{ "article": { "LEGIARTI000006785969": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A125-1", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2024-01-01", "DATE_DEBUT": "2003-08-29" } }, "META_COMMUN": { "ID": "LEGIARTI000006785969", "URL": "article/LEGI/ARTI/00/00/06/78/59/LEGIARTI000006785969.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X125A01AXXAC" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2000-09-05 art. 3 (modalités d'application - dates de constatation de l'état de catastrophe)", "@sens": "source", "@typelien": "SPEC_APPLI" }, { "#text": "Arrêté 2001-09-03 art. 1 A JORF 11 septembre 2001 en vigueur le 1er janvier 2002", "@sens": "source", "@typelien": "MODIFICATION" }, { "#text": "Arrêté 2003-08-04 art. 1, 2 et 3 JORF 29 août 2003", "@sens": "source", "@typelien": "MODIFICATION" }, { "@id": "LEGITEXT000005629935", "#text": "Arrêté du 5 septembre 2000", "@sens": "cible", "@cidtexte": "JORFTEXT000000402471", "@nortexte": "ECOT0091128A", "@typelien": "TXT_SOURCE", "@naturetexte": "ARRETE", "@datesignatexte": "2000-09-05" }, { "@id": "LEGIARTI000006860699", "@num": "1", "#text": "Arrêté du 5 septembre 2000 - art. 1 ()", "@sens": "cible", "@cidtexte": "JORFTEXT000000402471", "@nortexte": "ECOT0091128A", "@typelien": "TXT_SOURCE", "@naturetexte": "ARRETE", "@datesignatexte": "2000-09-05" }, { "@id": "LEGIARTI000006860705", "@num": "2", "#text": "Arrêté du 5 septembre 2000 - art. 2 ()", "@sens": "cible", "@cidtexte": "JORFTEXT000000402471", "@nortexte": "ECOT0091128A", "@typelien": "TXT_SOURCE", "@naturetexte": "ARRETE", "@datesignatexte": "2000-09-05" }, { "@id": "LEGIARTI000006860710", "@num": "3", "#text": "Arrêté du 5 septembre 2000 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000402471", "@nortexte": "ECOT0091128A", "@typelien": "TXT_SOURCE", "@naturetexte": "ARRETE", "@datesignatexte": "2000-09-05" }, { "@id": "LEGITEXT000005640522", "#text": "Arrêté du 4 août 2003", "@sens": "cible", "@cidtexte": "JORFTEXT000000246362", "@nortexte": "ECOT0391189A", "@typelien": "TXT_SOURCE", "@naturetexte": "ARRETE", "@datesignatexte": "2003-08-04" }, { "@id": "LEGIARTI000006222969", "@num": "1", "#text": "Arrêté du 4 août 2003 - art. 1 ()", "@sens": "cible", "@cidtexte": "JORFTEXT000000246362", "@nortexte": "ECOT0391189A", "@typelien": "TXT_SOURCE", "@naturetexte": "ARRETE", "@datesignatexte": "2003-08-04" }, { "@id": "LEGIARTI000006222970", "@num": "2", "#text": "Arrêté du 4 août 2003 - art. 2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000246362", "@nortexte": "ECOT0391189A", "@typelien": "TXT_SOURCE", "@naturetexte": "ARRETE", "@datesignatexte": "2003-08-04" }, { "@id": "LEGIARTI000006222971", "@num": "3", "#text": "Arrêté du 4 août 2003 - art. 3 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000246362", "@nortexte": "ECOT0391189A", "@typelien": "TXT_SOURCE", "@naturetexte": "ARRETE", "@datesignatexte": "2003-08-04" }, { "@id": "LEGIARTI000046882315", "@num": "1", "#text": "Arrêté du 30 décembre 2022 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000046846516", "@nortexte": "ECOT2236616A", "@typelien": "ABROGE", "@naturetexte": "ARRETE", "@datesignatexte": "2022-12-30" }, { "@id": "LEGIARTI000048713055", "@num": "A125-2", "#text": "Code des assurances - art. A125-2 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046888339", "@num": "A125-3", "#text": "Code des assurances - art. A125-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046888358", "@num": "A250-1", "#text": "Code des assurances - art. A250-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792281", "@num": "L121-5", "#text": "Code des assurances - art. L121-5 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "TXT_SOURCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006792610", "@num": "L125-1", "#text": "Code des assurances - art. L125-1", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006156960", "@fin": "2999-01-01", "#text": "Chapitre V : L'assurance des risques de catastrophes naturelles.", "@debut": "1985-10-09" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142538", "@fin": "2999-01-01", "#text": "Titre II : Règles relatives aux assurances de dommages non maritimes", "@debut": "1985-10-09" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006785967", "@fin": "1995-07-19", "@num": "A125-1", "@etat": "MODIFIE", "@debut": "1985-10-09", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006785968", "@fin": "2002-01-01", "@num": "A125-1", "@etat": "MODIFIE", "@debut": "2000-09-12", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000006785969", "@fin": "2024-01-01", "@num": "A125-1", "@etat": "ABROGE", "@debut": "2003-08-29", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Les contrats d'assurance mentionnés à l'article L. 125-1 (premier alinéa) sont réputés comporter des clauses conformes à celles figurant à l'annexe I du présent article.

