{ "article": { "LEGIARTI000006436673": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "1188", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "1986-01-01", "DATE_DEBUT": "1804-03-21" } }, "META_COMMUN": { "ID": "LEGIARTI000006436673", "URL": "article/LEGI/ARTI/00/00/06/43/66/LEGIARTI000006436673.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "ACAXXXXXXXX5X01188AAXXAA" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000032890812", "@num": "L212-1", "#text": "Code de la consommation - art. L212-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032236806", "@num": "L314-8", "#text": "Code de la consommation - art. L314-8 (VT)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225745", "@num": "L315-13", "#text": "Code de la consommation - art. L315-13 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "#text": "Loi 1804-02-07", "@sens": "source", "@typelien": "CODIFICATION" }, { "#text": "Loi 1804-02-07 promulguée le 17 février 1804", "@sens": "source", "@typelien": "CREATION" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006150250", "@fin": "2016-10-01", "#text": "Section 2 : Des obligations à terme.", "@debut": "1804-03-21" }, { "@id": "LEGISCTA000032041383", "@fin": "2999-01-01", "#text": "Section 2 : Les effets du contrat à l'égard des tiers", "@debut": "2016-10-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006136343", "@fin": "2016-10-01", "#text": "Chapitre IV : Des diverses espèces d'obligations.", "@debut": "1804-03-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006118032", "@fin": "2016-10-01", "#text": "Titre III : Des contrats ou des obligations conventionnelles en général", "@debut": "1804-03-21" }, { "@id": "LEGISCTA000032040794", "@fin": "2999-01-01", "#text": "Titre III : Des sources d'obligations", "@debut": "2016-10-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006090271", "@fin": "2999-01-01", "#text": "Livre III : Des différentes manières dont on acquiert la propriété", "@debut": "1804-03-21" } ] }, "@cid": "LEGITEXT000006070721", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code civil", "@debut": "1804-03-21", "@id_txt": "LEGITEXT000006070721", "@c_titre_court": "Code civil" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006436673", "@fin": "1986-01-01", "@num": "1188", "@etat": "MODIFIE", "@debut": "1804-03-21", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006436674", "@fin": "2016-10-01", "@num": "1188", "@etat": "MODIFIE", "@debut": "1986-01-01", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000032041270", "@fin": "2999-01-01", "@num": "1188", "@etat": "VIGUEUR", "@debut": "2016-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Le débiteur ne peut plus réclamer le bénéfice du terme lorsqu'il a fait faillite, ou lorsque par son fait il a diminué les sûretés qu'il avait données par le contrat à son créancier.
\n
" } }, "LEGIARTI000006292542": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L314-8", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2014-08-06", "DATE_DEBUT": "2006-03-24" } }, "META_COMMUN": { "ID": "LEGIARTI000006292542", "URL": "article/LEGI/ARTI/00/00/06/29/25/LEGIARTI000006292542.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AZAXXXXXXXX1X314L08AXXAA" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000529228", "#text": "Loi 93-949 1993-07-26", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000006532800", "@num": "41", "#text": "Ordonnance n°2006-346 du 23 mars 2006 - art. 41 () JORF 24 mars 2006", "@sens": "source", "@cidtexte": "JORFTEXT000000639090", "@nortexte": "JUSX0600032R", "@numtexte": "2006-346", "@typelien": "CREATION", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2006-03-23" }, { "@id": "LEGIARTI000006436673", "@num": "1188", "#text": "Code civil - art. 1188 (M)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161882", "@fin": "2016-07-01", "#text": "Section 3 : Le contrat de crédit", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146582", "@fin": "2016-07-01", "#text": "Chapitre IV : Prêt viager hypothécaire", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292542", "@fin": "2014-08-06", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029336855", "@fin": "2015-08-19", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2014-08-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031063848", "@fin": "2015-08-19", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2015-08-19", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000032236806", "@fin": "2016-07-01", "@num": "L314-8", "@etat": "ABROGE", "@debut": "2015-08-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE_MORT_NE", "LIEN_ART": { "@id": "LEGIARTI000032042833", "@fin": "2016-07-01", "@num": "L314-8", "@etat": "MODIFIE_MORT_NE", "@debut": "2016-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
L'emprunteur doit apporter à l'immeuble hypothéqué tous les soins d'un bon père de famille.
\n
Ainsi qu'il est dit à l'article 1188 du code civil, le débiteur ne peut plus réclamer le bénéfice du terme lorsque par son fait, il a diminué la valeur de la sûreté qu'il avait donnée par le contrat à son créancier.
\n
Le débiteur perd également le bénéfice du terme lorsqu'il change l'affectation du bien hypothéqué ou lorsqu'il refuse au créancier l'accès de l'immeuble hypothéqué pour s'assurer de son bon état d'entretien et de conservation.
" } }, "LEGIARTI000029336855": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L314-8", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2015-08-19", "DATE_DEBUT": "2014-08-06" } }, "META_COMMUN": { "ID": "LEGIARTI000029336855", "URL": "article/LEGI/ARTI/00/00/29/33/68/LEGIARTI000029336855.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000529228", "#text": "Loi n°93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000029333412", "@num": "26", "#text": "LOI n°2014-873 du 4 août 2014 - art. 26", "@sens": "cible", "@cidtexte": "JORFTEXT000029330832", "@nortexte": "FVJX1313602L", "@numtexte": "2014-873", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2014-08-04" }, { "@id": "LEGIARTI000006436673", "@num": "1188", "#text": "Code civil - art. 1188", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161882", "@fin": "2016-07-01", "#text": "Section 3 : Le contrat de crédit", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146582", "@fin": "2016-07-01", "#text": "Chapitre IV : Prêt viager hypothécaire", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292542", "@fin": "2014-08-06", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029336855", "@fin": "2015-08-19", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2014-08-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031063848", "@fin": "2015-08-19", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2015-08-19", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000032236806", "@fin": "2016-07-01", "@num": "L314-8", "@etat": "ABROGE", "@debut": "2015-08-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE_MORT_NE", "LIEN_ART": { "@id": "LEGIARTI000032042833", "@fin": "2016-07-01", "@num": "L314-8", "@etat": "MODIFIE_MORT_NE", "@debut": "2016-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'emprunteur doit apporter à l'immeuble hypothéqué tous les soins raisonnables.

