{ "article": { "LEGIARTI000006785903": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "A112", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2003-11-07" } }, "META_COMMUN": { "ID": "LEGIARTI000006785903", "URL": "article/LEGI/ARTI/00/00/06/78/59/LEGIARTI000006785903.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX4X112A00AXXAA" } }, "LIENS": { "LIEN": [ { "#text": "Arrêté 1976-07-16", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Arrêté 2003-10-31 art. 1 JORF 7 novembre 2003", "@sens": "source", "@typelien": "CREATION" }, { "@id": "LEGIARTI000006791884", "@num": "L112-2", "#text": "Code des assurances - art. L112-2 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006156957", "@fin": "2999-01-01", "#text": "Chapitre II : Conclusion et preuve du contrat d'assurance - Forme et transmission des polices", "@debut": "2003-11-07" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142537", "@fin": "2999-01-01", "#text": "Titre Ier : Règles communes aux assurances de dommages non maritimes et aux assurances de personnes", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128160", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107827", "@fin": "2999-01-01", "#text": "Partie réglementaire - Arrêtés", "@debut": "1976-07-21" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000006785903", "@fin": "2999-01-01", "@num": "A112", "@etat": "VIGUEUR", "@debut": "2003-11-07", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
La fiche d'information visée à l'article L. 112-2, décrivant le fonctionnement dans le temps des garanties déclenchées par le fait dommageable, le fonctionnement dans le temps des garanties déclenchées par la réclamation, ainsi que les conséquences de la succession de contrats ayant des modes de déclenchement différents, doit être établie selon le modèle en annexe.
\n
" } }, "LEGIARTI000006791884": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L112-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1990-05-01", "DATE_DEBUT": "1976-07-21" } }, "META_COMMUN": { "ID": "LEGIARTI000006791884", "URL": "article/LEGI/ARTI/00/00/06/79/18/LEGIARTI000006791884.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X112L02AXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006713749", "@num": "80", "#text": "Loi n°2003-706 du 1 août 2003 - art. 80 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000006785903", "@num": "A112", "#text": "Code des assurances - art. A112 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030057668", "@num": "A112-1", "#text": "Code des assurances - art. A112-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036754138", "@num": "Annexe à l'article A112", "#text": "Code des assurances - art. Annexe à l'article A112 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024376802", "@num": "L111-1", "#text": "Code des assurances - art. L111-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000043340014", "@num": "L112-2-2", "#text": "Code des assurances - art. L112-2-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029318795", "@num": "L145-1", "#text": "Code des assurances - art. L145-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614237", "@num": "L513-2", "#text": "Code des assurances - art. L513-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811943", "@num": "R125-4", "#text": "Code des assurances - art. R*125-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812224", "@num": "R*212-4", "#text": "Code des assurances - art. R*212-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812312", "@num": "R243-8", "#text": "Code des assurances - art. R*243-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047861689", "@num": "R112-2", "#text": "Code des assurances - art. R112-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768757", "@num": "R112-3", "#text": "Code des assurances - art. R112-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812278", "@num": "R220-10", "#text": "Code des assurances - art. R220-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812294", "@num": "R241-8", "#text": "Code des assurances - art. R241-8 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 7", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157199", "@fin": "2999-01-01", "#text": "Chapitre II : Conclusion et preuve du contrat d'assurance - Forme et transmission des polices.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142659", "@fin": "2012-07-01", "#text": "Titre Ier : Règles communes aux assurances de dommages non maritimes et aux assurances de personnes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376809", "@fin": "2999-01-01", "#text": "Titre Ier : Règles communes aux assurances de dommages et aux assurances de personnes", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791884", "@fin": "1990-05-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791885", "@fin": "1994-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1990-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791886", "@fin": "2003-08-02", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791887", "@fin": "2015-08-22", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2003-11-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031089751", "@fin": "2016-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2015-08-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066171", "@fin": "2018-04-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000035731280", "@fin": "2018-10-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2018-04-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000036920387", "@fin": "2999-01-01", "@num": "L112-2", "@etat": "VIGUEUR", "@debut": "2018-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

La proposition d'assurance n'engage ni l'assuré, ni l'assureur ; seule la police ou la note de couverture constate leur engagement réciproque.

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\n

Est considérée comme acceptée la proposition faite, par lettre recommandée, de prolonger ou de modifier un contrat ou de remettre en vigueur un contrat suspendu, si l'assureur ne refuse pas cette proposition dans les dix jours après qu'elle lui est parvenue.

\n
\n

Les dispositions de l'alinéa précédent ne sont pas applicables aux assurances sur la vie.