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Les contrats d'assurance mentionnés à l'article L. 125-1 (deuxième alinéa) sont réputés comporter des clauses conformes à celles figurant à l'annexe II du présent article.

\n
\n
\n
\n
" } }, "LEGIARTI000006792281": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L121-5", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "1976-07-21" } }, "META_COMMUN": { "ID": "LEGIARTI000006792281", "URL": "article/LEGI/ARTI/00/00/06/79/22/LEGIARTI000006792281.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X121L05AXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006785969", "@num": "A125-1", "#text": "Code des assurances - art. A125-1 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "TXT_SOURCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000035731228", "@num": "L111-2", "#text": "Code des assurances - art. L111-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 31", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157222", "@fin": "2999-01-01", "#text": "Chapitre Ier : Dispositions générales.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142679", "@fin": "2012-07-01", "#text": "Titre II : Règles relatives aux assurances de dommages non maritimes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376800", "@fin": "2999-01-01", "#text": "Titre II : Règles relatives aux assurances de dommages", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000006792281", "@fin": "2999-01-01", "@num": "L121-5", "@etat": "VIGUEUR", "@debut": "1976-07-21", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
S'il résulte des estimations que la valeur de la chose assurée excède au jour du sinistre la somme garantie, l'assuré est considéré comme restant son propre assureur pour l'excédent, et supporte, en conséquence, une part proportionnelle du dommage, sauf convention contraire.
\n
" } }, "LEGIARTI000006792610": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L125-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1992-07-17", "DATE_DEBUT": "1985-08-15" } }, "META_COMMUN": { "ID": "LEGIARTI000006792610", "URL": "article/LEGI/ARTI/00/00/06/79/26/LEGIARTI000006792610.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X125L01AXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "JORFTEXT000000682301", "#text": "Décret 85-863 1985-08-02 art. 1 JORF 15 août 1985", "@sens": "source", "@cidtexte": "JORFTEXT000000682301", "@numtexte": "85-863", "@typelien": "CREATION", "@naturetexte": "DECRET", "@datesignatexte": "1985-08-02" }, { "@id": "LEGIARTI000006613815", "@num": "66", "#text": "Loi n°2001-602 du 9 juillet 2001 - art. 66 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000223691", "@nortexte": "AGRX0000026L", "@numtexte": "2001-602", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2001-07-09" }, { "@id": "LEGIARTI000006322535", "@num": "110", "#text": "Loi n°2005-1719 du 30 décembre 2005 - art. 110 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000634802", "@nortexte": "ECOX0500239L", "@numtexte": "2005-1719", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2005-12-30" }, { "@id": "LEGIARTI000017630261", "@num": "1", "#text": "Décret n°2007-1689\n du 29 novembre 2007 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000017628525", "@nortexte": "MLVU0758261D", "@numtexte": "2007-1689", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2007-11-29" }, { "@id": "LEGIARTI000045387317", "@num": "Annexe", "#text": "ARRÊTÉ du 1er août 2014 - art. Annexe (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000029362161", "@nortexte": "ETLL1408764A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2014-08-01" }, { "@id": "LEGIARTI000050745117", "@num": "2", "#text": "Décret n°2020-26 du 14 janvier 2020 - art. 2 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000041400291", "@nortexte": "LOGL1935489D", "@numtexte": "2020-26", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-01-14" }, { "@id": "LEGIARTI000043528850", "@num": "2", "#text": "Décret n°2020-1423 du 19 novembre 2020 - art. 2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000042544288", "@nortexte": "LOGL2015698D", "@numtexte": "2020-1423", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-11-19" }, { "@id": "LEGIARTI000047417976", "@num": "8", "#text": "Arrêté du 29 mars 2023 - art. 8 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000047416684", "@nortexte": "IOMO2302912A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-03-29" }, { "@id": "LEGITEXT000047522268", "#text": "Décret n°2023-338 du 4 mai 2023 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000047521308", "@nortexte": "TREP2303956D", "@numtexte": "2023-338", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-05-04" }, { "@id": "LEGIARTI000048930156", "@num": "8", "#text": "Arrêté du 27 avril 2023 - art. 8 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000047530413", "@nortexte": "IOMO2311495A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-04-27" }, { "@id": "LEGIARTI000049325167", "@num": "5", "#text": "Arrêté du 22 mai 2023 - art. 5 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000047623986", "@nortexte": "TREL2309663A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-05-22" }, { "@id": "LEGIARTI000049325169", "@num": "6", "#text": "Arrêté du 22 mai 2023 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000047623986", "@nortexte": "TREL2309663A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-05-22" }, { "@id": "LEGITEXT000047970547", "#text": "Arrêté du 2 août 2023 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000047968446", "@nortexte": "ECOT2317668A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-08-02" }, { "@id": "LEGITEXT000048462674", "#text": "Arrêté du 25 novembre 2023 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000048460301", "@nortexte": "ECOT2331653A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-11-25" }, { "@id": "LEGIARTI000048854945", "@num": "1", "#text": "Décret n°2023-1365 du 29 décembre 2023 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000048729510", "@nortexte": "TREL2332039D", "@numtexte": "2023-1365", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-12-29" }, { "@id": "LEGIARTI000048854947", "@num": "2", "#text": "Décret n°2023-1365 du 29 décembre 2023 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000048729510", "@nortexte": "TREL2332039D", "@numtexte": "2023-1365", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-12-29" }, { "@id": "LEGIARTI000049080341", "@num": "2", "#text": "Arrêté du 31 janvier 2024 - art. 2 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000049079195", "@nortexte": "TREP2403092A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-01-31" }, { "@id": "LEGIARTI000049080312", "@num": "2", "#text": "Arrêté du 31 janvier 2024 - art. 2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049079166", "@nortexte": "TREP2335064A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-01-31" }, { "@id": "LEGIARTI000049080350", "@num": "8", "#text": "Arrêté du 31 janvier 2024 - art. 8 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000049079195", "@nortexte": "TREP2403092A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-01-31" }, { "@id": "LEGIARTI000049404737", "@num": "8", "#text": "Arrêté du 31 janvier 2024 - art. 8 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049079166", "@nortexte": "TREP2335064A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-01-31" }, { "@id": "LEGITEXT000049092775", "#text": "Décret n°2024-82 du 5 février 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049092407", "@nortexte": "ECOT2325879D", "@numtexte": "2024-82", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-02-05" }, { "@id": "LEGITEXT000049917819", "#text": "Arrêté du 3 juillet 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049891505", "@nortexte": "ECOT2417012A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-07-03" }, { "@id": "LEGITEXT000050779594", "#text": "Arrêté du 4 décembre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050777135", "@nortexte": "TECP2433337A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-12-04" }, { "@id": "LEGIARTI000018617845", "@num": "38 sexdecies J", "#text": "CODE GENERAL DES IMPOTS ANNEXE 3, CGIAN3. - art. 38 sexdecies J (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069574", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044375243", "@num": "L125-2", "#text": "Code de l'environnement - art. L125-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074220", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048849379", "@num": "L561-3", "#text": "Code de l'environnement - art. L561-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074220", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047215794", "@num": "R321-18", "#text": "Code de la construction et de l'habitation. - art. R321-18 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044637005", "@num": "R452-25-1", "#text": "Code de la construction et de l'habitation. - art. R452-25-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006785969", "@num": "A125-1", "#text": "Code des assurances - art. A125-1 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006785980", "@num": "A125-2", "#text": "Code des assurances - art. A125-2 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006785991", "@num": "A125-3", "#text": "Code des assurances - art. A125-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046884311", "@num": "A125-6-3", "#text": "Code des assurances - art. A125-6-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787210", "@num": "A250-2", "#text": "Code des assurances - art. A250-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000019235447", "@num": "Annexe I art. A125-1", "#text": "Code des assurances - art. Annexe I art. A125-1 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000019235498", "@num": "Annexe II art. A125-1", "#text": "Code des assurances - art. Annexe II art. 