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L194-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157233", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances contre l'incendie.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142679", "@fin": "2012-07-01", "#text": "Titre II : Règles relatives aux assurances de dommages non maritimes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376800", "@fin": "2999-01-01", "#text": "Titre II : Règles relatives aux assurances de dommages", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792530", "@fin": "1991-01-06", "@num": "L122-7", "@etat": "MODIFIE", "@debut": "1990-06-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792531", "@fin": "2000-12-14", "@num": "L122-7", "@etat": "MODIFIE", "@debut": "1991-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792532", "@fin": "2001-07-11", "@num": "L122-7", "@etat": "MODIFIE", "@debut": "2000-12-14", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792533", "@fin": "2022-03-04", "@num": "L122-7", "@etat": "MODIFIE", "@debut": "2001-07-11", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000045296940", "@fin": "2999-01-01", "@num": "L122-7", "@etat": "VIGUEUR", "@debut": "2022-03-04", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "
Les contrats d'assurance garantissant les dommages d'incendie à des biens situés en France ainsi qu'aux corps de véhicules terrestres à moteur ouvrent droit à la garantie de l'assuré contre les effets du vent dû aux tempêtes, ouragans ou cyclones, sur les biens faisant l'objet de tels contrats.
\n
En outre, si l'assuré est couvert contre les pertes d'exploitation après incendie, cette garantie est étendue aux effets du vent dû aux tempêtes, ouragans ou cyclones.
" } }, "LEGIARTI000006792531": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L122-7", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2000-12-14", "DATE_DEBUT": "1991-01-06" } }, "META_COMMUN": { "ID": "LEGIARTI000006792531", "URL": "article/LEGI/ARTI/00/00/06/79/25/LEGIARTI000006792531.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X122L07AXXAB" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006600292", "@num": "34", "#text": "Loi n°91-5 du 3 janvier 1991 - art. 34 () JORF 6 janvier 1991", "@sens": "source", "@cidtexte": "JORFTEXT000000533880", "@nortexte": "AGRX9000138L", "@numtexte": "91-5", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "1991-01-03" }, { "@id": "LEGIARTI000006239469", "@num": "1", "#text": "Décret n°2005-234 du 14 mars 2005 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000444799", "@nortexte": "AGRB0500548D", "@numtexte": "2005-234", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2005-03-14" }, { "@id": "LEGIARTI000006250292", "@num": "1", "#text": "Décret n°2006-370 du 27 mars 2006 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000818971", "@nortexte": "AGRS0502448D", "@numtexte": "2006-370", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2006-03-27" }, { "@id": "LEGIARTI000006259877", "@num": "1", "#text": "Décret n°2007-134 du 30 janvier 2007 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000466916", "@nortexte": "AGRS0602345D", "@numtexte": "2007-134", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2007-01-30" }, { "@id": "LEGIARTI000018386951", "@num": "1", "#text": "Décret n°2008-270\n du 18 mars 2008 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000018385878", "@nortexte": "AGRS0800733D", "@numtexte": "2008-270", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-18" }, { "@id": "LEGITEXT000020494257", "#text": "Arrêté du 31 mars 2009 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000020492256", "@nortexte": "AGRF0831570A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2009-03-31" }, { "@id": "LEGIARTI000022375606", "@num": "1", "#text": "Arrêté du 31 mars 2009 - art. 1 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000020492256", "@nortexte": "AGRF0831570A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2009-03-31" }, { "@id": "LEGIARTI000021740642", "@num": "1", "#text": "Arrêté du 22 janvier 2010 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000021726043", "@nortexte": "AGRT0925752A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-01-22" }, { "@id": "LEGIARTI000023429783", "@num": "1", "#text": "Arrêté du 29 décembre 2010 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000023335407", "@nortexte": "AGRT1026964A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000024571816", "@num": "1", "#text": "Arrêté du 16 septembre 2011 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024565542", "@nortexte": "AGRT1115306A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-09-16" }, { "@id": "LEGIARTI000026421068", "@num": "1", "#text": "Arrêté du 26 septembre 2012 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000026419763", "@nortexte": "AGRT1203583A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2012-09-26" }, { "@id": "LEGIARTI000028447123", "@num": "1", "#text": "Arrêté du 27 décembre 2013 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028398893", "@nortexte": "AGRT1323116A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2013-12-27" }, { "@id": "LEGIARTI000045387317", "@num": "Annexe", "#text": "ARRÊTÉ du 1er août 2014 - art. 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Les contrats d'assurance garantissant les dommages d'incendie à des biens situés en France ainsi qu'aux corps de véhicules terrestres à moteur ouvrent droit à la garantie de l'assuré contre les effets du vent dû aux tempêtes, ouragans ou cyclones, sur les biens faisant l'objet de tels contrats.