Ainsi qu'il est dit à l'article 1188 du code civil, le débiteur ne peut plus réclamer le bénéfice du terme lorsque, par son fait, il a diminué la valeur de la sûreté qu'il avait donnée par le contrat à son créancier.

" } }, "LEGIARTI000031063848": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L314-8", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2015-08-19", "DATE_DEBUT": "2015-08-19" } }, "META_COMMUN": { "ID": "LEGIARTI000031063848", "URL": "article/LEGI/ARTI/00/00/31/06/38/LEGIARTI000031063848.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000529228", "#text": "Loi n°93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000031047899", "@num": "24", "#text": "LOI n°2015-992 du 17 août 2015 - art. 24", "@sens": "cible", "@cidtexte": "JORFTEXT000031044385", "@nortexte": "DEVX1413992L", "@numtexte": "2015-992", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2015-08-17" }, { "@id": "LEGIARTI000006436673", "@num": "1188", "#text": "Code civil - art. 1188", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161882", "@fin": "2016-07-01", "#text": "Section 3 : Le contrat de crédit", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146582", "@fin": "2016-07-01", "#text": "Chapitre IV : Prêt viager hypothécaire", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292542", "@fin": "2014-08-06", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029336855", "@fin": "2015-08-19", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2014-08-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031063848", "@fin": "2015-08-19", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2015-08-19", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000032236806", "@fin": "2016-07-01", "@num": "L314-8", "@etat": "ABROGE", "@debut": "2015-08-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE_MORT_NE", "LIEN_ART": { "@id": "LEGIARTI000032042833", "@fin": "2016-07-01", "@num": "L314-8", "@etat": "MODIFIE_MORT_NE", "@debut": "2016-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'emprunteur doit apporter à l'immeuble hypothéqué tous les soins raisonnables.