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Les contrats d'assurance, souscrits par toute personne physique ou morale autre que l'Etat et garantissant les dommages d'incendie ou tous autres dommages à des biens situés en France, ainsi que les dommages aux corps de véhicules terrestres à moteur, ouvrent droit à la garantie de l'assuré contre les effets des catastrophes naturelles sur les biens faisant l'objet de tels contrats.
\n
En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des catastrophes naturelles, dans les conditions prévues au contrat correspondant.
\n
Sont considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, les dommages matériels directs ayant eu pour cause déterminante l'intensité anormale d'un agent naturel, lorsque les mesures habituelles à prendre pour prévenir ces dommages n'ont pu empêcher leur survenance ou n'ont pu être prises.
\n
L'état de catastrophe naturelle est constaté par arrêté interministériel.
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Les contrats d'assurance, souscrits par toute personne physique ou morale autre que l'Etat et garantissant les dommages d'incendie ou tous autres dommages à des biens situés en France, ainsi que les dommages aux corps de véhicules terrestres à moteur, ouvrent droit à la garantie de l'assuré contre les effets des catastrophes naturelles sur les biens faisant l'objet de tels contrats.
\n
En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des catastrophes naturelles, dans les conditions prévues au contrat correspondant.
\n
Sont considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, les dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel, lorsque les mesures habituelles à prendre pour prévenir ces dommages n'ont pu empêcher leur survenance ou n'ont pu être prises.
\n
L'état de catastrophe naturelle est constaté par arrêté interministériel qui détermine les zones et les périodes où s'est située la catastrophe ainsi que la nature des dommages résultant de celle-ci couverts par la garantie visée au premier alinéa du présent article.
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Les contrats d'assurance, souscrits par toute personne physique ou morale autre que l'Etat et garantissant les dommages d'incendie ou tous autres dommages à des biens situés en France, ainsi que les dommages aux corps de véhicules terrestres à moteur, ouvrent droit à la garantie de l'assuré contre les effets des catastrophes naturelles et des affaissements de terrain dus à des cavités souterraines et à des marnières sur les biens faisant l'objet de tels contrats.
\n
En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des catastrophes naturelles, dans les conditions prévues au contrat correspondant.
\n
Sont considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, les dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel, lorsque les mesures habituelles à prendre pour prévenir ces dommages n'ont pu empêcher leur survenance ou n'ont pu être prises.
\n
L'état de catastrophe naturelle est constaté par arrêté interministériel qui détermine les zones et les périodes où s'est située la catastrophe ainsi que la nature des dommages résultant de celle-ci couverts par la garantie visée au premier alinéa du présent article.
\n
Les cavités souterraines considérées peuvent être naturelles ou d'origine humaine. Dans ce dernier cas, sont exclus de l'application du présent chapitre les dommages résultant de l'exploitation passée ou en cours d'une mine.
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Les contrats d'assurance, souscrits par toute personne physique ou morale autre que l'Etat et garantissant les dommages d'incendie ou tous autres dommages à des biens situés en France, ainsi que les dommages aux corps de véhicules terrestres à moteur, ouvrent droit à la garantie de l'assuré contre les effets des catastrophes naturelles, dont ceux des affaissements de terrain dus à des cavités souterraines et à des marnières sur les biens faisant l'objet de tels contrats.
\n
En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des catastrophes naturelles, dans les conditions prévues au contrat correspondant.
\n
Sont considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, les dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel, lorsque les mesures habituelles à prendre pour prévenir ces dommages n'ont pu empêcher leur survenance ou n'ont pu être prises.
\n
L'état de catastrophe naturelle est constaté par arrêté interministériel qui détermine les zones et les périodes où s'est située la catastrophe ainsi que la nature des dommages résultant de celle-ci couverts par la garantie visée au premier alinéa du présent article.
\n
Les cavités souterraines considérées peuvent être naturelles ou d'origine humaine. Dans ce dernier cas, sont exclus de l'application du présent chapitre les dommages résultant de l'exploitation passée ou en cours d'une mine.
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Les contrats d'assurance, souscrits par toute personne physique ou morale autre que l'Etat et garantissant les dommages d'incendie ou tous autres dommages à des biens situés en France, ainsi que les dommages aux corps de véhicules terrestres à moteur, ouvrent droit à la garantie de l'assuré contre les effets des catastrophes naturelles, dont ceux des affaissements de terrain dus à des cavités souterraines et à des marnières sur les biens faisant l'objet de tels contrats.
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En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des catastrophes naturelles, dans les conditions prévues au contrat correspondant.
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Sont considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, les dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel, lorsque les mesures habituelles à prendre pour prévenir ces dommages n'ont pu empêcher leur survenance ou n'ont pu être prises.
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L'état de catastrophe naturelle est constaté par arrêté interministériel qui détermine les zones et les périodes où s'est située la catastrophe ainsi que la nature des dommages résultant de celle-ci couverts par la garantie visée au premier alinéa du présent article. Cet arrêté précise, pour chaque commune ayant demandé la reconnaissance de l'état de catastrophe naturelle, la décision des ministres. Cette décision est ensuite notifiée à chaque commune concernée par le représentant de l'Etat dans le département, assortie d'une motivation. L'arrêté doit être publié au Journal officiel dans un délai de trois mois à compter du dépôt des demandes à la préfecture. De manière exceptionnelle, si la durée des enquêtes diligentées par le représentant de l'Etat dans le département est supérieure à deux mois, l'arrêté est publié au plus tard deux mois après la réception du dossier par le ministre chargé de la sécurité civile.
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Les cavités souterraines considérées peuvent être naturelles ou d'origine humaine. Dans ce dernier cas, sont exclus de l'application du présent chapitre les dommages résultant de l'exploitation passée ou en cours d'une mine.
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Les contrats d'assurance, souscrits par toute personne physique ou morale autre que l'Etat et garantissant les dommages d'incendie ou tous autres dommages à des biens situés en France, ainsi que les dommages aux corps de véhicules terrestres à moteur, ouvrent droit à la garantie de l'assuré contre les effets des catastrophes naturelles, dont ceux des affaissements de terrain dus à des cavités souterraines et à des marnières sur les biens faisant l'objet de tels contrats.

