{ "article": { "LEGIARTI000006532799": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "40", "TYPE": "ENTIEREMENT_MODIF", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2999-01-01" } }, "META_COMMUN": { "ID": "LEGIARTI000006532799", "URL": "article/LEGI/ARTI/00/00/06/53/27/LEGIARTI000006532799.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "ADFBQXXXXXX040AAXXXXXXAA" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006292524", "@num": "L313-14", "#text": "Code de la consommation - art. L313-14 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292531", "@num": "L313-14-1", "#text": "Code de la consommation - art. L313-14-1 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292532", "@num": "L313-14-2", "#text": "Code de la consommation - art. L313-14-2 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CREATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006096167", "@fin": "2999-01-01", "#text": "TITRE II : DISPOSITIONS MODIFIANT LE CODE DE LA CONSOMMATION.", "@debut": "2006-03-24" } ] }, "@cid": "JORFTEXT000000639090", "@nor": "JUSX0600032R", "@num": "2006-346", "@nature": "ORDONNANCE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Ordonnance n° 2006-346 du 23 mars 2006 relative aux sûretés", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000000639090", "@c_titre_court": "Ordonnance n° 2006-346 du 23 mars 2006" }, { "@fin": "2999-01-01", "#text": "Ordonnance n° 2006-346 du 23 mars 2006 relative aux sûretés.", "@debut": "2006-03-24", "@id_txt": "LEGITEXT000006053462", "@c_titre_court": "Ordonnance n° 2006-346 du 23 mars 2006" } ], "@ministere": "MINISTERE DE LA JUSTICE", "@date_publi": "2006-03-24", "@date_signature": "2006-03-23" } }, "VERSIONS": { "VERSION": [ { "LIEN_ART": { "@id": "LEGIARTI000006532799", "@fin": "2999-01-01", "@num": "40", "@debut": "2999-01-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "a modifié les dispositions suivantes
\n
" } }, "LEGIARTI000006292524": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L313-14", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2010-07-03", "DATE_DEBUT": "2006-03-24" } }, "META_COMMUN": { "ID": "LEGIARTI000006292524", "URL": "article/LEGI/ARTI/00/00/06/29/25/LEGIARTI000006292524.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AZAXXXXXXXX1X313L14AXXAB" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006273224", "@num": "26", "#text": "Loi n°78-22 du 10 janvier 1978 - art. 26 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000000886461", "@numtexte": "78-22", "@typelien": "CONCORDE", "@naturetexte": "LOI", "@datesignatexte": "1978-01-10" }, { "@id": "JORFTEXT000000529228", "#text": "Loi 93-949 1993-07-26", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000006532799", "@num": "40", "#text": "Ordonnance n°2006-346 du 23 mars 2006 - art. 40 () JORF 24 mars 2006", "@sens": "source", "@cidtexte": "JORFTEXT000000639090", "@nortexte": "JUSX0600032R", "@numtexte": "2006-346", "@typelien": "CREATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2006-03-23" }, { "@id": "LEGIARTI000006292394", "@num": "L311-9", "#text": "Code de la consommation - art. L311-9 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006449658", "@num": "2422", "#text": "Code civil - art. 2422 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161879", "@fin": "2014-07-01", "#text": "Section 6 : Crédit garanti par une hypothèque rechargeable", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146581", "@fin": "2016-10-01", "#text": "Chapitre III : Dispositions communes aux chapitres Ier et II", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000006292523", "@fin": "2005-09-02", "@num": "L313-14", "@etat": "ABROGE", "@debut": "1993-07-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292524", "@fin": "2010-07-03", "@num": "L313-14", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000022441280", "@fin": "2014-07-01", "@num": "L313-14", "@etat": "ABROGE", "@debut": "2010-07-03", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les dispositions de la présente section s'appliquent aux opérations de crédit consenties à titre habituel par toute personne physique ou morale relevant soit des dispositions du chapitre Ier relatif au crédit à la consommation, soit des dispositions du chapitre II relatif au crédit immobilier du présent titre et garanties par une hypothèque rechargeable au sens de l'article 2422 du code civil.
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Les opérations mentionnées à l'article L. 311-9 ne peuvent donner lieu à un crédit garanti par une hypothèque rechargeable.