\n
" } }, "LEGIARTI000006791885": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L112-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1994-07-01", "DATE_DEBUT": "1990-05-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006791885", "URL": "article/LEGI/ARTI/00/00/06/79/18/LEGIARTI000006791885.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X112L02AXXAB" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000707718", "#text": "Loi 89-1014 1989-12-31 art. 60 *date d'effet*", "@sens": "source", "@cidtexte": "JORFTEXT000000707718", "@nortexte": "ECOX8900025L", "@numtexte": "89-1014", "@typelien": "SPEC_APPLI", "@naturetexte": "LOI", "@datesignatexte": "1989-12-31" }, { "@id": "LEGIARTI000006840015", "@num": "8", "#text": "Loi n°89-1014 du 31 décembre 1989 - art. 8 () JORF 3 janvier 1990 en vigueur le 1er mai 1990", "@sens": "source", "@cidtexte": "JORFTEXT000000707718", "@nortexte": "ECOX8900025L", "@numtexte": "89-1014", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1989-12-31" }, { "@id": "LEGIARTI000006713749", "@num": "80", "#text": "Loi n°2003-706 du 1 août 2003 - art. 80 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000006785903", "@num": "A112", "#text": "Code des assurances - art. A112 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030057668", "@num": "A112-1", "#text": "Code des assurances - art. A112-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036754138", "@num": "Annexe à l'article A112", "#text": "Code des assurances - art. Annexe à l'article A112 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024376802", "@num": "L111-1", "#text": "Code des assurances - art. L111-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000043340014", "@num": "L112-2-2", "#text": "Code des assurances - art. L112-2-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029318795", "@num": "L145-1", "#text": "Code des assurances - art. L145-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614237", "@num": "L513-2", "#text": "Code des assurances - art. L513-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811943", "@num": "R125-4", "#text": "Code des assurances - art. R*125-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812224", "@num": "R*212-4", "#text": "Code des assurances - art. R*212-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812312", "@num": "R243-8", "#text": "Code des assurances - art. R*243-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047861689", "@num": "R112-2", "#text": "Code des assurances - art. R112-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768757", "@num": "R112-3", "#text": "Code des assurances - art. R112-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812278", "@num": "R220-10", "#text": "Code des assurances - art. R220-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812294", "@num": "R241-8", "#text": "Code des assurances - art. R241-8 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 7", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157199", "@fin": "2999-01-01", "#text": "Chapitre II : Conclusion et preuve du contrat d'assurance - Forme et transmission des polices.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142659", "@fin": "2012-07-01", "#text": "Titre Ier : Règles communes aux assurances de dommages non maritimes et aux assurances de personnes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376809", "@fin": "2999-01-01", "#text": "Titre Ier : Règles communes aux assurances de dommages et aux assurances de personnes", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791884", "@fin": "1990-05-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791885", "@fin": "1994-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1990-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791886", "@fin": "2003-08-02", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791887", "@fin": "2015-08-22", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2003-11-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031089751", "@fin": "2016-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2015-08-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066171", "@fin": "2018-04-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000035731280", "@fin": "2018-10-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2018-04-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000036920387", "@fin": "2999-01-01", "@num": "L112-2", "@etat": "VIGUEUR", "@debut": "2018-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'assureur doit obligatoirement fournir une fiche d'information sur le prix et les garanties avant la conclusion du contrat.

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\n

Un décret en Conseil d'Etat définit les moyens de constater la remise effective des documents mentionnés à l'alinéa précédent. Il détermine, en outre, les dérogations justifiées par la nature du contrat ou les circonstances de sa souscription.

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\n

La proposition d'assurance n'engage ni l'assuré, ni l'assureur ; seule la police ou la note de couverture constate leur engagement réciproque.

\n
\n

Les dispositions de l'alinéa précédent ne sont pas applicables aux assurances sur la vie.