En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des catastrophes naturelles, dans les conditions prévues au contrat correspondant.

Sont considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, les dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel, lorsque les mesures habituelles à prendre pour prévenir ces dommages n'ont pu empêcher leur survenance ou n'ont pu être prises.

L'état de catastrophe naturelle est constaté par arrêté interministériel qui détermine les zones et les périodes où s'est située la catastrophe ainsi que la nature des dommages résultant de celle-ci couverts par la garantie visée au premier alinéa du présent article. Cet arrêté précise, pour chaque commune ayant demandé la reconnaissance de l'état de catastrophe naturelle, la décision des ministres. Cette décision est ensuite notifiée à chaque commune concernée par le représentant de l'Etat dans le département, assortie d'une motivation. L'arrêté doit être publié au Journal officiel dans un délai de trois mois à compter du dépôt des demandes à la préfecture. De manière exceptionnelle, si la durée des enquêtes diligentées par le représentant de l'Etat dans le département est supérieure à deux mois, l'arrêté est publié au plus tard deux mois après la réception du dossier par le ministre chargé de la sécurité civile.

Aucune demande communale de reconnaissance de l'état de catastrophe naturelle ne peut donner lieu à une décision favorable de reconnaissance de l'état de catastrophe naturelle par arrêté interministériel lorsqu'elle intervient dix-huit mois après le début de l'événement naturel qui y donne naissance. Ce délai s'applique aux événements naturels ayant débuté après le 1er janvier 2007. Pour les événements naturels survenus avant le 1er janvier 2007, les demandes communales de reconnaissance de l'état de catastrophe naturelle doivent être déposées à la préfecture dont dépend la commune avant le 30 juin 2008.