" } }, "LEGIARTI000006292531": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L313-14-1", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2010-07-03", "DATE_DEBUT": "2006-03-24" } }, "META_COMMUN": { "ID": "LEGIARTI000006292531", "URL": "article/LEGI/ARTI/00/00/06/29/25/LEGIARTI000006292531.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AZAXXXXXXXX1X313L14BXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000529228", "#text": "Loi 93-949 1993-07-26", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000006532799", "@num": "40", "#text": "Ordonnance n°2006-346 du 23 mars 2006 - art. 40 () JORF 24 mars 2006", "@sens": "source", "@cidtexte": "JORFTEXT000000639090", "@nortexte": "JUSX0600032R", "@numtexte": "2006-346", "@typelien": "CREATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2006-03-23" }, { "@id": "LEGIARTI000006292422", "@num": "L311-30", "#text": "Code de la consommation - art. L311-30 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292424", "@num": "L311-32", "#text": "Code de la consommation - art. L311-32 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292464", "@num": "L312-22", "#text": "Code de la consommation - art. L312-22 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292465", "@num": "L312-23", "#text": "Code de la consommation - art. L312-23 (V)", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006292532", "@num": "L313-14-2", "#text": "Code de la consommation - art. L313-14-2 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006450222", "@num": "2464", "#text": "Code civil - art. 2464 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161879", "@fin": "2014-07-01", "#text": "Section 6 : Crédit garanti par une hypothèque rechargeable", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146581", "@fin": "2016-10-01", "#text": "Chapitre III : Dispositions communes aux chapitres Ier et II", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292531", "@fin": "2010-07-03", "@num": "L313-14-1", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000022441273", "@fin": "2014-07-01", "@num": "L313-14-1", "@etat": "ABROGE", "@debut": "2010-07-03", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Est annexé à l'offre préalable de crédit un document intitulé \"situation hypothécaire\" dont un exemplaire est remis à l'emprunteur dans les mêmes conditions que le contrat de crédit lui-même.
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Ce document comporte :
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1° La mention de la durée de l'inscription hypothécaire ;
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2° L'identification du bien immobilier, objet de la garantie, et sa valeur estimée à la date de la convention constitutive d'hypothèque ;
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3° Le montant maximal garanti prévu par la convention constitutive d'hypothèque ;
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4° Le montant de l'emprunt initial souscrit ;
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5° Le cas échéant, le montant du ou des emprunts ultérieurement souscrits ;
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6° Une évaluation par le prêteur du coût du rechargement de l'hypothèque garantissant le ou les nouveaux crédits ;
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7° Une évaluation par le prêteur du coût total de l'hypothèque ;
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8° La mention que, sans préjudice de l'application des articles L. 311-30 et L. 311-32, s'il s'agit d'un crédit à la consommation, ou des articles L. 312-22 et L. 312-23, s'il s'agit d'un crédit immobilier, la défaillance de l'emprunteur peut entraîner la vente du bien hypothéqué selon les dispositions des articles 2464 et suivants du code civil.
" } }, "LEGIARTI000006292532": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L313-14-2", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2014-07-01", "DATE_DEBUT": "2006-03-24" } }, "META_COMMUN": { "ID": "LEGIARTI000006292532", "URL": "article/LEGI/ARTI/00/00/06/29/25/LEGIARTI000006292532.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AZAXXXXXXXX1X313L14CXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000529228", "#text": "Loi n°93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000006532799", "@num": "40", "#text": "Ordonnance n°2006-346 du 23 mars 2006 - art. 40 () JORF 24 mars 2006", "@sens": "source", "@cidtexte": "JORFTEXT000000639090", "@nortexte": "JUSX0600032R", "@numtexte": "2006-346", "@typelien": "CREATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2006-03-23" }, { "@id": "LEGIARTI000028739938", "@num": "46", "#text": "LOI n°2014-344\n du 17 mars 2014 - art. 46 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028738036", "@nortexte": "EFIX1307316L", "@numtexte": "2014-344", "@typelien": "ABROGE", "@naturetexte": "LOI", "@datesignatexte": "2014-03-17" }, { "@id": "LEGIARTI000006292531", "@num": "L313-14-1", "#text": "Code de la consommation - art. L313-14-1", "@sens": "source", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161879", "@fin": "2014-07-01", "#text": "Section 6 : Crédit garanti par une hypothèque rechargeable", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146581", "@fin": "2016-10-01", "#text": "Chapitre III : Dispositions communes aux chapitres Ier et II", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000006292532", "@fin": "2014-07-01", "@num": "L313-14-2", "@etat": "ABROGE", "@debut": "2006-03-24", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Le fait pour le prêteur d'accorder un prêt garanti par une hypothèque rechargeable sans saisir l'emprunteur d'une offre préalable de crédit accompagnée d'un document satisfaisant aux conditions fixées par l'article L. 313-14-1 est puni d'une amende de 3 750 euros.
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En outre, le prêteur est déchu du droit aux intérêts et l'emprunteur n'est tenu qu'au seul remboursement du capital suivant l'échéancier prévu. Les sommes perçues au titre des intérêts sont restituées par le prêteur ou imputées sur le capital restant dû ; elles sont productives d'intérêt au taux légal du jour de leur versement.
" } } }, "article_lien": [ { "article_id": "LEGIARTI000006292532", "cible": false, "cidtexte": "JORFTEXT000000639090", "id": "LEGIARTI000006532799", "typelien": "CREATION" }, { "article_id": "LEGIARTI000006292531", "cible": false, "cidtexte": "JORFTEXT000000639090", "id": "LEGIARTI000006532799", "typelien": "CREATION" }, { "article_id": "LEGIARTI000006292524", "cible": false, "cidtexte": "JORFTEXT000000639090", "id": "LEGIARTI000006532799", "typelien": "CREATION" } ], "follow": [ "LIENS.LIEN[@sens=cible,@typelien=CREATION].@id" ], "id": "LEGIARTI000006532799", "liens_entrants": true }

Article 40 ENTIEREMENT_MODIF (Ordonnance n° 2006-346 du 23 mars 2006 relative aux sûretés)