@num": "A132-4", "#text": "Code des assurances - art. A132-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786161", "@num": "A132-4-1", "#text": "Code des assurances - art. A132-4-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786182", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786195", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786205", "@num": "A132-6", "#text": "Code des assurances - art. A132-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006798392", "@num": "L326-9", "#text": "Code des assurances - art. L326-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044073120", "@num": "L327-2", "#text": "Code des assurances - art. L327-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731360", "@num": "L441-3", "#text": "Code des assurances - art. L441-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811987", "@num": "R132-4", "#text": "Code des assurances - art. R132-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035233973", "@num": "R310-6", "#text": "Code des assurances - art. R310-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792943", "@fin": "1986-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1981-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792944", "@fin": "1992-07-17", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792945", "@fin": "1994-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792946", "@fin": "2004-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792947", "@fin": "2004-04-22", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792948", "@fin": "2004-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792949", "@fin": "2005-12-16", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792950", "@fin": "2018-04-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2006-03-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731314", "@fin": "2999-01-01", "@num": "L132-5-1", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Toute personne physique qui a signé une proposition d'assurance ou un contrat a la faculté d'y renoncer par lettre recommandée avec demande d'avis de réception pendant le délai de trente jours à compter du premier versement.
\n
La proposition d'assurance ou de contrat doit comprendre un projet de lettre destiné à faciliter l'exercice de cette faculté de renonciation. Elle doit indiquer notamment, pour les plans d'épargne retraite populaire créés à l'article 108 de la loi n° 2003-775 du 21 août 2003 portant réforme des retraites, les valeurs de transfert ou pour les contrats qui en comportent, les valeurs de rachat ainsi que, dans le même tableau, la somme des primes ou cotisations versées au terme de chacune des huit premières années au moins. L'entreprise d'assurance ou de capitalisation doit, en outre, remettre, contre récépissé, une note d'information sur les dispositions essentielles du contrat incluant, lorsque le contrat comporte des garanties exprimées en unités de compte, les caractéristiques principales de ces unités de compte, sur les conditions d'exercice de la faculté de renonciation, ainsi que sur le sort de la garantie décès en cas d'exercice de cette faculté de renonciation. Le défaut de remise des documents et informations énumérés au présent alinéa entraîne de plein droit la prorogation du délai prévu au premier alinéa jusqu'au trentième jour suivant la date de remise effective de ces documents. Un nouveau délai de trente jours court à compter de la date de réception du contrat, lorsque celui-ci apporte des réserves ou des modifications essentielles à l'offre originelle, ou à compter de l'acceptation écrite, par le souscripteur, de ces réserves ou modifications.
\n
La renonciation entraîne la restitution par l'entreprise d'assurance ou de capitalisation de l'intégralité des sommes versées par le contractant, dans le délai maximal de trente jours à compter de la réception de la lettre recommandée. Au-delà de ce délai, les sommes non restituées produisent de plein droit intérêt au taux légal majoré de moitié durant deux mois, puis, à l'expiration de ce délai de deux mois, au double du taux légal.
\n
Les dispositions qui précèdent ne s'appliquent pas aux contrats d'une durée maximum de deux mois. Elles sont précisées, en tant que de besoin, par arrêté ministériel.
" } }, "LEGIARTI000006792950": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-5-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2018-04-01", "DATE_DEBUT": "2006-03-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006792950", "URL": "article/LEGI/ARTI/00/00/06/79/29/LEGIARTI000006792950.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X132L05BXXAH" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839113", "@num": "22", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006746071", "@num": "56", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 56 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000006842381", "@num": "4", "#text": "Loi n°2005-1564 du 15 décembre 2005 - art. 4 () JORF 16 décembre 2005", "@sens": "source", "@cidtexte": "JORFTEXT000000634104", "@nortexte": "ECOX0500009L", "@numtexte": "2005-1564", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2005-12-15" }, { "@id": "LEGIARTI000036104656", "@num": "L931-18-2", "#text": "Code de la sécurité sociale. - art. L931-18-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252309", "@num": "L932-23", "#text": "Code de la sécurité sociale. - art. L932-23 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786150", "@num": "A132-4", "#text": "Code des assurances - art. A132-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786161", "@num": "A132-4-1", "#text": "Code des assurances - art. A132-4-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786182", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786195", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786205", "@num": "A132-6", "#text": "Code des assurances - art. A132-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006798392", "@num": "L326-9", "#text": "Code des assurances - art. L326-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044073120", "@num": "L327-2", "#text": "Code des assurances - art. L327-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731360", "@num": "L441-3", "#text": "Code des assurances - art. L441-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811987", "@num": "R132-4", "#text": "Code des assurances - art. R132-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035233973", "@num": "R310-6", "#text": "Code des assurances - art. R310-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792943", "@fin": "1986-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1981-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792944", "@fin": "1992-07-17", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792945", "@fin": "1994-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792946", "@fin": "2004-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792947", "@fin": "2004-04-22", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792948", "@fin": "2004-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792949", "@fin": "2005-12-16", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792950", "@fin": "2018-04-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2006-03-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731314", "@fin": "2999-01-01", "@num": "L132-5-1", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Toute personne physique qui a signé une proposition ou un contrat d'assurance sur la vie ou de capitalisation a la faculté d'y renoncer par lettre recommandée avec demande d'avis de réception pendant le délai de trente jours calendaires révolus à compter du moment où elle est informée que le contrat est conclu. Ce délai expire le dernier jour à vingt-quatre heures. S'il expire un samedi, un dimanche ou un jour férié ou chômé, il n'est pas prorogé.