\n
" } }, "LEGIARTI000006791886": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L112-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2003-08-02", "DATE_DEBUT": "1994-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006791886", "URL": "article/LEGI/ARTI/00/00/06/79/18/LEGIARTI000006791886.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X112L02AXXAC" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "JORFTEXT000000544780", "#text": "Loi 94-5 1994-01-04 art. 41 *champ d'application à Mayotte*", "@sens": "source", "@cidtexte": "JORFTEXT000000544780", "@nortexte": "ECOX9300091L", "@numtexte": "94-5", "@typelien": "SPEC_APPLI", "@naturetexte": "LOI", "@datesignatexte": "1994-01-04" }, { "@id": "LEGIARTI000006841891", "@num": "35", "#text": "Loi n°94-5 du 4 janvier 1994 - art. 35 () JORF 5 janvier 1994 en vigueur le 1er juillet 1994", "@sens": "source", "@cidtexte": "JORFTEXT000000544780", "@nortexte": "ECOX9300091L", "@numtexte": "94-5", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1994-01-04" }, { "@id": "LEGIARTI000006713749", "@num": "80", "#text": "Loi n°2003-706 du 1 août 2003 - art. 80 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000006785903", "@num": "A112", "#text": "Code des assurances - art. A112 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030057668", "@num": "A112-1", "#text": "Code des assurances - art. A112-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036754138", "@num": "Annexe à l'article A112", "#text": "Code des assurances - art. Annexe à l'article A112 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024376802", "@num": "L111-1", "#text": "Code des assurances - art. L111-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000043340014", "@num": "L112-2-2", "#text": "Code des assurances - art. L112-2-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029318795", "@num": "L145-1", "#text": "Code des assurances - art. L145-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614237", "@num": "L513-2", "#text": "Code des assurances - art. L513-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811943", "@num": "R125-4", "#text": "Code des assurances - art. R*125-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812224", "@num": "R*212-4", "#text": "Code des assurances - art. R*212-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812312", "@num": "R243-8", "#text": "Code des assurances - art. R*243-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047861689", "@num": "R112-2", "#text": "Code des assurances - art. R112-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768757", "@num": "R112-3", "#text": "Code des assurances - art. R112-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812278", "@num": "R220-10", "#text": "Code des assurances - art. R220-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812294", "@num": "R241-8", "#text": "Code des assurances - art. R241-8 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 7", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157199", "@fin": "2999-01-01", "#text": "Chapitre II : Conclusion et preuve du contrat d'assurance - Forme et transmission des polices.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142659", "@fin": "2012-07-01", "#text": "Titre Ier : Règles communes aux assurances de dommages non maritimes et aux assurances de personnes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376809", "@fin": "2999-01-01", "#text": "Titre Ier : Règles communes aux assurances de dommages et aux assurances de personnes", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791884", "@fin": "1990-05-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791885", "@fin": "1994-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1990-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791886", "@fin": "2003-08-02", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791887", "@fin": "2015-08-22", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2003-11-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031089751", "@fin": "2016-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2015-08-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066171", "@fin": "2018-04-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000035731280", "@fin": "2018-10-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2018-04-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000036920387", "@fin": "2999-01-01", "@num": "L112-2", "@etat": "VIGUEUR", "@debut": "2018-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'assureur doit obligatoirement fournir une fiche d'information sur le prix et les garanties avant la conclusion du contrat.

\n
\n

La proposition d'assurance n'engage ni l'assuré, ni l'assureur ; seule la police ou la note de couverture constate leur engagement réciproque.

\n
\n

Les dispositions de l'alinéa précédent ne sont pas applicables aux assurances sur la vie.