Le débiteur perd également le bénéfice du terme lorsqu'il change l'affectation du bien hypothéqué ou lorsqu'il refuse au créancier l'accès de l'immeuble hypothéqué pour s'assurer de son bon état d'entretien et de conservation ou, en cas de prêt viager hypothécaire à versement périodique d'intérêts, lorsqu'il est défaillant dans le versement d'une ou de plusieurs échéances d'intérêts.

" } }, "LEGIARTI000032216493": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L315-13", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2016-03-17" } }, "META_COMMUN": { "ID": "LEGIARTI000032216493", "URL": "article/LEGI/ARTI/00/00/32/21/64/LEGIARTI000032216493.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "LEGIARTI000006436673", "@num": "1188", "#text": "Code civil - art. 1188 (VD)", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000032215376", "@fin": "2999-01-01", "#text": "Section 4 : Affectation et entretien de l'immeuble", "@debut": "2016-03-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032215224", "@fin": "2999-01-01", "#text": "Chapitre V : Prêt viager hypothécaire", "@debut": "2016-03-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032215166", "@fin": "2999-01-01", "#text": "Titre Ier : OPÉRATIONS DE CRÉDIT", "@debut": "2016-03-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032215151", "@fin": "2999-01-01", "#text": "Livre III : CRÉDIT", "@debut": "2016-03-17" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000032215568", "@fin": "2999-01-01", "#text": "Annexe", "@debut": "2016-03-17" } ] }, "@cid": "JORFTEXT000032209352", "@nor": "EINC1602822R", "@num": "2016-301", "@nature": "ORDONNANCE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Ordonnance n° 2016-301 du 14 mars 2016 relative à la partie législative du code de la consommation", "@debut": "2999-01-01", "@id_txt": "JORFTEXT000032209352", "@c_titre_court": "Ordonnance n° 2016-301 du 14 mars 2016" }, { "@fin": "2999-01-01", "#text": "Ordonnance n° 2016-301 du 14 mars 2016 relative à la partie législative du code de la consommation", "@debut": "2016-03-17", "@id_txt": "LEGITEXT000032215117", "@c_titre_court": "Ordonnance n°2016-301 du 14 mars 2016" } ], "@ministere": "Ministère de l'économie, de l'industrie et du numérique", "@date_publi": "2016-03-16", "@date_signature": "2016-03-14" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000032216493", "@fin": "2999-01-01", "@num": "L315-13", "@etat": "VIGUEUR", "@debut": "2016-03-17", "@origine": "LEGI" } }, { "LIEN_ART": { "@id": "JORFARTI000032210791", "@fin": "2999-01-01", "@num": "L315-13", "@debut": "2999-01-01", "@origine": "JORF" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

\n
En application des dispositions de l'article 1188 du code civil, le débiteur ne peut plus réclamer le bénéfice du terme lorsque, par son fait, il a diminué la valeur de la sûreté qu'il avait donnée par le contrat à son créancier.