Les cavités souterraines considérées peuvent être naturelles ou d'origine humaine. Dans ce dernier cas, sont exclus de l'application du présent chapitre les dommages résultant de l'exploitation passée ou en cours d'une mine.

" } }, "LEGIARTI000044607728": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L125-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2023-01-01", "DATE_DEBUT": "2021-12-30" } }, "META_COMMUN": { "ID": "LEGIARTI000044607728", "URL": "article/LEGI/ARTI/00/00/44/60/77/LEGIARTI000044607728.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au premier alinéa de l'article 10 de la loi n° 2021-1837 du 28 décembre 2021, ces dispositions ne s'appliquent pas aux contrats en cours à la date de sa publication.

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En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des catastrophes naturelles, dans les conditions prévues au contrat correspondant.

Sont considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, les dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel, lorsque les mesures habituelles à prendre pour prévenir ces dommages n'ont pu empêcher leur survenance ou n'ont pu être prises. Sont également considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, et pris en charge par le régime de garantie associé les frais de relogement d'urgence des personnes sinistrées dont la résidence principale est rendue impropre à l'habitation pour des raisons de sécurité, de salubrité ou d'hygiène qui résultent de ces dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel. Les modalités de prise en charge de ces frais sont fixées par décret.

L'état de catastrophe naturelle est constaté par arrêté interministériel qui détermine les zones et les périodes où s'est située la catastrophe ainsi que la nature des dommages résultant de celle-ci couverts par la garantie visée au premier alinéa du présent article. Cet arrêté précise, pour chaque commune ayant demandé la reconnaissance de l'état de catastrophe naturelle, la décision des ministres, qui est motivée de façon claire, détaillée et compréhensible et mentionne les voies et délais de recours ainsi que les règles de communication des documents administratifs, notamment des rapports d'expertise ayant fondé cette décision, dans des conditions fixées par décret. Cette décision est ensuite notifiée à chaque commune concernée par le représentant de l'Etat dans le département, en précisant les conditions de communication des rapports d'expertise. L'arrêté doit être publié au Journal officiel dans un délai de trois mois à compter du dépôt des demandes à la préfecture. De manière exceptionnelle, si la durée des enquêtes diligentées par le représentant de l'Etat dans le département est supérieure à deux mois, l'arrêté est publié au plus tard deux mois après la réception du dossier par le ministre chargé de la sécurité civile.

Dans les limites de ses ressources, la caisse centrale de réassurance réalise, à la demande des ministres chargés de l'économie, de l'écologie et des comptes publics, des études portant sur la politique de prévention, les risques naturels, leur prise en charge et l'équilibre financier du régime des catastrophes naturelles.

" } }, "LEGIARTI000044608701": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L125-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2024-01-01", "DATE_DEBUT": "2023-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000044608701", "URL": "article/LEGI/ARTI/00/00/44/60/87/LEGIARTI000044608701.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au deuxième alinéa de l'article 10 de la loi n° 2021-1837 du 28 décembre 2021, ces dispositions entrent en vigueur le premier jour du treizième mois suivant la publication de la présente loi.

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En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des catastrophes naturelles, dans les conditions prévues au contrat correspondant.

Sont considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, les dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel, lorsque les mesures habituelles à prendre pour prévenir ces dommages n'ont pu empêcher leur survenance ou n'ont pu être prises. Sont également considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, et pris en charge par le régime de garantie associé les frais de relogement d'urgence des personnes sinistrées dont la résidence principale est rendue impropre à l'habitation pour des raisons de sécurité, de salubrité ou d'hygiène qui résultent de ces dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel. Les modalités de prise en charge de ces frais sont fixées par décret.

L'état de catastrophe naturelle est constaté par arrêté interministériel qui détermine les zones et les périodes où s'est située la catastrophe ainsi que la nature des dommages résultant de celle-ci couverts par la garantie visée au premier alinéa du présent article. Cet arrêté précise, pour chaque commune ayant demandé la reconnaissance de l'état de catastrophe naturelle, la décision des ministres, qui est motivée de façon claire, détaillée et compréhensible et mentionne les voies et délais de recours ainsi que les règles de communication des documents administratifs, notamment des rapports d'expertise ayant fondé cette décision, dans des conditions fixées par décret. Cette décision est ensuite notifiée à chaque commune concernée par le représentant de l'Etat dans le département, en précisant les conditions de communication des rapports d'expertise. L'arrêté doit être publié au Journal officiel dans un délai de deux mois à compter du dépôt des demandes à la préfecture. De manière exceptionnelle, si la durée des enquêtes diligentées par le représentant de l'Etat dans le département est supérieure à deux mois, l'arrêté est publié au plus tard deux mois après la réception du dossier par le ministre chargé de la sécurité civile.