\n
" } }, "LEGIARTI000006791887": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L112-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2015-08-22", "DATE_DEBUT": "2003-11-02" } }, "META_COMMUN": { "ID": "LEGIARTI000006791887", "URL": "article/LEGI/ARTI/00/00/06/79/18/LEGIARTI000006791887.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X112L02AXXAD" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "JORFTEXT000000428977", "#text": "Loi 2003-706 2003-08-01", "@sens": "source", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "JORFTEXT000000428977", "#text": "Loi 2003-706 2003-08-01 art. 80 III, VII JORF 2 août 2003 en vigueur le 2 novembre 2003", "@sens": "source", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000006713749", "@num": "80", "#text": "Loi n°2003-706 du 1 août 2003 - art. 80 (V) JORF 2 août 2003 en vigueur le 2 novembre 2003", "@sens": "source", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000006713749", "@num": "80", "#text": "Loi n°2003-706 du 1 août 2003 - art. 80 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000006785903", "@num": "A112", "#text": "Code des assurances - art. A112 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030057668", "@num": "A112-1", "#text": "Code des assurances - art. A112-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036754138", "@num": "Annexe à l'article A112", "#text": "Code des assurances - art. Annexe à l'article A112 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024376802", "@num": "L111-1", "#text": "Code des assurances - art. L111-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000043340014", "@num": "L112-2-2", "#text": "Code des assurances - art. L112-2-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029318795", "@num": "L145-1", "#text": "Code des assurances - art. L145-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614237", "@num": "L513-2", "#text": "Code des assurances - art. L513-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811943", "@num": "R125-4", "#text": "Code des assurances - art. R*125-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812224", "@num": "R*212-4", "#text": "Code des assurances - art. R*212-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812312", "@num": "R243-8", "#text": "Code des assurances - art. R*243-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047861689", "@num": "R112-2", "#text": "Code des assurances - art. R112-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768757", "@num": "R112-3", "#text": "Code des assurances - art. R112-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812278", "@num": "R220-10", "#text": "Code des assurances - art. R220-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812294", "@num": "R241-8", "#text": "Code des assurances - art. R241-8 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 7", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157199", "@fin": "2999-01-01", "#text": "Chapitre II : Conclusion et preuve du contrat d'assurance - Forme et transmission des polices.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142659", "@fin": "2012-07-01", "#text": "Titre Ier : Règles communes aux assurances de dommages non maritimes et aux assurances de personnes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376809", "@fin": "2999-01-01", "#text": "Titre Ier : Règles communes aux assurances de dommages et aux assurances de personnes", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791884", "@fin": "1990-05-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791885", "@fin": "1994-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1990-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791886", "@fin": "2003-08-02", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791887", "@fin": "2015-08-22", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2003-11-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031089751", "@fin": "2016-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2015-08-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066171", "@fin": "2018-04-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000035731280", "@fin": "2018-10-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2018-04-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000036920387", "@fin": "2999-01-01", "@num": "L112-2", "@etat": "VIGUEUR", "@debut": "2018-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'assureur doit obligatoirement fournir une fiche d'information sur le prix et les garanties avant la conclusion du contrat.

\n
\n

Avant la conclusion du contrat, l'assureur remet à l'assuré un exemplaire du projet de contrat et de ses pièces annexes ou une notice d'information sur le contrat qui décrit précisément les garanties assorties des exclusions, ainsi que les obligations de l'assuré. Les documents remis au preneur d'assurance précisent la loi qui est applicable au contrat si celle-ci n'est pas la loi française, les modalités d'examen des réclamations qu'il peut formuler au sujet du contrat, y compris, le cas échéant, l'existence d'une instance chargée en particulier de cet examen, sans préjudice pour lui d'intenter une action en justice, ainsi que l'adresse du siège social et, le cas échéant, de la succursale qui se propose d'accorder la couverture. Avant la conclusion d'un contrat comportant des garanties de responsabilité, l'assureur remet à l'assuré une fiche d'information, dont le modèle est fixé par arrêté, décrivant le fonctionnement dans le temps des garanties déclenchées par le fait dommageable, le fonctionnement dans le temps des garanties déclenchées par la réclamation, ainsi que les conséquences de la succession de contrats ayant des modes de déclenchement différents.

\n
\n

La proposition d'assurance n'engage ni l'assuré, ni l'assureur ; seule la police ou la note de couverture constate leur engagement réciproque.

\n
\n

Est considérée comme acceptée la proposition, faite par lettre recommandée, de prolonger ou de modifier un contrat ou de remettre en vigueur un contrat suspendu, si l'assureur ne refuse pas cette proposition dans les dix jours après qu'elle lui est parvenue.

\n
\n

Les dispositions de l'alinéa précédent ne sont pas applicables aux assurances sur la vie.

\n
" } }, "LEGIARTI000031089751": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L112-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2015-08-22" } }, "META_COMMUN": { "ID": "LEGIARTI000031089751", "URL": "article/LEGI/ARTI/00/00/31/08/97/LEGIARTI000031089751.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

(1) Les dispositions du titre V du livre Ier de l'ancien code de la consommation ont été reprises sous le titre Ier du livre VI du nouveau code de la consommation.