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" } }, "LEGIARTI000032236806": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L314-8", "ETAT": "ABROGE", "TYPE": "AUTONOME", "DATE_FIN": "2016-07-01", "DATE_DEBUT": "2015-08-19" } }, "META_COMMUN": { "ID": "LEGIARTI000032236806", "URL": "article/LEGI/ARTI/00/00/32/23/68/LEGIARTI000032236806.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000529228", "#text": "Loi n° 93-949 du 26 juillet 1993", "@sens": "source", "@cidtexte": "JORFTEXT000000529228", "@nortexte": "ECOX9300016L", "@numtexte": "93-949", "@typelien": "CODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1993-07-26" }, { "@id": "LEGIARTI000032216175", "@num": "34", "#text": "Ordonnance n°2016-301 du 14 mars 2016 - art. 34 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000032209352", "@nortexte": "EINC1602822R", "@numtexte": "2016-301", "@typelien": "ABROGE", "@naturetexte": "ORDONNANCE", "@datesignatexte": "2016-03-14" }, { "@id": "LEGIARTI000032225747", "@num": "L315-12", "#text": "Code de la consommation - art. L315-12 (V)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225745", "@num": "L315-13", "#text": "Code de la consommation - art. L315-13 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000032225743", "@num": "L315-14", "#text": "Code de la consommation - art. L315-14 (M)", "@sens": "cible", "@cidtexte": "LEGITEXT000006069565", "@typelien": "CONCORDANCE", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" }, { "@id": "LEGIARTI000006436673", "@num": "1188", "#text": "Code civil - art. 1188", "@sens": "source", "@cidtexte": "LEGITEXT000006070721", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006161882", "@fin": "2016-07-01", "#text": "Section 3 : Le contrat de crédit", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006146582", "@fin": "2016-07-01", "#text": "Chapitre IV : Prêt viager hypothécaire", "@debut": "2006-03-24" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006133626", "@fin": "2017-07-01", "#text": "Titre Ier : Crédit", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006114373", "@fin": "2017-07-01", "#text": "Livre III : Endettement", "@debut": "1993-07-27" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006084133", "@fin": "2017-07-01", "#text": "Partie législative", "@debut": "1993-07-27" } ] }, "@cid": "LEGITEXT000006069565", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code de la consommation", "@debut": "1993-07-27", "@id_txt": "LEGITEXT000006069565", "@c_titre_court": "Code de la consommation" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006292542", "@fin": "2014-08-06", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2006-03-24", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000029336855", "@fin": "2015-08-19", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2014-08-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000031063848", "@fin": "2015-08-19", "@num": "L314-8", "@etat": "MODIFIE", "@debut": "2015-08-19", "@origine": "LEGI" } }, { "@etat": "ABROGE", "LIEN_ART": { "@id": "LEGIARTI000032236806", "@fin": "2016-07-01", "@num": "L314-8", "@etat": "ABROGE", "@debut": "2015-08-19", "@origine": "LEGI" } }, { "@etat": "MODIFIE_MORT_NE", "LIEN_ART": { "@id": "LEGIARTI000032042833", "@fin": "2016-07-01", "@num": "L314-8", "@etat": "MODIFIE_MORT_NE", "@debut": "2016-10-01", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

L'emprunteur doit apporter à l'immeuble hypothéqué tous les soins raisonnables.

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Dans les contrats conclus entre professionnels et consommateurs, sont abusives les clauses qui ont pour objet ou pour effet de créer, au détriment du consommateur, un déséquilibre significatif entre les droits et obligations des parties au contrat.
Sans préjudice des règles d'interprétation prévues aux articles 1188, 1189, 1191 et 1192 du code civil, le caractère abusif d'une clause s'apprécie en se référant, au moment de la conclusion du contrat, à toutes les circonstances qui entourent sa conclusion, de même qu'à toutes les autres clauses du contrat. Il s'apprécie également au regard de celles contenues dans un autre contrat lorsque les deux contrats sont juridiquement liés dans leur conclusion ou leur exécution.
L'appréciation du caractère abusif des clauses au sens du premier alinéa ne porte ni sur la définition de l'objet principal du contrat ni sur l'adéquation du prix ou de la rémunération au bien vendu ou au service offert pour autant que les clauses soient rédigées de façon claire et compréhensible.
Un décret en Conseil d'Etat, pris après avis de la commission des clauses abusives, détermine des types de clauses qui, eu égard à la gravité des atteintes qu'elles portent à l'équilibre du contrat, doivent être regardées, de manière irréfragable, comme abusives au sens du premier alinéa.
Un décret pris dans les mêmes conditions, détermine une liste de clauses présumées abusives ; en cas de litige concernant un contrat comportant une telle clause, le professionnel doit apporter la preuve du caractère non abusif de la clause litigieuse.
Ces dispositions sont applicables quels que soient la forme ou le support du contrat. Il en est ainsi notamment des bons de commande, factures, bons de garantie, bordereaux ou bons de livraison, billets ou tickets, contenant des stipulations négociées librement ou non ou des références à des conditions générales préétablies.

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Article 1188 AUTONOME MODIFIE, en vigueur du 21/03/1804 au 01/01/1986 (Code civil)