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Sont exclus les contrats garantissant les dommages d'incendie causés aux récoltes non engrangées, aux cultures et au cheptel vif hors bâtiments.
\n
En outre, si l'assuré est couvert contre les pertes d'exploitation après incendie, cette garantie est étendue aux effets du vent dû aux tempêtes, ouragans ou cyclones.
" } }, "LEGIARTI000006792532": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L122-7", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2001-07-11", "DATE_DEBUT": "2000-12-14" } }, "META_COMMUN": { "ID": "LEGIARTI000006792532", "URL": "article/LEGI/ARTI/00/00/06/79/25/LEGIARTI000006792532.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X122L07AXXAC" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006386412", "@num": "13", "#text": "Loi n°2000-1207 du 13 décembre 2000 - art. 13", "@sens": "cible", "@cidtexte": "JORFTEXT000000387814", "@nortexte": "INTX0000028L", "@numtexte": "2000-1207", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2000-12-13" }, { "@id": "LEGIARTI000006239469", "@num": "1", "#text": "Décret n°2005-234 du 14 mars 2005 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000444799", "@nortexte": "AGRB0500548D", "@numtexte": "2005-234", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2005-03-14" }, { "@id": "LEGIARTI000006250292", "@num": "1", "#text": "Décret n°2006-370 du 27 mars 2006 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000818971", "@nortexte": "AGRS0502448D", "@numtexte": "2006-370", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2006-03-27" }, { "@id": "LEGIARTI000006259877", "@num": "1", "#text": "Décret n°2007-134 du 30 janvier 2007 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000466916", "@nortexte": "AGRS0602345D", "@numtexte": "2007-134", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2007-01-30" }, { "@id": "LEGIARTI000018386951", "@num": "1", "#text": "Décret n°2008-270\n du 18 mars 2008 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000018385878", "@nortexte": "AGRS0800733D", "@numtexte": "2008-270", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-18" }, { "@id": "LEGITEXT000020494257", "#text": "Arrêté du 31 mars 2009 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000020492256", "@nortexte": "AGRF0831570A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2009-03-31" }, { "@id": "LEGIARTI000022375606", "@num": "1", "#text": "Arrêté du 31 mars 2009 - art. 1 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000020492256", "@nortexte": "AGRF0831570A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2009-03-31" }, { "@id": "LEGIARTI000021740642", "@num": "1", "#text": "Arrêté du 22 janvier 2010 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000021726043", "@nortexte": "AGRT0925752A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-01-22" }, { "@id": "LEGIARTI000023429783", "@num": "1", "#text": "Arrêté du 29 décembre 2010 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000023335407", "@nortexte": "AGRT1026964A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000024571816", "@num": "1", "#text": "Arrêté du 16 septembre 2011 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024565542", "@nortexte": "AGRT1115306A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-09-16" }, { "@id": "LEGIARTI000026421068", "@num": "1", "#text": "Arrêté du 26 septembre 2012 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000026419763", "@nortexte": "AGRT1203583A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2012-09-26" }, { "@id": "LEGIARTI000028447123", "@num": "1", "#text": "Arrêté du 27 décembre 2013 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028398893", "@nortexte": "AGRT1323116A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2013-12-27" }, { "@id": "LEGIARTI000045387317", "@num": "Annexe", "#text": "ARRÊTÉ du 1er août 2014 - art. 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Les contrats d'assurance garantissant les dommages d'incendie ou tous autres dommages à des biens situés en France, ainsi que les dommages aux corps de véhicules terrestres à moteur, ouvrent droit à la garantie de l'assuré contre les effets du vent dû aux tempêtes, ouragans et cyclones, sur les biens faisant l'objet de tels contrats, sauf en ce qui concerne les effets du vent dû à un événement cyclonique pour lequel les vents maximaux de surface enregistrés ou estimés sur la zone sinistrée ont atteint ou dépassé 145 km/h en moyenne sur dix minutes ou 215 km/h en rafales, qui relèvent des dispositions des articles L. 125-1 et suivants du présent code.
\n
Sont exclus les contrats garantissant les dommages d'incendie causés aux récoltes non engrangées, aux cultures et au cheptel vif hors bâtiments.
\n