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A125-1 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "ABROGE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "@cid": "JORFTEXT000046846516", "@nor": "ECOT2236616A", "@nature": "ARRETE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Arrêté du 30 décembre 2022 fixant les modalités relatives à la prise en charge des frais de relogement d'urgence et aux franchises applicables aux contrats d'assurance mentionnés à l'article L. 125-1 du code des assurances", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000046846516", "@c_titre_court": "Arrêté du 30 décembre 2022" }, { "@fin": "2999-01-01", "#text": "Arrêté du 30 décembre 2022 fixant les modalités relatives à la prise en charge des frais de relogement d'urgence et aux franchises applicables aux contrats d'assurance mentionnés à l'article L. 125-1 du code des assurances", "@debut": "2023-01-01", "@id_txt": "LEGITEXT000046882311", "@c_titre_court": "Arrêté du 30 décembre 2022" } ], "@ministere": "Ministère de l'économie, des finances et de la souveraineté industrielle et numérique", "@date_publi": "2022-12-31", "@date_signature": "2022-12-30", "@num_parution_jo": "0303" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000046882315", "@fin": "2999-01-01", "@num": "1", "@debut": "2999-01-01", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000046846519", "@fin": "2999-01-01", "@num": "1", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

\n
A créé les dispositions suivantes :

-Code des assurances
\nSct. Section 1 : Dispositions générales, Sct. Section 2 : La prise en charge des frais de relogement d'urgence, Art. A125-5-1, Sct. Section 3 : Les franchises, Art. A125-6, Art. A125-6-1, Art. A125-6-2, Art. A125-6-3, Art. A125-6-4, Art. A125-6-5 \n
\n

\n
\n

A abrogé les dispositions suivantes :

-Code des assurances
\nArt. A125-1, Art. Annexe I art. A125-1, Art. Annexe II art. A125-1 \n
\n

\n
\n

A modifié les dispositions suivantes :

-Code des assurances
\nArt. A250-1, Art. A125-2, Art. A125-3, Art. A125-4, Art. A125-5\n
\n

\n
\n

" } }, "LEGIARTI000046888346": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A125-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2025-01-01", "DATE_DEBUT": "2024-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000046888346", "URL": "article/LEGI/ARTI/00/00/46/88/83/LEGIARTI000046888346.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "@id": "LEGIARTI000046882315", "@num": "1", "#text": "Arrêté du 30 décembre 2022 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000046846516", "@nortexte": "ECOT2236616A", "@typelien": "DEPLACE", "@naturetexte": "ARRETE", "@datesignatexte": "2022-12-30" }, { "@id": "LEGITEXT000049255390", "#text": "Arrêté du 7 mars 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049253235", "@nortexte": "IOME2407004A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-03-07" }, { "@id": "LEGITEXT000049633288", "#text": "Arrêté du 29 avril 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049629946", "@nortexte": "IOME2411920A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-04-29" }, { "@id": "LEGIARTI000006785969", "@num": "A125-1", "#text": "Code des assurances - art. A125-1 (VT)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006786013", "@num": "A125-5", "#text": "Code des assurances - art. A125-5", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006788936", "@num": "A344-2", "#text": "Code des assurances - art. A344-2", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000046884221", "@fin": "2999-01-01", "#text": "Section 1 : Dispositions générales", "@debut": "2024-01-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006156960", "@fin": "2999-01-01", "#text": "Chapitre V : L'assurance des risques de catastrophes naturelles.", "@debut": "1985-10-09" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142538", "@fin": "2999-01-01", "#text": "Titre II : Règles relatives aux assurances de dommages non maritimes", "@debut": "1985-10-09" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006785977", "@fin": "1986-02-21", "@num": "A125-2", "@etat": "MODIFIE", "@debut": "1985-10-09", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006785978", "@fin": "1999-08-13", "@num": "A125-2", "@etat": "MODIFIE", "@debut": "1986-02-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006785979", "@fin": "2000-09-12", "@num": "A125-2", "@etat": "MODIFIE", "@debut": "1999-08-13", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006785980", "@fin": "2001-12-30", "@num": "A125-2", "@etat": "MODIFIE", "@debut": "2000-09-12", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006785981", "@fin": "2024-01-01", "@num": "A125-2", "@etat": "MODIFIE", "@debut": "2001-12-30", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000046888346", "@fin": "2025-01-01", "@num": "A125-2", "@etat": "MODIFIE", "@debut": "2024-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000048713055", "@fin": "2999-01-01", "@num": "A125-2", "@etat": "VIGUEUR", "@debut": "2025-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Le taux annuel de la prime ou cotisation relative à la garantie contre les effets des catastrophes naturelles est fixé comme suit :
\n
-contrats garantissant des risques appartenant à la catégorie d'opérations 23 de l'article A. 344-2 : 6 % des primes ou cotisations afférentes aux garanties vol et incendie, ou, à défaut, 0,5 % des primes ou cotisations afférentes aux garanties dommages ;
\n
-contrats garantissant des risques appartenant à la catégorie d'opérations 24 de l'article A. 344-2 : 12 % de l'ensemble des primes ou cotisations afférentes au contrat, à l'exception des primes ou cotisations afférentes aux garanties des dommages aux biens résultant d'actes de terrorisme ou d'attentats, lorsque ces primes ou cotisations sont individualisées dans l'avis d'échéance du contrat, des primes ou cotisations afférentes aux garanties de responsabilité civile générale, de protection juridique, d'assistance et de dommages corporels ;
\n
-contrats garantissant des risques appartenant aux catégories d'opérations 25 ou 26 de l'article A. 344-2 ou garantissant des risques mentionnés à l'article L. 125-1 (deuxième alinéa) : 12 % de l'ensemble des primes ou cotisations afférentes au contrat, à l'exception des primes ou cotisations afférentes aux garanties des dommages aux biens résultant d'actes de terrorisme ou d'attentats, lorsque ces primes ou cotisations sont individualisées dans l'avis d'échéance du contrat, des primes ou cotisations afférentes aux garanties de responsabilité civile générale, de protection juridique, d'assistance et de dommages corporels et aux garanties couvrant les dommages mentionnés à l'article L. 125-5.\n
\n
Toutefois, les taux annuels fixés aux deux alinéas précédents s'appliquent aux primes et cotisations afférentes aux garanties de la responsabilité civile contractuelle de l'assuré en qualité de propriétaire, locataire ou occupant des biens désignés aux contrats et de la responsabilité civile qu'il encourt en cette qualité, à l'égard des tiers du fait d'un incendie, d'une explosion ou d'un dégât des eaux :
\n
-garanties de dommages aux biens visés à l'article L. 125-1 du code des assurances attachées à des contrats appartenant à des catégories d'opérations autres que celles visées aux quatre alinéas précédents : 12 % des primes ou cotisations afférentes à ces garanties.
\n
Les taux ci-dessus sont calculés sur les primes ou cotisations nettes de toutes taxes afférentes aux contrats susvisés.
" } }, "LEGIARTI000047109084": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L125-1", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2024-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000047109084", "URL": "article/LEGI/ARTI/00/00/47/10/90/LEGIARTI000047109084.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément à l'article 3 de l'ordonnance n° 2023-78 du 8 février 2023, ces dispositions entrent en vigueur à une date fixée par décret et au plus tard le 1er janvier 2024.