" }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "JORFTEXT000000428977", "#text": "Loi n° 2003-706 du 1 août 2003", "@sens": "source", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000006713749", "@num": "80", "#text": "Loi n°2003-706 du 1 août 2003 - art. 80 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000031076038", "@num": "3", "#text": "ORDONNANCE n° 2015-1033 du 20 août 2015 - art. 3", "@sens": "cible", "@cidtexte": "JORFTEXT000031070940", "@nortexte": "EINC1512728R", "@numtexte": "2015-1033", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2015-08-20" }, { "@id": "LEGIARTI000027012107", "@num": "L534-7", "#text": "Code de la consommation - art. L534-7 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006785903", "@num": "A112", "#text": "Code des assurances - art. A112 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030057668", "@num": "A112-1", "#text": "Code des assurances - art. A112-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036754138", "@num": "Annexe à l'article A112", "#text": "Code des assurances - art. Annexe à l'article A112 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024376802", "@num": "L111-1", "#text": "Code des assurances - art. L111-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000043340014", "@num": "L112-2-2", "#text": "Code des assurances - art. L112-2-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029318795", "@num": "L145-1", "#text": "Code des assurances - art. L145-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614237", "@num": "L513-2", "#text": "Code des assurances - art. L513-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811943", "@num": "R125-4", "#text": "Code des assurances - art. R*125-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812224", "@num": "R*212-4", "#text": "Code des assurances - art. R*212-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812312", "@num": "R243-8", "#text": "Code des assurances - art. R*243-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047861689", "@num": "R112-2", "#text": "Code des assurances - art. R112-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768757", "@num": "R112-3", "#text": "Code des assurances - art. R112-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812278", "@num": "R220-10", "#text": "Code des assurances - art. R220-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812294", "@num": "R241-8", "#text": "Code des assurances - art. R241-8 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 7", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157199", "@fin": "2999-01-01", "#text": "Chapitre II : Conclusion et preuve du contrat d'assurance - Forme et transmission des polices.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142659", "@fin": "2012-07-01", "#text": "Titre Ier : Règles communes aux assurances de dommages non maritimes et aux assurances de personnes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376809", "@fin": "2999-01-01", "#text": "Titre Ier : Règles communes aux assurances de dommages et aux assurances de personnes", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791884", "@fin": "1990-05-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791885", "@fin": "1994-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1990-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791886", "@fin": "2003-08-02", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791887", "@fin": "2015-08-22", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2003-11-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031089751", "@fin": "2016-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2015-08-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066171", "@fin": "2018-04-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000035731280", "@fin": "2018-10-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2018-04-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000036920387", "@fin": "2999-01-01", "@num": "L112-2", "@etat": "VIGUEUR", "@debut": "2018-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'assureur doit obligatoirement fournir une fiche d'information sur le prix et les garanties avant la conclusion du contrat.

Avant la conclusion du contrat, l'assureur remet à l'assuré un exemplaire du projet de contrat et de ses pièces annexes ou une notice d'information sur le contrat qui décrit précisément les garanties assorties des exclusions, ainsi que les obligations de l'assuré. Les documents remis au preneur d'assurance précisent la loi qui est applicable au contrat si celle-ci n'est pas la loi française, les modalités d'examen des réclamations qu'il peut formuler au sujet du contrat et de recours à un processus de médiation dans les conditions prévues au titre V du livre Ier du code de la consommation (1), sans préjudice pour lui d'intenter une action en justice, ainsi que l'adresse du siège social et, le cas échéant, de la succursale qui se propose d'accorder la couverture. Avant la conclusion d'un contrat comportant des garanties de responsabilité, l'assureur remet à l'assuré une fiche d'information, dont le modèle est fixé par arrêté, décrivant le fonctionnement dans le temps des garanties déclenchées par le fait dommageable, le fonctionnement dans le temps des garanties déclenchées par la réclamation, ainsi que les conséquences de la succession de contrats ayant des modes de déclenchement différents.

La proposition d'assurance n'engage ni l'assuré, ni l'assureur ; seule la police ou la note de couverture constate leur engagement réciproque.

Les dispositions de l'alinéa précédent ne sont pas applicables aux assurances sur la vie.