En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des tempêtes, ouragans ou cyclones, dans les conditions du contrat correspondant.
" } }, "LEGIARTI000006792533": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L122-7", "ETAT": "MODIFIE", "TYPE": "AUTONOME", "DATE_FIN": "2022-03-04", "DATE_DEBUT": "2001-07-11" } }, "META_COMMUN": { "ID": "LEGIARTI000006792533", "URL": "article/LEGI/ARTI/00/00/06/79/25/LEGIARTI000006792533.xml", "NATURE": "Article", "ORIGINE": "LEGI", "ANCIEN_ID": "AHAXXXXXXXX1X122L07AXXAD" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret 76-666 1976-07-16", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006613817", "@num": "68", "#text": "Loi n°2001-602 du 9 juillet 2001 - art. 68 () JORF 11 juillet 2001", "@sens": "source", "@cidtexte": "JORFTEXT000000223691", "@nortexte": "AGRX0000026L", "@numtexte": "2001-602", "@typelien": "MODIFICATION", "@naturetexte": "LOI", "@datesignatexte": "2001-07-09" }, { "@id": "LEGIARTI000006239469", "@num": "1", "#text": "Décret n°2005-234 du 14 mars 2005 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000444799", "@nortexte": "AGRB0500548D", "@numtexte": "2005-234", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2005-03-14" }, { "@id": "LEGIARTI000006250292", "@num": "1", "#text": "Décret n°2006-370 du 27 mars 2006 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000818971", "@nortexte": "AGRS0502448D", "@numtexte": "2006-370", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2006-03-27" }, { "@id": "LEGIARTI000006259877", "@num": "1", "#text": "Décret n°2007-134 du 30 janvier 2007 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000466916", "@nortexte": "AGRS0602345D", "@numtexte": "2007-134", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2007-01-30" }, { "@id": "LEGIARTI000018386951", "@num": "1", "#text": "Décret n°2008-270\n du 18 mars 2008 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000018385878", "@nortexte": "AGRS0800733D", "@numtexte": "2008-270", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-18" }, { "@id": "LEGITEXT000020494257", "#text": "Arrêté du 31 mars 2009 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000020492256", "@nortexte": "AGRF0831570A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2009-03-31" }, { "@id": "LEGIARTI000022375606", "@num": "1", "#text": "Arrêté du 31 mars 2009 - art. 1 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000020492256", "@nortexte": "AGRF0831570A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2009-03-31" }, { "@id": "LEGIARTI000021740642", "@num": "1", "#text": "Arrêté du 22 janvier 2010 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000021726043", "@nortexte": "AGRT0925752A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-01-22" }, { "@id": "LEGIARTI000023429783", "@num": "1", "#text": "Arrêté du 29 décembre 2010 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000023335407", "@nortexte": "AGRT1026964A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000024571816", "@num": "1", "#text": "Arrêté du 16 septembre 2011 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024565542", "@nortexte": "AGRT1115306A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-09-16" }, { "@id": "LEGIARTI000026421068", "@num": "1", "#text": "Arrêté du 26 septembre 2012 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000026419763", "@nortexte": "AGRT1203583A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2012-09-26" }, { "@id": "LEGIARTI000028447123", "@num": "1", "#text": "Arrêté du 27 décembre 2013 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028398893", "@nortexte": "AGRT1323116A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2013-12-27" }, { "@id": "LEGIARTI000045387317", "@num": "Annexe", "#text": "ARRÊTÉ du 1er août 2014 - art. 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L194-1 (VD)", "@sens": "cible", "@cidtexte": "LEGITEXT000006073984", "@typelien": "CITATION", "@naturetexte": "CODE", "@datesignatexte": "2999-01-01" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157233", "@fin": "2999-01-01", "#text": "Chapitre II : Les assurances contre l'incendie.", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142679", "@fin": "2012-07-01", "#text": "Titre II : Règles relatives aux assurances de dommages non maritimes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376800", "@fin": "2999-01-01", "#text": "Titre II : Règles relatives aux assurances de dommages", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792530", "@fin": "1991-01-06", "@num": "L122-7", "@etat": "MODIFIE", "@debut": "1990-06-27", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792531", "@fin": "2000-12-14", "@num": "L122-7", "@etat": "MODIFIE", "@debut": "1991-01-06", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792532", "@fin": "2001-07-11", "@num": "L122-7", "@etat": "MODIFIE", "@debut": "2000-12-14", "@origine": "LEGI" } }, { "@etat": "MODIFIE", "LIEN_ART": { "@id": "LEGIARTI000006792533", "@fin": "2022-03-04", "@num": "L122-7", "@etat": "MODIFIE", "@debut": "2001-07-11", "@origine": "LEGI" } }, { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000045296940", "@fin": "2999-01-01", "@num": "L122-7", "@etat": "VIGUEUR", "@debut": "2022-03-04", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