" }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006613815", "@num": "66", "#text": "Loi n°2001-602 du 9 juillet 2001 - art. 66 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000223691", "@nortexte": "AGRX0000026L", "@numtexte": "2001-602", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2001-07-09" }, { "@id": "LEGIARTI000006322535", "@num": "110", "#text": "Loi n°2005-1719 du 30 décembre 2005 - art. 110 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000634802", "@nortexte": "ECOX0500239L", "@numtexte": "2005-1719", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2005-12-30" }, { "@id": "LEGIARTI000017630261", "@num": "1", "#text": "Décret n°2007-1689\n du 29 novembre 2007 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000017628525", "@nortexte": "MLVU0758261D", "@numtexte": "2007-1689", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2007-11-29" }, { "@id": "LEGIARTI000045387317", "@num": "Annexe", "#text": "ARRÊTÉ du 1er août 2014 - art. Annexe (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000029362161", "@nortexte": "ETLL1408764A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2014-08-01" }, { "@id": "LEGIARTI000050745117", "@num": "2", "#text": "Décret n°2020-26 du 14 janvier 2020 - art. 2 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000041400291", "@nortexte": "LOGL1935489D", "@numtexte": "2020-26", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-01-14" }, { "@id": "LEGIARTI000043528850", "@num": "2", "#text": "Décret n°2020-1423 du 19 novembre 2020 - art. 2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000042544288", "@nortexte": "LOGL2015698D", "@numtexte": "2020-1423", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-11-19" }, { "@id": "LEGIARTI000047107370", "@num": "1", "#text": "Ordonnance n°2023-78 du 8 février 2023 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000047106316", "@nortexte": "ECOT2300952R", "@numtexte": "2023-78", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2023-02-08" }, { "@id": "LEGIARTI000047417976", "@num": "8", "#text": "Arrêté du 29 mars 2023 - art. 8 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000047416684", "@nortexte": "IOMO2302912A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-03-29" }, { "@id": "LEGITEXT000047522268", "#text": "Décret n°2023-338 du 4 mai 2023 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000047521308", "@nortexte": "TREP2303956D", "@numtexte": "2023-338", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-05-04" }, { "@id": "LEGIARTI000048930156", "@num": "8", "#text": "Arrêté du 27 avril 2023 - art. 8 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000047530413", "@nortexte": "IOMO2311495A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-04-27" }, { "@id": "LEGIARTI000049325167", "@num": "5", "#text": "Arrêté du 22 mai 2023 - art. 5 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000047623986", "@nortexte": "TREL2309663A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-05-22" }, { "@id": "LEGIARTI000049325169", "@num": "6", "#text": "Arrêté du 22 mai 2023 - art. 6 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000047623986", "@nortexte": "TREL2309663A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-05-22" }, { "@id": "LEGITEXT000047970547", "#text": "Arrêté du 2 août 2023 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000047968446", "@nortexte": "ECOT2317668A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-08-02" }, { "@id": "LEGITEXT000048462674", "#text": "Arrêté du 25 novembre 2023 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000048460301", "@nortexte": "ECOT2331653A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2023-11-25" }, { "@id": "LEGIARTI000048854945", "@num": "1", "#text": "Décret n°2023-1365 du 29 décembre 2023 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000048729510", "@nortexte": "TREL2332039D", "@numtexte": "2023-1365", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-12-29" }, { "@id": "LEGIARTI000048854947", "@num": "2", "#text": "Décret n°2023-1365 du 29 décembre 2023 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000048729510", "@nortexte": "TREL2332039D", "@numtexte": "2023-1365", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2023-12-29" }, { "@id": "LEGIARTI000049080341", "@num": "2", "#text": "Arrêté du 31 janvier 2024 - art. 2 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000049079195", "@nortexte": "TREP2403092A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-01-31" }, { "@id": "LEGIARTI000049080312", "@num": "2", "#text": "Arrêté du 31 janvier 2024 - art. 2 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049079166", "@nortexte": "TREP2335064A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-01-31" }, { "@id": "LEGIARTI000049080350", "@num": "8", "#text": "Arrêté du 31 janvier 2024 - art. 8 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000049079195", "@nortexte": "TREP2403092A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-01-31" }, { "@id": "LEGIARTI000049404737", "@num": "8", "#text": "Arrêté du 31 janvier 2024 - art. 8 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049079166", "@nortexte": "TREP2335064A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-01-31" }, { "@id": "LEGITEXT000049092775", "#text": "Décret n°2024-82 du 5 février 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049092407", "@nortexte": "ECOT2325879D", "@numtexte": "2024-82", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2024-02-05" }, { "@id": "LEGITEXT000049917819", "#text": "Arrêté du 3 juillet 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000049891505", "@nortexte": "ECOT2417012A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-07-03" }, { "@id": "LEGITEXT000050779594", "#text": "Arrêté du 4 décembre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050777135", "@nortexte": "TECP2433337A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-12-04" }, { "@id": "LEGIARTI000018617845", "@num": "38 sexdecies J", "#text": "CODE GENERAL DES IMPOTS ANNEXE 3, CGIAN3. - art. 38 sexdecies J (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069574", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044375243", "@num": "L125-2", "#text": "Code de l'environnement - art. L125-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074220", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000048849379", "@num": "L561-3", "#text": "Code de l'environnement - art. L561-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074220", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047215794", "@num": "R321-18", "#text": "Code de la construction et de l'habitation. - art. R321-18 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000044637005", "@num": "R452-25-1", "#text": "Code de la construction et de l'habitation. - art. R452-25-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006074096", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006785969", "@num": "A125-1", "#text": "Code des assurances - art. A125-1 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006785980", "@num": "A125-2", "#text": "Code des assurances - art. A125-2 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006785991", "@num": "A125-3", "#text": "Code des assurances - art. A125-3 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000046884311", "@num": "A125-6-3", "#text": "Code des assurances - art. A125-6-3 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006787210", "@num": "A250-2", "#text": "Code des assurances - art. A250-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000019235447", "@num": "Annexe I art. A125-1", "#text": "Code des assurances - art. Annexe I art. A125-1 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000019235498", "@num": "Annexe II art. A125-1", "#text": "Code des assurances - art. Annexe II art. 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En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des catastrophes naturelles, dans les conditions prévues au contrat correspondant.