" } }, "LEGIARTI000035731280": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L112-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2018-10-01", "DATE_DEBUT": "2018-04-01" } }, "META_COMMUN": { "ID": "LEGIARTI000035731280", "URL": "article/LEGI/ARTI/00/00/35/73/12/LEGIARTI000035731280.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006713749", "@num": "80", "#text": "Loi n°2003-706 du 1 août 2003 - art. 80 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000035721920", "@num": "2", "#text": "Ordonnance n°2017-1433 du 4 octobre 2017 - art. 2", "@sens": "cible", "@cidtexte": "JORFTEXT000035720869", "@nortexte": "ECOT1719130R", "@numtexte": "2017-1433", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2017-10-04" }, { "@id": "LEGIARTI000006785903", "@num": "A112", "#text": "Code des assurances - art. A112 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030057668", "@num": "A112-1", "#text": "Code des assurances - art. A112-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036754138", "@num": "Annexe à l'article A112", "#text": "Code des assurances - art. Annexe à l'article A112 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024376802", "@num": "L111-1", "#text": "Code des assurances - art. L111-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000043340014", "@num": "L112-2-2", "#text": "Code des assurances - art. L112-2-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029318795", "@num": "L145-1", "#text": "Code des assurances - art. L145-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614237", "@num": "L513-2", "#text": "Code des assurances - art. L513-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811943", "@num": "R125-4", "#text": "Code des assurances - art. R*125-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812224", "@num": "R*212-4", "#text": "Code des assurances - art. R*212-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812312", "@num": "R243-8", "#text": "Code des assurances - art. R*243-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047861689", "@num": "R112-2", "#text": "Code des assurances - art. R112-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768757", "@num": "R112-3", "#text": "Code des assurances - art. R112-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812278", "@num": "R220-10", "#text": "Code des assurances - art. R220-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812294", "@num": "R241-8", "#text": "Code des assurances - art. R241-8 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 7", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157199", "@fin": "2999-01-01", "#text": "Chapitre II : Conclusion et preuve du contrat d'assurance - Forme et transmission des polices.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142659", "@fin": "2012-07-01", "#text": "Titre Ier : Règles communes aux assurances de dommages non maritimes et aux assurances de personnes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376809", "@fin": "2999-01-01", "#text": "Titre Ier : Règles communes aux assurances de dommages et aux assurances de personnes", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791884", "@fin": "1990-05-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791885", "@fin": "1994-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1990-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791886", "@fin": "2003-08-02", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791887", "@fin": "2015-08-22", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2003-11-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031089751", "@fin": "2016-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2015-08-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066171", "@fin": "2018-04-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000035731280", "@fin": "2018-10-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2018-04-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000036920387", "@fin": "2999-01-01", "@num": "L112-2", "@etat": "VIGUEUR", "@debut": "2018-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'assureur doit obligatoirement fournir une fiche d'information sur le prix et les garanties avant la conclusion du contrat.

Avant la conclusion du contrat, l'assureur remet à l'assuré un exemplaire du projet de contrat et de ses pièces annexes ou une notice d'information sur le contrat qui décrit précisément les garanties assorties des exclusions, ainsi que les obligations de l'assuré. Les documents remis au preneur d'assurance précisent la loi qui est applicable au contrat si celle-ci n'est pas la loi française, les modalités d'examen des réclamations qu'il peut formuler au sujet du contrat et de recours à un processus de médiation dans les conditions prévues au Titre 1 du Livre 6 de la partie législative du code de la consommation, sans préjudice pour lui d'intenter une action en justice, ainsi que l'adresse du siège social et, le cas échéant, de la succursale qui se propose d'accorder la couverture. Avant la conclusion d'un contrat comportant des garanties de responsabilité, l'assureur remet à l'assuré une fiche d'information, dont le modèle est fixé par arrêté, décrivant le fonctionnement dans le temps des garanties déclenchées par le fait dommageable, le fonctionnement dans le temps des garanties déclenchées par la réclamation, ainsi que les conséquences de la succession de contrats ayant des modes de déclenchement différents.

La proposition d'assurance n'engage ni l'assuré, ni l'assureur ; seule la police ou la note de couverture constate leur engagement réciproque.

Est considérée comme acceptée la proposition, faite par lettre recommandée ou par envoi recommandé électronique, de prolonger ou de modifier un contrat ou de remettre en vigueur un contrat suspendu, si l'assureur ne refuse pas cette proposition dans les dix jours après qu'elle lui est parvenue.

Les dispositions de l'alinéa précédent ne sont pas applicables aux assurances sur la vie.