Les contrats d'assurance garantissant les dommages d'incendie ou tous autres dommages à des biens situés en France, ainsi que les dommages aux corps de véhicules terrestres à moteur, ouvrent droit à la garantie de l'assuré contre les effets du vent dû aux tempêtes, ouragans et cyclones, sur les biens faisant l'objet de tels contrats, sauf en ce qui concerne les effets du vent dû à un événement cyclonique pour lequel les vents maximaux de surface enregistrés ou estimés sur la zone sinistrée ont atteint ou dépassé 145 km/ h en moyenne sur dix minutes ou 215 km/ h en rafales, qui relèvent des dispositions des articles L. 125-1 et suivants du présent code.

Sont exclus les contrats garantissant les dommages d'incendie causés aux récoltes non engrangées, aux cultures et au cheptel vif hors bâtiments.

Sont également exclus les contrats garantissant les dommages d'incendie causés aux bois sur pied.

En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des tempêtes, ouragans ou cyclones, dans les conditions du contrat correspondant.

" } }, "LEGIARTI000044607573": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L125-1-1", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2021-12-30" } }, "META_COMMUN": { "ID": "LEGIARTI000044607573", "URL": "article/LEGI/ARTI/00/00/44/60/75/LEGIARTI000044607573.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "NOTA": { "CONTENU": "

Conformément au premier alinéa de l'article 10 de la loi n° 2021-1837 du 28 décembre 2021, ces dispositions ne s'appliquent pas aux contrats en cours à la date de sa publication.