Sont considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, les dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel ou également, pour les mouvements de terrain différentiels consécutifs à la sécheresse et à la réhydratation des sols, la succession anormale d'événements de sécheresse d'ampleur significative, lorsque les mesures habituelles à prendre pour prévenir ces dommages n'ont pu empêcher leur survenance ou n'ont pu être prises. Sont également considérés comme les effets des catastrophes naturelles, au sens du présent chapitre, et pris en charge par le régime de garantie associé les frais de relogement d'urgence des personnes sinistrées dont la résidence principale est rendue impropre à l'habitation pour des raisons de sécurité, de salubrité ou d'hygiène qui résultent de ces dommages matériels directs non assurables ayant eu pour cause déterminante l'intensité anormale d'un agent naturel ou également, pour les mouvements de terrain différentiels consécutifs à la sécheresse et à la réhydratation des sols, la succession anormale d'événements de sécheresse d'ampleur significative. Les modalités de prise en charge de ces frais sont fixées par décret.

L'état de catastrophe naturelle est constaté par arrêté interministériel qui détermine les zones et les périodes où s'est située la catastrophe ainsi que la nature des dommages résultant de celle-ci couverts par la garantie visée au premier alinéa du présent article. Cet arrêté précise, pour chaque commune ayant demandé la reconnaissance de l'état de catastrophe naturelle, la décision des ministres, qui est motivée de façon claire, détaillée et compréhensible et mentionne les voies et délais de recours ainsi que les règles de communication des documents administratifs, notamment des rapports d'expertise ayant fondé cette décision, dans des conditions fixées par décret. Cette décision est ensuite notifiée à chaque commune concernée par le représentant de l'Etat dans le département, en précisant les conditions de communication des rapports d'expertise. L'arrêté doit être publié au Journal officiel dans un délai de deux mois à compter du dépôt des demandes à la préfecture. De manière exceptionnelle, si la durée des enquêtes diligentées par le représentant de l'Etat dans le département est supérieure à deux mois, l'arrêté est publié au plus tard deux mois après la réception du dossier par le ministre chargé de la sécurité civile.

Aucune demande communale de reconnaissance de l'état de catastrophe naturelle ne peut donner lieu à une décision favorable de reconnaissance de l'état de catastrophe naturelle par arrêté interministériel lorsqu'elle intervient vingt-quatre mois après le début de l'événement naturel qui y donne naissance. Pour les mouvements de terrain différentiels mentionnés au troisième alinéa, ce délai de vingt-quatre mois intervient après le dernier évènement de sécheresse donnant lieu à la demande communale.

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Article A125-1 AUTONOME ABROGE, en vigueur du 29/08/2003 au 01/01/2024 (Code des assurances)