" } }, "LEGIARTI000036920387": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L112-2", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2018-10-01" } }, "META_COMMUN": { "ID": "LEGIARTI000036920387", "URL": "article/LEGI/ARTI/00/00/36/92/03/LEGIARTI000036920387.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006713749", "@num": "80", "#text": "Loi n°2003-706 du 1 août 2003 - art. 80 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000036915921", "@num": "1", "#text": "Ordonnance n°2018-361 du 16 mai 2018 - art. 1", "@sens": "cible", "@cidtexte": "JORFTEXT000036915336", "@nortexte": "ECOT1734966R", "@numtexte": "2018-361", "@typelien": "MODIFIE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2018-05-16" }, { "@id": "LEGIARTI000032222245", "@num": "L313-10", "#text": "Code de la consommation - art. L313-10 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006745388", "@num": "L861-4", "#text": "Code de la sécurité sociale. - art. L861-4 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006073189", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006785903", "@num": "A112", "#text": "Code des assurances - art. A112 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030057668", "@num": "A112-1", "#text": "Code des assurances - art. A112-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036754138", "@num": "Annexe à l'article A112", "#text": "Code des assurances - art. Annexe à l'article A112 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024376802", "@num": "L111-1", "#text": "Code des assurances - art. L111-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006791865", "@num": "L111-6", "#text": "Code des assurances - art. L111-6 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000043340014", "@num": "L112-2-2", "#text": "Code des assurances - art. L112-2-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029318795", "@num": "L145-1", "#text": "Code des assurances - art. L145-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614237", "@num": "L513-2", "#text": "Code des assurances - art. L513-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811943", "@num": "R125-4", "#text": "Code des assurances - art. R*125-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812224", "@num": "R*212-4", "#text": "Code des assurances - art. R*212-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812312", "@num": "R243-8", "#text": "Code des assurances - art. R*243-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047861689", "@num": "R112-2", "#text": "Code des assurances - art. R112-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768757", "@num": "R112-3", "#text": "Code des assurances - art. R112-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812278", "@num": "R220-10", "#text": "Code des assurances - art. R220-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812294", "@num": "R241-8", "#text": "Code des assurances - art. R241-8 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812450", "@num": "R*321-1", "#text": "Code des assurances - art. R321-1 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 7", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157199", "@fin": "2999-01-01", "#text": "Chapitre II : Conclusion et preuve du contrat d'assurance - Forme et transmission des polices.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142659", "@fin": "2012-07-01", "#text": "Titre Ier : Règles communes aux assurances de dommages non maritimes et aux assurances de personnes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376809", "@fin": "2999-01-01", "#text": "Titre Ier : Règles communes aux assurances de dommages et aux assurances de personnes", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791884", "@fin": "1990-05-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791885", "@fin": "1994-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1990-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791886", "@fin": "2003-08-02", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791887", "@fin": "2015-08-22", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2003-11-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031089751", "@fin": "2016-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2015-08-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066171", "@fin": "2018-04-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000035731280", "@fin": "2018-10-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2018-04-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000036920387", "@fin": "2999-01-01", "@num": "L112-2", "@etat": "VIGUEUR", "@debut": "2018-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'assureur doit obligatoirement fournir une fiche d'information sur le prix et les garanties avant la conclusion du contrat.

Avant la conclusion du contrat, l'assureur remet à l'assuré un exemplaire du projet de contrat et de ses pièces annexes ou une notice d'information sur le contrat qui décrit précisément les garanties assorties des exclusions, ainsi que les obligations de l'assuré. Les documents remis au preneur d'assurance précisent la loi qui est applicable au contrat si celle-ci n'est pas la loi française, les modalités d'examen des réclamations qu'il peut formuler au sujet du contrat et de recours à un processus de médiation dans les conditions prévues au Titre 1 du Livre 6 de la partie législative du code de la consommation, sans préjudice pour lui d'intenter une action en justice, ainsi que l'adresse du siège social et, le cas échéant, de la succursale qui se propose d'accorder la couverture. Avant la conclusion d'un contrat comportant des garanties de responsabilité, l'assureur remet à l'assuré une fiche d'information, dont le modèle est fixé par arrêté, décrivant le fonctionnement dans le temps des garanties déclenchées par le fait dommageable, le fonctionnement dans le temps des garanties déclenchées par la réclamation, ainsi que les conséquences de la succession de contrats ayant des modes de déclenchement différents.

Avant la conclusion d'un contrat d'assurance portant sur un risque non-vie, le distributeur fournit au souscripteur ou à l'adhérent un document d'information normalisé sur le produit d'assurance élaboré par le concepteur du produit, dans des conditions définies par décret en Conseil d'Etat.
\n
\nLa fourniture de ce document n'est pas requise pour les contrats couvrant les risques mentionnés à l'article L. 111-6 ainsi que pour les contrats mentionnés au b de l'article L. 861-4 du code de la sécurité sociale. Elle n'est pas non plus requise pour les contrats soumis à l'obligation de remise de la fiche standardisée d'information mentionnée à l'article L. 313-10 du code de la consommation et pour les opérations d'assurance mentionnées au 15 de l'article R. 321-1 du présent code.

La proposition d'assurance n'engage ni l'assuré, ni l'assureur ; seule la police ou la note de couverture constate leur engagement réciproque.

Les dispositions de l'alinéa précédent ne sont pas applicables aux assurances sur la vie.