" }, "LIENS": { "LIEN": [ { "@id": "LEGITEXT000050377665", "#text": "Arrêté du 24 septembre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050373949", "@nortexte": "INTE2424583A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-09-24" }, { "@id": "LEGITEXT000050399858", "#text": "Arrêté du 23 octobre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050397283", "@nortexte": "INTE2428153A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-10-23" }, { "@id": "LEGITEXT000050430585", "#text": "Arrêté du 14 octobre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050428510", "@nortexte": "INTE2427051A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-10-14" }, { "@id": "LEGITEXT000050444213", "#text": "Arrêté du 31 octobre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050443324", "@nortexte": "INTE2428510A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-10-31" }, { "@id": "LEGITEXT000050455389", "#text": "Arrêté du 25 septembre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050454816", "@nortexte": "INTE2424585A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-09-25" }, { "@id": "LEGITEXT000050797631", "#text": "Arrêté du 19 décembre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050797571", "@nortexte": "INTE2434565A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-12-19" }, { "@id": "LEGITEXT000050807399", "#text": "Arrêté du 16 décembre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050805109", "@nortexte": "INTE2433751A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-12-16" }, { "@id": "LEGITEXT000050810617", "#text": "Arrêté du 17 décembre 2024 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000050805134", "@nortexte": "INTE2433750A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2024-12-17" }, { "@id": "LEGITEXT000051140427", "#text": "Arrêté du 20 janvier 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051138864", "@nortexte": "INTE2501371A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-01-20" }, { "@id": "LEGITEXT000051148934", "#text": "Arrêté du 6 février 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051145773", "@nortexte": "INTE2503788A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-02-06" }, { "@id": "LEGITEXT000051195542", "#text": "Arrêté du 13 février 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051194641", "@nortexte": "INTE2504355A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-02-13" }, { "@id": "LEGITEXT000051245385", "#text": "Arrêté du 21 janvier 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051244878", "@nortexte": "INTE2501376A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-01-21" }, { "@id": "LEGITEXT000051250642", "#text": "Arrêté du 25 février 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051249384", "@nortexte": "INTE2505372A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-02-25" }, { "@id": "LEGITEXT000051274892", "#text": "Arrêté du 24 février 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051270668", "@nortexte": "INTE2505371A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-02-24" }, { "@id": "LEGITEXT000051313327", "#text": "Arrêté du 7 mars 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051312531", "@nortexte": "INTE2506758A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-03-07" }, { "@id": "LEGITEXT000051404246", "#text": "Arrêté du 21 mars 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051401106", "@nortexte": "INTE2508630A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-03-21" }, { "@id": "LEGITEXT000051422174", "#text": "Arrêté du 24 mars 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051421044", "@nortexte": "INTE2508631A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-03-24" }, { "@id": "LEGITEXT000051422201", "#text": "Arrêté du 25 mars 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051421071", "@nortexte": "INTE2508632A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-03-25" }, { "@id": "LEGITEXT000051523685", "#text": "Arrêté du 23 avril 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051520731", "@nortexte": "INTE2511308A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-04-23" }, { "@id": "LEGITEXT000051531042", "#text": "Arrêté du 22 avril 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051528487", "@nortexte": "INTE2511307A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-04-22" }, { "@id": "LEGITEXT000051658361", "#text": "Arrêté du 19 mai 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051656064", "@nortexte": "INTE2514336A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-05-19" }, { "@id": "LEGITEXT000051658386", "#text": "Arrêté du 20 mai 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051656089", "@nortexte": "INTE2514342A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-05-20" }, { "@id": "LEGITEXT000051670931", "#text": "Arrêté du 28 mai 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051669604", "@nortexte": "INTE2515511A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-05-28" }, { "@id": "LEGITEXT000051817458", "#text": "Arrêté du 24 juin 2025 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000051806126", "@nortexte": "INTE2517857A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2025-06-24" } ] }, "CONTEXTE": { "TEXTE": { "TM": { "TM": { "TM": { "TM": { "TITRE_TM": [ { "@id": "LEGISCTA000006157250", "@fin": "2999-01-01", "#text": "Chapitre V : L'assurance des risques de catastrophes naturelles.", "@debut": "1985-08-15" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006142679", "@fin": "2012-07-01", "#text": "Titre II : Règles relatives aux assurances de dommages non maritimes", "@debut": "1976-07-21" }, { "@id": "LEGISCTA000024376800", "@fin": "2999-01-01", "#text": "Titre II : Règles relatives aux assurances de dommages", "@debut": "2012-07-01" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006128391", "@fin": "2999-01-01", "#text": "Livre Ier : Le contrat", "@debut": "1976-07-21" } ] }, "TITRE_TM": [ { "@id": "LEGISCTA000006107964", "@fin": "2999-01-01", "#text": "Partie législative", "@debut": "1976-07-16" } ] }, "@cid": "LEGITEXT000006073984", "@nature": "CODE", "TITRE_TXT": [ { "@fin": "2999-01-01", "#text": "Code des assurances", "@debut": "1976-07-11", "@id_txt": "LEGITEXT000006073984", "@c_titre_court": "Code des assurances" } ], "@date_publi": "2999-01-01", "@date_signature": "2999-01-01" } }, "VERSIONS": { "VERSION": [ { "@etat": "VIGUEUR", "LIEN_ART": { "@id": "LEGIARTI000044607573", "@fin": "2999-01-01", "@num": "L125-1-1", "@etat": "VIGUEUR", "@debut": "2021-12-30", "@origine": "LEGI" } } ] }, "BLOC_TEXTUEL": { "CONTENU": "