\n
La renonciation entraîne la restitution par l'entreprise d'assurance ou de capitalisation de l'intégralité des sommes versées par le contractant, dans le délai maximal de trente jours calendaires révolus à compter de la réception de la lettre recommandée. Au-delà de ce délai, les sommes non restituées produisent de plein droit intérêt au taux légal majoré de moitié durant deux mois, puis, à l'expiration de ce délai de deux mois, au double du taux légal.
\n
Les dispositions du présent article sont précisées, en tant que de besoin, par arrêté ministériel.
\n
Elles ne s'appliquent pas aux contrats d'une durée maximale de deux mois.
" } }, "LEGIARTI000035731314": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L132-5-1", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2018-04-01" } }, "META_COMMUN": { "ID": "LEGIARTI000035731314", "URL": "article/LEGI/ARTI/00/00/35/73/13/LEGIARTI000035731314.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006839113", "@num": "22", "#text": "Loi n°81-5 du 7 janvier 1981 - art. 22 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000517003", "@numtexte": "81-5", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "1981-01-07" }, { "@id": "LEGIARTI000006746071", "@num": "56", "#text": "Décret n°2004-342 du 21 avril 2004 - art. 56 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000233359", "@nortexte": "ECOT0491205D", "@numtexte": "2004-342", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2004-04-21" }, { "@id": "LEGIARTI000035721928", "@num": "6", "#text": "Ordonnance n°2017-1433 du 4 octobre 2017 - art. 6", "@sens": "cible", "@cidtexte": "JORFTEXT000035720869", "@nortexte": "ECOT1719130R", "@numtexte": "2017-1433", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2017-10-04" }, { "@id": "LEGIARTI000036104656", "@num": "L931-18-2", "#text": "Code de la sécurité sociale. - art. L931-18-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048252309", "@num": "L932-23", "#text": "Code de la sécurité sociale. - art. L932-23 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786359", "@num": "A132-12", "#text": "Code des assurances - art. A132-12 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786150", "@num": "A132-4", "#text": "Code des assurances - art. A132-4 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786161", "@num": "A132-4-1", "#text": "Code des assurances - art. A132-4-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786182", "@num": "A132-5", "#text": "Code des assurances - art. A132-5 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786195", "@num": "A132-5-1", "#text": "Code des assurances - art. A132-5-1 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786205", "@num": "A132-6", "#text": "Code des assurances - art. A132-6 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731328", "@num": "L132-5-2", "#text": "Code des assurances - art. L132-5-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038611232", "@num": "L132-5-3", "#text": "Code des assurances - art. L132-5-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006798392", "@num": "L326-9", "#text": "Code des assurances - art. L326-9 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044073120", "@num": "L327-2", "#text": "Code des assurances - art. L327-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000034387863", "@num": "L441-2", "#text": "Code des assurances - art. L441-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731360", "@num": "L441-3", "#text": "Code des assurances - art. L441-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811987", "@num": "R132-4", "#text": "Code des assurances - art. R132-4 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035233973", "@num": "R310-6", "#text": "Code des assurances - art. R310-6 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006174038", "@fin": "2999-01-01", "#text": "Section I : Dispositions générales.", "@debut": "1992-07-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006157304", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances sur la vie et les opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142719", "@fin": "2999-01-01", "#text": "Titre III : Règles relatives aux assurances de personnes et aux opérations de capitalisation", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792943", "@fin": "1986-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1981-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792944", "@fin": "1992-07-17", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792945", "@fin": "1994-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1992-07-17", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792946", "@fin": "2004-01-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792947", "@fin": "2004-04-22", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-01-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792948", "@fin": "2004-07-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792949", "@fin": "2005-12-16", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2004-04-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792950", "@fin": "2018-04-01", "@num": "L132-5-1", "@etat": "MODIFIE", "@debut": "2006-03-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000035731314", "@fin": "2999-01-01", "@num": "L132-5-1", "@etat": "VIGUEUR", "@debut": "2018-04-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Toute personne physique qui a signé une proposition ou un contrat d'assurance sur la vie ou de capitalisation a la faculté d'y renoncer par lettre recommandée ou par envoi recommandé électronique, avec demande d'avis de réception, pendant le délai de trente jours calendaires révolus à compter du moment où elle est informée que le contrat est conclu. Ce délai expire le dernier jour à vingt-quatre heures. S'il expire un samedi, un dimanche ou un jour férié ou chômé, il n'est pas prorogé.

La renonciation entraîne la restitution par l'entreprise d'assurance ou de capitalisation de l'intégralité des sommes versées par le contractant, dans le délai maximal de trente jours calendaires révolus à compter de la réception de la lettre recommandée ou de l'envoi recommandé électronique. Au-delà de ce délai, les sommes non restituées produisent de plein droit intérêt au taux légal majoré de moitié durant deux mois, puis, à l'expiration de ce délai de deux mois, au double du taux légal.

Les dispositions du présent article sont précisées, en tant que de besoin, par arrêté ministériel.

Elles ne s'appliquent pas aux contrats d'une durée maximale de deux mois.

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Article A132-12 AUTONOME TRANSFERE, en vigueur du 30/06/1994 au 01/06/1995 (Code des assurances)