\n
" } }, "LEGIARTI000049066171": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L112-2", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2018-04-01", "DATE_DEBUT": "2016-07-01" } }, "META_COMMUN": { "ID": "LEGIARTI000049066171", "URL": "article/LEGI/ARTI/00/00/49/06/61/LEGIARTI000049066171.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006713749", "@num": "80", "#text": "Loi n°2003-706 du 1 août 2003 - art. 80 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000428977", "@nortexte": "ECOX0200186L", "@numtexte": "2003-706", "@typelien": "CITATION", "@naturetexte": "LOI", "@datesignatexte": "2003-08-01" }, { "@id": "LEGIARTI000032216785", "@num": "2", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 2 (V)", "@sens": "source", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "MODIFICATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000006785903", "@num": "A112", "#text": "Code des assurances - art. A112 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000030057668", "@num": "A112-1", "#text": "Code des assurances - art. A112-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000027890965", "@num": "Annexe art. A344-8", "#text": "Code des assurances - art. Annexe art. A344-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036754138", "@num": "Annexe à l'article A112", "#text": "Code des assurances - art. Annexe à l'article A112 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000024376802", "@num": "L111-1", "#text": "Code des assurances - art. L111-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614272", "@num": "L112-2-1", "#text": "Code des assurances - art. L112-2-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000043340014", "@num": "L112-2-2", "#text": "Code des assurances - art. L112-2-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000029318795", "@num": "L145-1", "#text": "Code des assurances - art. L145-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000038614237", "@num": "L513-2", "#text": "Code des assurances - art. L513-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006811943", "@num": "R125-4", "#text": "Code des assurances - art. R*125-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812224", "@num": "R*212-4", "#text": "Code des assurances - art. R*212-4 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812312", "@num": "R243-8", "#text": "Code des assurances - art. R*243-8 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000047861689", "@num": "R112-2", "#text": "Code des assurances - art. R112-2 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000036768757", "@num": "R112-3", "#text": "Code des assurances - art. R112-3 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812278", "@num": "R220-10", "#text": "Code des assurances - art. R220-10 (Ab)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006812294", "@num": "R241-8", "#text": "Code des assurances - art. R241-8 (T)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1930-07-13 art. 7", "@sens": "source", "@typelien": "CONCORDANCE" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157199", "@fin": "2999-01-01", "#text": "Chapitre II : Conclusion et preuve du contrat d'assurance - Forme et transmission des polices.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142659", "@fin": "2012-07-01", "#text": "Titre Ier : Règles communes aux assurances de dommages non maritimes et aux assurances de personnes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376809", "@fin": "2999-01-01", "#text": "Titre Ier : Règles communes aux assurances de dommages et aux assurances de personnes", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791884", "@fin": "1990-05-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1976-07-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791885", "@fin": "1994-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1990-05-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791886", "@fin": "2003-08-02", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "1994-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006791887", "@fin": "2015-08-22", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2003-11-02", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031089751", "@fin": "2016-07-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2015-08-22", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000049066171", "@fin": "2018-04-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2016-07-01", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000035731280", "@fin": "2018-10-01", "@num": "L112-2", "@etat": "MODIFIE", "@debut": "2018-04-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000036920387", "@fin": "2999-01-01", "@num": "L112-2", "@etat": "VIGUEUR", "@debut": "2018-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'assureur doit obligatoirement fournir une fiche d'information sur le prix et les garanties avant la conclusion du contrat.

Avant la conclusion du contrat, l'assureur remet à l'assuré un exemplaire du projet de contrat et de ses pièces annexes ou une notice d'information sur le contrat qui décrit précisément les garanties assorties des exclusions, ainsi que les obligations de l'assuré. Les documents remis au preneur d'assurance précisent la loi qui est applicable au contrat si celle-ci n'est pas la loi française, les modalités d'examen des réclamations qu'il peut formuler au sujet du contrat et de recours à un processus de médiation dans les conditions prévues au Titre 1 du Livre 6 de la partie législative du code de la consommation, sans préjudice pour lui d'intenter une action en justice, ainsi que l'adresse du siège social et, le cas échéant, de la succursale qui se propose d'accorder la couverture. Avant la conclusion d'un contrat comportant des garanties de responsabilité, l'assureur remet à l'assuré une fiche d'information, dont le modèle est fixé par arrêté, décrivant le fonctionnement dans le temps des garanties déclenchées par le fait dommageable, le fonctionnement dans le temps des garanties déclenchées par la réclamation, ainsi que les conséquences de la succession de contrats ayant des modes de déclenchement différents.

La proposition d'assurance n'engage ni l'assuré, ni l'assureur ; seule la police ou la note de couverture constate leur engagement réciproque.

Les dispositions de l'alinéa précédent ne sont pas applicables aux assurances sur la vie.

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Article A112 AUTONOME VIGUEUR, en vigueur depuis le 07/11/2003 (Code des assurances)