I.-La Commission nationale consultative des catastrophes naturelles est chargée de rendre annuellement un avis sur la pertinence des critères retenus pour déterminer la reconnaissance de l'état de catastrophe naturelle, au sens de l'article L. 125-1, et sur les conditions effectives de l'indemnisation des sinistrés. Cet avis est rendu notamment sur le fondement d'un rapport annuel produit par la commission interministérielle de reconnaissance de l'état de catastrophe naturelle mentionnée au II du présent article et qui comprend un bilan synthétique des avis rendus par celle-ci ainsi qu'un état des référentiels retenus pour apprécier l'intensité anormale de l'agent naturel, au sens du troisième alinéa de l'article L. 125-1. L'avis dresse également un bilan des modalités et conditions selon lesquelles les experts qui interviennent pour l'évaluation de dommages occasionnés par des catastrophes naturelles sont certifiés et propose, le cas échéant, des évolutions. La Commission nationale consultative des catastrophes naturelles comprend, parmi ses membres, six membres titulaires de mandats locaux et des représentants des associations de sinistrés. Elle peut entendre toute personne dont l'audition lui paraît utile à ses travaux. Les comptes rendus de ses débats sont rendus publics, dans des conditions prévues par décret. Les missions, la composition, l'organisation et le fonctionnement de la Commission nationale consultative des catastrophes naturelles sont précisés par décret.
\n
\n II.-La commission interministérielle de reconnaissance de l'état de catastrophe naturelle est une commission technique chargée d'émettre un avis sur les demandes de reconnaissance de l'état de catastrophe naturelle dont elle est saisie par les ministres concernés, sur la base de rapports d'expertise. L'organisation, le fonctionnement et les modalités de communication des avis de la commission interministérielle sont précisés par décret.
\n
\n III.-L'avis rendu annuellement par la Commission mentionnée au I et le rapport annuel établi par la commission mentionnée au II sont transmis chaque année au Parlement et au Conseil d'orientation pour la prévention des risques naturels majeurs mentionné à l'article L. 565-3 du code de l'environnement.

" } }, "LEGIARTI000045296940": { "META": { "META_SPEC": { "META_ARTICLE": { "NUM": "L122-7", "ETAT": "VIGUEUR", "TYPE": "AUTONOME", "DATE_FIN": "2999-01-01", "DATE_DEBUT": "2022-03-04" } }, "META_COMMUN": { "ID": "LEGIARTI000045296940", "URL": "article/LEGI/ARTI/00/00/45/29/69/LEGIARTI000045296940.xml", "NATURE": "Article", "ORIGINE": "LEGI" } }, "LIENS": { "LIEN": [ { "@id": "JORFTEXT000000305911", "#text": "Décret n° 76-666 du 16 juillet 1976", "@sens": "source", "@cidtexte": "JORFTEXT000000305911", "@numtexte": "76-666", "@typelien": "CODIFICATION", "@naturetexte": "DECRET", "@datesignatexte": "1976-07-16" }, { "@id": "LEGIARTI000006239469", "@num": "1", "#text": "Décret n°2005-234 du 14 mars 2005 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000444799", "@nortexte": "AGRB0500548D", "@numtexte": "2005-234", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2005-03-14" }, { "@id": "LEGIARTI000006250292", "@num": "1", "#text": "Décret n°2006-370 du 27 mars 2006 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000818971", "@nortexte": "AGRS0502448D", "@numtexte": "2006-370", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2006-03-27" }, { "@id": "LEGIARTI000006259877", "@num": "1", "#text": "Décret n°2007-134 du 30 janvier 2007 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000000466916", "@nortexte": "AGRS0602345D", "@numtexte": "2007-134", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2007-01-30" }, { "@id": "LEGIARTI000018386951", "@num": "1", "#text": "Décret n°2008-270\n du 18 mars 2008 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000018385878", "@nortexte": "AGRS0800733D", "@numtexte": "2008-270", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2008-03-18" }, { "@id": "LEGITEXT000020494257", "#text": "Arrêté du 31 mars 2009 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000020492256", "@nortexte": "AGRF0831570A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2009-03-31" }, { "@id": "LEGIARTI000022375606", "@num": "1", "#text": "Arrêté du 31 mars 2009 - art. 1 (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000020492256", "@nortexte": "AGRF0831570A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2009-03-31" }, { "@id": "LEGIARTI000021740642", "@num": "1", "#text": "Arrêté du 22 janvier 2010 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000021726043", "@nortexte": "AGRT0925752A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-01-22" }, { "@id": "LEGIARTI000023429783", "@num": "1", "#text": "Arrêté du 29 décembre 2010 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000023335407", "@nortexte": "AGRT1026964A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2010-12-29" }, { "@id": "LEGIARTI000024571816", "@num": "1", "#text": "Arrêté du 16 septembre 2011 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000024565542", "@nortexte": "AGRT1115306A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2011-09-16" }, { "@id": "LEGIARTI000026421068", "@num": "1", "#text": "Arrêté du 26 septembre 2012 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000026419763", "@nortexte": "AGRT1203583A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2012-09-26" }, { "@id": "LEGIARTI000028447123", "@num": "1", "#text": "Arrêté du 27 décembre 2013 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000028398893", "@nortexte": "AGRT1323116A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2013-12-27" }, { "@id": "LEGIARTI000045387317", "@num": "Annexe", "#text": "ARRÊTÉ du 1er août 2014 - art. Annexe (Ab)", "@sens": "cible", "@cidtexte": "JORFTEXT000029362161", "@nortexte": "ETLL1408764A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2014-08-01" }, { "@id": "LEGIARTI000030683847", "@num": "1", "#text": "ARRÊTÉ du 5 juin 2015 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000030681660", "@nortexte": "AGRT1428361A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2015-06-05" }, { "@id": "LEGIARTI000033497694", "@num": "1", "#text": "Arrêté du 25 novembre 2016 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033479744", "@nortexte": "AGRT1622766A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2016-11-25" }, { "@id": "LEGIARTI000042232383", "@num": "1", "#text": "Arrêté du 30 décembre 2016 - art. 1 (V)", "@sens": "cible", "@cidtexte": "JORFTEXT000033759236", "@nortexte": "AGRT1637321A", "@typelien": "CITATION", "@naturetexte": "ARRETE", "@datesignatexte": "2016-12-30" }, { "@id": "LEGIARTI000050745117", "@num": "2", "#text": "Décret n°2020-26 du 14 janvier 2020 - art. 2 (VD)", "@sens": "cible", "@cidtexte": "JORFTEXT000041400291", "@nortexte": "LOGL1935489D", "@numtexte": "2020-26", "@typelien": "CITATION", "@naturetexte": "DECRET", "@datesignatexte": "2020-01-14" }, { "@id": "LEGIARTI000045288877", "@num": "15", "#text": "LOI n°2022-298 du 2 mars 2022 - art. 15", "@sens": "cible", "@cidtexte": "JORFTEXT000045287633", "@nortexte": "AGRT2132804L", "@numtexte": "2022-298", "@typelien": "MODIFIE", "@naturetexte": "LOI", "@datesignatexte": "2022-03-02" }, { "@id": "LEGIARTI000047309090", "#text": "Arrêté du 20 février 2023 - art. 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Pour les contrats d'assurance garantissant les dommages d'incendie causés aux biens autres que ceux utilisés à titre exclusivement personnel, les conditions de la garantie contre les effets du vent dû aux tempêtes, aux ouragans et aux cyclones sont déterminées en fonction de l'usage et de la nature de ces biens. Les indemnisations résultant de cette garantie sont attribuées aux assurés en tenant compte des limites de franchise, du plafond et de la vétusté contractuellement fixés, qui peuvent être différents de ceux prévus au titre de la garantie contre l'incendie.

Sont exclus les contrats garantissant les dommages d'incendie causés aux récoltes non engrangées, aux cultures et au cheptel vif hors bâtiments.

Sont également exclus les contrats garantissant les dommages d'incendie causés aux bois sur pied.

En outre, si l'assuré est couvert contre les pertes d'exploitation, cette garantie est étendue aux effets des tempêtes, ouragans ou cyclones, dans les conditions du contrat correspondant.

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\n
Le ministre d'État, ministre de l'intérieur, le ministre de l'économie, des finances et de la souveraineté industrielle et numérique et la ministre auprès du ministre de l'économie, des finances et de la souveraineté industrielle et numérique, chargée des comptes publics,
Vu le code des assurances, notamment ses articles L. 122-7, L. 125-1 à L. 125-6, D. 125-1 à D. 125-6 et A. 125-3 et suivants ;
Vu les avis rendus le 17 juin 2025 par la commission interministérielle instituée par les articles L. 125-1-1 (II) et D. 125-3 et suivants du code des assurances,
Arrêtent :

" }, "SIGNATAIRES": { "CONTENU": "

Fait le 24 juin 2025.

Le ministre d'État, ministre de l'intérieur,

Pour le ministre et par délégation :

L'adjoint au directeur général de la sécurité civile et de la gestion des crises,

J.-F. de Manheulle

Le ministre de l'économie, des finances et de la souveraineté industrielle et numérique,

Pour le ministre et par délégation :

Le sous-directeur des assurances de la direction générale du Trésor,

P. Guyonnet-Duperat

La ministre auprès du ministre de l'économie, des finances et de la souveraineté industrielle et numérique, chargée des comptes publics,

Pour la ministre et par délégation :

L'adjoint au sous-directeur de la 5^e sous-direction de la direction du budget,

S. Doumeix

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